A+ Credit Union Austin TX | Quick Personal Loans & ATM Services

Introduction

Welcome to A+ Credit Union, where your financial needs come first! Located at 8300 N FM 620 Rd, Austin, TX 78726, we have proudly served our community since 1949. With a commitment to providing exceptional service and support, we are thrilled to have grown our membership to an impressive 188,990 individuals who trust us with their financial journeys. At A+, we understand that the financial landscape can be challenging. That's why we're here to offer a range of services designed with you in mind. Our total assets amount to over $2.48 billion, allowing us to provide robust lending options and competitive rates. With $194,717,015 in total deposits and a net worth of $325,140,976, your money is safe and sound with us. Led by our dedicated CEO, Eric Kase, and Board President, Landon Spillmann, we are committed to making a positive impact in the lives of our members and the broader Austin community. Our experienced team of 531 employees is always ready to assist you whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services tailored for local entrepreneurs. We invite you to visit us at our branch or check out our website at https://www.aplusfcu.org for more information about how we can help you achieve your financial goals. Whether you're seeking advice or looking to open an account, feel free to call us at 512-302-6800. Together, let's make your financial aspirations a reality!

Branch History & Mission

At A+, we take pride in our rich history and unwavering commitment to the community we serve. Established in 1949, our branch has been a cornerstone for financial support in Austin, TX, helping generations of members achieve their dreams and secure their financial futures. Located at 8300 N FM 620 Rd, our branch is not just a place for banking; it's a gathering spot where relationships flourish and community bonds strengthen. Over the years, A+ has grown alongside our members, expanding services to meet their evolving needs. Today, we proudly serve over 188,990 members with total assets exceeding $2.48 billion. This growth reflects our dedication to providing exceptional service while remaining true to our mission: to empower our members through accessible financial solutions and community engagement. Our mission goes beyond traditional banking. We aim to uplift the communities around us by fostering financial literacy and supporting local initiatives. Whether it's through educational workshops or partnerships with local organizations, A+ is committed to making a positive impact in Austin and beyond. While members can visit us at our physical location on FM 620 Rd, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867. Our doors are open Monday through Friday from 9:00 a.m. to 5:00 p.m., with convenient drive-thru hours available until 6:00 p.m. on weekdays and from 9:00 a.m. to 1:00 p.m. on Saturdays. In addition to our friendly service and expert guidance, we also embrace digital advancements that make banking easier for you. With features like online banking and mobile applications, managing your finances has never been simpler or more efficient. At A+, we recognize that accessibility is key. Our facilities are designed to accommodate all members of the community, ensuring that everyone can access the financial resources they need without barriers. Join us at A+ Federal Credit Union and experience firsthand the benefits of being part of a cooperative that truly cares about its members. Together, let's build a brighter financial future! If you're ready to become a member or learn more about what we offer, don't hesitate to reach out at 512-302-6800 or visit us online at A+ FCU. Your journey toward financial empowerment starts here!

Branch Location & Accessibility

Connect With Us

Feel free to reach out to us at (512) 302-6800 if you have any questions or need assistance before your visit. We invite you to come by and experience our friendly service firsthand! If you're unable to visit in person, remember that we also offer online and mobile banking options for your convenience. We look forward to welcoming you soon at A+!

Nearby Landmarks and Accessibility

Situated near popular landmarks, our branch is just a stone's throw away from the scenic Lake Travis area, making it a perfect stop for those exploring the local sights. Our location features ample parking and is ADA compliant, ensuring that everyone can visit us comfortably. We have ramps available for easy access, so you can enter without any hassle.

Operating Hours and Services

At A+, we understand that life gets busy, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., and our drive-thru service operates from 8:30 a.m. to 6:00 p.m. on weekdays and from 9:00 a.m. to 1:00 p.m. on Saturdays. This allows you to manage your banking needs at a time that works for you. Our branch offers various services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Plus, we provide easy ATM access for cash withdrawals and balance checks whenever you need them.

Member Eligibility

At A+, we believe that everyone deserves a place where they feel valued and supported. Becoming a member is as easy as connecting with us! If you live, work, or go to school in the Austin area or if you have a family member who is already part of our community, you're likely eligible to join us. We welcome individuals from various backgrounds, making our membership diverse and inclusive. The benefits of joining A+ include access to a range of financial services tailored just for you, along with personalized support from our dedicated team. To learn more about the specific eligibility criteria, feel free to visit our detailed page at https://aplusfcu.org/accounts/savings/membership . Once you're ready to take the next step towards membership, opening an account is simple! You can start the process online by visiting https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent or give us a call at (512) 302-6800 if you have any questions. We're excited to help you become part of our A+ family!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services simplify transactions, allowing you to focus on what matters most growing your business. From point-of-sale systems to online payment processing, we help ensure your customers can pay easily and securely. Visit us at 8300 N Fm 620 Rd Austin Tx 78726 in Austin, TX, or call us at (512) 302-6800 to learn more about how our business banking and commercial services can help turn your vision into reality.

