A+ Credit Union Round Rock TX | Top Checking & Business Loans

Introduction

Welcome to A+ Federal Credit Union's Round Rock Branch, where we believe in putting our members first. Since opening our doors in 1949, we've grown alongside our community, now proudly serving over 188,990 members. Located at 1000 S Mays St, Round Rock, TX 78664, our branch is a hub of financial support, dedicated to helping you achieve your financial goals. While members can visit us at 1000 S Mays St, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. At A+, we are committed to transparency and trustworthiness, ensuring that your financial journey is smooth and secure. With total assets exceeding $2.48 billion and total deposits amounting to $194,717,015, we have the resources to provide a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or financing solutions such as auto loans and mortgages, our team is here to guide you every step of the way. Led by CEO Eric Kase and Board President Landon Spillmann, our dedicated staff of 531 employees works tirelessly to offer exceptional service. With a robust net worth of $325,140,976 and cash in hand totaling $34,644,720, we are financially strong and ready to support you. At A+, we also understand the importance of community impact. Our commitment extends beyond financial services; we aim to uplift and engage with those around us. We invite you to experience the benefits of membership with us today. Ready to take the next step? Call us at 512-302-6800 or visit our website at A+ Federal Credit Union for more information on how we can help you thrive financially!

Branch History & Mission

A+ Federal Credit Union has a proud history that dates back to 1949, when it first opened its doors in Round Rock, TX. From humble beginnings, we have grown into a trusted financial institution that now proudly serves over 188,990 members. Our branch is located at 1000 S Mays St, Round Rock, TX 78664, a spot that has become a familiar and welcoming place for our community. Throughout the years, A+ Federal Credit Union has remained committed to its mission of providing exceptional financial services while fostering a strong sense of community. Our focus has always been on helping our members achieve their financial goals, whether that's through personal banking solutions like checking and savings accounts or offering competitive auto loans and mortgages. With total assets exceeding $2.4 billion, we have the resources to provide our members with the support they need. While members can visit us at 1000 S Mays St Round Rock Tx 78664, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our mission goes beyond just banking; we believe in making a positive impact in the communities we serve. We take pride in our partnerships with local organizations and our commitment to outreach efforts that support education and financial literacy. By engaging with our community, we strive to uplift those around us and create lasting relationships based on trust and mutual respect. A+ Federal Credit Union is dedicated to embracing technology for enhanced service delivery. With features like online banking, mobile application access, and convenient ATM availability, we ensure that managing your finances is easy and accessible. For those who prefer face-to-face interactions, we offer drive-thru banking services to make transactions quick and efficient during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM. As we look toward the future, we invite you to join A+ Federal Credit Union. Experience firsthand how we blend tradition with innovation to meet your financial needs while supporting our vibrant community. Whether you're opening an account or exploring loan options, we're here for you every step of the way! Call us today at (512) 302-6800 or visit our website at A+ FCU to learn more about how you can become part of our family!

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like Old Settlers Park, making it easy to combine your banking errands with leisure activities. We prioritize accessibility for all members, offering ADA-compliant features such as ramps and designated parking spaces right by the entrance.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m. For those who prefer the convenience of drive-thru services, we're open Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Services Available

At A+ Credit Union, we offer a wide variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage solutions, and business banking services, you can find everything under one roof. Plus, enjoy the ease of ATM access for quick withdrawals and balance checks. If you need assistance or have questions about our offerings, don't hesitate to reach out! You can contact us at 512-302-6800 or simply drop by the branch for friendly service from our dedicated team. We look forward to welcoming you at A+ Credit Union's Round Rock Branch!

Member Eligibility

At A+, we believe that joining our community is more than just opening an account it's about becoming part of a family that supports one another. If you live, work, or worship in the Round Rock area, you're likely eligible to become a member! We welcome individuals from various backgrounds and circumstances, ensuring that everyone feels included and valued. To find out the specific eligibility criteria, feel free to check out more details at https://aplusfcu.org/accounts/savings/membership. Opening an account with us is straightforward and rewarding. As a member of A+, you'll gain access to a range of financial services tailored to meet your needs, from savings accounts to loans that help you achieve your goals. Plus, you'll receive personalized service from our dedicated staff who are always ready to assist you. If you're ready to take the next step toward membership, visit us at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or call us at (512) 302-6800 for any questions. We can't wait to welcome you into the A+ family at our location on 1000 S Mays St Round Rock Tx 78664!

