802 Credit Union Windsor VT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to 802 in beautiful Windsor, VT, where community and financial well-being come together! Established in 1953, our branch has proudly served over 37,000 members, helping them achieve their financial goals with personalized service and trustworthy advice. Located at 160 Main St, Windsor, VT 05089, we invite you to experience the difference that a member-focused credit union can make. At 802, we're not just about numbers; we are deeply committed to enhancing the lives of our members. With total assets exceeding $403 million and total deposits around $51 million, we have the resources to support your needs from auto loans and mortgages to business banking solutions. Our CEO, Sean Gammon, along with Board President, Jeff Mobus, leads a dedicated team of 111 employees who are ready to assist you. While members can visit us at our Windsor location for all their banking needs including drive-thru services and ATM access official correspondence should be sent to our mailing address: PO Box 575, Windsor, VT 5089. Join us today and discover why so many in our community trust us with their finances. Whether you're looking to open a new account or explore loan options, feel free to reach out by calling 802-674-2508. Let's work together toward a brighter financial future! For more information about our services, please visit our website.

Branch History & Mission

At 802, we take pride in our deep-rooted history and our commitment to serving the Windsor community. Established in 1953, our branch has grown alongside our members, adapting to their needs while remaining steadfast in our mission to provide financial services that enhance the lives of those we serve. Located at 160 Main St, Windsor, VT 05089, our branch is not just a financial institution; it's a community hub where members can access a range of services including personal banking, auto loans, and business financing. For any official correspondence, please send mail to PO Box 575, Windsor, VT 5089. Over the years, we have expanded significantly. Today, we proudly serve over 37,000 members with total assets reaching an impressive $403,508,107. Our growth reflects our dedication to meeting the diverse needs of our members through innovative products and exceptional service. Our mission is clear: we strive to empower individuals and families by providing them with the tools they need for financial success. We believe in fostering a culture of support that goes beyond banking. This includes actively participating in community outreach programs and forming partnerships that uplift and strengthen Windsor. In addition to traditional banking services, we have embraced technology to make banking easier for everyone. With features like online banking and mobile applications available for our members, we are committed to ensuring accessibility for all. Our branch is equipped with ADA-compliant facilities and offers ATM access along with drive-thru services for added convenience. We understand that each member's journey is unique, which is why we focus on personalized service tailored to individual needs. Whether you're looking for guidance on loans or assistance with everyday banking tasks, our dedicated team is here to help. Join us at 802 today and experience a credit union that values not just your membership but your entire financial journey. Together, let's build a brighter future for ourselves and the community of Windsor. For more information or to open an account, please visit us online at 802cu.com or call us at 802-674-2508.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch is easily accessible, situated near popular local spots that make it simple for you to stop by. If you're out enjoying a day at the nearby park or visiting local shops, swing by and let us assist you with your banking requirements. Parking is available close to the entrance, and we have ADA-compliant features ensuring everyone can visit us without hassle. For those who prefer drive-thru services, we're pleased to offer basic drive-thru banking for deposits and withdrawals. Our ATM is also readily available for easy cash access anytime you need it.

Operating Hours

We understand that life can get busy, so we've designed our operating hours to fit your schedule. Our lobby hours are as follows: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday mornings from 8:00 AM until noon. If you have questions or need assistance outside these hours, feel free to give us a call at 802-674-2508.

Services Offered

At the 802 Windsor Office, we offer a variety of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgage financing, our team is ready to guide you through your financial journey. Plus, enjoy the convenience of online and mobile banking that allows you to manage your accounts from anywhere. While members can visit us at 160 Main St for all in-person needs, any official correspondence should be directed to PO Box 575, Windsor, VT 5089.

Visit Us Today!

We invite you to stop by the 802 Windsor Office today! Experience our warm service firsthand and let us help you with all your financial needs. Whether you're already a member or looking to join our community, we're excited to meet you!

Member Eligibility

At 802, we believe in creating a warm and welcoming community for all our members. Joining us is easy and offers you access to a range of financial services designed to empower your financial journey. To become a member, you'll need to meet certain eligibility criteria that include being a resident of the area or having an affiliation with one of our partner organizations. Don't worry; it's straightforward! For detailed information about the specific requirements, feel free to visit our eligibility page at https://www.802cu.com/become-a-member/. Once you're ready to take the next step, opening an account with us is a breeze! You can start your application online or give us a call at (802) 674-2508 if you have any questions. We are located at 160 Main St Windsor Vt 05089, and our friendly staff is here to help you every step of the way. Join 802 today and discover how we can support you in achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine a world where payment processing is hassle-free. Our merchant services are designed to simplify transactions so you can focus on what really matters growing your business. From quick credit card processing to reliable support, we make it easy for you to manage sales efficiently. Located at 160 Main St Windsor Vt 05089 in Windsor, VT, we're here to be your partner in success. Contact us at (802) 674-2508 or visit our website at https://www.802cu.com/ to learn more about how we can help your business thrive!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

