A+ Credit Union Bastrop TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to A+ Federal Credit Union's Bastrop Branch, where our commitment to community and financial wellness shines through every service we offer. Located conveniently at 731 Highway 71 W, Bastrop, TX 78602, we have been proudly serving our members since 1949. With a total membership of over 188,990 and assets exceeding $2.48 billion, we are dedicated to providing personalized banking solutions that meet the unique needs of each member. At A+, we believe that everyone deserves access to quality financial services. That's why we offer a range of products including checking and savings accounts, auto loans, mortgages, and business banking solutions. Our total deposits stand at an impressive $194,717,015, showcasing the trust our members place in us. Our net worth is a robust $325,140,976, which reflects our stability and commitment to sustainable growth. Under the leadership of CEO Eric Kase and Board President Landon Spillmann, our team of 531 dedicated employees is here to help you navigate your financial journey with confidence. Whether you're looking for competitive loan rates or expert advice on saving for your future, we're here for you every step of the way. While members can visit us at our Bastrop location for all their banking needs, official correspondence should be directed to PO Box 14867 in Austin if needed. We invite you to explore what A+ Federal Credit Union can do for you. For more information or to speak with one of our friendly staff members, don't hesitate to give us a call at (512) 302-6800 or visit our website at A+ FCU. Let's work together towards your financial goals!

Branch History & Mission

Welcome to A+, where our journey began in 1949 in the heart of Bastrop, Texas. Since opening our doors at 731 Highway 71 W, we have proudly served our community with a mission centered around people, not profit. Over the years, we've grown from a small local credit union into a trusted financial partner for nearly 189,000 members, managing assets that now exceed $2.48 billion. Our history is rich with milestones that reflect our commitment to serving our members and the community. From our early days of providing essential banking services to the expansion of loans and financial products that meet diverse needs, we have continually adapted to support the families and businesses in Bastrop and beyond. At A+, we believe that banking should be accessible to everyone. That's why our mission focuses on empowering individuals through comprehensive financial services while actively participating in community development. We understand that a strong community leads to strong members, so we engage in various outreach programs and partnerships aimed at improving lives right here in Bastrop. While members can visit us at 731 Highway 71 W, Bastrop, TX 78602, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if needed. Our branch offers convenient services including ATM access and drive-thru banking, ensuring you have easy options for your transactions. Our lobby hours are designed to fit your busy schedule: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM. As we look toward the future, A+ remains dedicated to enhancing member experiences through technological advancements like online banking and mobile apps. We also prioritize accessibility for all members and are committed to ADA compliance across our facilities. Join us as we continue this journey together! Experience what it means to be part of a credit union that truly cares about its members and community. If you're looking for personalized banking solutions or simply want to learn more about membership options, don't hesitate to reach out at 512-302-6800 or visit us online at A+ Federal Credit Union. We invite you to become part of our growing family today!

Branch Location & Accessibility

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 512-302-6800. Our dedicated staff is ready to help you with all your financial needs. We invite you to visit us at our Bastrop Branch today we look forward to serving you!

Nearby Landmarks and Accessibility

Located just a stone's throw from the scenic Bastrop State Park and the vibrant downtown area, our branch is easy to find and access. We offer ample parking space for our members, ensuring that your visit is as convenient as possible. The branch is fully compliant with ADA standards, featuring ramps and accessible entrances to accommodate everyone.

Operating Hours and Services

We're open to serve you during the week from 9:00 AM to 5:00 PM, and on Saturdays from 10:00 AM to 1:00 PM. Our drive-thru is available Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM for those who prefer the convenience of banking from their vehicles. At A+ Credit Union, we pride ourselves on offering a wide range of services including checking and savings accounts, auto loans, mortgage financing, personal loans, business banking solutions, and much more. Plus, with our ATM available on-site, you can easily access cash or check your balance anytime.

Member Eligibility

At A+, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is easy and welcoming! If you're living, working, or attending school in Bastrop County or nearby areas, you can join us. We also extend membership to family members of current members, which makes it even more special. The benefits are plentiful enjoy lower rates on loans, personalized service, and access to our full suite of banking products designed just for you. For detailed eligibility criteria, feel free to check out our resource at https://aplusfcu.org/accounts/savings/membership. Ready to take the next step? Opening your account is straightforward and can be done online. Just visit https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent to get started. If you have any questions or need assistance, don't hesitate to call us at (512) 302-6800. We're here to help you every step of the way as you join our family at A+, located at 731 Highway 71 W Bastrop Tx 78602.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing payments shouldn't be a headache. Our merchant services make it easy for businesses to accept payments seamlessly. From credit card processing to online payment solutions, we equip you with tools that simplify transactions and improve cash flow allowing you to focus on what matters most: growing your business. Visit us at 731 Highway 71 W, Bastrop, TX 78602 or give us a call at 512-302-6800 to discover how A+ can support your business goals today!

