A+ Credit Union Austin TX | Affordable Vehicle Loans & ATM Access

Introduction

At A+ Federal Credit Union, we believe in the power of community and the importance of financial trust. Located at 6420 E Highway 290, Austin, TX 78723, our branch has been a cornerstone of support for members since our establishment in 1949. With a dedicated membership of over 188,990 individuals, we pride ourselves on offering personalized services that truly cater to your needs. As part of our commitment to providing reliable financial solutions, A+ FCU boasts total assets exceeding $2.48 billion and manages loans and leases totaling 78,254. Our financial strength is reflected in our net worth of $325,140,976 and cash reserves of $34,644,720, ensuring that we are well-equipped to support our members' aspirations. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 14867, Austin, TX 78761-4867. Led by our CEO, Eric Kase, and Board President, Landon Spillmann, A+ Federal Credit Union is focused on fostering relationships that build trust within the community. With a team of 531 employees, we strive to create a welcoming environment where you can manage your finances with confidence. Whether you're looking for personal banking options like checking and savings accounts or seeking financing through auto loans and mortgages, we have tailored solutions ready for you. Our comprehensive services also include business banking options and online resources designed for convenience. We invite you to experience the difference at A+ Federal Credit Union. Feel free to reach out to us at 512-302-6800 or visit our website at A+ FCU for more information about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Branch History & Mission

Community Engagement

Being deeply rooted in Austin means we care about our community's well-being. We actively participate in local events and initiatives aimed at uplifting those around us. Our partnerships with various organizations allow us to contribute positively while enhancing financial literacy among residents. While members can visit us at 6420 E Highway 290 for all their banking needs, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867.

Join Us

As we continue to grow and adapt in this ever-changing world, we invite you to become part of the A+ family. Experience the difference of a credit union that truly cares about your success. Whether you're looking for personal banking solutions or ways to support your business endeavors, A+ is here for you every step of the way. For more information or to join us today, call us at 512-302-6800 or visit our website at A+ Federal Credit Union. Together, let's build a brighter future!

Our Legacy

A+ has always been about more than just banking; it's about building relationships and supporting our community. From the very beginning, we aimed to provide financial services that empower individuals and families to achieve their dreams. Over the years, we've expanded our offerings, helping members with everything from personal banking and auto loans to mortgage financing and business services. Our commitment to innovation is evident as we embrace technology to enhance member experiences. We offer online banking, mobile applications, and electronic signatures to make managing finances easier for everyone. Additionally, our ATM availability ensures that members have access to their funds when they need them most.

Our Mission

At A+, our mission is simple yet powerful: to provide excellent financial services while fostering community support. We believe that when our members thrive, so does the entire community. Our team works hard to ensure that each member feels valued and supported through personalized service and outreach programs. We also recognize the importance of accessibility. Our facilities are ADA compliant, ensuring that everyone can comfortably access our services. For those who prefer face-to-face interactions, we offer drive-thru banking for quick transactions.

Branch Location & Accessibility

Connect With Us

Ready to experience the A+ difference? Whether you want to open an account or ask about our services, give us a call at 512-302-6800 or stop by today! Our friendly team is excited to assist you on your financial journey right here in Travis County. Come see how we can help you reach your goals!

Nearby Landmarks and Accessibility

Located just off the highway, our branch is accessible for everyone. If you're coming from downtown Austin or nearby neighborhoods, you'll find plenty of parking available right outside our doors. We've made sure that our facilities are ADA compliant, so all members can navigate comfortably. While members can visit us at 6420 E Highway 290, official correspondence should be sent to PO Box 14867, Austin, TX 78761-4867.

Operating Hours and Services

We know your time is valuable, which is why we offer flexible operating hours. Our lobby is open Monday through Friday from 9:00 a.m. to 5:00 p.m., and on Saturdays from 10:00 a.m. to 1:00 p.m. If you're in need of service outside these hours, our drive-thru is available Monday through Friday from 8:30 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to 1:00 p.m. At A+, we provide a variety of banking services designed for your needs from personal checking and savings accounts to auto loans and mortgage options. We also offer credit cards with rewards, business banking solutions, and online/mobile banking for your convenience. Need cash? Enjoy easy access through our ATM on-site.

Member Eligibility

Becoming a member of A+ is like opening the door to a welcoming community where you can feel valued and supported. If you live, work, or attend school in the area, you're already on your way to enjoying the benefits we offer. We aim to keep things simple and inclusive because we believe everyone deserves access to great financial services. For detailed eligibility criteria, feel free to visit our website at https://aplusfcu.org/accounts/savings/membership. It's an easy read, and you might be surprised at how many people qualify! Once you find out that you're eligible, opening an account is just as straightforward! You can get started right away by visiting us in person at 6420 E Highway 290 Austin Tx 78723, or check out the online account opening process here: https://homebanking.aplusfcu.org/aplusfederalcreditunion/sdk/aplusenrollmentardent. If you have any questions or need assistance, don't hesitate to call us at (512) 302-6800. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $250 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $190,200,049, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we provide essential merchant services that simplify transactions for your business. Whether you're processing payments at a retail location or managing online sales, our services ensure you can focus on what matters most serving your customers. With tools designed for ease of use, you can confidently handle everyday transactions while enhancing customer satisfaction. Visit us at 6420 E Highway 290 Austin Tx 78723 in Austin, TX, or call us at (512) 302-6800 to learn how our business banking and commercial services can help you thrive!

