A+ Credit Union Georgetown TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to A+ Georgetown Branch, where your financial journey is our priority! Located at 804 S Interstate 35, Georgetown, TX 78628, our credit union has been serving the community since 1949. With a strong commitment to our members, we have grown to support over 188,990 members and manage total assets of $2,482,595,182. At A+, we believe in building lasting relationships with our community. Our dedicated team of 531 employees, led by CEO Eric Kase and Board President Landon Spillmann, is here to help you navigate your financial needs from checking and savings accounts to auto loans and mortgages. We understand the importance of having easy access to your funds, which is why we offer services like online banking and ATMs for your convenience. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. As a member-owned institution, we are proud of our financial strength. With total deposits amounting to $194,717,015 and a net worth of $325,140,976, you can trust that your money is in safe hands. Our commitment goes beyond just numbers; we strive to positively impact the lives of our members every day. Join us today at A+ Georgetown Branch and experience the difference in personalized service and community-focused banking. For any inquiries or assistance, feel free to call us at 512-302-6800. Your future starts here!

Branch History & Mission

At A+ Credit Union, we take pride in our rich history and commitment to serving the community of Georgetown, TX. Founded in 1949, our branch has grown alongside the town itself, evolving from a small cooperative into a trusted financial partner for nearly 189,000 members. Located at 804 S Interstate 35, our branch is conveniently situated near popular local landmarks, making it easy for you to access our services. From the very beginning, A+ Credit Union was built on the principles of cooperation and community support. Our mission is straightforward yet profound: to provide exceptional financial services while fostering a culture of care and support within our community. We believe that everyone deserves access to quality financial resources, whether it's personal banking options like checking and savings accounts or loans for auto financing and mortgages. Over the years, we've seen tremendous growth. Today, we proudly manage over $2.48 billion in assets, allowing us to offer competitive rates and innovative solutions tailored to meet the unique needs of our members. Our dedicated staff works hard every day to ensure that every member feels valued and supported. While members can visit us at 804 S Interstate 35, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our operating hours are designed for your convenience: Lobby Hours are Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM. For those who prefer drive-thru banking, we offer service Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. A+ Credit Union understands that banking is not just about transactions; it's about relationships. We are dedicated to enhancing our members' experiences through digital advancements such as online banking and mobile applications. Our commitment to accessibility means we also provide ADA-compliant facilities so that all members can enjoy our services comfortably. In addition to providing essential financial services, we actively engage in partnerships and outreach efforts that strengthen our community ties. Whether it's sponsoring local events or supporting educational initiatives, we strive to make a positive impact beyond banking. We invite you to become part of the A+ family! Join us today and experience firsthand how we're dedicated not only to your financial success but also to enriching the Georgetown community as a whole. For more information on membership or services, please visit our website or call us at 512-302-6800. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Features

At A+, we prioritize making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and wide entrances, ensuring that all members can easily access our services. We also offer ample parking spaces right outside the entrance for your convenience. For those who prefer to bank from their vehicles, we have a drive-thru service available. It's perfect for quick deposits and withdrawals without having to leave your car!

Operating Hours

We know that life can get busy, so we aim to accommodate your schedule. Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you need assistance outside of these hours, our drive-thru is open Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., giving you plenty of time to stop by whenever it works for you.

Services Offered

At the A+ Georgetown Branch, we offer a range of financial services designed to meet the needs of both individuals and businesses. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we've got you covered. Plus, with our ATM available on-site, you can easily access cash whenever you need it. Ready to experience banking that puts you first? Feel free to give us a call at 512-302-6800 or stop by today! Our friendly team is eager to help you navigate all your banking needs.

Member Eligibility

At A+, we believe that joining our community is like finding a second home where everyone supports each other. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the Georgetown area, you're likely eligible to join us. We also welcome family members of current members, making it easy to share the benefits of credit union membership with your loved ones. For more detailed eligibility criteria, feel free to explore this resource: Eligibility Details. Opening an account with us is just as straightforward. You can easily start the process by visiting our online application page here: Account Opening. If you have any questions or need assistance, don't hesitate to give us a call at (512) 302-6800. We're here to help you take this exciting step towards better banking and financial wellbeing at A+, located at 804 S Interstate 35 Georgetown Tx 78628.

Business Banking & Commercial Services

Business Loans that Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

But it doesn't stop at loans. Our merchant services are tailored to meet the day-to-day needs of businesses. Imagine processing payments seamlessly while also gaining insights into sales trends all backed by local support from your trusted credit union. Whether you're running a retail store or offering services, our tools make managing your cash flow easier than ever. Located conveniently at 804 S Interstate 35 Georgetown Tx 78628 in Georgetown, TX, our team is ready to partner with you on your journey to success. Reach out today at (512) 302-6800 to learn more about how we can help your business grow!