Comprehensive List Of Services

Business Banking Services

For business owners, we have tailored business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth.

Convenient Loan Options

We also understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation services are designed to give you the financial relief you need. With straightforward application processes and quick approvals, you can focus on what matters most while we take care of the numbers. Our credit cards come with rewards programs that add extra value to your purchases. Imagine earning points every time you shop it's our way of saying thank you for being part of the A+ family.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why A+ offers robust online and mobile banking services. You can manage your accounts anytime from anywhere pay bills, transfer funds, and check balances all at your fingertips. Our ATM services ensure that cash withdrawals are never out of reach, while our drive-thru banking provides quick access for deposits and simple transactions without leaving your vehicle.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts that make it easy for you to manage your everyday expenses and save for future goals. Imagine having a secure place for your money where you can easily access it online or through our mobile app. Our accounts come with features that help you track your spending and grow your savings effortlessly. When it comes to financing, A+ provides auto loans and vehicle financing options that cater to various budgets and lifestyles. Picture yourself driving that new car you've always wanted, all made possible with competitive rates and flexible terms. Additionally, our mortgage loans and refinancing options can help turn your dream home into a reality or ease the burden of high-interest rates.

Visit Us Today!

Located at 731 Highway 71 W Bastrop Tx 78602, we invite you to visit us during our lobby hours from Monday to Friday 9:00 AM to 5:00 PM, or Saturday from 10:00 AM to 1:00 PM. For any inquiries or assistance, feel free to call us at (512) 302-6800. At A+, we are committed to making banking easier for you so that you can focus on achieving your financial goals!

Digital & Online Banking

E-Statements and Electronic Signatures

Say goodbye to paper clutter! Our e-statements allow you to receive important documents electronically, making it simple to stay organized. Plus, with electronic signature authorization available, signing documents is quick and hassle-free no need to visit a branch in person.

Mobile Application and Payments

For those who prefer banking on the go, our mobile application makes it easy to handle your finances right from your smartphone. While we don't currently support mobile payments, you can still enjoy features like person-to-person transfers, allowing you to send money easily to friends or family without any fuss. Whether you're at home or out and about, our digital services empower you to take control of your banking experience. At A+, we're committed to providing accessible and efficient solutions that fit into your lifestyle. Experience the ease of modern banking today!

Online Banking Services

With 24/7 online banking at your fingertips, you can check balances, pay bills, and transfer funds with just a few clicks. Our secure portal at https://aplusfcu.org/ ensures that your financial information is protected while providing the flexibility to manage your money on your schedule.

Financial Strength

Commitment to Growth

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is impressive; we have $21,941 in used auto loans and $2,119,005,048 in total loans and leases to support your financial goals across various sectors.

Growing Member Base

Total Share Accounts stand strong at 456,620, showcasing a robust and growing member base that trusts us with their finances. Additionally, we have net shares available for lending and investments amounting to $5,530,182, which further strengthens our position in the community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 731 Highway 71 W Bastrop Tx 78602 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member Savings Protection

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our ability to generate income reflects our operational efficiency. Currently, our net income stands at $4,446,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used car, we have flexible financing options to fit your budget.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans total $190,200,049, providing the capital needed to expand operations and invest in future success. Our commitment is to provide transparent and straightforward lending solutions tailored to your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. To find out more about our loan offerings or to apply today, visit us online at A+ Federal Credit Union or stop by our branch in Bastrop. Your financial journey starts here!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, making it easier for you to secure the keys to your new home. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that might lower your monthly payments.

Unsecured Credit Card Loans

For those who need extra financial flexibility, we also offer flexible terms on unsecured credit card loans. Although currently we have a total of $0 in unsecured credit card loans available, our team is here to guide you through available alternatives that can help you manage your finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that users can trust. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions without worrying about outdated information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the tool's effectiveness in helping consumers secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing information from reputable institutions guarantees fair and transparent offers for users.

A+ FEDERAL CREDIT UNION - Bastrop, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

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Loan rates in Bastrop, TX (78602)

Introduction

Branch History & Mission

Branch Location & Accessibility

Get in Touch

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Loan Options

Digital Banking Features

Personal Banking Solutions

Visit Us Today!

Digital & Online Banking

E-Statements and Electronic Signatures

Mobile Application and Payments

Online Banking Services

Financial Strength

Commitment to Growth

Growing Member Base

Member Savings Protection

Operational Efficiency

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

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