A+ FEDERAL CREDIT UNION - Harker Heights, TX

As we continue this journey together, we invite you to become part of the A+ family. Experience firsthand the benefits of membership from competitive rates on loans and savings products to personalized service that puts your needs first. At A+, your success is our success. Connect with us today at A+ FCU or give us a call at (512) 302-6800!

Since our inception, A+ has evolved significantly. We have continuously adapted to meet the changing needs of our members while maintaining our core mission: to provide exceptional financial services that empower individuals and families. From offering basic savings accounts to advanced loan options including auto loans and mortgages, we pride ourselves on being a reliable partner in our members' financial journeys. Our commitment to innovation has led us to embrace digital advancements. We offer online and mobile banking services that make managing finances easier than ever. Members can access their accounts anytime, anywhere, ensuring they stay connected to their money. Additionally, we are proud to be ADA compliant, ensuring all members can enjoy our services without barriers.

The heart of A+ Federal Credit Union lies in our mission: to enhance the financial well-being of our members while giving back to the community. We believe that by supporting local initiatives and fostering partnerships with local organizations, we can make a meaningful impact on lives beyond just banking. Whether it's through educational workshops or community events, we strive to uplift those around us. While members can visit us at 400 W Central Texas Expy Harker Heights Tx 76548, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our operating hours cater to busy lifestyles; we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 10:00 AM to 1:00 PM for lobby services. For added convenience, our drive-thru is available weekdays until 6:00 PM and Saturdays until 1:00 PM.

Finding us is easy! We are situated near local landmarks, making it simple to drop in. Plus, there's ample parking available right outside the branch, ensuring you can access our services without hassle. Our facilities are designed with accessibility in mind, including ADA-compliant features and ramps to make your visit comfortable.

We know your time is valuable, which is why our lobby hours are designed for your convenience. Join us Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you prefer the drive-thru, we're open Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., making it easy for you to manage your banking needs on your schedule.

At A+ Credit Union, we offer a wide range of services tailored for both personal and business banking. From checking and savings accounts to auto loans and mortgages, we have the tools you need for financial success. Our drive-thru also provides basic banking services like deposits and withdrawals, while our ATM is available for cash withdrawals and balance checks anytime. While members can visit us at our Harker Heights branch for all their banking needs, official correspondence should be sent to PO Box 14867 in Austin if you need to reach us by mail. Ready to experience the convenience of A+ Credit Union? Give us a call at 512-302-6800 or stop by today we're excited to welcome you!

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

In today's fast-paced world, having efficient merchant services can make a big difference. Picture this: You run a bustling café and need a reliable way to process payments while keeping your customers happy. Our merchant services simplify transactions, allowing you to focus on serving delicious coffee instead of worrying about cash flow. Visit us at 400 W Central Texas Expy Harker Heights Tx 76548, Harker Heights, TX, or call us at (512) 302-6800 to learn how we can help your business thrive!

Our branch team is here for you during lobby hours from Monday to Friday 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m. You can also reach us by phone at (512) 302-6800 for any inquiries or assistance.

For our local entrepreneurs and small business owners, A+ offers robust business banking solutions including merchant services and business loans. We believe in supporting local businesses because they are the backbone of our community.

In today's fast-paced world, managing your finances on-the-go is crucial. That's why we've embraced technology with our online and mobile banking features. You can easily check balances, transfer funds, and pay bills from anywhere! Our members also benefit from convenient ATM and cash withdrawal services, ensuring access to their funds whenever needed. Need to deposit a check quickly? Use our basic drive-thru banking for simple transactions like deposits and withdrawals without leaving your car!

At A+, we're committed to making your financial journey as smooth as possible. With a comprehensive list of services available, we are ready to support you every step of the way. Visit us today at 400 W Central Texas Expy Harker Heights Tx 76548 or explore our offerings online at Harker Heights. Let us help you achieve your financial goals!

Our personal banking services include a variety of checking and savings accounts tailored for different lifestyles. If you're aiming to save for a special purchase or build an emergency fund, our savings accounts can help you reach your goals effectively. For those who prefer easy access to their money, our checking accounts offer convenience and flexibility. When it comes to financing, we understand that getting around is essential. That's why we offer competitive auto loans and vehicle financing options that make buying a car hassle-free. Need a home? Our mortgage loans and refinancing services are designed to help you secure the perfect place without breaking the bank. For unexpected expenses or consolidating debt, our personal loans and debt consolidation services can provide the relief you need. Plus, don't forget about our credit cards with rewards, allowing you to earn while you spend.

One of the standout features is our Electronic Signature Authorization option. This means you can sign documents electronically, saving you time and making transactions smoother. Plus, with E-Statements available, you can keep track of your financial activity securely and eco-friendly all without the clutter of paper statements. For those who love using their smartphones, our mobile application makes banking even more accessible. You can manage your accounts, pay bills, and even make person-to-person transfers with ease. Just imagine sending money to a friend or family member in seconds no more waiting for checks to clear! Although we currently do not offer mobile payments, our services are designed to be user-friendly and secure so that you can bank with confidence. And don't worry about your safety; we take security seriously at A+. In today's fast-paced world, having real-time account management tools is essential. With everything we offer whether it's easy access through online banking or managing transactions via our mobile app you'll find that handling your finances has never been simpler or more secure. Join us at A+ and experience the convenience of modern banking! If you have any questions or need assistance, feel free to reach out at (512) 302-6800. Your financial journey starts here!

Total Share Accounts stand at 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,530,182, further demonstrating our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 400 W Central Texas Expy Harker Heights Tx 76548 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Your savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,941 in used auto loans and $2,119,005,048 in total loans and leases.

With a net worth of $325,140,976, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that fit your budget.

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We are committed to supporting local businesses with financing solutions that align with their operational needs. At A+, we believe in empowering our members through accessible lending solutions. If you're interested in refinancing or would like more information on eligibility options, please feel free to contact us at (512) 302-6800 or visit us at our location: 400 W Central Texas Expy Harker Heights Tx 76548, Harker Heights, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your loan options today and let us assist you in reaching your financial aspirations!

If you're looking for flexibility, our credit lines totaling $967,903,186 are designed to give you access to funds when you need them most. This can be particularly beneficial for managing cash flow or making larger purchases without the immediate burden of repayment.

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We can help guide you through the process and ensure you find a mortgage solution that works for you.

Managing your finances effectively is crucial, and we also offer flexible terms on unsecured credit card loans. Although our total for these loans currently stands at $0, we encourage you to explore our credit options that can help manage everyday expenses or unexpected costs.

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights the effectiveness of LendMesh in helping individuals secure better loan terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for users. By working with legitimate financial institutions, LendMesh guarantees that the data you receive is accurate and trustworthy.