A+ Credit Union Austin TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to A+ Credit Union, your trusted partner in financial well-being since 1949. Located at 1402 W Stassney Ln, Austin, TX 78745, our branch is dedicated to serving the community with integrity and care. With a total membership of 188,990 and assets exceeding $2.48 billion, we are proud to offer a wide range of services designed to meet your unique financial needs. At A+, we understand that every member is different. That's why we provide personalized banking solutions, from checking and savings accounts to auto loans and mortgages. Our commitment to our members shines through in our impressive total deposits of $194,717,015 and robust loan offerings, totaling 78,254 loans and leases. Additionally, our net worth stands at an impressive $325,140,976, reflecting our financial stability and dedication to serving you. While members can visit us at our Stassney Lane location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. Our team of over 530 employees, led by CEO Eric Kase and Board President Landon Spillmann, is here to ensure that your experience with us is both friendly and efficient. Whether you prefer visiting us in person or accessing your accounts online through our website A+ Credit Union, we are committed to providing you with excellent service every step of the way. Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m., with drive-thru services available for added convenience. Join us at A+ Credit Union today where your financial success is our priority! Call us at 512-302-6800 or visit us in person; we look forward to serving you!

Branch History & Mission

Welcome to A+, a credit union with deep roots and a strong commitment to serving the Austin community. Established in 1949, A+ has grown from a small financial institution into a trusted partner for nearly 189,000 members. Our branch, located at 1402 W Stassney Ln, Austin, TX 78745, sits in a vibrant area that's easily accessible for all our members. Our journey began over seven decades ago with the mission to provide reliable financial services while fostering community growth. Today, A+ is proud to manage total assets of over $2.48 billion, reflecting our dedication to sound financial practices and member support. As we have evolved, we've embraced innovation offering modern banking solutions like online banking and mobile applications to make your banking experience easier than ever. At A+, our mission is clear: we aim to empower our members through excellent financial products and services while actively contributing to the local community. We believe in the power of people helping people, which drives us to support various outreach programs and initiatives that strengthen our community ties. While members can visit us at 1402 W Stassney Ln, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our operating hours are designed with your convenience in mind: Lobby Hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m., with Drive-Thru service available Monday through Friday from 8:30 a.m. to 6:00 p.m. and Saturday from 9:00 a.m. to 1:00 p.m. We invite you to experience the difference that comes with being part of A+. With an array of services including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions, there's something for everyone at A+. Plus, enjoy the convenience of ATM access and basic drive-thru banking for your everyday needs. Join us today and discover how A+ can help you achieve your financial goals while becoming part of a caring community focused on growth and support. For more information or to become a member, please call us at 512-302-6800 or visit our website at A+ FCU. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At A+ Credit Union, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points so everyone can comfortably navigate the space. Ample parking is available on-site, making your visit as hassle-free as possible.

Call-to-Action

We invite you to come visit us at A+ Credit Union! Feel free to call us at 512-302-6800 if you have any questions or need assistance before your visit. We look forward to serving you and helping you achieve your financial goals!

Operating Hours

We understand that life can get busy! That's why we offer flexible operating hours to fit your schedule. Our lobby is open from Monday to Friday, 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you prefer the convenience of drive-thru banking, we're here for you even longer Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m.

Services Offered

At A+ Credit Union, we provide a range of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgage refinancing, our friendly team is ready to help. You can also take advantage of our ATM services for quick withdrawals or balance checks.

Member Eligibility

At A+, we believe in creating a welcoming community where everyone can thrive together. Joining us is simple and open to anyone who lives, works, or attends school in our local area, as well as family members of existing members. Whether you're looking for a friendly place to manage your finances or seeking advice on loans and savings, you'll find the support you need right here at our branch located at 1402 W Stassney Ln Austin Tx 78745. To get started, we invite you to check out the detailed eligibility criteria on our website at https://aplusfcu.org/accounts/savings/membership. If you're ready to take the next step, opening an account is easy! Just visit us online at https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services designed to simplify transactions. Picture your customers making purchases easily while you manage your cash flow effectively. Our solutions help streamline payment processes, ensuring that you can focus on what matters most growing your business. Located at 1402 W Stassney Ln Austin Tx 78745 in Austin, TX, we invite you to explore how our tailored services can support your unique needs. For more information, call us at (512) 302-6800 or visit us online at https://aplusfcu.org/.

