A+ Credit Union Cedar Park TX | Low Mortgage Rates & Personal Loans

Introduction

Welcome to A+ Credit Union, your trusted financial partner located at 1604 E Whitestone Blvd, Cedar Park, TX 78613. Established in 1949, our credit union has been dedicated to serving the community with integrity and care for over seven decades. With a strong membership base of 188,990 and total assets exceeding $2.48 billion, we are committed to providing our members with the best financial services tailored to their needs. At A+, we understand that banking is not just about transactions; it's about building relationships and creating opportunities for growth. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, or you need business banking services such as merchant services and business loans, we've got you covered. Our team is here to help you navigate your financial journey with confidence. While you can visit us at our Cedar Park location, please note that any official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. Under the leadership of our CEO, Eric Kase, and Board President, Landon Spillmann, we strive to maintain a solid financial foundation with total deposits of $194,717,015 and a net worth of $325,140,976. With a dedicated staff of 531 employees, we are proud to offer personalized service that makes every member feel valued. We invite you to explore all that A+ Credit Union has to offer. Visit our website at aplusfcu.org or give us a call at 512-302-6800 today! Let us help you achieve your financial goals with trust and reliability.

Branch History & Mission

Community Focus

Our branch is not just about transactions; it's about relationships. We take pride in being an active participant in Cedar Park's vibrant community. Whether it's through sponsorships or volunteer initiatives, A+ works tirelessly to support local events and causes that matter most to our members.

Join Us!

As we continue on this journey together, we invite you to be part of our story. Experience the benefits of joining A+ by reaching out today! Whether you need personal banking services like checking and savings accounts or business solutions such as merchant services and loans, we're here for you every step of the way. Visit us during our lobby hours from Monday to Friday between 9:00 a.m. and 5:00 p.m., or on Saturday from 10:00 a.m. to 1:00 p.m. Our drive-thru service operates Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. For any inquiries, feel free to give us a call at 512-302-6800 or explore more about what we offer at A+ Federal Credit Union. Join us today and discover how A+ can help you achieve your financial goals!

Mission Statement

At A+, our mission is clear: we strive to enhance the financial well-being of our members while giving back to the communities we serve. This means more than just providing loans and accounts; it involves creating opportunities for growth and prosperity for all. Through various outreach efforts and partnerships with local organizations, we are committed to making a positive impact beyond just banking. While members can visit us at 1604 E Whitestone Blvd, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867.

Our Evolution

A+ began its journey with a mission to empower members through accessible financial solutions. Over the years, we have seen significant growth, currently managing total assets amounting to $2,482,595,182. Our dedication has not gone unnoticed; we continue to adapt and innovate in response to the ever-changing needs of our members and the community at large. With advancements in digital banking and compliance with ADA standards, we ensure that everyone can benefit from our services. We're excited to offer convenient features like online banking and mobile applications that make managing your finances easier than ever before.

Branch Location & Accessibility

Call-to-Action

We invite you to come explore all that A+ Federal Credit Union has to offer! If you have questions or need assistance before your visit, don't hesitate to give us a call at 512-302-6800. Our friendly team is here to help you with personal banking services like checking and savings accounts, auto loans, mortgages, and much more. Whether you're looking for financial advice or just stopping by for everyday banking needs, we're excited to serve you at our Cedar Park Branch!

Convenient Features

At A+ Federal Credit Union, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and parking spaces designed for ease of access. You'll find ample parking available right outside the building, making it simple to drop by whenever you need assistance. For those who prefer banking on the go, we offer ATM availability along with drive-thru services for quick transactions. This means you can handle your banking with ease whether it's making deposits or cash withdrawals without ever needing to leave your car.

Operating Hours

We know that life can be busy, which is why our operating hours are designed to fit your schedule. Visit us Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. Our drive-thru service extends even further; it's open Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m., giving you extra flexibility.

