A+ Credit Union Austin TX | Low Mortgage Rates & Business Banking

Introduction

Welcome to A+ Federal Credit Union's Northwest Hills Branch, located at 3635 N Hills Dr, Austin, TX 78731. Since our establishment in 1949, we have been dedicated to supporting our community and providing exceptional financial services tailored to the needs of our members. With a robust membership base of 188,990 and total assets reaching an impressive $2.48 billion, we pride ourselves on being a trusted partner in your financial journey. At A+, we understand that life can be unpredictable, which is why we're here to help you navigate your financial options with confidence. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. Our total deposits stand at $194.7 million and with a net worth of $325.1 million, our solid financial foundation allows us to offer competitive rates and personalized service. Our leadership team is committed to serving you with integrity and dedication. Under the guidance of CEO Eric Kase and Board President Landon Spillmann, our staff works diligently to ensure that your experience at A+ exceeds expectations. With over 530 employees ready to assist you, we are not just a credit union; we are your neighbors, invested in the well-being of our community. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. We invite you to reach out via phone at 512-302-6800 or explore our website at A+ Federal Credit Union for more information about our services. Join us today and discover how A+ can make a positive impact on your financial future!

Branch History & Mission

Our Evolution

A+ started as a small credit union but has steadily evolved to meet the changing needs of our community. With total assets reaching an impressive $2,482,595,182, we have invested in innovative solutions to better serve our members. Our branch is conveniently located at 3635 N Hills Dr Austin, TX 78731, easily accessible for those in the area. We're proud to offer a range of services, from personal banking and auto loans to business financing and online banking. Throughout our history, we've embraced technology while ensuring that every member receives personalized service. Whether you're visiting us during lobby hours or using our drive-thru service for quick transactions, you'll find that A+ prioritizes convenience and accessibility. We also offer ATM availability for those on the go.

Our Mission

At A+, our mission is clear: we strive to provide high-quality financial services that foster growth and security for all members of our community. We believe in building lasting relationships based on trust and respect. This means being there for you when you need us most whether it's offering guidance on loans or supporting local initiatives that uplift our neighborhoods. We are committed not just to your financial well-being but also to making a positive impact through community outreach and partnerships. From sponsoring local events to participating in charity drives, A+ is deeply rooted in the Austin community. While you can visit us at 3635 N Hills Dr Austin Tx 78731, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867 if needed. We invite you to experience everything A+ has to offer! Join us today and take advantage of personalized financial solutions designed with your needs in mind. For more information about membership or services available at A+, give us a call at (512) 302-6800 or visit our website at A+ Federal Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is important for all our members. Our branch complies with ADA standards, ensuring features like ramps and designated parking spaces are available for your comfort. You can expect a welcoming environment when you visit us.

Discovering Our Location

Our branch is situated near several local landmarks, making it easy to incorporate a visit into your day. Whether you're heading to the nearby shopping areas or enjoying a stroll in one of Austin's lovely parks, stopping by A+ is simple and convenient.

Operating Hours & Services

At A+, we're here when you need us! Our lobby hours are Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. For those who prefer drive-thru banking, we offer extended hours during the week from 8:30 a.m. to 6:00 p.m., and on Saturdays from 9:00 a.m. to 1:00 p.m. We provide a variety of services designed with you in mind, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Plus, our drive-thru service allows for quick deposits or withdrawals without leaving your car.

Stay Connected

If you have any questions or would like more information about our services, feel free to give us a call at 512-302-6800. We look forward to helping you reach your financial goals! Come visit us today at the A+ Northwest Hills Branch we're excited to serve you!

Member Eligibility

At A+, we believe that everyone deserves a supportive financial community, and becoming a member is as simple as it gets! If you live, work, or attend school in the Austin area, you're likely eligible to join us. We welcome individuals from all walks of life, and our friendly staff is here to guide you through the membership process. To learn more about the specific eligibility criteria, feel free to check out our resource at https://aplusfcu.org/accounts/savings/membership. Joining means access to a range of benefits, including personalized service and competitive rates on loans and savings accounts. Ready to take the next step? Opening your account is easy! Just visit us at our branch located at 3635 N Hills Dr Austin Tx 78731 or give us a call at (512) 302-6800 for assistance. You can also start the account opening process online by visiting https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent. Join us today and experience the advantages of being part of A+ where your financial well-being is our priority!

Business Banking & Commercial Services

Financing for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify transactions for your business. Whether you need point-of-sale solutions or online payment processing, our services help you streamline operations and improve customer experiences. Imagine being able to accept payments effortlessly while focusing on what matters most growing your business. Located at 3635 N Hills Dr Austin Tx 78731 in Austin, TX, we're here to provide personalized support every step of the way. Reach out today at (512) 302-6800 to discover how we can assist you in achieving your business goals!

