Aaa Credit Union South Bend IN | Affordable Auto Loans & Business Banking

Introduction

Welcome to Aaa, your trusted financial partner located at 1112 N Bendix Dr, South Bend, IN 46628. Since our establishment in 1939, we have been dedicated to serving our community with integrity and commitment. As a proud member of the credit union family, we currently support over 5,500 members and manage total assets of $78,204,979. At Aaa, we offer a variety of services designed to meet your financial needs, including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and more. Our total deposits stand at $5,651,682, reflecting the trust our members place in us. With a net worth of $8,525,864, you can count on us for stability and growth. Our leadership team is committed to your success. Under the guidance of CEO Paul Obermeyer and Board President Larry Hill, we strive to make banking not just simple but enjoyable. We believe in building lasting relationships with our members and being an integral part of the community. While members can visit us at our branch location for in-person assistance, official correspondence should be directed to our mailing address: P.O. Box 3788, South Bend, IN 46619. For any inquiries or to learn more about how we can assist you further, please don't hesitate to reach out at (574) 232-8021 or explore our services online at aaafcu.com. We invite you to become part of our growing family where your financial future is bright!

Branch History & Mission

Commitment to Innovation

We understand the importance of staying current with technology. That's why we offer online banking, mobile payments, and e-statements services designed for your convenience while ensuring ADA compliance so everyone can access what they need without barriers.

Community Engagement

Our commitment extends beyond financial transactions; we actively engage with local organizations and participate in community outreach efforts. By partnering with various groups, we aim to support educational programs, health initiatives, and other local causes that enrich lives in our area. In closing, we invite you to join the Aaa family. Experience first-hand how we prioritize your needs while building a stronger community together. Visit us today or reach out at (574) 232-8021 we look forward to serving you!

Our Mission

At Aaa, our mission goes beyond just banking; it's about making a positive impact in the lives of our members and neighbors. We believe in fostering financial wellness through personalized services, whether it's helping you open a checking account, secure an auto loan, or navigate your mortgage options. Our focus on community support means we are here not only as your financial partner but also as a resource for local events and initiatives that uplift South Bend. While members can visit us at 1112 N Bendix Dr South Bend In 46628, official correspondence should be sent to P.O. Box 3788, South Bend, IN 46619. We strive to make banking convenient with extended operating hours Monday through Thursday from 9 AM to 5 PM, and Friday until 5:30 PM. Our drive-thru service and ATM availability ensure that you have access to your accounts when you need them.

Branch Location & Accessibility

Welcome to Aaa! Conveniently located at 1112 N Bendix Dr South Bend In 46628 in the heart of South Bend, Indiana, our branch is designed with your needs in mind. Whether you're coming from downtown or nearby neighborhoods, you'll find us easily accessible and ready to assist you. If you're mailing us, please note that official correspondence should be sent to P.O. Box 3788, South Bend, IN 46619. As you approach our location, you'll notice we're close to local landmarks such as [insert nearby landmark if applicable], making it simple to stop by while running errands. We offer ample parking right outside for your convenience, along with features like ADA-compliant access to ensure everyone can visit us comfortably. At Aaa, we value your time. Our lobby hours are welcoming and designed for your busy schedule: Monday through Thursday from 9 AM to 5 PM, and Friday until 5:30 PM. Need a quick transaction? Our drive-thru service is here to help with deposits and withdrawals without needing to step inside! When you visit us, enjoy a variety of services tailored for all members whether it's personal banking, auto loans, mortgage options, or credit cards with rewards. Plus, with ATM availability on-site and shared service center access for partner credit union members, managing your finances is easier than ever. If you have any questions or want to learn more about what we offer, don't hesitate to give us a call at (574) 232-8021. We can't wait to welcome you into our community at Aaa!

Member Eligibility

Becoming a member of Aaa is like joining a close-knit family that values your needs and supports your financial journey. We welcome anyone who lives, works, or worships in the South Bend area to join us. You'll find that our community is built on trust and shared values, making it easier for you to achieve your financial goals together with us. To learn more about the specific eligibility criteria, please visit our website at https://aaafcu.com/membership/. Joining is easy! Once you meet the eligibility requirements, you can open an account at our branch located at 1112 N Bendix Dr South Bend In 46628. Our friendly team is here to guide you through every step of the process and answer any questions you may have. Feel free to call us at (574) 232-8021 if you'd like more information or need assistance. Together, we can create a brighter financial future for you and your family at Aaa!

