A+ Credit Union Round Rock TX | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to A+ Credit Union, your trusted financial partner since 1949. Located at 201 Deep Wood Dr, Round Rock, TX 78681, we are proud to serve a vibrant community of over 188,990 members. With total assets exceeding $2.48 billion, our commitment to providing exceptional service is matched by our financial strength and stability. At A+, we understand that banking is more than just numbers; it's about people and relationships. Our dedicated team of 531 employees, led by CEO Eric Kase and Board President Landon Spillmann, is here to support you with a wide range of services tailored to meet your needs from personal banking solutions like checking and savings accounts to loans for vehicles, homes, and businesses. While members can visit us at our branch, any official correspondence should be directed to our mailing address: PO Box 14867, Austin, TX 78761-4867. Our financial health reflects our dedication to you. We proudly hold total deposits of $194,717,015 and maintain a net worth of $325,140,976, ensuring that your money is safe with us. Whether you're looking for an auto loan or planning for your future with mortgage options, we've got you covered with over 78,254 loans and leases approved. We invite you to discover the A+ difference today! Feel free to visit us or call us at 512-302-6800 during our lobby hours from Monday to Friday between 11:30 a.m. and 5:00 p.m. Experience firsthand how we make banking personal and accessible for everyone in our community. For more information about membership eligibility or to open an account online, please check out our website at A+ Credit Union.

Branch History & Mission

At A+ Credit Union, our story began in 1949 when we opened our doors in Round Rock, Texas. Over the years, we have grown from a small financial institution into a vibrant community partner with a total membership of 188,990 members. Our branch is conveniently located at 201 Deep Wood Dr, Round Rock, TX 78681, making it easy for locals to access the financial services they need. A+ Credit Union has always been committed to supporting our members and the surrounding community. Our mission is simple yet powerful: to provide exceptional financial services while fostering personal growth and community development. We believe that everyone deserves access to quality banking services that empower them to achieve their financial goals. Since opening, we've reached significant milestones and expanded our offerings to meet the evolving needs of our members. With total assets exceeding $2.48 billion, we have positioned ourselves as a trusted financial resource within the community. Our operating hours are designed for your convenience our lobby is open Monday through Friday from 11:30 a.m. to 5:00 p.m., ensuring you can find time to visit us. While members can visit us at our branch address, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if you need to reach us by mail. A+ Credit Union offers a range of services tailored for both individuals and businesses. From checking and savings accounts to auto loans and mortgage refinancing, we are here to help you every step of the way. We also embrace digital advancements with online banking and mobile app access so you can manage your finances on your terms. Community involvement is at the heart of what we do. We actively seek partnerships that benefit local organizations and initiatives, reflecting our commitment to giving back. By supporting local schools and charities, we aim to uplift those around us while reinforcing the bonds that tie us together as a community. We invite you to join A+ Credit Union today! Experience the difference of being part of an organization that puts its members first and strives for excellence in everything we do. Together, let's build a brighter future for you and our community! For more information or to open an account, please call us at 512-302-6800 or visit our website at A+ Credit Union.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ramps and other accommodations to ensure everyone can visit us comfortably. Plus, there is ample parking available right at our location, so you won't have to worry about finding a spot.

Operating Hours and Services

We are here for you during our lobby hours from Monday through Friday, opening at 11:30 a.m. and closing at 5:00 p.m. If you need assistance outside of these hours, feel free to give us a call at 512-302-6800. At A+, we pride ourselves on offering a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, and more. While we do not have drive-thru banking available, our ATM services are operational for your convenience perfect for quick cash withdrawals or balance checks. For any official correspondence, please send mail to our mailing address at PO Box 14867, Austin, TX 78761-4867. We invite you to stop by and see how we can assist you with your financial needs. Join our community today and discover the benefits of being an A+ member!

Member Eligibility

At A+, we believe that joining our community is like becoming part of a family that truly cares about your financial well-being. Becoming a member is easy and welcoming for those who meet our eligibility criteria. If you live, work, or go to school in the area around Round Rock, or if you have a family member who is already a member, you're likely eligible to join us! We want to help you reach your financial goals while enjoying the benefits of personalized service and competitive rates. For detailed eligibility information, feel free to check out our website at https://aplusfcu.org/accounts/savings/membership. Once you're ready to take the next step, opening an account with us is simple! Just visit our account opening page at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800. Our friendly team is here to assist you every step of the way as you start your journey with A+ at 201 Deep Wood Dr, Round Rock, TX 78681. We can't wait for you to join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide essential merchant services that streamline your operations. Imagine effortlessly processing payments while keeping track of your sales all from one easy-to-use platform. Our services empower you to focus on what matters most: growing your business. Located conveniently at 201 Deep Wood Dr Round Rock Tx 78681 in Round Rock, TX, we're here to partner with you on your journey toward success. Contact us at (512) 302-6800 to explore how we can assist your business today!

