A+ Credit Union Hutto TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to A+ Federal Credit Union's Hutto Branch, where your financial well-being is our top priority! Located at 141 Ed Schmidt Blvd, Hutto, TX 78634, we have proudly served our community since 1949. With a strong commitment to providing exceptional service and support, we currently boast a membership of over 188,990 individuals who trust us with their financial needs. At A+, our mission extends beyond just banking; we aim to empower our members. With total assets reaching an impressive $2,482,595,182 and deposits totaling $194,717,015, we are equipped to offer a variety of services tailored to fit your lifestyle. Whether you're looking for personal loans, mortgages, or business financing solutions, we've got you covered with over 78,254 loans and leases available. Your peace of mind matters to us. That's why we maintain a solid net worth of $325,140,976 and keep $34,644,720 in cash on hand to ensure that your deposits are safe and accessible whenever you need them. Led by our dedicated CEO, Eric Kase, and Board President Landon Spillmann, our team is here to assist you every step of the way. We take pride in our knowledgeable staff of 531 employees, ready to provide personalized assistance during our lobby hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., with drive-thru service available until 6:00 p.m. While members can visit us at our Hutto branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 14867, Austin, TX 78761-4867. Discover the difference that comes with being part of a community-focused credit union. Visit us online at A+ Federal Credit Union or call us at 512-302-6800 today! Your financial journey starts here let's build a brighter future together!

Branch History & Mission

Welcome to A+ Federal Credit Union's Hutto Branch, a beacon of financial hope and community spirit since it opened its doors in 1949. Nestled at 141 Ed Schmidt Blvd in the vibrant city of Hutto, Texas, we have been dedicated to serving our members and the surrounding community for decades. Our rich history is marked by a commitment to providing exceptional financial services while fostering strong relationships within the community. Over the years, A+ has grown significantly, now boasting a total membership of nearly 189,000 and total assets of over $2.4 billion. This growth reflects not just our success but also our unwavering dedication to improving the lives of those we serve. As part of our mission, we focus on delivering personalized banking experiences that empower individuals and families to achieve their financial goals. At A+, our mission is simple yet profound: "We exist to serve." We strive to provide accessible financial solutions that cater to the needs of our diverse membership base. From personal banking services like checking and savings accounts to auto loans, mortgages, and business financing, we are here to support our members every step of the way. Moreover, we pride ourselves on being actively involved in community outreach initiatives that uplift local organizations and foster a sense of belonging among residents. While members can visit us at our main location in Hutto, official correspondence should be directed to PO Box 14867, Austin, TX 78761-4867 if needed. Our operating hours are designed with your convenience in mind: Lobby Hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., with Drive-Thru service available from 8:30 a.m. to 6:00 p.m., Monday through Friday, and Saturday from 9:00 a.m. to 1:00 p.m. A+ Federal Credit Union is committed to staying current with digital advancements and ensuring ADA compliance for all members. We offer online banking services for easy access to your accounts anytime and anywhere. Our drive-thru banking and ATM availability further enhance your banking experience by providing flexibility and convenience. As we look towards the future, we invite you to become part of our story. Join us at A+ Federal Credit Union's Hutto Branch today experience firsthand the benefits of being a member-driven organization that truly cares about its community! For more information or assistance, feel free to call us at 512-302-6800 or visit our website at aplusfcu.org. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Parking

We understand that accessibility is important for all our members. Our branch features ADA-compliant facilities, including ramps for easy entry. Plus, you'll find ample parking available right outside the branch, so you can park with ease and get inside quickly.

Get in Touch

Have questions? Our friendly team is here to help! Feel free to give us a call at 512-302-6800. We invite you to visit us soon and discover how A+ can support your financial journey!

Operating Hours That Fit Your Schedule

At A+, we value your time. Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and our drive-thru is open even longer! You can visit us Monday through Friday from 8:30 a.m. until 6:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. This way, you can take care of your banking needs when it's most convenient for you.

Services and Features

Whether you need help with personal banking like checking and savings accounts or are looking into auto loans and mortgage options, we have you covered. Our drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, with ATM availability right at our location, cash withdrawals and balance checks are just a few steps away. While members can visit us at 141 Ed Schmidt Blvd for all their banking needs, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if that applies to you.

Member Eligibility

Becoming a member of A+ is like joining a close-knit family where your financial well-being is our top priority. We welcome individuals who live, work, worship, or attend school in the Hutto area, along with their immediate family members. This means if you're part of our community, you can take advantage of the many benefits we offer, from competitive loan rates to personalized service that feels just right for you. To learn more about eligibility and see if you qualify, feel free to check out our detailed criteria at https://aplusfcu.org/accounts/savings/membership. Joining us is simple! You can start the process online by visiting https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800 if you have any questions. Our friendly team at A+, located at 141 Ed Schmidt Blvd Hutto Tx 78634, is eager to help you navigate your journey to membership. We believe everyone deserves access to great financial services, and we're here to make that happen for you.