Comprehensive List Of Services

Business Banking

At A+, we also support local businesses through our business banking services. From merchant services that simplify payment processing to various types of business loans, we're dedicated to helping your business grow. Whether you're just starting out or looking to expand, we're here with the resources you need.

Connect with Us

We invite you to explore all these offerings at A+! If you have questions or want more information about any of our services, don't hesitate to reach out at (512) 302-6800 during our lobby hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 10:00 AM to 1:00 PM. Discover how we can assist you on your financial journey today!

Digital Banking Convenience

In today's fast-paced world, managing your finances on-the-go is crucial. Our comprehensive online and mobile banking platforms let you access your accounts anytime and anywhere. You can check balances, transfer funds, and even pay bills all from your smartphone or computer. For those who prefer in-person transactions, we offer convenient ATM services for cash withdrawals and balance checks as well as basic drive-thru banking for deposits and quick transactions.

Personal Banking

When it comes to personal banking, we offer robust options that cater to everyone. Our checking and savings accounts are tailored to help you save for short-term goals or set aside funds for future endeavors. If you're thinking about buying a new car, our auto loans and vehicle financing options make it simple and affordable. We understand how important it is to have reliable transportation, so we work hard to offer competitive rates that fit your budget. For those dreaming of homeownership or looking to refinance their current mortgage, our mortgage loans and refinancing services are here to guide you through every step of the process. We know how daunting this can be, but with personalized assistance and resources, we aim to make this journey smooth and rewarding. If you're facing unexpected expenses or planning a significant purchase, consider our personal loans and debt consolidation options. These solutions can provide you with the financial flexibility you need without overwhelming stress. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides you with 24/7 access to your accounts. You can check balances, transfer funds, and pay bills without ever leaving your couch. Plus, with our electronic signature authorization feature, completing transactions is quick and hassle-free. For those who prefer paperless options, e-statements are available to help you keep track of your finances while being environmentally friendly. You'll receive your statements directly in your inbox, ensuring you have everything you need at hand.

Mobile Banking Made Easy

With our mobile application, managing your money has never been easier. You can use it to make person-to-person transfers effortlessly no more waiting for checks to clear or dealing with cash. Just a few taps on your smartphone and you're all set! While we currently do not offer mobile payments, our app still provides a user-friendly experience that keeps you connected to your accounts wherever life takes you. In addition, our commitment to security means that your information is protected every step of the way. Enjoy peace of mind knowing that we prioritize the safety of your financial data. Whether you're looking to manage day-to-day expenses or plan for future goals, A+'s digital banking services empower you with the tools you need for real-time account management. Join us today and experience banking made simple!

Financial Strength

Growing Member Trust

Total Share Accounts stand at 456,620, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $5,530,182, reinforcing our commitment to providing excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A+ is your trusted partner. Visit us at 6420 E Highway 290 Austin Tx 78723 or call (512) 302-6800 to learn more about how we can help you achieve your financial goals.

Member Savings Are Secure

Members' savings are secured through $402,147,966 in share certificates and $177,823,010 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $78,587,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 501 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $325,140,976, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is further demonstrated by our net worth ratio of $1,304, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Your Benefit

With $313,441,166 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $21,941 in used auto loans and a total of $2,119,005,048 in loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $361,236,991 in used vehicle loans and $112,970,046 in new vehicle loans already helping members get on the road. We provide flexible terms to suit your budget and lifestyle, making it easier than ever to drive away in your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $190,200,049 provide the capital needed to grow and expand. We're dedicated to supporting local businesses and helping them thrive in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $82,081,361, make buying or refinancing simple. We understand that purchasing a home is one of the most significant financial decisions you'll make, and we're here to guide you through the process with competitive rates and personalized service.

Refinancing Options

If you're considering refinancing any existing loans, we have various eligibility options available to help you save money and adjust your payments according to your current financial situation. Our team is ready to assist you in exploring these opportunities. You can reach us at (512) 302-6800 for more information or visit us at our branch located at 6420 E Highway 290 Austin Tx 78723. Explore how our loan offerings can help pave your way toward financial success today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

For those looking for additional financial flexibility, we also offer flexible terms on unsecured credit card loans. With a total of $0 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can be confident that you're reviewing genuine offers without hidden agendas. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This impartiality helps users find the best rates based solely on their needs. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Knowing you're getting current information allows for better planning and budgeting. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in real-world scenarios. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means you can trust the information provided when comparing various loan options.

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Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Personal Loans

Introduction

Branch History & Mission

Community Engagement

Join Us

Our Legacy

Our Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Connect with Us

Digital Banking Convenience

Personal Banking

Digital & Online Banking

Key Features for Your Convenience

Mobile Banking Made Easy

Financial Strength

Growing Member Trust

Member Savings Are Secure

Operational Efficiency

Our Financial Health

Reinvestment for Your Benefit

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

Join Our Community