AAC Credit Union Grand Rapids MI | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Aac, your trusted partner in financial wellness since 1937. Located at 177 Wilson Ave Nw, Grand Rapids, MI 49534, we are dedicated to serving our community with a personal touch and a commitment to helping you achieve your financial goals. With over 14,837 members and a robust asset base of $191,062,004, our credit union is built on the foundation of trust and reliability. At Aac, we pride ourselves on offering a wide range of services tailored to meet your needs. Whether you're looking for checking accounts, auto loans, mortgages, or business banking solutions, we have you covered. Our total deposits stand at an impressive $14,316,087, showing our commitment to supporting our members through strong financial practices. Our leadership team is here to ensure you receive the best service possible. Under the guidance of CEO Brian Turmell and Board President Thane Barden, our dedicated staff of 43 employees is ready to assist you. We also prioritize convenience with features like online banking and ATMs available for easy access to your funds. While members can visit us at our branch address, official correspondence should be sent to the same location: 177 Wilson Ave NW, Grand Rapids, MI 49534. If you have any questions or need assistance, don't hesitate to call us at 616-288-0288. Join us today and discover how Aac can help you navigate your financial journey with confidence. Visit our website at aaccreditunion.org for more information or stop by our branch we look forward to serving you!

Branch History & Mission

Accessibility & Services

To better serve you, we offer various conveniences, including ATM availability and drive-thru banking options. Our branch operates from Monday through Friday with extended hours on Saturdays, making it easier for you to access the services you need when you need them. While members can visit us at 177 Wilson Ave Nw Grand Rapids Mi 49534, official correspondence should be sent to 177 Wilson Ave NW, Grand Rapids, MI 49534 if it differs from the branch address. We also prioritize digital advancements, ensuring that our online banking services are user-friendly and accessible for everyone. Join us at Aac and experience a credit union where your needs come first. Whether you're looking for personal banking solutions or want to learn more about how we can support your business ambitions, we're here for you every step of the way. Visit us today or call us at (616) 288-0288 we can't wait to welcome you into our community!

Our Mission

Our mission is simple yet profound: to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services, and we work hard every day to make that happen. Whether it's offering competitive rates on loans or providing resources for financial education, we are dedicated to helping you navigate your financial journey. We understand that banking isn't just about transactions; it's about relationships. Our team is here to support you with personalized service and solutions tailored to your unique needs. We also focus on community involvement through partnerships and outreach efforts, ensuring that we give back to the neighborhoods that have supported us throughout the years.

Branch Location & Accessibility

Welcome to Aac at 177 Wilson Ave Nw Grand Rapids Mi 49534 in beautiful Grand Rapids, MI! Our branch is conveniently located near several well-known landmarks, making it easy for you to stop by and take care of your banking needs. Whether you're visiting the local parks or just passing through the area, our friendly team is ready to assist you. At Aac, we prioritize accessibility for all our members. You'll find ample parking right outside our doors, and the branch is equipped with ADA-compliant features such as ramps, ensuring everyone can visit us comfortably. Our drive-thru service allows for quick transactions without leaving your vehicle, perfect for those on-the-go days. We're open during convenient hours to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM. If you have any questions or need assistance, feel free to give us a call at (616) 288-0288. While members can visit us at 177 Wilson Ave Nw Grand Rapids Mi 49534, official correspondence should be sent to 177 Wilson Ave NW, Grand Rapids, MI 49534. We also offer an ATM on-site for easy access to cash anytime you need it. In addition to our traditional banking services, we provide shared services for members of partner credit unions, giving you even more options when it comes to managing your finances. From checking and savings accounts to loans and credit cards with rewards, we have a variety of products designed just for you. Come experience the welcoming atmosphere at Aac today! We look forward to serving you and helping you achieve your financial goals.

Member Eligibility

At Aac, we believe in creating a welcoming community where everyone can feel supported and valued. Becoming a member is simple and open to those who live, work, worship, or attend school in our local area. Whether you're looking for personal banking options like checking and savings accounts, loans, or credit cards, joining us means gaining access to a variety of services tailored to meet your needs. Our friendly team at 177 Wilson Ave Nw Grand Rapids Mi 49534 is here to help guide you through the process. You can easily find more about the eligibility criteria by visiting our website at . If you're ready to take the next step, opening an account is just a click away; check out the details at https://www.joinmycu.com/115/apply . For any questions, don't hesitate to give us a call at (616) 288-0288. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, we offer comprehensive merchant services designed to simplify your transactions. Imagine a local café that uses our payment processing solution to efficiently handle daily sales while keeping track of inventory in real-time. Our services help streamline operations so you can focus on what matters most growing your business. Visit us at 177 Wilson Ave Nw Grand Rapids Mi 49534 or call us at (616) 288-0288 to learn more about how we can help your business thrive!

