A+ Credit Union Buda TX | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to A+ Credit Union, your trusted financial partner located at 15295 Interstate 35 Bldg A, Buda, TX 78610. Since our establishment in 1949, we've proudly served the community with a commitment to helping our members achieve their financial goals. With a total membership of 188,990 and assets amounting to an impressive $2,482,595,182, we stand as a pillar of support and stability in Buda. At A+, we understand that every member has unique needs. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or even mortgage financing, we've got you covered. Our dedicated team of 531 employees is here to provide personalized service and guidance. Under the leadership of our CEO, Eric Kase, and Board President, Landon Spillmann, we strive to foster a friendly environment where you feel valued and understood. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. We offer convenient hours for your busy lifestyle our lobby is open from Monday to Friday from 9:00 a.m. to 5:00 p.m., and our drive-thru is available earlier from 8:30 a.m. to 6:00 p.m. With total deposits of $194,717,015 and cash in hand totaling $34,644,720, we are well-equipped to support your financial journey. Our commitment goes beyond numbers; it's about making a positive impact in the lives of our members and the community. Ready to take the next step? Visit us today or give us a call at 512-302-6800. Discover how A+ Credit Union can help you thrive financially!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand the importance of technology in delivering quality service. That's why we've embraced digital advancements like online banking and mobile applications for your convenience. Our branch also ensures ADA compliance so that all members can access our services comfortably. With ATM availability and drive-thru banking options for quick transactions, we've made it easier than ever for you to manage your finances on your terms.

Join Us Today!

As we look toward the future, A+ remains focused on enhancing the member experience while staying true to our roots as a community-centered credit union. We invite you to join us on this journey. Experience firsthand how A+ can help you achieve your financial goals while supporting a mission that puts people first. Visit us today or reach out at (512) 302-6800 for more information about becoming a member! Together, let's build a brighter future for Buda and beyond!

Our Mission

At the heart of A+ is our mission: to provide accessible financial services that empower our members while promoting community well-being. We believe that everyone deserves the opportunity to succeed financially. That's why we offer a wide range of services including personal banking, auto loans, mortgage loans, business banking solutions, and much more. We are proud to be more than just a financial institution; we actively engage with local organizations and initiatives that uplift our community. Whether it's supporting educational programs or local charities, A+ is committed to making a positive impact in Buda and beyond. While members can visit us at 15295 Interstate 35 Bldg A Buda Tx 78610, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. We want every interaction with us to be meaningful and beneficial.

Branch Location & Accessibility

Connect with Us

We invite you to come visit us at the Buda Branch! Our friendly staff is ready to assist you with any questions or financial goals you may have. Feel free to give us a call at 512-302-6800 if you want more information about our services or need assistance before your visit. We look forward to seeing you soon!

Nearby Landmarks and Accessibility

Nestled near popular spots like the scenic Buda City Park and just a short drive from downtown Buda, our branch is ideally situated for both locals and visitors alike. We understand that convenience matters, which is why we've designed our facility with accessibility in mind. You'll find ample parking available, along with ADA-compliant features to ensure that everyone can enjoy our services comfortably.

Operating Hours

Our lobby hours are set to accommodate your busy schedule. We're open Monday through Friday from 9:00 a.m. to 5:00 p.m., giving you plenty of time to stop by after work or during your lunch break. If you prefer to use our drive-thru service, we're here for you from 8:30 a.m. to 6:00 p.m. on weekdays and from 9:00 a.m. to 1:00 p.m. on Saturdays.

Services Offered

At A+ Credit Union, we pride ourselves on offering a wide range of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need cash? Our ATM is conveniently located on-site, allowing for quick withdrawals and balance checks without any hassle. Plus, our drive-thru banking ensures that even simple transactions like deposits and withdrawals can be completed swiftly and securely. While members can visit us at 15295 Interstate 35 Bldg A Buda Tx 78610, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if you need anything mailed.

Member Eligibility

Becoming a member of A+ is like joining a close-knit family that supports you in reaching your financial goals. We warmly welcome anyone who lives, works, worships, or attends school in our community to apply for membership. This means whether you're a local resident or just passing through, there's a place for you here at A+! As a member, you'll enjoy exclusive benefits such as lower loan rates and personalized service tailored to your needs. To learn more about the specific eligibility criteria, please check out our detailed information here. Getting started is easy! Simply visit us at our branch located at 15295 Interstate 35 Bldg A Buda Tx 78610, or give us a call at (512) 302-6800. If you're ready to open an account, you can find all the details on how to do so by visiting this link: Account Opening. Join us today and experience the supportive environment that makes A+ special!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what you do best. From credit card processing to online payment solutions, we provide tools that help streamline operations, making it easier for customers to pay and for you to manage finances. Visit us at 15295 Interstate 35 Bldg A Buda Tx 78610 in Buda, TX or call us at (512) 302-6800 to discover how our business banking services can support your goals today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

