AAC Credit Union Grand Rapids MI | Best Auto Loans & ATM Services

Introduction

Welcome to AAC, your trusted financial partner located at 904 Broadway Ave NW, Grand Rapids, MI 49504. Established in 1937, we have built a strong community presence and a reputation for reliability, serving over 14,837 members with dedication and care. With total assets amounting to $191,062,004 and deposits of $14,316,087, we are proud to offer a wide range of services tailored to meet your financial needs. At AAC, we believe in empowering our members by providing not just financial products but also valuable guidance. Our team is here to help you navigate through personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Whether you're looking for assistance with debt consolidation or business banking solutions, we have the tools and expertise to support you. Led by our dedicated CEO, Brian Turmell, and Board President Thane Barden, our team of 43 employees works tirelessly to ensure you receive the best service possible. We are committed to fostering a welcoming environment where your financial goals are prioritized. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location. For any questions or assistance, don't hesitate to reach out at (616) 459-4429 or explore more about our services on our website at aaccreditunion.org. Join us today and discover how AAC can help you achieve your financial aspirations!

Branch History & Mission

Community Engagement

Our role in the community extends beyond financial services. We actively participate in outreach efforts and partnerships that uplift local initiatives, helping create a stronger community for all residents of Grand Rapids. We believe that when our members thrive, so does the entire community. As you consider joining us at Aac, we invite you to experience firsthand how we can help you achieve your financial goals while being part of something larger than just banking. Whether you're looking for personal loans or exploring business opportunities, we're here for you every step of the way. Come visit us at 904 Broadway Ave Nw Grand Rapids Mi 49504 or contact us at (616) 459-4429 during our operating hours Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 9 a.m. to 6 p.m. Together, let's build a brighter future!

Our Mission

At the heart of Aac lies a dedication to both financial excellence and community support. We strive to provide personalized banking experiences that cater to every member's unique needs whether it's through checking and savings accounts, auto loans, mortgages, or business banking services. We believe in building relationships that go beyond transactions; our goal is to contribute positively to the lives of those we serve. We understand that accessibility is key, which is why we offer various services including online and mobile banking options. While our branch features drive-thru banking for convenience, we also embrace technology with services like e-statements and mobile payments. Furthermore, our commitment to inclusivity means that we are ADA compliant, ensuring everyone has equal access to our facilities.

Branch Location & Accessibility

Operating Hours

We know how important convenience is for our members. That's why our lobby is open Monday through Thursday from 9 a.m. to 5 p.m., and on Fridays, we extend our hours until 6 p.m. Whether you need to manage your accounts or discuss loan options, our dedicated team is ready to assist you during these hours.

Services and Accessibility Features

At Aac, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions for everyone. For those who prefer a quick visit, our drive-thru service allows for simple transactions without leaving your vehicle. Plus, we participate in shared services with other credit unions, making it easier than ever for you to access funds when needed. We invite you to come by and see how we can help make your banking experience pleasant and efficient. If you have any questions or need assistance before visiting us, feel free to give us a call at 616-459-4429. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Aac is like joining a caring family that's dedicated to your financial well-being. We believe in making our services accessible to everyone, and we welcome individuals who live, work, worship, or attend school in the Grand Rapids area. If you're ready to take the next step toward better banking, you'll find that eligibility is straightforward and inclusive. Our members enjoy a range of benefits, including competitive rates on loans and personalized service that puts your needs first. Opening an account with us is easy! Just visit us at 904 Broadway Ave Nw Grand Rapids Mi 49504, or call us at (616) 459-4429 if you have any questions. For detailed information about eligibility criteria, check out our website at . When you're ready to join, you can start the application process online at https://www.joinmycu.com/115/apply. We can't wait to welcome you to the Aac community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a smooth checkout process that keeps your customers happy and coming back. Our merchant services provide you with the tools you need to accept payments easily, whether online or in-store. This means less hassle for you and a better experience for your customers. Located at 904 Broadway Ave Nw Grand Rapids Mi 49504 in Grand Rapids, MI, our team is ready to assist you during our operating hours from Monday through Friday. Reach out at (616) 459-4429 to discover how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer tailored solutions through our Business Banking services, including Merchant Services & Business Loans. Whether you need funds to expand operations or tools to manage transactions smoothly, we're here to support your entrepreneurial journey.

