A+ Credit Union Austin TX | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to A+ Credit Union, your trusted financial partner located at 13087 N Highway 183, Austin, TX 78750. Established in 1949, we have proudly served our community for over seven decades, building strong relationships with our 188,990 members and supporting their financial goals. With total assets exceeding $2.48 billion, we are committed to providing you with personalized banking solutions tailored to your needs. At A+ Credit Union, we understand that financial well-being is vital for everyone. That's why we offer a range of services from personal banking, including checking and savings accounts, to auto loans and mortgage financing. Our dedicated team, led by CEO Eric Kase and Board President Landon Spillmann, works tirelessly to ensure you receive top-notch service every time you visit. While members can enjoy our friendly lobby hours from Monday to Friday, 9:00 a.m. to 5:00 p.m. and Saturdays from 10:00 a.m. to 1:00 p.m., official correspondence should be sent to our mailing address at PO Box 14867, Austin, TX 78761-4867. With a net worth of $325,140,976 and over $194 million in deposits, we prioritize the safety and growth of your money. We also take pride in our ability to support local businesses with a net member business loan balance of $193,660,121. Explore the many ways we can help you achieve your financial aspirations by visiting our website at A+ Credit Union. Whether you're looking for competitive loan rates or comprehensive banking services, we're here for you! Feel free to reach out at 512-302-6800; we're eager to assist you on your financial journey!

Branch History & Mission

Community Engagement

A+ is not just about banking; it's about building relationships and making a positive impact in our local community. We actively engage in outreach programs and partnerships that promote financial literacy and community development. Whether it's sponsoring local events or providing resources for those in need, we are dedicated to making a difference.

Modern Banking Solutions

In this ever-changing world, we embrace technology to enhance your banking experience. With features like online banking and mobile applications, managing your finances is easier than ever. Our branch also ensures ADA compliance, making our services accessible to everyone. Plus, with ATM availability and drive-thru services during convenient hours Monday through Friday from 9 AM to 5 PM and Saturday from 10 AM to 1 PM we prioritize your convenience without compromising on service quality. Join us at A+ where your financial journey matters! Whether you're looking for personal savings options or business solutions, our team is here to help you succeed every step of the way. Call us today at (512) 302-6800 or visit our website at A+ Federal Credit Union to learn more about how we can serve you better!

Our Mission

Our mission is clear: to empower our members through accessible financial services while nurturing strong community ties. We believe that everyone deserves a chance to thrive financially. That's why we offer a wide range of products, including personal banking accounts, auto loans, mortgages, and business services all designed with your needs in mind. We strive to create an inclusive environment where all members feel valued and supported. While members can visit us at 13087 N Highway 183 Austin Tx 78750, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. This ensures that we can continue to focus on what matters most serving you.

Branch Location & Accessibility

Welcome to A+, your friendly neighborhood credit union! Conveniently located at 13087 N Highway 183 in Austin, TX, our branch is easy to reach whether you're coming from downtown or nearby areas. We're nestled near popular spots like The Domain and the Arboretum, making it a breeze for you to stop by while running errands or enjoying a day out. At A+, we prioritize accessibility for all members. Our branch features ADA-compliant entrances and ramps, ensuring everyone can access our services without hassle. Plus, you'll find ample parking available right outside, so you won't have to worry about finding a spot. We're committed to serving you with convenient hours that fit your schedule. Our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you're in need of assistance during the week, our drive-thru service is available from 8:30 a.m. to 6:00 p.m. on weekdays and from 9:00 a.m. to 1:00 p.m. on Saturdays. When you visit us at A+, you'll find more than just banking services; we offer personal banking options like checking and savings accounts, auto loans, mortgage loans, and even credit cards with rewards! For your convenience, we also have an ATM on-site for easy cash withdrawals and balance checks. While members can visit us at our branch location for all their financial needs, official correspondence should be sent to our mailing address at PO Box 14867, Austin, TX 78761-4867. Have questions or need assistance? Don't hesitate to give us a call at 512-302-6800! We look forward to welcoming you at A+ and helping you with your financial journey!