Comprehensive List Of Services

Business Banking Services

For our business members, we provide tailored solutions through our Business Banking services. This includes essential Merchant Services & Business Loans that empower local businesses to thrive. We understand the unique challenges faced by entrepreneurs and aim to support their growth with accessible financing options.

Convenient Access

In addition to traditional banking services, we also offer ATM & Cash Withdrawal Services, allowing you easy access to your funds anytime you need them. Our basic drive-thru banking service lets you perform deposits and withdrawals without leaving your car perfect for busy days. With our commitment to digital convenience, accessing all these services is simple through our comprehensive online platform. You can manage everything from checking balances to applying for loans right from the comfort of your home or while out and about. If you're ready to take advantage of all that A+ has to offer or if you have any questions about our services, please don't hesitate to reach out! Call us at (512) 302-6800 or visit us at 804 S Interstate 35 Georgetown Tx 78628 in Georgetown, TX. Your financial journey starts here!

Credit Card Options

When it comes to managing everyday purchases, our Credit Cards with Rewards offer great benefits. You earn rewards on your spending that can be redeemed for travel, merchandise, or cash back turning regular purchases into opportunities for extra value.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that help you manage your day-to-day finances efficiently. Imagine having access to funds whenever you need them, whether it's for groceries or that unexpected car repair. Our accounts come with user-friendly online and mobile banking features, making it easy for you to keep track of your spending and savings on-the-go. For those looking to drive away in a new vehicle, our Auto Loans & Vehicle Financing options make the process straightforward and stress-free. You can choose from competitive rates that fit your budget, so you can focus more on enjoying the ride than worrying about payments. Additionally, if you're considering purchasing a home or refinancing your existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms to suit your situation. If you're facing financial challenges or planning a major purchase, our Personal Loans & Debt Consolidation options can help simplify your finances. With clear terms and manageable repayment plans, you can tackle your expenses head-on.

Digital & Online Banking

Key Features

Our online banking service provides you with 24/7 access to your accounts. You can easily check balances, pay bills, and transfer funds all from the comfort of your home or while on the go. If you're looking to send money to friends or family, our person-to-person transfers make it quick and hassle-free. For those who prefer using their smartphones, we also have a mobile application available. This app allows you to manage your accounts at your fingertips, ensuring that you never miss a beat. Plus, if you're environmentally conscious, you'll appreciate our e-statements feature which helps reduce paper clutter while keeping your information secure.

Security & Ease-of-Use

Security is paramount in today's digital world. At A+, we utilize electronic signature authorization to ensure that all transactions are safe and secure. You can bank with confidence knowing that your sensitive information is protected. We strive to make our services user-friendly so that everyone can enjoy the benefits of modern banking without stress. Whether you're tech-savvy or just getting started with digital banking, our intuitive interface makes it easy for anyone to navigate their accounts. In summary, with features like online banking availability, mobile application access, e-statements, and person-to-person transfers, A+ is committed to providing an accessible and convenient banking experience tailored for you. Visit us today at https://aplusfcu.org/ and discover how easy managing your finances can be!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts stand at 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,530,182, which enhances our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 804 S Interstate 35 Georgetown Tx 78628 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $4,446,426 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is further demonstrated by our impressive $21,941 in used auto loans and $2,119,005,048 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Position

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $112,970,046 in new vehicle loans and $361,236,991 in used vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, we have options that suit your needs.

Business Financing

For business owners in our community, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand your operations. We understand how crucial access to funds is for business success. At A+, we're committed to providing exceptional service and competitive rates tailored to fit your unique circumstances. If you're interested in refinancing or want to check your eligibility for any of our loan products, don't hesitate to contact us or visit our website for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Credit Lines and Personal Loans

We also provide various credit line options and personal loans to support your financial journey. With total credit lines reaching $967,903,186, our flexible terms ensure you can access funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361. Our team will guide you through the mortgage process and help you find a solution that fits your budget.

Unsecured Credit Card Loans

For those looking for easy-to-manage financing solutions, we offer unsecured credit card loans with flexible terms. Currently, we have no outstanding unsecured credit card loans available; however, we're always exploring ways to enhance our offerings for our members.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings. This means lenders are not prioritized based on paid promotions our goal is to provide unbiased results for all users. With real-time rate comparisons, LendMesh keeps its database updated with the latest loan rates from multiple institutions. This allows users to make informed decisions without having to sift through outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

A+ FEDERAL CREDIT UNION - Georgetown, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Georgetown, TX (78628)

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans that Fuel Growth

Merchant Services for Everyday Success

Comprehensive List Of Services

Business Banking Services

Convenient Access

Credit Card Options

Personal Banking Solutions

Digital & Online Banking

Key Features

Security & Ease-of-Use

Financial Strength

A Growing Member Base

Member Savings Secured

Operational Efficiency

Reinvestment for Growth

Strong Financial Position

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

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