ACMG Credit Union Solvay NY | Low Mortgage Rates & Auto Loans

Introduction

Welcome to A C M G, your trusted financial partner located at 1753 Milton Ave, Solvay, NY 13209. Since our establishment in 1953, we have dedicated ourselves to serving our community with reliable banking services and a commitment to member satisfaction. With a membership base of over 6,570 individuals, we pride ourselves on being more than just a credit union we're a family that prioritizes your financial well-being. At A C M G, our total assets stand strong at an impressive $102,173,699, reflecting our stability and capability to support you in achieving your financial goals. We offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards that reward you for your loyalty. Our commitment extends beyond just numbers; it's about community impact. Under the leadership of CEO Brian May and Board President William Lester, our team of 22 employees works diligently to ensure that every member feels valued and supported. With $14,967,189 in total deposits and a net worth of $9,312,335, we are well-equipped to provide the financial resources you need. While members can visit us at 1753 Milton Ave, official correspondence should be sent to our mailing address: PO Box 188, Solvay, NY 13209-0188. Our goal is to make banking easy and accessible for everyone in the area. We invite you to explore all that we have to offer by visiting our website at A C M G. Whether you're looking for assistance with loans or want to take advantage of our online banking services, we're here for you! Call us today at 315-488-4433 or stop by during our convenient hours: - Monday, Wednesday & Thursday: 9 AM - 5 PM - Tuesday: 9 AM - 3 PM - Friday: 9 AM - 6 PM - Saturday: 9 AM - 12:30 PM Join us at A C M G where your financial future is bright!

Branch History & Mission

At A C M G, our story began in 1953, rooted deeply in the heart of Solvay, NY. Over the years, we have grown from a small community credit union to a trusted financial partner for over 6,570 members. Our branch, located at 1753 Milton Ave, Solvay, NY 13209, has been a cornerstone of this vibrant community. The journey has been marked by dedication to providing quality financial services while fostering strong relationships with our members. From the very beginning, our mission has focused on empowering individuals and families through accessible financial services. We aim not just to be a bank but a supportive resource that helps people navigate their financial journeys. Our commitment goes beyond transactions; we prioritize community support and outreach, ensuring that we contribute positively to the lives of those we serve. As technology advances, we've embraced digital solutions while maintaining a personal touch. With features like online banking, mobile payments, and electronic statements, we ensure that our members have convenient access to their finances whenever they need it. Furthermore, our branch is ADA compliant and equipped with an ATM for easy cash withdrawals and balance checks. Our operating hours are designed with your convenience in mind: Monday, Wednesday, and Thursday from 9 AM to 5 PM; Tuesday from 9 AM to 3 PM; Friday from 9 AM to 6 PM; and Saturday from 9 AM to 12:30 PM. For those who prefer in-person banking, our drive-thru service provides a quick and efficient way to handle your transactions. While members can visit us at 1753 Milton Ave, official correspondence should be sent to PO Box 188, Solvay, NY 13209-0188. With total assets exceeding $102 million and a strong financial foundation, A C M G remains dedicated to offering competitive products including auto loans, mortgages, personal loans, and credit cards with rewards. Community partnerships are also a vital part of our mission. Through various outreach efforts and collaborations with local organizations, we strive to make a meaningful impact in Solvay and surrounding areas. Join us at A C M G! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Together, let's build a brighter future! For more information or inquiries, feel free to contact us at 315-488-4433 or visit our website at acmgfcu.org.

Branch Location & Accessibility

ATM Availability and Shared Services

Need cash? You're in luck! We offer ATM access so you can withdraw cash or check your balance any time of day. For members of partner credit unions, our shared service center allows basic transactions such as deposits and withdrawals. If you have any questions or need assistance, feel free to give us a call at 315-488-4433. Our friendly staff is always ready to assist you with whatever you need. We look forward to welcoming you at A C M G soon! Come visit us today and experience banking designed with you in mind!

Accessibility Features

At A C M G, we believe in making banking accessible for everyone. Our branch features ADA-compliant ramps and designated parking spots to ensure that all members can easily enter and navigate the building. Whether you're coming in for a quick transaction or a more detailed consultation, we're here to help.

Operating Hours and Services

We are open Monday, Wednesday, and Thursday from 9 AM to 5 PM, Tuesday from 9 AM to 3 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM until 12:30 PM. Our operating hours are designed to fit your busy schedule so you can bank when it's convenient for you. You'll find a variety of services available right here at A C M G. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to meet all your financial needs. Plus, our drive-thru service allows for easy deposits and withdrawals without leaving your vehicle perfect for those on the go!

Member Eligibility

Becoming a member of A C M G is like joining a close-knit family that cares about your financial well-being. If you live, work, worship, or attend school in the Solvay area, you're already on the path to membership! We welcome individuals from various backgrounds and offer a supportive environment where you can thrive. Plus, as a member, you'll enjoy benefits such as lower loan rates and personalized service that make your banking experience feel special. To get started, simply reach out to us at (315) 488-4433 or visit our website for more details on how to open an account: https://www.financial-net.com/acmgfcu/lending/internetloans. For the most up-to-date eligibility requirements, feel free to check out our resource page here: . We're excited to have you join our community at A C M G, located at 1753 Milton Ave Solvay Ny 13209, where your financial goals are our top priority!

