Aaa Credit Union Mishawaka IN | Affordable Auto Loans & Rewards Cards

Introduction

Welcome to Aaa located at 3630 Edison Lakes Pkwy, Mishawaka, IN 46545! Since our establishment in 1939, we have been dedicated to serving our community with trust and reliability. As a proud member of the Aaa family, we currently support over 5,500 members with an impressive total asset base of $78,204,979. At Aaa, we believe in putting our members first. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, we are here to help. Our commitment to you extends beyond just financial services; it's about building lasting relationships within our community. With a dedicated team of 24 employees, led by CEO Paul Obermeyer and Board President Larry Hill, we strive to provide exceptional service tailored to your needs. While members can visit us at our branch, official correspondence should be sent to the same address: 3630 Edison Lakes Parkway, Mishawaka, IN 46545. We proudly maintain a strong financial foundation with total deposits amounting to $5,651,682 and a net worth of $8,525,864. This solid backing allows us to offer a variety of loan options that include 2,575 loans and leases, ensuring that we can meet your diverse financial needs. We invite you to explore all that we offer by visiting our website at aaafcu.com. If you have any questions or need assistance, don't hesitate to reach out by calling us at 574-255-2323. At Aaa Credit Union, your financial success is our priority!

Branch History & Mission

Community Engagement

Our commitment extends into the community as well. Through partnerships and outreach programs, we work hard to give back and make a difference where it matters most. Whether it's hosting financial education workshops or participating in local events, we believe in building stronger communities together. As we look toward the future, we invite you to join us on this journey at Aaa. Explore how we can support your financial goals and become part of a thriving member community dedicated to helping one another succeed. Reach out today at (574) 255-2323 or visit us online at our website to learn more about membership opportunities! Together, let's build a brighter financial future!

Our Evolution

Over the years, Aaa has evolved significantly. We started with a simple mission: to provide accessible financial services that meet the needs of our community. As we grew, so did our offerings, allowing us to support our members through various life stages with products like checking and savings accounts, auto loans, and mortgages. Today, we hold total assets of approximately $78,204,979, reflecting our commitment to responsible growth and member satisfaction. We understand that the financial landscape is ever-changing. That's why we continually adapt by embracing digital advancements. Our members benefit from features like online banking, mobile payments, and e-statements all designed with convenience in mind. We also maintain ADA compliance to ensure everyone can access our services without barriers.

Our Mission

The mission of Aaa goes beyond just numbers; it's about making a real impact in people's lives. We aim to empower our members financially while fostering strong community ties. Our focus is on providing exceptional service and support whether through personal banking solutions or business services that help local entrepreneurs thrive. While members can visit us at 3630 Edison Lakes Pkwy Mishawaka In 46545, official correspondence should be sent to 3630 Edison Lakes Parkway, Mishawaka, IN 46545 if different. We also offer convenient features like ATM availability and drive-thru banking for those who prefer quick transactions.

Branch Location & Accessibility

ATM and Drive-Thru Services

For added convenience, we offer ATM availability right at our location. Plus, if you're in a hurry or prefer not to come inside, take advantage of our drive-thru banking services for quick deposits and withdrawals. We also participate in shared services, allowing members from partner credit unions to access basic transactions like deposits and withdrawals. While members can visit us at 3630 Edison Lakes Pkwy Mishawaka In 46545, official correspondence should be sent to 3630 Edison Lakes Parkway, Mishawaka, IN 46545 if it differs from our branch address. Should you have any questions or need more information, don't hesitate to call us at (574) 255-2323. We invite you to come by and see how Aaa can help you achieve your financial goals. Your community credit union is here for you!

Convenient Access and Features

Parking is ample and accessible, ensuring that all our members can visit us without any hassle. For those who may need assistance, our facility is fully ADA compliant, featuring ramps and other accessibility options. You can count on us for not only personal banking but also a variety of services such as auto loans, mortgage loans, and credit cards with rewards. If you're looking to stop by during our operating hours, we're open Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to noon. Whether you have a quick question or need help with an account, our friendly staff is here to assist you.

Member Eligibility

Becoming a member of Aaa feels like joining a close-knit community where your financial needs are understood and prioritized. If you're looking to join, you'll be pleased to know that membership is open to anyone who lives, works, worships, or attends school in the area surrounding Mishawaka. This inclusive approach means you can easily become part of our family and enjoy all the benefits we offer, from competitive loan rates to personalized service. For more detailed eligibility criteria, feel free to check out our website at https://aaafcu.com/membership/ . Opening an account with us is a breeze! Just stop by our branch located at 3630 Edison Lakes Pkwy Mishawaka In 46545, give us a call at (574) 255-2323, or visit our website for more information on how to get started. We can't wait to welcome you into the Aaa community and help you achieve your financial goals!