Supporting Your Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key! With our ATM services available around the clock, accessing cash has never been simpler. You can perform basic transactions like withdrawals and balance checks at any time that suits you.

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing solutions make it easy for you to get behind the wheel. We offer competitive rates that can help make your dream car a reality without stretching your budget.

Business Banking

For our business members, we offer comprehensive banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we provide the tools and support necessary for success.

Credit Cards with Rewards

Why not earn rewards while spending? Our credit cards come packed with benefits designed to enhance your purchasing power. Enjoy cash back on everyday purchases and points that can be redeemed for exciting rewards!

Drive-Thru & Shared Branch Transactions

Need quick service? Use our drive-thru banking for deposits, withdrawals, and simple transactions without leaving your car! Additionally, if you're a member of a partner credit union, enjoy shared branch transactions for added convenience. At Aac, we pride ourselves on offering these diverse services designed to meet the unique needs of each member. Our commitment is to ensure that managing your finances is as easy and convenient as possible. If you're ready to take advantage of all that we have to offer or if you have any questions about our services, don't hesitate to give us a call at (616) 288-0288 or visit us online at Standale. Your financial well-being is just a click or call away!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process, ensuring you find the best solution for your situation.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine being able to manage your finances seamlessly through online and mobile banking, giving you access to your accounts anytime, anywhere. Plus, with features like e-statements and mobile payments, keeping track of your money has never been easier!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses at us. With our personal loans and debt consolidation services, you can manage those costs more effectively. We work with you to create a plan that fits your financial situation, helping you regain control over your finances.

Digital & Online Banking

Convenience & Security

Making payments is simple with our mobile payments feature, letting you pay directly from your smartphone. You can also send money easily through our person-to-person transfers perfect for splitting bills or sending gifts without the need for cash. Security is our top priority at Aac. Our robust online systems protect your personal information while ensuring that every transaction is safe and secure. We know how important it is for you to feel confident in managing your finances digitally. With these features and more, Aac makes it easy for members like you to handle all banking needs comfortably and securely from wherever you are. Join us today at https://www.goaac.com/ and experience the ease of modern banking!

Key Features

Our 24/7 online banking services ensure you have real-time access to your account information. Need to check your balance or transfer funds? It's all just a few clicks away. Plus, with our mobile application available for download, you can carry your credit union right in your pocket. This means banking on the go has never been easier! For those who enjoy going paperless, we provide e-statements, allowing you to receive and manage your bank statements electronically. This feature not only helps you stay organized but also contributes to a more sustainable environment. If you ever need to authorize a document, our electronic signature authorization is ready to make it quick and hassle-free.

Financial Strength

Growth and Support

Our commitment to reinvesting in our community is evident with $43,107,708 in undivided earnings. This allows us to innovate our banking tools, strengthen lending options, and enhance security measures to serve you better. We understand the importance of supporting your financial goals; with $2,402 in used auto loans and $125,764,928 in total loans and leases, our lending capacity is designed to help you across various sectors. Our operational efficiency is reflected in our $1,628,021, enabling us to continue offering competitive loan rates and solid financial products for our members.

Member Savings and Investments

Members' savings are secured through $59,098,580 in share certificates and $15,056,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $45,151,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust financial standing is further reflected in our net worth ratio of $2,358, which demonstrates a solid capital foundation. It ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Our Team

We also take pride in having 36 full-time employees and 7 part-time employees. They are dedicated to ensuring our branches are always ready to assist you with knowledgeable service. With net shares amounting to $3,564,738, the funds available for lending and investments show our commitment to maintaining a solid relationship with our members. Moreover, we have a growing member base with 31,800 total share accounts that trust us with their finances. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aac is your trusted partner. Visit us at 177 Wilson Ave Nw Grand Rapids Mi 49534 or call (616) 288-0288 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,204,985 in used vehicle loans and $7,307,432 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans provide the capital needed to grow and expand. Although we currently have no outstanding commercial loans listed, we are committed to supporting local businesses through various financing options tailored to meet their unique needs. If you're considering refinancing any existing loans or looking for eligibility options, our team is here to guide you through the process. We aim to make borrowing straightforward and accessible. At Aac, we prioritize your financial well-being. For more information about our loan products or to speak with one of our representatives, feel free to call us at (616) 288-0288 or visit us at 177 Wilson Ave Nw Grand Rapids Mi 49534 in Grand Rapids, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards financial stability today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,814,601, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance your existing mortgage, we offer tailored solutions that fit your needs.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,465,150 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs, allowing you to earn while you spend.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means that users can trust the information they receive when comparing loan options.

AAC CREDIT UNION - Grand Rapids, MI