Comprehensive List Of Services

Business Banking

For our business members, we offer comprehensive services including merchant services and business loans. We understand that running a business comes with its own set of challenges and financial needs, and we're here to support you every step of the way.

Digital Banking

In today's fast-paced world, convenience is key. That's why at Northwest Hills Branch, we provide robust online and mobile banking features. You can easily manage your accounts from anywhere, whether it's checking balances or transferring funds. Our ATM services also allow for quick cash withdrawals and balance checks whenever you need them.

Drive-Thru & ATM Services

If you're on the go, our drive-thru banking makes it simple to handle deposits, withdrawals, and other transactions without leaving your car. With basic ATM access available for quick cash needs, managing your finances has never been more accessible.

Get Started Today!

At A+, we believe in making banking easy and approachable for everyone. Whether you're just starting out or looking for advanced financial solutions, we invite you to explore all that we have to offer. Feel free to reach out at (512) 302-6800 if you have any questions or would like assistance in opening an account or applying for a loan. Join us today at 3635 N Hills Dr Austin Tx 78731, where we're ready to serve you!

Personal Banking

We offer personal banking solutions that include checking and savings accounts designed to help you manage your everyday finances effectively. If you're considering buying a new car or refinancing your current vehicle, our auto loans and vehicle financing options can help get you behind the wheel with ease. For those looking to buy a home, our mortgage loans and refinancing services ensure that you find the best fit for your housing goals. In addition, we provide personal loans and debt consolidation options, allowing you to streamline your finances and take control of your expenses. And don't forget about our credit cards with rewards, which can offer benefits on everyday purchases!

Digital & Online Banking

Convenient Features

Need to send money quickly? Our person-to-person transfer feature makes it simple to send funds to friends or family with just a few taps on your screen. And if you're always on the go, you'll appreciate our mobile payments feature that allows you to make purchases directly from your smartphone no wallet needed! With all these tools at your fingertips, managing your finances has never been easier. Whether you're checking balances or transferring money, you'll have complete control over your accounts right when you need it most. Experience the ease of digital banking today with A+!

Key Services

Start by visiting us online at https://aplusfcu.org/. Here, you can take advantage of 24/7 online banking services that let you check balances, make transfers, and pay bills at your convenience. Plus, if you prefer a more hands-on approach, our mobile application is available for download, putting your finances right in your pocket. We know that security is important to you. That's why we offer electronic signature authorization, making it easier and safer to sign documents digitally. You can also opt for e-statements, which not only help the environment but keep your financial information organized and accessible.

Financial Strength

Growing Trust Among Members

Total Share Accounts at 456,620 showcase a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $5,530,182, reinforcing our ability to support your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 3635 N Hills Dr Austin Tx 78731 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Investment in Innovation

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is evident in our diverse lending options; we have $21,941 in used auto loans and $2,119,005,048 in total loans and leases available for our members.

Member-Centric Savings

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $4,446,426, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.04% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We also provide refinancing options to ensure you're getting the best deal possible.

Business Loans

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We understand that running a business requires reliable funding solutions tailored to your needs. Our commitment extends beyond just lending; we aim to empower our members through financial education and responsible borrowing practices. If you're curious about eligibility for any of our loan offerings or want to explore refinancing options, visit our website at A+ FCU or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you navigate your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, making buying or refinancing simple. We offer competitive rates and terms designed to help you secure your dream home comfortably.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These credit cards come with benefits that can assist you in everyday purchases without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers come only from trusted financial institutions, enhancing transparency. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal here is to provide unbiased results for all users. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the reliability of the service and its impact on real people's financial decisions.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By relying on verified financial institutions, LendMesh guarantees that all loan comparisons are based on legitimate data.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

A+ FEDERAL CREDIT UNION - Austin, TX

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Compare Loan Rates Near You

Loan rates in Austin, TX (78731)

Introduction

Branch History & Mission

Our Evolution

Our Mission

Branch Location & Accessibility

Accessibility Features

Discovering Our Location

Operating Hours & Services

Stay Connected

Member Eligibility

Business Banking & Commercial Services

Financing for Growth

Merchant Services That Make a Difference

Comprehensive List Of Services

Business Banking

Digital Banking

Drive-Thru & ATM Services

Get Started Today!

Personal Banking

Digital & Online Banking

Convenient Features

Key Services

Financial Strength

Growing Trust Among Members

Investment in Innovation

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Take Action Today

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