Comprehensive List Of Services

Business Banking Services

Running a business? Our Business Banking services include essential offerings such as Merchant Services & Business Loans, ensuring that entrepreneurs have the tools they need to thrive. We are committed to supporting local businesses with flexible financing options that empower growth.

Credit and Rewards

For those who prefer using credit cards, we have a selection of Credit Cards with Rewards, making every purchase count towards something special. Whether it's cash back or travel points, you'll find benefits that align with your lifestyle.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at A+, we provide robust Online & Mobile Banking services. With these features, you can manage your accounts from anywhere, anytime whether checking your balance, transferring funds between accounts, or paying bills all from your smartphone or computer. Plus, enjoy easy access to ATMs for cash withdrawals and balance checks whenever needed.

Final Thoughts

With so many services available under one roof at Round Rock High School Branch, we're here to make banking as simple and convenient as possible for you. If you're interested in learning more about how we can assist you on your financial journey, don't hesitate to reach out! Call us today at (512) 302-6800, or visit us during lobby hours from Monday through Friday between 11:30 a.m. and 5:00 p.m. We look forward to serving you!

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why our Personal Banking options include various Checking & Savings Accounts tailored to fit different lifestyles and goals. Imagine having easy access to your funds while earning interest that's the advantage of banking with us! Additionally, if you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing solutions make it easier than ever to hit the road. Our competitive rates ensure you can drive away in the car you want without breaking the bank. If you're looking for stability in homeownership, we offer Mortgage Loans & Refinancing that can help you achieve your dream home or lower your current mortgage payments. In times of need, our Personal Loans & Debt Consolidation options can provide the financial relief you require, allowing you to simplify your payments and reduce stress.

Digital & Online Banking

Key Features

Our online banking platform, accessible at https://aplusfcu.org/, is available 24/7, allowing you to check your balances, pay bills, and transfer funds whenever it suits you. You won't have to worry about running to the bank during business hours anymore! With our user-friendly interface, navigating through your accounts is a breeze. One of the standout features we offer is the ability to set up e-statements. This means you can receive your account statements electronically, saving paper and making it easier for you to keep track of your finances no more cluttered mailboxes! Need to send money quickly? Our person-to-person transfer feature lets you send funds easily to friends or family without any hassle. It's perfect for splitting bills or helping someone out in a pinch. For those who prefer mobile banking, our mobile application is here to meet your needs. It provides access to all the essential features right from your smartphone. You can manage your accounts, view transactions, and even authorize electronic signatures securely and conveniently.

Security and Accessibility

Security is a top priority at A+. Our online banking services are equipped with advanced security measures to keep your information safe. We ensure that all transactions are encrypted and protected so you can bank with peace of mind. We also know that life can get busy, which is why our services are designed for accessibility. Whether you're at home or out and about, managing your finances has never been easier. With our mobile payments feature coming soon, you'll be able to make purchases directly from your phone. In summary, A+ provides modern digital banking solutions tailored for ease of use and security. Join us today and experience the freedom of managing your finances anytime, anywhere!

Financial Strength

At A+, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial health with you, ensuring that your trust in us is well-placed. With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $21,941 in used auto loans and $2,119,005,048 in total loans and leases. While our net income stands at $0, reflecting our operational efficiency, we are dedicated to continuing the delivery of competitive loan rates and solid financial products for all members. We also take pride in having 501 full-time employees and 30 part-time employees who are always ready to assist you with a knowledgeable, committed team. Our resources allow for substantial net shares available for lending: $5,530,182, while our total share accounts indicate a robust member base with trust in our services at 456,620. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 201 Deep Wood Dr Round Rock Tx 78681 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that fit every budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We aim to streamline the process so you can focus on what matters most your new home.

Refinancing Options

If you're considering refinancing your current loans or exploring eligibility options for our products, we encourage you to reach out to our team. We can guide you through the steps and help find the best rates available. For more information on how our loan products can benefit you, please visit us online at A+ Federal Credit Union or stop by our branch during lobby hours: Monday through Friday from 11:30 a.m. to 5:00 p.m. Remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let A+ be your partner in achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While our current total is $0, we are committed to helping members manage their finances effectively through various financial products.

Loan Aggregator

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Credit and Rewards

Digital Convenience

Final Thoughts

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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