Connect With Us

We invite you to explore all that Aac has to offer! If you have questions about any of our services or want to discuss how we can meet your specific needs, don't hesitate to reach out at (616) 459-4429. Visit us at 904 Broadway Ave Nw Grand Rapids Mi 49504 in beautiful Grand Rapids, MI, or check out our website here for more information. Your financial journey matters to us let's make it rewarding together!

Modern Banking Features

In today's fast-paced world, convenience is key. That's why at Grand Rapids Branch, we prioritize digital banking features like Online & Mobile Banking, allowing you to manage your accounts from anywhere at any time. With secure access to your financial information, making payments and transferring funds has never been easier. If you prefer face-to-face interactions but need quick service, enjoy our Basic Drive-Thru Banking for deposits and withdrawals without leaving your car. Plus, with Basic Shared Branch Transactions, members from partner credit unions can perform deposits and withdrawals conveniently at our branch.

Personal Banking Solutions

Starting with our Personal Banking options, we offer various Checking & Savings Accounts tailored to fit different lifestyles. For example, if you're saving for a big purchase or simply want a safe place for your daily funds, our accounts make managing money easy and accessible. Need a new car? Our Auto Loans & Vehicle Financing services can help you drive away in the vehicle of your dreams without breaking the bank. We provide competitive rates and flexible terms so you can find the right fit for your budget. When it comes to home ownership, our Mortgage Loans & Refinancing options are here to assist you every step of the way. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we can guide you through the process. If unexpected expenses arise or you're considering consolidating debt, our Personal Loans & Debt Consolidation services can offer relief and help streamline your finances.

Rewarding Credit Options

Don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases. Imagine dining out or shopping while earning rewards that can be redeemed for travel, gift cards, or cash back!

Digital & Online Banking

Key Features

Experience the ease of e-statements with Yes. No more paper clutter view your statements securely online and save them for easy reference later. If you're busy and prefer using your phone, our mobile application Yes lets you do everything from checking balances to making payments right from the palm of your hand. For those who love quick transactions, our mobile payments feature Yes makes it simple to pay friends or family without the hassle of cash or checks. Plus, with person-to-person transfers Yes, sending money is a breeze. We prioritize your security and privacy. Although we do not currently support electronic signature authorization No, our systems are designed to keep your information safe while providing a user-friendly experience. In summary, digital banking at Aac combines convenience with peace of mind. Explore these features today by visiting us at https://www.goaac.com/ and discover how easy managing your money can be!

Financial Strength

At Aac, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economic climate, knowing your credit union is strong and reliable is crucial. That's why we're proud to share our financial strength with you. With a net worth of $45,151,214, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,358 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $59,098,580 in share certificates and $15,056,737 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $250,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $43,107,708 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $2,402 in used auto loans and $125,764,928 in total loans and leases. Our commitment to operational efficiency is reflected in our $1,628,021, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 36 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $3,564,738. Total Share and Deposit Accounts: 31,800, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aac is your trusted partner. Visit us at 904 Broadway Ave Nw Grand Rapids Mi 49504 or call (616) 459-4429 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $31,204,985 in used vehicle loans and $7,307,432 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or opting for a reliable used model, our team is here to guide you through the process.

Credit Lines

If you're in need of additional financial flexibility, consider our credit lines which total $23,000,000. This option allows you to access funds when you need them most, providing peace of mind and financial security. At Aac, we strive to make the loan application process as straightforward as possible. If you're interested in refinancing or have questions about eligibility options, don't hesitate to reach out. Our knowledgeable staff at 904 Broadway Ave Nw Grand Rapids Mi 49504, Grand Rapids, MI are ready to assist you. For any inquiries or assistance, feel free to call us at (616) 459-4429 during our operating hours: Monday through Thursday from 9 a.m. to 5 p.m., and Friday from 9 a.m. to 6 p.m. For more information about our loan offerings and how we can help you meet your financial needs, visit us online at https://www.goaac.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $14,814,601, make buying or refinancing simple. We offer competitive rates and flexible terms, making it easier for you to secure the home of your dreams.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $5,465,150 in loans helping members manage their finances effectively. These credit cards are ideal for those looking to build credit or manage expenses without tying up collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing verified information guarantees fair and transparent offers for all users.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see are accurate and reliable. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can make decisions based solely on the best available options. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. With real-time updates, you won't miss out on competitive offers. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the tool's effectiveness in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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