A & S Credit Union Aliquippa PA | Best Auto Loans & Business Banking

Introduction

Welcome to A & S Federal Credit Union, your trusted financial partner located at 2090 Brodhead Rd, Aliquippa, PA 15001. Established in 1940, we have been serving our community for over eight decades, providing personalized banking solutions that cater to the unique needs of our members. With a total membership of 2,373 and assets exceeding $40,556,321, we pride ourselves on being a solid financial institution that prioritizes the well-being of our members. At A & S Federal Credit Union, we understand that each member has different financial goals. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and business banking options. Our commitment to delivering exceptional service is reflected in our dedicated team of 6 employees, led by CEO Gina Huntington and Board President John Morelli. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 2090 Brodhead Rd, Aliquippa, PA 15001. We're here to help you every step of the way from simple transactions at our ATM or drive-thru service to more complex financial planning. Our current financial standing speaks volumes about our reliability: with total deposits amounting to $2,713,899 and a net worth of $4,805,791, you can trust us with your hard-earned money. We also maintain strong liquidity with $421,556 in cash readily available for withdrawals. We invite you to discover how A & S Federal Credit Union can make your banking experience better! Whether you're looking for a new loan or want assistance with your existing accounts, feel free to reach out to us at 724-375-0248 or visit our website at asfederal.org for more information. Let us help you achieve your financial dreams today!

Branch History & Mission

Community Connection

A & S Federal Credit Union is more than just a place for financial transactions. We believe in building lasting relationships with our members and supporting local initiatives. Through various outreach programs and events, we aim to uplift those around us while providing valuable resources that benefit everyone in the community. Our branch features modern conveniences like ATM availability and drive-thru banking, ensuring you have easy access to your funds whenever you need them. In addition, we prioritize digital advancements that enhance your banking experience while remaining ADA compliant for inclusivity. As we look toward the future, we invite you to join our family at A & S Federal Credit Union. Experience firsthand how we can support your financial goals while contributing positively to the community we all call home. For any questions or assistance, feel free to reach out at 724-375-0248 or visit our website at asfederal.org. Join us today and let's grow together!

Our Mission

At A & S Federal Credit Union, our mission is simple yet powerful: to improve the financial lives of our members while making a positive impact in our community. We offer a variety of services tailored to meet your personal and business banking needs from checking and savings accounts to auto loans and mortgages. Our commitment extends beyond just transactions; we strive to educate our members on financial literacy and empower them to make informed decisions. While members can visit us at 2090 Brodhead Rd, official correspondence should be sent to the same address. Our operating hours are designed for your convenience Monday through Friday from 9:00 AM to 4:30 PM, with extended hours until 6:00 PM on Thursdays.

Branch Location & Accessibility

Convenient Access

At A & S Federal Credit Union, we prioritize your convenience. We offer ample parking for our members and ensure that our facility is ADA compliant, featuring ramps for easy access. If you prefer the drive-thru option, you can enjoy basic banking services without leaving your vehicle. Plus, with ATM availability right on-site, getting cash or checking your balance is quick and simple.

Operating Hours

We know how busy life can get, which is why our doors are open to serve you Monday through Friday from 9:00 AM to 4:30 PM. On Thursdays, we extend our hours until 6:00 PM so you have even more flexibility to visit us after work or during lunch breaks.

Services Offered

Our branch offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got you covered. And if you're looking for business solutions, our team is here to assist with merchant services and business loans as well. While members can visit us at 2090 Brodhead Rd, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to call us at 724-375-0248. We invite you to come by A & S Federal Credit Union today! Our friendly staff looks forward to helping you achieve your financial goals with ease and confidence.

Member Eligibility

At A & S, we believe that joining our community should feel welcoming and straightforward. Becoming a member is open to anyone who lives, works, worships, or attends school in the area around 2090 Brodhead Rd Aliquippa Pa 15001. This means if you're part of our vibrant local community, you can enjoy all the benefits we offer. With membership, you gain access to personalized banking services, competitive loan rates, and friendly support from our dedicated team. If you want to learn more about the specific eligibility details, feel free to check out this resource. When you're ready to open an account, just give us a call at (724) 375-0248 or stop by during our operating hours. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a reliable partner to handle your payment processing. Our merchant services ensure that you can accept payments easily and securely, giving you more time to focus on what matters most growing your business. From credit card processing to online payment solutions, we're here to help streamline your transactions. Visit us at 2090 Brodhead Rd Aliquippa Pa 15001 in Aliquippa, PA, or call us at (724) 375-0248 to learn how our business banking and commercial services can benefit you today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need quick access to cash? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, if you prefer face-to-face interactions for simple transactions like deposits or withdrawals, our drive-thru service makes banking easy without leaving your car. At A & S, we strive to meet all your banking needs under one roof. Explore these services further by visiting us at A & S Federal Credit Union or give us a call at (724) 375-0248 today! Your financial well-being is our priority!