Comprehensive List Of Services

Business Banking

We also cater to local businesses with our business banking services. From merchant services that help you process payments efficiently to business loans that enable growth, we aim to support entrepreneurs in achieving their dreams.

Credit Cards and Loans

If you're looking to consolidate debt or fund personal projects, our personal loans can help lighten your financial load. Plus, our credit cards come with rewards that make everyday purchases more rewarding! Imagine earning points just by using your card for groceries or gas it's like getting paid to shop!

Digital Access

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking solutions. With these tools, managing your finances has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Our ATM and cash withdrawal services ensure you have access to your money whenever you need it.

Drive-Thru and ATM Services

For those who prefer face-to-face interactions but still want quick service, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without leaving your car. Additionally, we provide basic ATM access where you can easily withdraw cash or check balances. At A+, we're committed to ensuring that our members have everything they need for their financial well-being. Our friendly staff is always available at (512) 302-6800 during lobby hours from Monday through Friday and even offers drive-thru services on Saturdays. Ready to take the next step? Visit us at Trails At 620 Branch today or explore more about our offerings online!

Personal Banking

Our personal banking services include both checking and savings accounts that fit different lifestyles. If you're saving for a vacation or planning for your child's education, our accounts offer flexibility and competitive rates. Need a loan? We provide auto loans and vehicle financing options that make buying a new car easier than ever. Imagine driving away in your dream car with financing that suits your budget! For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with favorable terms designed to ease the process. We understand how daunting this can be, so our experienced team is here to guide you every step of the way.

Digital & Online Banking

Accessibility and Convenience

Our online banking services are available 24/7, meaning you can check your accounts and perform transactions whenever it suits you best. Whether it's early morning or late at night, we've got you covered. And if you're looking for a quick way to make payments, you'll find that our mobile payment feature enhances convenience even further. In a world where time is precious, A+ is committed to making banking as straightforward as possible. Join us today and experience how our digital and online banking services can simplify your financial life!

Key Features

With our online banking portal, you can view your account balances, transfer funds, and pay bills with ease. Need to send money to a friend? Our person-to-person transfer feature makes it simple to send cash directly from your account. Plus, if you're busy or on the move, our mobile application allows you to manage your finances right from your smartphone. Security is a top priority for us at A+. We use electronic signature authorization for transactions, ensuring that your information remains safe. You can also opt for e-statements, reducing paper clutter while still keeping track of your financial activities effortlessly.

Financial Strength

Growing Trust

Total Share Accounts: 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $5,530,182 provide additional assurance of our capability to support member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 8300 N Fm 620 Rd Austin Tx 78726 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

We are proud to secure our members' savings through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members with non-member deposits at $78,587,000, ensuring that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance shows through our $0, reflecting our operational efficiency which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees dedicated to serving you with expertise and care.

Reinvesting in Member Services

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $21,941 in used auto loans and $2,119,005,048 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,304 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We make the application process straightforward, so you can focus on choosing the right vehicle for your lifestyle.

Business Financing

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand your business. We recognize that every business has its own unique challenges and opportunities, which is why we tailor our services to meet your specific needs. If you're interested in any of these offerings or want more information about refinancing options, don't hesitate to contact us at (512) 302-6800. Our dedicated team is ready to assist you during our lobby hours: Monday through Friday from 9:00 a.m. to 5:00 p.m., or visit us at our location: 8300 N Fm 620 Rd Austin Tx 78726, Austin, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore your options today and see how we can help make your financial aspirations a reality!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our experienced team is here to guide you every step of the way.

Personal and Credit Line Loans

We also provide flexible terms on personal loans and credit lines, with a total of $967,903,186 available to help you manage unexpected expenses or fund special projects. Whether it's for home improvements or consolidating debt, our personal loan options can fit your needs.

Unsecured Credit Card Loans

Managing day-to-day expenses? We have you covered with our unsecured credit card loans. Although currently at $0, we are committed to providing flexible financing solutions that allow our members to manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them find the best fit for their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be in assisting borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all offers are fair and transparent, allowing users to make informed decisions without any hidden surprises.

A+

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loans That Fuel Growth

Merchant Services for Everyday Needs

Comprehensive List Of Services

Business Banking

Credit Cards and Loans

Digital Access

Drive-Thru and ATM Services

Personal Banking

Digital & Online Banking

Accessibility and Convenience

Key Features

Financial Strength

Growing Trust

Member-Centric Savings

Operational Efficiency

Reinvesting in Member Services

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Personal and Credit Line Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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