Member Eligibility

Becoming a member of A+ is like joining a family where everyone looks out for one another. If you live, work, or worship in the Austin area, you're likely eligible to join us! We welcome individuals from various backgrounds and communities, ensuring that everyone has the opportunity to benefit from our personalized financial services. You can find all the details about eligibility on our website at https://aplusfcu.org/accounts/savings/membership . Once you confirm your eligibility, opening an account is a breeze. Just visit us at 13087 N Highway 183 Austin Tx 78750 or start the process online through this link: https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent . If you have any questions or need assistance, don't hesitate to call us at (512) 302-6800. Join us today and experience the supportive community that A+ has to offer!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine easily accepting card payments from customers while tracking sales effortlessly all with tools that fit seamlessly into your daily operations. Our goal is to make banking simple so you can focus on what you do best: running your business. Located conveniently at 13087 N Highway 183 Austin Tx 78750, Austin, TX, we invite you to explore how our business banking solutions can help your enterprise thrive. Connect with us today at (512) 302-6800!

Comprehensive List Of Services

Business Solutions

For business owners, A+ offers essential services like Merchant Services & Business Loans to help you manage and grow your enterprise. Whether you're starting a new venture or expanding an existing one, we're here to support your business journey.

Convenient Online and Mobile Banking

In today's fast-paced world, convenience matters. That's why we have robust Online & Mobile Banking features available. Access your accounts anytime from anywhere! You can check balances, transfer funds, and pay bills without stepping out of your home. Our ATM and Cash Withdrawal Services ensure that you have access to your money when you need it most.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, we provide basic ATM access for easy withdrawals and balance checks whenever you need them. At A+, we believe in building relationships with our members through personalized service and community involvement. If you have questions or want to learn more about how we can help you achieve financial success, feel free to call us at (512) 302-6800 or visit us during our lobby hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m. Join us today and discover how we can support you in reaching your financial goals!

Flexible Loan Options

Need a new car or considering buying a home? We provide Auto Loans & Vehicle Financing as well as Mortgage Loans & Refinancing options. Picture driving off the lot in a new vehicle, or settling into your dream home with an affordable mortgage plan that fits your budget. Our team is here to assist you every step of the way. If you're looking for extra cash for personal projects, our Personal Loans & Debt Consolidation services can help ease financial burdens and simplify repayments. Plus, don't forget about our rewarding Credit Cards with Rewards that allow you to earn points on your everyday purchases.

Personal Banking Made Simple

We understand that managing your finances can be overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed to help you save for future goals or manage daily expenses. Imagine having a reliable place for your money while earning interest it's all possible with our accounts!

Digital & Online Banking

Key Features

One of the standout features of our digital banking is the ability to set up e-statements. This means no more paper clutter; you can view your statements online whenever you want. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and quick. Just a few taps on your device, and the funds are sent instantly perfect for those moments when cash isn't an option. For those who prefer managing their finances on the go, we offer a robust mobile application that allows you to perform all your banking tasks right from your smartphone. Whether you're depositing checks or checking recent transactions, everything is just a click away. While we currently do not support mobile payments directly through our services, our commitment to enhancing your banking experience remains strong. We strive to provide features that make managing your finances straightforward and efficient. In summary, A+ combines accessibility with top-notch security in its digital banking offerings. With services like online banking, e-statements, and person-to-person transfers, you can take control of your financial life with ease. Join us today at https://aplusfcu.org/ and experience the convenience for yourself!

Financial Strength

Growing Community Trust

Total Share Accounts stand at 456,620, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,530,182, which further reinforces our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 13087 N Highway 183 Austin Tx 78750 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $21,941 in used auto loans and $2,119,005,048 in total loans and leases demonstrate our commitment to supporting your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We provide flexible terms that make it easy for you to find an auto loan that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We are dedicated to supporting local businesses with competitive rates and tailored solutions. At A+, we strive to simplify the lending process. If you're considering refinancing options or want to learn more about eligibility requirements for any of our loan products, please reach out! Our friendly staff at our branch located at 13087 N Highway 183, Austin TX 78750 is here to assist you. You can contact us at 512-302-6800 during our lobby hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m. For those who prefer drive-thru services, we're available Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. Our team is ready to guide you through every step of the process so you can secure the home of your dreams.

Unsecured Credit Card Loans

Managing day-to-day expenses can sometimes be challenging. We also offer flexible terms on unsecured credit card loans. While we currently have no unsecured credit card loans issued, our future offerings will aim to help members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what you see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness of our platform in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that every loan offer displayed is fair and transparent, ensuring you get access to the best available options.

A+

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Modern Banking Solutions

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Solutions

Convenient Online and Mobile Banking

Drive-Thru and ATM Services

Flexible Loan Options

Personal Banking Made Simple

Digital & Online Banking

Key Features

Financial Strength

Growing Community Trust

Investing in Your Future

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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