Business Banking & Commercial Services

At A+, we understand that every business has its own unique journey. Whether you're a startup or an established company, we are here to support your growth with tailored financial solutions. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses. Imagine having access to the funds you need to invest in new equipment or expand your team. Our member-focused approach ensures that you receive personalized service every step of the way. Plus, our merchant services make transactions smooth and easy whether you're processing payments online or at your storefront. Join us at our Round Rock location at 1000 S Mays St, Round Rock, TX 78664, where we are dedicated to empowering local businesses. Contact us today at 512-302-6800 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking

For small business owners, we provide specialized services including merchant services and business loans. Let us help you grow your business with financial solutions tailored specifically for entrepreneurs.

Credit Cards

Don't forget about our credit cards with rewards! Enjoy cash back on everyday purchases while building your credit score. It's an excellent way to save money while enjoying the benefits of responsible spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options, allowing you to manage your accounts from anywhere at any time. Whether it's checking balances, making transfers, or paying bills, everything is just a click away. You can also take advantage of our ATM and cash withdrawal services, which ensure that accessing your money is quick and easy no matter where you are.

Drive-Thru & ATM Services

Need to make a quick transaction? Our basic drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. Plus, enjoy basic ATM access for balance checks or cash withdrawals whenever needed. At A+, we're more than just a credit union; we're part of the community in Round Rock, TX. With friendly staff ready to assist you by phone at (512) 302-6800, we invite you to reach out or visit us today! Discover how our comprehensive list of services can help improve your financial well-being because when it comes to banking, we've got you covered!

Mortgage Assistance

Thinking about buying a home? Our team is here to assist with mortgage loans and refinancing options that fit your budget. We take the time to explain each step of the process so that you feel confident in your decisions.

Personal Banking Solutions

Start your financial journey with our personal banking services. We offer various checking and savings accounts that can help you manage your money effectively. Imagine having access to an account that not only keeps your funds safe but also helps you earn interest over time. With our competitive rates, achieving your savings goals becomes easier than ever. For those looking to make a larger purchase, consider our auto loans and vehicle financing options. We know how important reliable transportation is, and our flexible terms can help you drive off in the vehicle you desire without breaking the bank.

Personal Loans

Life sometimes throws unexpected expenses your way. That's where our personal loans and debt consolidation services come in handy. Whether it's medical bills, home repairs, or consolidating credit card debt, we can help simplify your finances with manageable repayment plans.

Digital & Online Banking

Access Anytime, Anywhere

Our online banking platform at https://aplusfcu.org/ provides you with 24/7 access to your accounts. Whether you want to check your balance, transfer funds, or pay bills, it's all available at your fingertips. Plus, our mobile application makes it even easier to stay connected to your money wherever life takes you.

Easy Transfers and Payments

Need to send money to a friend? Our person-to-person transfers allow you to quickly send funds with just a few taps. While we currently don't support mobile payments, our other features provide plenty of ways to manage your finances efficiently.

Secure and User-Friendly Features

Safety is a top priority for us. Our services include electronic signature authorization, ensuring that your transactions are secure and protected. You can also opt for e-statements to receive your account statements digitally no more waiting for paper copies in the mail! This feature not only keeps your information secure but also helps you stay organized.

Stay in Control

With our online banking tools, you're always in control of your financial situation. Check balances in real-time, track spending habits, and easily monitor transactions. With features designed for ease-of-use, managing your money has never been simpler. Discover how our digital banking services can enhance your financial experience today by visiting https://aplusfcu.org/. At A+, we're committed to making banking easy and accessible for all our members!

Financial Strength

At A+, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid foundation and the ability to provide our members with reliable services and products that meet their needs. With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is reflected in our $313,441,166 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $21,941 in used auto loans and $2,119,005,048 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident with a net income of $4,446,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 456,620, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 1000 S Mays St Round Rock Tx 78664 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used option, we have solutions tailored for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your entrepreneurial journey.

Credit Lines and Personal Loans

For those looking for flexibility in managing their finances, our credit lines total $967,903,186. These options can provide you with the extra cash flow you need for emergencies or planned expenses. Additionally, we also offer personal loans that can help consolidate debt or finance major purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand all your options.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could lower your monthly payments or reduce your interest rate. Reach out to us for more details on eligibility and how we can assist you further. You can learn more about our offerings by visiting us at 1000 S Mays St Round Rock Tx 78664, located in Round Rock, TX. If you have questions or need assistance, don't hesitate to call us at (512) 302-6800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your lending needs with confidence!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards come with rewards and benefits that make everyday purchases more rewarding.

Loan Aggregator

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A+ FEDERAL CREDIT UNION - Round Rock, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Round Rock, TX (78664)

Introduction

Branch History & Mission

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Operating Hours

Services Available

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Business Banking

Credit Cards

Digital Banking Features

Drive-Thru & ATM Services

Mortgage Assistance

Personal Banking Solutions

Personal Loans

Digital & Online Banking

Access Anytime, Anywhere

Easy Transfers and Payments

Secure and User-Friendly Features

Stay in Control

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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