Business Banking & Commercial Services

Business Loan Options

Imagine having the funds necessary to purchase new equipment, hire additional staff, or even open a new location. Our commercial loan options empower you to take that leap. For our members, we've funded over $0 in commercial loans, helping businesses scale and succeed. We also offer flexible financing solutions to the broader community with $0 in non-member commercial loans, ensuring that every business has the chance to thrive.

Merchant Services

In today's fast-paced world, efficient payment processing can make all the difference. Our merchant services streamline transactions, allowing you to focus on what truly matters growing your business. With tools that enable quick payments and reliable customer support, you can enhance customer satisfaction while managing your operations smoothly. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Solvay, NY. Visit us at 1753 Milton Ave Solvay Ny 13209 or call us at (315) 488-4433 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, our Business Banking services include essential tools like merchant services and business loans. We understand the unique challenges businesses face and are here to support your growth.

Convenience Services

To enhance your banking experience, we provide ATM & Cash Withdrawal Services, along with basic drive-thru banking for quick deposits and withdrawals. If you're a member of a partner credit union, enjoy the ease of Basic Shared Branch Transactions where you can conduct simple transactions like deposits and withdrawals as well. Our commitment doesn't stop at physical locations. With features such as online banking and mobile payments, managing your finances has never been easier. You can send money through Person-to-Person transfers or utilize basic ATM access for quick balance checks and withdrawals. At A C M G, we're not just about numbers; we're about building relationships within the community we serve. Our team is ready to assist you with any questions you may have regarding our services. Ready to take the next step? Visit us at 1753 Milton Ave Solvay Ny 13209 in Solvay, NY, or call us at (315) 488-4433 to learn more about how we can help you achieve your financial goals!

Credit Cards

We know that rewards matter. That's why we offer Credit Cards with Rewards, giving you points for every purchase you make. These rewards can be redeemed for travel, merchandise, or even cashback!

Loans and Financing

When it comes to financing major purchases or consolidating debt, our Auto Loans & Vehicle Financing options make it easy for you to hit the road without breaking the bank. Need a new home? We provide Mortgage Loans & Refinancing solutions that help you secure your dream house while saving money in the long run. For unexpected expenses or personal projects, consider our Personal Loans & Debt Consolidation services that offer flexible terms to fit your budget.

Personal Banking

For those who want to manage their everyday finances, we offer Personal Banking services that include checking and savings accounts. Imagine having a safe place for your money while earning interest on your savings. You can easily access your accounts through our online and mobile banking platforms, allowing you to check balances or transfer funds anytime, anywhere.

Digital & Online Banking

Key Features

Our online banking includes features like e-statements, which allow you to receive your account statements electronically. This not only helps you go paperless but also makes it simple to access your financial information whenever you need it. Plus, with the option for mobile payments, you can make purchases right from your smartphone, giving you added flexibility and control over your spending. If you prefer managing your accounts on the go, our mobile application is here for you. It provides a user-friendly interface that makes banking easy and efficient, whether you're at home or out and about. You can also take advantage of person-to-person transfers, which let you send money to friends or family instantly without any hassle.

Security and Accessibility

Your security is our top priority. We employ robust measures to keep your personal information safe while using our digital services. And if you're concerned about signing documents electronically, rest assured that we currently do not use electronic signature authorization; this means all transactions are handled securely through verified methods. With all these features available through A C M G, managing your finances has never been more accessible or straightforward. We are committed to providing a service that fits into your lifestyle and meets your needs anytime, anywhere!

Financial Strength

Growing Membership

Total Share Accounts: 12,656, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $172,708. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, A C M G is your trusted partner. Visit us at 1753 Milton Ave Solvay Ny 13209 or call (315) 488-4433 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $26,021,136 in share certificates and $8,996,538 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 20 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $9,312,335, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $911 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $9,274,145 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $2,633 in used auto loans and $55,541,319 in total loans and leases.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,164,429 in used vehicle loans and $9,837,507 in new vehicle loans already helping members get on the road. Whether it's a brand-new vehicle or a reliable used option, our financing solutions can make it easier for you to drive away with confidence.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,471,582 in loans helping members manage their finances effectively. These cards can give you the purchasing power you need while ensuring manageable repayment options.

Credit Lines

For those looking for more flexibility, our credit lines totaling $6,250,000 provide an easy way to access funds when needed. This option is ideal for covering unexpected expenses or managing cash flow without having to apply for a traditional loan each time. Our team is committed to providing guidance on all our loan offerings, including refinancing options that might suit your current situation better. If you're unsure about eligibility requirements or the best product for your needs, don't hesitate to reach out! You can contact us at (315) 488-4433 during our operating hours: Mon, Wed, Thurs 9 AM - 5 PM; Tue 9 AM - 3 PM; Fri 9 AM - 6 PM; and Sat 9 AM - 12:30 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $5,921,067, make buying or refinancing simple. We provide personalized service to help you find the right mortgage solution that fits your budget and lifestyle.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to sourcing accurate data means that users can trust they are looking at legitimate loan options tailored to their financial needs.

A C M G