Business Banking & Commercial Services

Member and Non-Member Loan Support

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine having a reliable partner that helps you manage payments seamlessly, enabling you to focus on what matters most growing your business. Whether you're just starting out or looking to enhance your operations, we're here to provide the tools you need. Visit us at 1112 N Bendix Dr South Bend In 46628 or call us at (574) 232-8021 to learn more about how we can assist you in achieving your business goals!

Comprehensive List Of Services

Accessibility and Convenience

Our branch at 1112 N Bendix Dr South Bend In 46628 in South Bend, IN is equipped with an ATM for easy cash withdrawals and balance checks. We also offer drive-thru banking for quick transactions like deposits and withdrawals without leaving your car. Additionally, members of partner credit unions can enjoy shared branch transactions with us too! We invite you to explore all that Aaa has to offer by visiting us or calling at (574) 232-8021. Our friendly staff is here to assist you every step of the way. Join us today and experience personalized service tailored just for you!

Business Banking Services

For small business owners in our community, Aaa also provides business banking solutions including merchant services and business loans. We aim to support local businesses by offering tailored financial products that help them grow and thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we have invested in robust online and mobile banking platforms. With features like mobile payments, e-statements, and person-to-person transfers, managing your finances has never been easier. You can access your accounts anytime, anywhere whether it's from the comfort of your home or on-the-go.

Loans and Credit Options

Life can throw unexpected expenses your way, which is why we offer personal loans and debt consolidation services. These options give you the flexibility to handle emergencies or manage existing debts without added stress. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for those who want to maximize their purchases.

Personal Banking Solutions

Our personal banking services are designed to help you manage your finances with ease. You can open checking and savings accounts that fit your lifestyle, making it simple to save for future goals or manage daily expenses. If you're considering purchasing a vehicle, our auto loans and vehicle financing options provide competitive rates that make owning a car more accessible. For those looking to buy a home or refinance an existing mortgage, our mortgage loans offer flexible terms and expert guidance throughout the process.

Digital & Online Banking

Enhanced Features

Need to send money quickly? With our person-to-person transfer service, sending cash to friends or family is easier than ever. Simply enter their details and complete the transaction within seconds! And if you're looking to make payments conveniently, our mobile payments feature allows for quick transactions using just your smartphone. With 24/7 online banking services available at Aaa, you're never out of touch with your finances. Our commitment to security means you can bank with peace of mind, knowing that your information is protected every step of the way. Join us today and experience how Aaa makes managing your money easier than ever!

Key Services

Explore our online banking platform at https://aaafcu.com/, where you'll find a range of features tailored to meet your needs. Whether you want to check your account balance, transfer funds, or pay bills, our user-friendly interface makes it simple. You can also sign important documents securely through our electronic signature authorization feature, ensuring that everything is done safely and efficiently. Stay organized with e-statements that allow you to view your financial statements anytime, without the clutter of paper. Plus, if you're always on the move, our mobile application gives you all the functionalities of online banking right in your pocket. Enjoy the freedom to handle your banking tasks wherever life takes you.

Financial Strength

Commitment to Growth

With $8,525,864 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $586 in used auto loans and $23,257,370 in total loans and leases.

Growing Membership

Total Share and Deposit Accounts: 11,020, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aaa is your trusted partner. Visit us at 1112 N Bendix Dr South Bend In 46628 or call (574) 232-8021 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $10,569,166 in share certificates and $7,760,709 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 19 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $8,525,864, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,863,150 in used vehicle loans and $2,757,225 in new vehicle loans already helping members get on the road. We provide flexible terms that cater to your unique situation, making it easier for you to drive away with confidence.

Credit Lines and Other Options

For those looking for more flexibility, our total credit lines amount to $9,590,000. These lines of credit can be a valuable resource for managing unexpected expenses or funding personal projects. At Aaa, we believe in providing personalized service and support throughout your borrowing journey. If you're interested in refinancing options or checking eligibility for any of our products, don't hesitate to reach out! You can contact us at (574) 232-8021 during our operating hours: Monday - Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial future is important to us, and we're here to help you navigate your options confidently. Visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $908,094, make buying or refinancing simple. We offer competitive rates and tailored solutions to fit your budget and lifestyle.

Unsecured Credit Card Loans

Managing finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $739,759 in loans helping members keep their spending under control while still enjoying the benefits of credit.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

LendMesh is committed to transparency and reliability in its loan comparison services. The loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers.

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