Tailored Loan Options

Imagine securing the funds needed to expand your operations or invest in new equipment. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility at Your Fingertips

Our branch located at 1402 W Stassney Ln Austin Tx 78745 in Austin, TX, welcomes you during our lobby hours from Monday to Friday, 9:00 a.m. to 5:00 p.m., and Saturday from 10:00 a.m. to 1:00 p.m. Need something quicker? Our drive-thru service operates on weekdays from 8:30 a.m. to 6:00 p.m., allowing for simple transactions without leaving your car.

Business Banking Assistance

For entrepreneurs and business owners, we provide essential tools through our business banking services. From merchant services that simplify payment processing to business loans that help you grow, we are committed to supporting your venture.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. You can easily manage your accounts from anywhere at any time whether it's checking your balance or transferring funds. Our members also enjoy access to ATMs for quick cash withdrawals and balance checks.

Get Started Today!

Whether you're just starting out or ready to take the next step in your financial journey, we invite you to explore all that A+ has to offer. Our knowledgeable staff is eager to assist you with any questions or concerns you may have. Call us at (512) 302-6800, or visit us online at https://aplusfcu.org/. Join us today and discover how we can help make your financial dreams a reality!

Personal Banking Solutions

We know how important it is to have accessible banking options. That's why we offer various checking and savings accounts tailored to fit different lifestyles. If you're in the market for a vehicle, our auto loans and vehicle financing make it easy to drive away in your dream car without breaking the bank. For those considering home ownership, our mortgage loans and refinancing options are designed to make the process smooth and straightforward. Sometimes life throws unexpected expenses your way. Our personal loans and debt consolidation services can help you manage those costs effectively. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend!

Digital & Online Banking

Key Features

Our online banking service, available at https://aplusfcu.org/, is user-friendly and equipped with the tools you need to manage your finances effectively. You can view your balances, pay bills, and transfer funds with just a few clicks. Plus, for those who prefer paperless options, we provide e-statements so you can easily stay organized while reducing clutter. If you're always on the go, our mobile application is here to help. It offers the convenience of banking right from your smartphone or tablet. Check account balances, deposit checks with ease, and even make person-to-person transfers it's all at your fingertips!

Security and Convenience

Security is a top priority at A+. We utilize electronic signature authorization for transactions, ensuring that everything is safe and verified. You can trust that your information is protected while you enjoy the freedom of online banking. While we currently do not offer mobile payments, our services continue to expand to meet your needs. With features like real-time account management and easy navigation through our online platform, managing your finances has never been more straightforward. At A+, we believe in making banking accessible for everyone. Whether you're at home or out and about, our digital services are here to help you stay connected to your financial goals. Explore all that we have to offer today!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,530,182. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 1402 W Stassney Ln Austin Tx 78745 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant: we offer $21,941 in used auto loans and $2,119,005,048 in total loans and leases to support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used vehicle, we have financing options that can fit your budget.

Commercial Loans

For business owners looking to grow their ventures, our outstanding commercial loans totaling $190,200,049 provide the capital needed to expand and succeed. We recognize that businesses are the backbone of our community and are proud to support local entrepreneurs.

Mortgage Options

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, making it easier than ever to secure your dream home or invest in property.

Refinancing & Eligibility Options

If you're considering refinancing any of your existing loans or want to explore eligibility options for our services, our knowledgeable staff is here to assist you every step of the way. We aim to provide solutions that work best for your financial situation. For more information about our loan products or to speak with one of our friendly representatives, give us a call at 512-302-6800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At A+, we are committed to helping you achieve your financial dreams through personalized service and diverse lending options tailored just for you!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides you with the flexibility to handle unexpected costs without putting a strain on your budget.

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Real-Time Rate Comparisons

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Verified Data

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans