A+ Credit Union Austin TX | Low Mortgage Rates & Top Checking

Introduction

Welcome to A+ Federal Credit Union, your trusted partner in financial well-being! Located at 6114 W William Cannon Dr, Austin, TX 78749, we have been serving our community since 1949. With a commitment to helping our members achieve their financial goals, we proudly support over 188,990 members with a wide range of services tailored just for you. At A+, we understand that financial security is essential. That's why we manage total assets of more than $2.48 billion, ensuring that your money is safe and sound. Our team has granted a total of 78,254 loans and leases, helping individuals and businesses alike to thrive in their pursuits. With deposits exceeding $194 million, our credit union is not only stable but also dedicated to returning value to our members through competitive rates and personalized service. Our leadership team, led by CEO Eric Kase and Board President Landon Spillmann, shares a vision of community-focused banking. Together, they ensure that A+ remains a pillar of support in the Austin area, fostering financial literacy and empowerment among our members. While you can always visit us at our branch for assistance, if you need to send any official correspondence, please direct it to our mailing address: PO Box 14867, Austin, TX 78761-4867. Ready to take the next step towards achieving your financial goals? Feel free to give us a call at 512-302-6800, or explore our website at A+ Federal Credit Union for more information on how we can help you!

Branch History & Mission

Community Focus

We believe in giving back. A+ actively participates in local initiatives and partnerships that promote education and economic growth within our community. By hosting workshops and providing resources for financial literacy, we strive to empower individuals with the knowledge they need to make informed decisions about their finances. In today's digital world, we've made significant advancements by offering online banking services and mobile applications that make banking easier than ever for our members. Whether it's withdrawing cash from one of our ATMs or accessing your account online at any time, we prioritize convenience without compromising security.

Join Us

We invite you to experience the A+ difference firsthand! Visit us during our lobby hours Monday through Friday from 9:00 a.m. to 5:00 p.m., or Saturday from 10:00 a.m. to 1:00 p.m. and discover how we can help you reach your financial goals. With drive-thru banking available during extended hours on weekdays and Saturdays, we are here when you need us most. Join A+ today and become part of a community-focused credit union that values your needs as much as you do! For more information or to open an account, call us at (512) 302-6800 or visit our website. Together, let's build a brighter financial future!

Mission Statement

A+'s mission is rooted in our belief that everyone deserves access to quality financial services. We aim not only to provide products like checking and savings accounts, auto loans, and mortgages but also to support our community through various outreach programs. Our goal is to create a positive impact by helping members achieve their financial dreams while contributing to the well-being of the Austin community. While members can visit us at 6114 W William Cannon Dr Austin Tx 78749, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our branch is fully ADA compliant, ensuring accessibility for all individuals.

Our Evolution

Throughout the years, A+ has evolved to meet the changing needs of our members. We started with a simple mission: to offer accessible financial solutions that empower individuals and families. Today, we proudly manage total assets exceeding $2.48 billion, reflecting our commitment to financial stability and growth for our members. Our team of over 500 dedicated employees works tirelessly to ensure that each member receives personalized service tailored to their unique circumstances.

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 512-302-6800 for more information or come see us in person at our Southwest Branch. We look forward to welcoming you into our community and helping you achieve your financial goals!

Convenient Access and Amenities

We understand that convenience is key when it comes to your banking experience. Our branch features ample parking, ensuring you can find a spot without hassle. For those who need assistance, our facility is ADA compliant with ramps and accessibility features designed to make your visit smooth and enjoyable. Our operating hours are designed to fit your busy lifestyle. Visit us during lobby hours from Monday through Friday between 9:00 a.m. and 5:00 p.m., or stop by on Saturday from 10:00 a.m. to 1:00 p.m. If you prefer the drive-thru, we have you covered! Drive-thru services are available Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Services Tailored for You

At A+, we offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you every step of the way. We also provide ATM access for quick withdrawals and balance checks whenever you need them. While members can visit us at our physical location, please note that official correspondence should be sent to our mailing address at PO Box 14867, Austin, TX 78761-4867.

Member Eligibility

At A+, we believe that everyone deserves a supportive financial community, and becoming a member is an exciting step towards better banking. If you're wondering whether you can join us at our Austin branch located at 6114 W William Cannon Dr Austin Tx 78749, you'll be pleased to know that membership is open to a wide range of individuals. Whether you live, work, or worship in the area, or if you are related to someone who is already a member, you may qualify to join. We encourage you to check out the detailed eligibility criteria on our website at https://aplusfcu.org/accounts/savings/membership. Joining A+ is not just about opening an account; it's about gaining access to a host of benefits designed with your needs in mind. From personalized service to competitive rates on loans and savings, we aim to provide an experience that feels tailored just for you. If you're ready to take this step, opening an account is straightforward simply visit us online at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for businesses of all sizes. Picture a busy café where customers can easily pay with their cards, leading to faster service and happier patrons. Our services help streamline transactions, allowing you to focus on what you do best running your business. Visit us at 6114 W William Cannon Dr Austin Tx 78749 in Austin, TX, or call us at (512) 302-6800 to learn more about how our business banking and commercial services can meet your needs. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans provide competitive rates to help make that dream a reality. With flexible terms and fast approvals, you'll be hitting the road in no time. Additionally, if you're considering refinancing an existing vehicle loan, we have options that can potentially lower your monthly payments.

