ACMG Credit Union Syracuse NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to A C M G, your trusted financial partner since 1953! Located at 4800 S Salina St, Syracuse, NY 13205, we take pride in serving our vibrant community with dedication and care. With a total membership of 6,570, we are committed to providing personalized banking solutions that fit your unique needs. At A C M G, we understand that financial choices can shape your future. Our total assets stand at an impressive $102,173,699, reflecting our stability and commitment to our members. With $14,967,189 in total deposits and a net worth of $9,312,335, you can trust us to safeguard your savings while offering competitive loans and services. Led by our CEO Brian May and Board President William Lester, our team of 22 employees is here to assist you every step of the way. Whether you're looking for personal banking options like checking and savings accounts or seeking financing for your dream car or home, we've got you covered! While members can visit us at our branch location, official correspondence should be sent to 4800 South Salina Street, Syracuse, NY 13205. Feel free to reach out to us at (315) 488-4433 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Tuesday from 9 AM to 3 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM. We invite you to explore our wide range of services including auto loans, mortgage refinancing, personal loans with debt consolidation options, credit cards with rewards, and business banking solutions. Join us today and discover how A C M G can help you achieve your financial goals. Visit us online at aCMGFCU.org or stop by our branch we're excited to meet you!

Branch History & Mission

Community Focus

A C M G stands out not just for its robust financial offerings but also for its dedication to community support. We actively engage in local initiatives that promote education and financial literacy while partnering with organizations that share our vision of a stronger community.

Join Us Today!

With operating hours designed for your convenience Monday through Thursday from 9 AM to 5 PM, Tuesday from 9 AM to 3 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 12:30 PM we invite you to experience the A C M G difference firsthand. If you're seeking a credit union that values its members as family and prioritizes community welfare alongside exceptional service, look no further. Call us today at (315) 488-4433 or visit us online at A C M G to learn more about how we can help you achieve your financial goals. Join us in building a brighter future together!

Our Journey

From our humble beginnings in 1953, A C M G has evolved into a thriving financial institution with total assets exceeding $102 million. Our journey is marked by commitment and resilience as we navigate the changing landscape of banking while remaining focused on our members' needs. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We take pride in offering a range of services that cater to both individual and commercial clients. Whether it's assisting families with their first home or supporting local businesses with loans and merchant services, our mission has always been clear: to empower our community through accessible financial services.

Our Mission

At A C M G, our mission is simple yet profound: to enhance the financial well-being of our members while giving back to the community we cherish. We strive to provide quality products that are not only competitive but also tailored to meet the unique needs of each member. Our commitment goes beyond just banking; we aim to uplift the Syracuse community through various outreach programs and partnerships. While members can visit us at 4800 S Salina St for all their banking needs where you can find our drive-thru service and ATM availability official correspondence should be sent to 4800 South Salina Street, Syracuse, NY 13205 if different from our branch address.

Branch Location & Accessibility

Welcome to A C M G's Valley Office, conveniently located at 4800 S Salina St in Syracuse, NY! Our branch is situated in the heart of Onondaga County, making it easy for you to access our services. Whether you're near the bustling shopping centers or enjoying a stroll through the local parks, we are here to support your banking needs. At A C M G, we prioritize accessibility. Our branch is equipped with features that ensure everyone can visit us comfortably. You will find ample parking right outside, as well as ADA-compliant ramps and entrances to assist those with mobility challenges. While members can visit us at 4800 S Salina St, official correspondence should be sent to our mailing address at 4800 South Salina Street, Syracuse, NY 13205. This ensures that your important documents reach us without delay. We know your time is valuable! That's why we offer flexible operating hours: we're open Monday, Wednesday, and Thursday from 9 AM to 5 PM; Tuesday from 9 AM to 3 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12:30 PM. Our friendly staff is always ready to assist you during these hours. Need cash? We have an ATM available on-site for quick and easy withdrawals. Plus, if you prefer the convenience of drive-thru banking, our branch offers that too! You can complete basic transactions like deposits and withdrawals without leaving your car. For added convenience, we also provide shared services for partner credit union members making banking even easier for our community. If you have any questions or need assistance, feel free to give us a call at 315-488-4433. We invite you to come by A C M G's Valley Office today and experience personalized banking like never before!

Member Eligibility

At A C M G, we believe that becoming a member means joining a community where your financial needs are understood and valued. If you live, work, or worship in the area, you might be eligible to join us! This welcoming environment is designed for everyone, whether you're looking for a checking account, a loan, or simply better banking options. We encourage you to explore the eligibility criteria in detail by visiting our website at . Opening an account with us is straightforward and hassle-free. All you need to do is reach out by calling (315) 488-4433, or you can find more information about starting your membership online at https://www.financial-net.com/acmgfcu/lending/internetloans. We're here to support you every step of the way as you take this exciting leap into a better banking experience at A C M G located at 4800 S Salina St Syracuse Ny 13205!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. Although we currently have no member or non-member commercial loans, our focus remains on offering flexible financing solutions tailored to your needs. Imagine having the funds to expand your operations or invest in new equipment. With our competitive loan options, you can turn those dreams into reality. Whether you're a startup or an established company, we're here to help you navigate your financial journey.

