A L E C Credit Union Baton Rouge LA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to A L E C, your trusted financial partner in Baton Rouge, Louisiana. Located at 10725 Airline Hwy, we have been serving our community since 1968. With a proud history of commitment and service, A L E C is more than just a credit union; we are a dedicated member-focused institution that puts your needs first. At A L E C, we believe in the power of community and strive to make a positive impact on the lives of our 725 members. As of now, our total assets stand at an impressive $6,394,857, reflecting our strong financial health and stability. We are proud to manage $686,470 in deposits and provide loans to help you achieve your goals, with a total of 189 loans currently active. Under the leadership of CEO Tanya Carroll and Board President Joe Lee, our team is committed to delivering exceptional service and innovative financial solutions tailored to your lifestyle. Whether you're looking for personal banking options like checking accounts or auto loans, or seeking business banking services, we have you covered. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location: 10725 Airline Hwy, Baton Rouge, LA 70816. We invite you to explore our website at alecfcu.com for more information about our services and how we can assist you in achieving your financial goals. Feel free to give us a call at (225) 293-3450 if you have any questions or need assistance. Join us today and experience the difference that comes with being part of A L E C!

Branch History & Mission

Our Mission

At A L E C, our mission is clear: we aim to provide our members with exceptional financial services while actively supporting the needs of our community. We believe that everyone deserves access to fair and transparent banking options. Whether it's personal banking through checking and savings accounts or helping you secure an auto loan or mortgage, we are here to guide you every step of the way. While members can visit us at 10725 Airline Hwy Baton Rouge La 70816, official correspondence should be sent to 10725 Airline Hwy, Baton Rouge, LA 70816. We pride ourselves on being customer-centric, offering online banking options that provide convenience without sacrificing security. Additionally, we ensure ADA compliance so that all members can access our services comfortably. Our community outreach extends beyond just banking. We partner with local organizations to foster economic growth and support initiatives that uplift those in need. By investing in our community, we strengthen the bonds that tie us together. As technology continues to evolve, so do we. A L E C is committed to integrating digital advancements that enhance your banking experience while ensuring your information remains secure. Our operating hours are Monday through Friday from 9 AM to 4 PM, providing ample opportunity for you to visit or contact us at (225) 293-3450. Join us today and become part of a credit union that prioritizes your financial success while uplifting the Baton Rouge community as a whole. Experience the difference at A L E C where your membership means more than just banking; it means being part of something greater. Visit us online at alecfcu.com for more information on how you can become a member!

Branch Location & Accessibility

Welcome to A L E C, your friendly neighborhood credit union located at 10725 Airline Hwy in Baton Rouge, Louisiana. Our branch is easily accessible and nestled in a vibrant area close to local landmarks, making it a convenient stop for all your banking needs. Whether you're coming from nearby shopping centers or local parks, you'll find us right on Airline Highway perfect for quick visits. While members can visit us at 10725 Airline Hwy, official correspondence should be sent to the same address, ensuring everything is streamlined and easy for you. Parking is available right outside the branch, and we're proud to be ADA-compliant with features like ramps to ensure everyone can access our services comfortably. At A L E C, we understand that your time is valuable. That's why we're open Monday through Friday from 9 AM to 4 PM, providing a welcoming environment for personal banking services including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. While we currently do not have ATM services or drive-thru banking available at this location, our team is ready to assist you directly inside the branch. For any questions or assistance, feel free to reach out to us at 225-293-3450. We invite you to come by and experience the friendly service that sets A L E C apart!

Member Eligibility

At A L E C, we believe that joining our credit union means becoming part of a close-knit community where your financial well-being is our top priority. If you're interested in becoming a member, we warmly welcome individuals who live, work, worship, or attend school in the Baton Rouge area. It's all about creating connections and supporting one another, which is why we're excited to have you join us! For detailed information on eligibility criteria, feel free to check out our website at http://www.alecfcu.com/about.php#membership. Becoming a member at A L E C opens the door to a variety of financial services designed just for you. Whether you're looking for personal banking options or loans, we're here to help you every step of the way. When you're ready to take the next step in your journey with us, simply give us a call at 225-293-3450. We look forward to welcoming you to our family!