Business Banking & Commercial Services

Merchant Services for Everyday Success

In today's competitive market, having reliable merchant services can set your business apart. Imagine being able to accept payments easily from your customers whether they prefer credit cards, mobile payments, or even contactless options. Our merchant services not only streamline transactions but also enhance customer satisfaction, allowing you to focus on what really matters: growing your business. Located at 3630 Edison Lakes Pkwy Mishawaka In 46545 in Mishawaka, IN, we are dedicated to helping you achieve your business goals. Reach out to us at (574) 255-2323 or visit our website at https://aaafcu.com/ for more information on how we can partner with you for success!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Always Here for You

Located at 3630 Edison Lakes Pkwy Mishawaka In 46545, we welcome you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 12 PM. Our friendly team is always ready to assist you with any questions or needs. If you're interested in learning more about how we can help you achieve your financial goals, give us a call at (574) 255-2323 or visit us online at Mishawaka. Join us today and discover all the ways Aaa can support your financial journey!

Convenience Through Technology

We pride ourselves on making banking as easy as possible for our members. With features like ATM access, cash withdrawal services, and basic drive-thru banking, you can complete simple transactions without hassle. Plus, our partnership with other credit unions allows for shared branch transactions, giving you even more flexibility when you need it.

Financing Your Dreams

Looking to buy a new car? Our auto loans and vehicle financing options provide competitive rates that make it easier for you to get on the road. We also offer mortgage loans and refinancing solutions tailored to help you achieve homeownership or reduce your monthly payments. If you're facing unexpected expenses, consider our personal loans and debt consolidation services which can simplify your financial situation.

Personal Banking Made Easy

Managing your finances should be straightforward and convenient. With our personal banking services, including checking and savings accounts, we make it easy for you to keep track of your money. Imagine being able to easily access your funds through our user-friendly online and mobile banking platforms. You can check balances, transfer money, and pay bills right from your smartphone or computer.

Rewards at Your Fingertips

Our credit cards with rewards are designed not just for everyday purchases but also for earning points that can be redeemed for exciting rewards. Whether it's traveling, shopping, or dining out, every swipe counts!

Supporting Local Businesses

For business owners in our community, we offer business banking services, including merchant services and business loans. This ensures that local businesses have the support they need to thrive.

Digital & Online Banking

Key Features

Our online banking services allow you to view your account balances, pay bills, and transfer money with just a few clicks. Plus, with the option for electronic signature authorization, signing documents is straightforward and hassle-free no need for printing or mailing. You can also sign up for e-statements to keep track of your transactions while helping the environment. If you're always on the go, our mobile application makes banking even more convenient. It supports mobile payments, so you can shop easily using your phone. Need to send money to a friend? Our person-to-person transfer feature lets you do that instantly without any fuss.

Security and Accessibility

We prioritize your security with advanced measures to protect your personal information. Our 24/7 online banking services mean you're never far from your accounts, allowing you to manage your finances in real time. Whether you're checking balances or making payments, rest assured that we're here to help every step of the way. Embrace the freedom of digital banking with us at Aaa. Experience how simple managing your money can be today!

Financial Strength

Commitment to Growth

Total Share Accounts stand at 11,020, showcasing a robust and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $0, further indicating our capability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Aaa is your trusted partner. Visit us at 3630 Edison Lakes Pkwy Mishawaka In 46545 or call (574) 255-2323 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 19 full-time employees and 5 part-time employees ready to assist you with a knowledgeable, committed team.

Reinvesting in Member Services

With $8,525,864 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $586 in used auto loans and $23,257,370 in total loans and leases.

Secure Savings Options

Members' savings are secured through $10,569,166 in share certificates and $7,760,709 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members over traditional banking practices. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $8,525,864, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,090 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $9,863,150 in used vehicle loans and $2,757,225 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new vehicle or a reliable used car, we have options that suit various budgets and preferences.

Credit Lines

In addition to traditional loans, we provide access to credit lines totaling $9,590,000. This option can be particularly useful for those who want the flexibility to borrow as needed without going through a lengthy application process each time. At Aaa, we pride ourselves on being more than just a lender; we're your partners in financial health. For any questions regarding eligibility or the refinancing options available, don't hesitate to reach out. You can contact us at (574) 255-2323 or visit us at our branch located at 3630 Edison Lakes Pkwy Mishawaka In 46545 in Mishawaka, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $908,094, make buying or refinancing simple. Our knowledgeable staff can guide you through the application process and help you understand your eligibility for refinancing options if you already own a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $739,759 in loans helping members manage their finances effectively. These credit cards can be an excellent way to handle everyday expenses while earning rewards on your purchases.

Loan Aggregator

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AAA FEDERAL CREDIT UNION - Mishawaka, IN