Our commitment extends beyond traditional banking. We offer essential services like basic ATM access for withdrawals and balance checks, ensuring that even simple transactions are easy to complete. Whether you're visiting us at our branch located at 15295 Interstate 35 Bldg A Buda Tx 78610 or reaching out via phone at (512) 302-6800, we're here to assist you with any financial needs. We invite you to explore all that A+ has to offer. Visit us online at Buda Branch or stop by today! Let us be part of your financial journey because at A+, we believe in putting members first.

Business Banking Services

For entrepreneurs and small business owners, we understand the unique challenges you face. That's why we provide comprehensive business banking services, including merchant services and business loans that empower you to grow your venture. Our team is here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking services allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Need cash? With our ATM availability, you can easily access cash when needed. We also offer basic drive-thru banking for quick transactions like deposits and withdrawals perfect for those busy days when time is short.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to fit your lifestyle. If you're saving for a big purchase or just want easy access to your funds, our accounts come with features that make managing your money straightforward. When it comes to financing your vehicle, our auto loans and vehicle financing options provide competitive rates and flexible terms. Imagine driving away in your dream car without breaking the bank! For those considering home ownership, our mortgage loans and refinancing options can help turn that dream into reality with manageable payments. For unexpected expenses or projects, our personal loans and debt consolidation services can ease financial strain by consolidating high-interest debts into one easy payment. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying added benefits.

Digital & Online Banking

Key Features for Your Convenience

With our user-friendly mobile application, you can manage your accounts right from your smartphone or tablet. Whether you're checking your balance, making transfers, or viewing e-statements, everything you need is just a few taps away. Plus, with electronic signature authorization available, signing documents is a breeze no need to visit the branch! If you ever need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. You can share funds with just an email address or phone number, making splitting bills or sending gifts easier than ever.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your information safe while you bank online. You can feel confident knowing that your data is protected as you manage your finances from the comfort of home or on the go. Our commitment to accessibility means that whether you're tech-savvy or new to online banking, you'll find our services intuitive and straightforward. You can easily navigate through account management tools and enjoy real-time updates on your transactions. At A+, we believe in empowering our members with the tools they need for financial success. Experience the convenience of digital banking today!

Financial Strength

Commitment to Growth

The strength of our community is reflected in our member base; with 456,620 total share accounts, more people are choosing A+ as their trusted partner for all things finance. Our net shares available for lending and investments stand at $5,530,182, further showcasing our readiness to help you achieve your dreams. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 15295 Interstate 35 Bldg A Buda Tx 78610 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Investment in Your Future

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is also reflected in our lending capacity; with $21,941 in used auto loans and $2,119,005,048 in total loans and leases, we support members' financial goals across various sectors.

Member-Centric Savings Options

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used one, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We understand that running a business requires financial support at various stages, and our team is ready to assist you with tailored solutions. We encourage you to explore our refinancing options as well if you're looking to reduce your monthly payments or improve your loan terms. To see if you're eligible for any of these offerings, visit us at 15295 Interstate 35 Bldg A Buda Tx 78610 in Buda, TX, or give us a call at (512) 302-6800. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're proud to serve our community with transparency and dedication. At A+, we are committed to helping you navigate your financial journey successfully one loan at a time!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We believe that owning a home should be attainable for everyone, and our dedicated staff will work closely with you to find the best solution for your situation.

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. Currently, we have a total of $0 in loans available. This can be an excellent tool for building credit while enjoying the convenience of accessible funds when you need them.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed for those who want to make informed decisions without the confusion often associated with loan shopping. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov). By relying on verified financial institutions, LendMesh builds trust through clear and reliable information. One of the standout features of LendMesh is its commitment to transparency. All loan offers are sourced from legitimate financial institutions, ensuring that users can see exactly where their options come from. Moreover, LendMesh does not prioritize lenders based on paid promotions; our goal is to provide unbiased results. Users can benefit from real-time rate comparisons, allowing them to view up-to-date loan rates from multiple institutions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in simplifying the loan search process. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us Today!

Our Mission

Branch Location & Accessibility

Connect with Us

Nearby Landmarks and Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

Additional Services

Business Banking Services

Convenient Digital Banking

Personal Banking Solutions

Digital & Online Banking

Key Features for Your Convenience

Security and Accessibility

Financial Strength

Commitment to Growth

Investment in Your Future

Member-Centric Savings Options

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

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