Business Banking & Commercial Services

Merchant Services that Matter

In addition to loans, we offer merchant services designed to simplify transactions for your business. Whether you're selling in-store or online, our services help you accept payments easily and securely. This means more time focusing on what you do best running your business. Located at 10725 Airline Hwy Baton Rouge La 70816 in Baton Rouge, LA, we're here to support you every step of the way. Contact us at (225) 293-3450 to learn more about how we can assist your business today!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

While we currently do not have ATM or drive-thru services at this location, our commitment remains focused on providing excellent in-branch service during lobby hours from 9 AM to 4 PM Monday through Friday. Should you need immediate assistance outside of these hours or have any questions regarding our offerings, feel free to reach us at (225) 293-3450. We invite you to experience everything A L E C has to offer by visiting us at our Baton Rouge location or exploring more online at www.alecfcu.com. Your financial journey starts here!

Business Banking

For entrepreneurs and small business owners, we provide essential tools through our business banking services, including merchant services and business loans. Whether you're starting out or expanding your existing business, we have the resources to support your growth.

Digital Banking Convenience

In today's fast-paced world, having access to your finances from anywhere is crucial. At A L E C, we offer online and mobile banking, allowing you to check balances, transfer funds, and pay bills effortlessly from the comfort of your home or on-the-go. Our members also benefit from person-to-person payment options, making it easy to send money when needed.

Loans and Credit

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation come into play. Imagine needing urgent repairs or wanting to consolidate debt for easier management; we're here with solutions that work for you. Plus, with our credit cards featuring rewards, you can earn points on everyday purchases while enjoying the convenience of cashless transactions.

Personal Banking

Our personal banking services are designed to make managing your finances simple and effective. We offer checking and savings accounts that fit various lifestyles. For instance, if you're planning a vacation or saving for a new home, our savings accounts can help you reach those goals faster. When it comes to financing, auto loans and vehicle financing options are available for both new and used cars. We understand how important reliable transportation is, so we strive to offer competitive rates that make purchasing your dream car more attainable. If you're looking to invest in property, our mortgage loans and refinancing services can guide you through the process smoothly.

Digital & Online Banking

Key Features

Our digital banking experience is built around security and user-friendliness. While we currently do not support electronic signature authorization or mobile payments, our person-to-person transfer feature allows you to send money to friends and family effortlessly. Simply use our online banking portal to make quick transfers without the hassle of cash or checks. Although we don't have a mobile application right now, our website is optimized for mobile use so you can manage your accounts on the go. Whether you're at home or out running errands, you'll find it easy to stay connected to your finances. At A L E C, we aim to make your banking experience as accessible and straightforward as possible. Our commitment to providing real-time account management means you're never more than a click away from understanding your financial standing. Experience the ease of modern banking with us today!

Financial Strength

At A L E C, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $1,886,791, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,950 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,886,791 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial needs is also reflected in our lending capacity. We currently have $4 in used auto loans and $1,245,172 in total loans and leases available to support your financial goals. Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,144, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A L E C is your trusted partner. Visit us at 10725 Airline Hwy Baton Rouge La 70816 or call (225) 293-3450 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $52,344 in used vehicle loans and $318,562 in new vehicle loans already helping members get on the road. Whether you're considering financing a brand-new model or a reliable used car, our team is ready to assist you in finding the right loan option that fits your budget.

Credit Lines and Personal Loans

For those looking for flexibility in their finances, we offer credit lines totaling $100,000. This option can be ideal for unexpected expenses or planned projects. We also provide personal loans for debt consolidation or other needs just ask us how we can help.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we have no Junior Lien 1-4 Family Residential Properties loans available, but we are here to guide you through the process when you're ready to take that step.

Unsecured Credit Card Loans

We understand the importance of managing finances effectively. While we currently do not offer unsecured credit card loans at this time, our team is always available to discuss other financial solutions that may fit your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan offerings or need assistance with refinancing options, don't hesitate to reach out! You can call us at 225-293-3450 or visit us at 10725 Airline Hwy, Baton Rouge, LA 70816 during our lobby hours from 9 AM to 4 PM, Monday through Friday. Let A L E C help you navigate your financial journey today!

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A L E C