Member Eligibility

At A+, we believe that everyone deserves a chance to thrive in a supportive community. Becoming a member is not just about opening an account; it's about joining a family that cares about your financial well-being. If you're interested in membership, you'll be happy to know that eligibility is open to those who live, work, or worship in the Cedar Park area and surrounding communities. This means that whether you're new to the area or have been here for years, you may qualify! Joining us at A+ comes with fantastic benefits, including access to personalized banking services and competitive loan rates designed to help you reach your goals. Ready to take the next step? It's simple! You can find detailed eligibility criteria on our website at https://aplusfcu.org/accounts/savings/membership, and when you're ready to open an account, just visit us online at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800. We can't wait for you to join our community at 1604 E Whitestone Blvd Cedar Park Tx 78613!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services designed to simplify transactions. Imagine being able to accept payments easily from your customers whether they're using cards or digital wallets. Our solutions not only streamline your payment processes but also enhance customer satisfaction, allowing you to focus on what you do best: running your business. Located at 1604 E Whitestone Blvd Cedar Park Tx 78613 in Cedar Park, TX, we're here to partner with you on your journey toward success. Contact us today at (512) 302-6800 to learn how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small businesses, A+ offers specialized services like merchant services and business loans. We know that running a business comes with its own set of challenges, and having reliable banking options is crucial for success.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options. With just a few clicks, you can manage your accounts from anywhere at any time. Our mobile app allows easy access to your accounts, enabling you to check balances, transfer funds, and even pay bills on the go. Need cash? Take advantage of our ATM services for quick withdrawals and balance checks without visiting the branch. Plus, our drive-thru banking offers a simple way to handle deposits and withdrawals without leaving your car.

Personal Banking Services

Our personal banking services are designed with your lifestyle in mind. Open a checking or savings account that fits your needs, allowing you to manage your finances effortlessly. If you're thinking about purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options are tailored to help you secure the best rates. For those planning to buy a home, our mortgage loans and refinancing solutions can make the process smoother than ever. If you're facing unexpected expenses or want to consolidate debt, consider our personal loans. These can provide the financial relief you need without added stress. And don't forget about our credit cards with rewards perfect for earning benefits on everyday purchases.

Why Choose Us?

At A+, we're not just another financial institution; we're a part of your community. Our friendly staff is dedicated to providing personalized service tailored to meet your unique needs. Whether it's helping you open an account or discussing loan options, we're here to guide you through the process. We invite you to visit us at 1604 E Whitestone Blvd Cedar Park Tx 78613 or call us at (512) 302-6800 if you have any questions about our services or how we can assist you further. Explore all that Cedar Park Branch has to offer and let us help you achieve your financial goals today!

Digital & Online Banking

Always Accessible

Whether you're at home or out running errands, our digital banking services are designed to fit seamlessly into your lifestyle. With real-time account management at your fingertips and dedicated support whenever you need it, A+ is here to make banking convenient for you. Experience the future of banking today with us!

Electronic Features for Your Convenience

We also provide electronic signature authorization, allowing you to sign documents securely from anywhere. This feature saves you time and effort, making transactions smoother than ever. Plus, with e-statements available, you can receive your account statements electronically, reducing clutter while keeping everything organized in one place.

Mobile Banking at Your Fingertips

For those who prefer banking on their smartphones, our mobile application is a must-have tool. It's easy to download and gives you access to all the features of online banking right in your pocket. While we currently don't support mobile payments, our app does allow for person-to-person transfers, so sending money to friends or family is straightforward and quick.

Online Banking Services

With our 24/7 online banking services available at https://aplusfcu.org/, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go. Our user-friendly interface makes it simple to navigate, ensuring that you can access what you need without any hassle.

Financial Strength

Commitment to Growth

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is further illustrated by $21,941 in used auto loans and $2,119,005,048 in total loans and leases, supporting our members' financial goals across various sectors.

Member Trust

Total Share Accounts: 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,530,182. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 1604 E Whitestone Blvd Cedar Park Tx 78613 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We provide flexible terms and easy refinancing options so you can choose what works best for you.

Commercial Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand your business. Whether you need funds for equipment or operational costs, we're here to help businesses thrive in today's economy. At A+, we pride ourselves on transparent lending practices and personalized service. If you're interested in learning more about any of these products or would like assistance with the application process, please reach out to us at 512-302-6800 or visit us at our branch located at 1604 E Whitestone Blvd Cedar Park TX 78613. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We believe in supporting our members through every step of the home-buying process. Our team is here to guide you through eligibility options and help you find the right mortgage product for your situation.

Personal Loans and Credit Lines

We also offer personal loans and unsecured credit card loans. While currently our total for unsecured credit card loans stands at $0, we still provide flexible terms on personal loans to help you manage your finances effectively. Additionally, our credit lines totaling $967,903,186 allow for greater flexibility when unexpected expenses arise.

Loan Aggregator

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Join Us!

Mission Statement

Our Evolution

Branch Location & Accessibility

Call-to-Action

Convenient Features

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make Sense

Comprehensive List Of Services

Business Banking Solutions

Digital Banking Features

Personal Banking Services

Why Choose Us?

Digital & Online Banking

Always Accessible

Electronic Features for Your Convenience

Mobile Banking at Your Fingertips

Online Banking Services

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Options

Strong Financial Health

Loan Offering

Auto Loans

Commercial Loans

Mortgage Loans

Personal Loans and Credit Lines

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

Join Our Community