Business Banking Services

For our business members, we offer comprehensive banking solutions tailored specifically for entrepreneurs. From merchant services that simplify payment processing to business loans designed to help you grow, A+ is committed to supporting local businesses.

Credit Cards with Rewards

Our credit cards not only offer competitive rates but also come packed with rewards! Earn points for every purchase you make, which can be redeemed for travel, merchandise, or cash back. It's a great way to earn while you spend!

Drive-Thru & Basic ATM Access

Need quick access to cash or want to deposit checks without stepping inside? Our drive-thru service allows for simple transactions like deposits and withdrawals on the go. Additionally, our ATMs are available for quick balance checks and cash withdrawals whenever you need them. We invite you to explore all these services and more at Southwest Branch! For further details or assistance, feel free to call us at (512) 302-6800 or visit us during our lobby hours: Monday through Friday from 9:00 AM - 5:00 PM and Saturday from 10:00 AM - 1:00 PM. Join us today and experience the personalized service that makes A+ your trusted financial partner!

Mortgage Loans & Refinancing

Buying a home is a big step, and at A+, we are here to support you every step of the way. Our mortgage loans come with various options to fit different budgets and goals. If you're already a homeowner, ask us about refinancing opportunities that could save you money on interest over the life of your loan.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, A+ offers a variety of personal banking options tailored for you. Imagine being able to manage your finances effortlessly with our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills from anywhere at any time. Plus, our ATM services make cash withdrawals straightforward and convenient.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans can help cover those costs or even assist with debt consolidation so you can manage everything more easily. Imagine simplifying your monthly payments into one manageable amount it's all possible with A+.

Digital & Online Banking

Key Features

You can rest easy knowing that our services prioritize your security. We offer electronic signature authorization, so signing documents is quick and safe. Want to keep track of your transactions without the clutter of paper statements? Enjoy the ease of e-statements, which are readily available for all members. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. Just a few taps on your device, and you're done! While we currently don't offer mobile payments, our other features ensure you have everything you need for effective account management. At A+, we strive to make banking not just easier but also more accessible. Join us today and experience how our digital banking services can enhance your financial journey!

Financial Strength

At A+, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to your well-being and trust. With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $21,941 in used auto loans and $2,119,005,048 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $4,446,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $5,530,182. Total Share and Deposit Accounts: 456,620, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 6114 W William Cannon Dr Austin Tx 78749 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you can find the right fit for your budget. Plus, if you're interested in refinancing your current auto loan, we have options available that could lower your monthly payments.

Commercial Loans

For business owners in our community, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand your business. We understand that running a business comes with its own set of challenges and opportunities; our team is here to assist you in finding the right financing solution that aligns with your business objectives. Our dedicated staff at A+ is committed to providing personalized service and expert advice tailored specifically to your needs. If you're curious about eligibility options or would like more information on any of our loan products, please don't hesitate to reach out! You can contact us at 512-302-6800 or visit us at 6114 W William Cannon Dr Austin Tx 78749. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can help you make your financial dreams a reality today!

Credit Lines and Personal Loans

For those looking for more flexibility in managing their finances, we also offer credit lines with a total of $967,903,186 available. This can be an excellent option for unexpected expenses or planned purchases. Additionally, our unsecured credit card loans can give you access to funds without collateral though currently we do not have any active unsecured credit card loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We provide tailored solutions for first-time homebuyers and seasoned homeowners alike. If you're looking to refinance your mortgage for better rates or different terms, our team is ready to help guide you through the process.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their financial needs. One key benefit of using LendMesh is its commitment to providing Verified Data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh maintains a strict policy of No Sponsored Listings; lenders are not prioritized based on paid promotions. This dedication to unbiased results means you can trust that the options presented reflect true market conditions. Moreover, LendMesh provides Real-Time Rate Comparisons, allowing users to access up-to-date loan rates from multiple institutions. This feature empowers consumers to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in helping individuals secure better rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

A+ FEDERAL CREDIT UNION - Austin, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Austin, TX (78749)

Introduction

Branch History & Mission

Community Focus

Join Us

Mission Statement

Our Evolution

Branch Location & Accessibility

Connect With Us

Convenient Access and Amenities

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Drive-Thru & Basic ATM Access

Mortgage Loans & Refinancing

Personal Banking Solutions

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

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