Merchant Services for Everyday Success

In addition to loans, we offer merchant services that make daily transactions smoother for your business. Imagine being able to accept payments seamlessly from customers this not only enhances customer satisfaction but also boosts sales. Our services help ensure your business runs efficiently, allowing you to focus on what matters most: growth and success. Contact us today at (315) 488-4433 to learn how A C M G can partner with you on your business journey!

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We also provide ATM access for quick cash withdrawals and balance checks without stepping inside the branch. Our drive-thru services allow you to conduct basic transactions like deposits and withdrawals with minimal fuss.

Business Banking Services

For our business members, we provide essential banking solutions such as merchant services and business loans. We know how important it is for local businesses to thrive, so we're committed to helping you succeed by offering flexible financing options and reliable support.

Credit Cards That Reward You

Our credit cards come with rewards that make every purchase more rewarding. Enjoy benefits that suit your lifestyle while building your credit history responsibly.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why A C M G offers robust online and mobile banking features. Access your accounts anytime, anywhere whether you need to check balances, transfer funds, or pay bills on the go. With mobile payments and person-to-person payment options available, managing your finances has never been easier.

Home Financing Options

For those dreaming of homeownership, our mortgage loans and refinancing options can guide you through the complexities of buying a home or adjusting your current mortgage terms. We strive to provide competitive rates and personalized service, ensuring that your experience is as smooth as possible.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for a dream vacation, our personal banking options cater to your individual needs. We offer both checking and savings accounts, making it simple for you to manage your day-to-day finances. If you're considering purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing solutions are tailored to make the process straightforward and affordable.

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of shared branch transactions for deposits and withdrawals. This makes it easier than ever to manage your money when you're on the move. At A C M G, we're proud to offer these diverse financial services in a welcoming environment where members come first. If you have questions about any of our offerings or need assistance choosing what's best for you, don't hesitate to reach out! Call us at (315) 488-4433 or visit us during our convenient hours: Monday through Thursday from 9 AM - 5 PM; Tuesday from 9 AM - 3 PM; Friday from 9 AM - 6 PM; Saturday from 9 AM - 12:30 PM. We look forward to serving you!

Support for Your Personal Goals

Life can throw unexpected challenges your way, but with our personal loans and debt consolidation services, you have options. Whether it's funding a special project or consolidating debt into one manageable payment, we're here to help you find the right solution.

Digital & Online Banking

Key Features

Our online banking service provides a user-friendly platform where you can check balances, pay bills, and transfer money with just a few clicks. Want to send money to friends or family? Our person-to-person transfer feature makes it simple and fast. Plus, if you're someone who prefers to keep track of your statements digitally, you'll be glad to know that e-statements are readily available for your convenience. For those who love mobile technology, our mobile application allows you to manage your accounts directly from your smartphone. Whether it's making payments through mobile payments or accessing all the features of online banking, our app is designed with you in mind.

Security and Ease-of-Use

We prioritize your security as much as we prioritize convenience. Our platform ensures that all transactions are safe and secure, giving you peace of mind while you bank online. Though we currently do not offer electronic signature authorization, our commitment to user-friendly navigation means you won't face any hurdles while using our services. In summary, A C M G offers an array of digital banking options that empower you to manage your finances efficiently. From real-time account management to easy access through our mobile app and website at https://saltcityfcu.org/, we're here to support your financial needs every step of the way. Experience the freedom of banking on your terms!

Financial Strength

A Strong Foundation

With a net worth of $9,312,335, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Member-Centric Savings

Members' savings are secured through $26,021,136 in share certificates and $8,996,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $9,274,145 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is evident with $2,633 in used auto loans and $55,541,319 in total loans and leases, supporting your financial goals across various sectors.

Trust Built on Transparency

Net Shares (Funds available for lending and investments): $172,708. Total Share and Deposit Accounts: 12,656, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A C M G is your trusted partner. Visit us at 4800 S Salina St Syracuse Ny 13205 or call (315) 488-4433 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,164,429 in used vehicle loans and $9,837,507 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away in the vehicle you want.

Credit Lines and Refinancing Options

If you're interested in having access to additional funds as needed, consider our credit lines which total $6,250,000. This option provides flexibility for emergencies or planned expenses. Additionally, if you're thinking about refinancing an existing loan, our team can walk you through eligibility options and help find the best solution tailored to your situation. At A C M G, we believe that informed decisions lead to better financial outcomes. Our goal is to provide transparent lending solutions so that our members can feel confident about their choices. For any inquiries or more information about our loan offerings, feel free to contact us at (315) 488-4433 or visit us during our operating hours. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let's work together towards your financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,921,067, make buying or refinancing simple. We know that securing a mortgage can be daunting, so our knowledgeable staff is here to assist you every step of the way.

Unsecured Credit Card Loans

For those looking to manage their day-to-day expenses more effectively, we also offer flexible terms on unsecured credit card loans. With a total of $4,471,582 in loans helping members maintain control over their finances, these credit cards come with rewards that can benefit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the options available. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, allowing them to make well-informed financial choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach ensures fair and transparent offers for users seeking loans. By gathering information from reputable lenders, LendMesh provides a reliable platform for comparing various loan products.

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