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, our merchant services simplify payment processing so you can focus on running your business. Imagine a busy Saturday at your café thanks to our reliable point-of-sale systems, transactions are quick and secure. This allows you to serve more customers without delays, ensuring a smooth experience for everyone. Whether you're looking to expand operations or streamline everyday transactions, A+ is here to empower your business every step of the way. Visit us at 141 Ed Schmidt Blvd Hutto Tx 78634 or call us at (512) 302-6800 to learn more about how we can assist you!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

At A+, we believe in supporting local businesses too. Our business banking services include merchant services and business loans that empower entrepreneurs like you to thrive in today's competitive landscape. We know how essential it is for businesses to have reliable financial partners, and we are committed to being just that.

Easy Access & Convenience

Accessing your accounts has never been easier with our ATM services available for cash withdrawals and balance checks. For those who prefer face-to-face interactions, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your vehicle. Our commitment to convenience extends beyond traditional banking hours. You can reach us at (512) 302-6800 during lobby hours or visit us at our branch located at 141 Ed Schmidt Blvd Hutto Tx 78634, Hutto, TX for personalized assistance.

Final Thoughts

Whether you're an individual looking for personal finance solutions or a business owner seeking growth opportunities, A+ is here to support you. We're proud to offer comprehensive services that fit into your life seamlessly. Ready to take the next step? Visit us online at https://aplusfcu.org/ or stop by our branch today! Let us help you achieve your financial goals with ease and confidence.

Personal Banking

We offer robust personal banking options designed with you in mind. Our checking and savings accounts provide flexible solutions for everyday transactions and savings goals. You can easily manage your funds through our online and mobile banking platforms, making it convenient to check balances, transfer money, or pay bills from anywhere. For those planning to buy a vehicle, our auto loans and vehicle financing solutions make the process smooth and straightforward. Imagine driving off in your new car without the stress of complicated financing that's what we aim for! We also offer mortgage loans and refinancing options to help turn your homeownership dreams into reality. If you find yourself needing extra cash for unexpected expenses or consolidating debt, our personal loans are designed to assist you with manageable terms. Plus, our credit cards come with rewards that make every purchase feel rewarding!

Digital & Online Banking

Key Services

You can explore our online banking services at https://aplusfcu.org/. Our platform allows you to view your account balances, make transfers, and pay bills all in one place. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier! Security is a top priority for us. We offer electronic signature authorization, making it safe to sign documents without needing to visit a branch. This means you can complete transactions quickly while keeping your information secure. Additionally, we provide e-statements so you can access your financial statements electronically helping you stay organized and reducing paper waste.

Mobile Banking Made Easy

For those who prefer banking on their phones, our mobile application is available for download. It provides all the functionality of our online banking system right at your fingertips. You can even set up mobile payments for quick checkouts though please note this feature isn't currently offered at A+. With 24/7 online banking services available, managing your finances is simple and straightforward. Whether you're checking your balance or reviewing recent transactions, everything is just a click away. Join us at A+ to experience how easy banking can be!

Financial Strength

Growing Membership Trust

Total Share and Deposit Accounts stand at 456,620, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments reaching $5,530,182, we are well-positioned to help you achieve your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 141 Ed Schmidt Blvd Hutto Tx 78634 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member Savings and Investment

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency as shown by our $0. This enables us to continue offering competitive loan rates and solid financial products tailored for our members' needs. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment into Member Services

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,941 in used auto loans and $2,119,005,048 in total loans and leases.

Strong Capital Foundation

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We aim to make car buying as easy as possible by offering flexible terms and fast approval processes. Plus, our refinancing options can help you reduce your monthly payments if you're currently paying more than you'd like on an existing auto loan.

Commercial Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We tailor our lending solutions to meet the unique needs of small businesses, ensuring you have the resources necessary for success. Our team is dedicated to helping you find the right loan product that meets your needs. To learn more about eligibility or explore refinancing options available at A+, please visit our website or give us a call at (512) 302-6800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Personal Loans

If you're in need of extra cash flow or want to consolidate debt, consider our credit lines and personal loans. With a total of $967,903,186 available for credit lines, we offer flexibility and convenience for managing expenses as they arise. Additionally, our unsecured credit card loans provide a total of $0, helping members navigate everyday costs without stressing their budgets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We provide personalized support throughout the process, ensuring that you find the right fit for your budget and lifestyle. Our team is ready to guide you through every step of securing your home loan.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its focus on verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring full transparency in every comparison. Furthermore, LendMesh does not engage in sponsored listings; lenders are not prioritized based on paid promotions. This commitment to providing unbiased results means users can confidently explore their options without worrying about hidden agendas. Additionally, LendMesh provides real-time rate comparisons from multiple institutions. This up-to-date information helps users make well-informed decisions that align with their financial needs and goals. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness and reliability in delivering valuable insights. To start your journey towards finding the best loan rates tailored to your needs, compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Easy Access and Parking

Get in Touch

Operating Hours That Fit Your Schedule

Services and Features

Member Eligibility

Business Banking & Commercial Services

Merchant Services that Matter

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking

Easy Access & Convenience

Final Thoughts

Personal Banking

Digital & Online Banking

Key Services

Mobile Banking Made Easy

Financial Strength

Growing Membership Trust

Member Savings and Investment

Operational Efficiency

Reinvestment into Member Services

Strong Capital Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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