At Windsor Office, we also prioritize accessibility with our Basic Drive-Thru Banking for quick deposits and withdrawals without needing to enter the branch. And if you're ever in doubt about a transaction or need assistance, don't hesitate to reach out via phone at (802) 674-2508; our team is always ready to help! In conclusion, whether you're looking for personal finance solutions or business banking services, 802 has something for everyone. Visit us at 160 Main St Windsor Vt 05089 in Windsor, VT, or check out our website at https://www.802cu.com/ for more information about how we can assist you today!

Credit Cards and Business Banking

Our Credit Cards with Rewards let you earn points on everyday purchases, turning your spending into valuable rewards that can be redeemed for travel or other exciting opportunities. It's just one way we strive to add value to your financial journey. For business owners, 802 offers tailored solutions through our Business Banking services, which include Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, we're here to support your ambitions every step of the way.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime, anywhere is essential. Our robust Online & Mobile Banking features allow you to manage your finances effortlessly from the comfort of your home or on the go. You can check balances, transfer funds, and even pay bills right from your device. Plus, our ATM services ensure you have easy access to cash whenever needed.

Personal Banking

When it comes to managing your finances, we know that convenience is key. That's why we provide various personal banking options, including Checking & Savings Accounts designed to help you save for the future while easily accessing your funds when you need them. Our accounts come with features that cater to everyday needs, whether you're planning a family vacation or saving for a new home. For those looking to finance their dream vehicle, our Auto Loans & Vehicle Financing offer competitive rates and flexible terms. Imagine cruising down the highway in a new car, knowing you secured a great deal through Windsor Office. We also understand that homeownership is important, which is why we offer Mortgage Loans & Refinancing options, helping you achieve your goals while ensuring your monthly payments fit comfortably within your budget. If you're facing unexpected expenses or want to consolidate existing debts, our Personal Loans & Debt Consolidation services are here for you. We work with you to find solutions that provide peace of mind during challenging times.

Digital & Online Banking

At 802, we understand that banking should be easy and secure, no matter where you are. That's why we offer a range of digital and online banking services designed to fit your lifestyle. Whether you're at home or on the go, managing your finances has never been simpler. With our 24/7 Online Banking Services, you can access your accounts anytime at https://www.802cu.com/. Check your balance, transfer funds, and pay bills with just a few clicks. You can also take advantage of E-Statements, which provide an eco-friendly way to stay on top of your finances without the clutter of paper statements. For those who prefer mobile solutions, our Mobile Application allows you to manage your accounts right from your smartphone. You can even make Person-to-Person Transfers effortlessly, sending money to friends or family with just a tap. While we currently don't support Mobile Payments, our app keeps you updated with all other features. Security is a top priority for us. With Electronic Signature Authorization, signing important documents online is both safe and convenient. You can feel confident knowing that your information is protected while still enjoying the benefits of modern banking. At 802, we aim to make banking accessible and user-friendly for everyone. Our digital services allow real-time account management so you can focus on what matters most in your life. Join us today and experience the convenience of online banking!

Financial Strength

At 802, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial, and we are proud to demonstrate our strong position. With a net worth of $47,856,559, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $3,873 in used auto loans and $301,560,635 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our financial performance reflects our operational efficiency with $1,487,219, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 70,608, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 160 Main St Windsor Vt 05089 or call (802) 674-2508 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. We offer flexible terms and refinancing options to make the process smoother for you.

Business Loans

For business owners, our outstanding commercial loans totaling $174,173 provide the capital needed to grow and expand your business. We understand the challenges faced by entrepreneurs and are dedicated to supporting your financial ambitions. At 802, we're committed to helping you find the right loan product that fits your needs. For more information about eligibility and how to apply for any of these loan offerings, feel free to contact us at (802) 674-2508, or visit us at our branch located at 160 Main St Windsor Vt 05089 in Windsor, VT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Credit Lines and Unsecured Loans

For those seeking more flexibility, we provide access to total credit lines of $207,000,000. Additionally, our unsecured credit card loans, totaling $6,956,354, come with convenient terms that help you manage your finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance your existing mortgage, our team is here to help you navigate the process.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out in several key ways: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring full transparency for users. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, allowing them to make informed choices. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the positive experiences many have had while using the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to regulatory standards ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the information presented is both accurate and trustworthy.

802 CREDIT UNION - Windsor, VT

Compare Loan Rates Near You

Loan rates in Windsor, VT (05089)