Auto Loans & Vehicle Financing

When it comes time to purchase that dream car, we've got you covered with competitive auto loans and vehicle financing options. Our team is ready to help you navigate the loan process, ensuring you get the best rates possible. Imagine driving off in your new car knowing you have a manageable payment plan in place!

Business Banking

If you're an entrepreneur or small business owner, we provide business banking solutions including merchant services and business loans. Our goal is to help your business thrive by offering financial tools tailored for success.

Credit Cards with Rewards

Our credit cards not only offer great purchasing power but also come with rewards that give back to you! From cash back on everyday purchases to travel rewards, using our credit card can make spending more rewarding while helping you build good credit.

Mortgage Loans & Refinancing

Homeownership can be a reality with our mortgage loans and refinancing options. If you're ready to buy a home or want to lower your monthly payments through refinancing, we can assist you every step of the way. Picture settling into your new home with peace of mind about your mortgage terms.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your finances anytime, anywhere. You can check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking

Our personal banking services are designed to make managing your finances easy and straightforward. We offer checking and savings accounts tailored to fit various lifestyles. Whether you're looking to save for a special occasion or need daily access to your funds, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

For those unexpected expenses or for consolidating existing debt, our personal loans can be an excellent solution. We understand life can throw curveballs, and having access to funds when you need them most is crucial. With our flexible repayment plans, you'll find it easier to manage your financial commitments.

Digital & Online Banking

Key Features

One of the standout features is our electronic signature authorization system. This means you can sign documents securely from the comfort of your home, saving you a trip to the branch. Plus, our e-statements are available for those who prefer to go paperless keeping your records organized and easily accessible. If you're always on the go, you'll love our mobile application, which allows you to manage your accounts right from your smartphone. And for those times when you need to send money quickly, our person-to-person transfer feature makes it easy to send funds to friends or family without any hassle. While mobile payments are not currently offered, we ensure that every interaction with us is secure and straightforward. You can trust that your information is protected as you navigate through your banking tasks. At A & S, we believe that managing your finances should be easy and efficient. Our digital banking tools are here to help you stay in control of your money with real-time account management. Join us today and experience the difference!

Financial Strength

At A & S, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, as it reflects our commitment to serving your needs effectively. With a net worth of $4,805,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,184 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,056,017 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,535,686 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $230 in used auto loans and $11,882,016 in total loans and leases. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 6 full-time employees ready to serve you with knowledge and dedication. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 4,686, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A & S is your trusted partner. Visit us at 2090 Brodhead Rd Aliquippa Pa 15001 or call (724) 375-0248 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For those who need extra funds for business ventures or unexpected expenses, our total credit lines available stand at $500,000, giving you the freedom to access cash when needed. We encourage you to explore our refinancing options as well; they can help you save money on existing loans by potentially lowering your interest rate. Our friendly staff is always ready to help you assess your eligibility for any of our loan products. If you're interested in learning more about our offerings or wish to discuss how we can assist you with your financial journey, don't hesitate to reach out! You can call us at 724-375-0248 during our lobby hours: Monday - Friday from 9:00 AM to 4:30 PM and Thursday until 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $4,038,682 in used vehicle loans and $1,584,261 in new vehicle loans already helping members get on the road. With our competitive rates and flexible terms, financing your next vehicle has never been easier.

Credit Cards and Personal Loans

Managing day-to-day expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $740,425 in loans helping members manage their finances effectively. Our personal loans can assist with debt consolidation or other financial needs, providing you with options that fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $955,487, make buying or refinancing simple. We are here to guide you through every step of the mortgage process to ensure you find the right solution for your home financing needs.

Loan Aggregator

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