802 Credit Union Springfield VT | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to 802, your trusted financial partner located at 34 Clinton St, Springfield, VT 05156. Established in 1953, we have proudly served our community for over six decades, growing alongside our members and adapting to their needs. With a robust membership of 37,021 and total assets reaching an impressive $403,508,107, we are dedicated to providing exceptional financial services that empower individuals and families. At 802, we understand that every member's financial journey is unique. That's why we offer a range of services tailored to meet diverse needs, including personal banking, auto loans, mortgage financing, and business banking solutions. Whether you're looking to save for the future or secure a loan for your next vehicle, our team is here to help you navigate your options with confidence. Our commitment goes beyond just numbers; it's about building lasting relationships with our members. Under the leadership of CEO Sean Gammon and Board President Jeff Mobus, we strive to create a welcoming environment where you feel valued and supported. Our dedicated staff of 111 employees is always ready to assist you with friendly service and expert advice. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be directed to the same address: 34 Clinton St, Springfield, VT 05156. As a member-focused credit union, we take pride in our strong financial foundation. With total deposits of $51,268,780 and net worth standing at $47,856,559, you can trust us to safeguard your money while helping you grow it through smart lending practices. We also ensure quick access to funds with total cash in hand amounting to $1,053,772. Ready to take control of your finances? Visit our website at www.802cu.com or give us a call at 802-885-2212 today! Let's work together towards achieving your financial goals with trust and security.

Branch History & Mission

At 802 Credit Union, located at 34 Clinton St, Springfield, VT 05156, we take pride in our rich history and unwavering commitment to serving our community. Established in 1953, our branch has grown from a small local credit union into a trusted financial institution, now boasting over 37,000 members and total assets of approximately $403 million. This remarkable journey reflects our dedication to providing quality financial services while nurturing strong relationships within the communities we serve. Our mission at 802 Credit Union is simple yet profound: to empower our members by offering accessible financial solutions that enhance their lives. We believe that everyone deserves the opportunity for financial success, and we strive to make that possible through a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our goal is not just to be a bank but to be a partner in your financial journey. In addition to traditional banking services, we are dedicated to embracing technology for improved member experience. With features such as online banking and mobile applications, managing your finances has never been easier. Our commitment to ADA compliance ensures that all members can access our services comfortably. While members can visit us at 34 Clinton St for their banking needs, official correspondence should be sent to the same address. Our operating hours are designed with your convenience in mind: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday from 9:00 AM to 5:30 PM, Friday from 8:30 AM to 5:00 PM, and Saturday from 9:00 AM to noon. Beyond banking, we take pride in our community involvement through various outreach efforts and partnerships aimed at improving the quality of life for residents in Springfield and surrounding areas. Whether it's sponsoring local events or supporting education initiatives, we believe in giving back because we are stronger together. As you consider joining us at 802 Credit Union, remember that you're not just choosing a financial institution; you're becoming part of a community-focused family. We invite you to experience the benefits of membership firsthand visit us today or check out our website for more information on how you can join us on this exciting journey toward achieving your financial goals!

Branch Location & Accessibility

Welcome to 802! Conveniently located at 34 Clinton St Springfield Vt 05156, our branch is designed with your needs in mind. Whether you're looking to open a new account, apply for a loan, or just need some financial advice, we're here to help you every step of the way. Situated right in the heart of Springfield, you'll find us near popular local spots that make it easy to fit your banking errands into your day. While members can visit us at 34 Clinton St Springfield Vt 05156, official correspondence should be sent to 34 Clinton St, Springfield, VT 5156. We understand that accessibility is important, which is why our branch is equipped with ADA-compliant features and ample parking for all visitors. Plus, with both an ATM and drive-thru services available, accessing your funds has never been easier. Our friendly team is ready to assist you during our operating hours: Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 5:30 PM, Friday from 8:30 AM to 5:00 PM, and Saturday mornings from 9:00 AM until noon. Whether you prefer face-to-face interactions or utilizing our convenient drive-thru service for quick transactions, we've got options that suit your lifestyle. So why wait? Come by and discover how 802 can support your financial journey today! If you have any questions or need assistance before your visit, feel free to give us a call at (802) 885-2212. We look forward to welcoming you soon!

Member Eligibility

Welcome to the family at 802, where becoming a member means joining a caring community dedicated to your financial well-being. If you're wondering how to become part of this supportive network, it's simple! At 802, we invite anyone who lives, works, or worships in our local area to join us. This means you could be just a step away from enjoying all the benefits we offer, like personalized service and competitive rates. We want you to feel at home here, so don't hesitate to reach out if you have questions about eligibility or the process. For more detailed information on membership criteria, please visit our website at https://www.802cu.com/become-a-member/. Once you're ready to open an account, it's just as easy! You can find all the necessary details and start your application by checking out https://www.802cu.com/loans/apply-for-a-loan/. If you prefer a more personal touch, give us a call at (802) 885-2212. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify your payment processing. Imagine running a busy café or retail store where customers can pay easily with various methods credit cards, mobile payments, or even contactless options. Our merchant services streamline these transactions, allowing you to focus on what really matters: growing your business. Located at 34 Clinton St Springfield Vt 05156 in Springfield, VT, we are here to help you thrive. Reach out to us at (802) 885-2212 to discover how our business banking solutions can work for you!

Comprehensive List Of Services

Business Banking

If you're a business owner, we understand how important it is to have the right financial tools at your disposal. Our Business Banking services include essential features such as Merchant Services & Business Loans, which help streamline operations and provide funding for growth opportunities.

Convenient Access

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts from anywhere. You can check balances, pay bills, transfer funds, and more all from the comfort of your own home or on the go. Plus, our ATMs are available for quick cash withdrawals and balance checks whenever you need them.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, designed to earn you points on everyday purchases. This way, every dollar spent brings you closer to exciting rewards like travel or cash back.

Drive-Thru Services

For those who prefer face-to-face interactions but with added convenience, our Basic Drive-Thru Banking allows for simple transactions like deposits and withdrawals without leaving your car. At 802, we strive to create an environment where banking is easy and accessible. Our team is here to assist you with any questions about our services or how they can benefit you. If you're ready to take the next step in managing your finances or want to explore membership options at Springfield, give us a call at (802) 885-2212 or visit us today! We look forward to helping you achieve your financial goals!

Personal Banking

Our personal banking services include Checking & Savings Accounts that help you manage your day-to-day finances efficiently. With features like no monthly fees and easy access to funds, you can enjoy peace of mind knowing your money is safe and accessible. If you're considering purchasing a vehicle, our Auto Loans & Vehicle Financing options make it easier than ever to drive away in your dream car. We offer competitive rates and flexible terms to fit your budget. For those looking to invest in their homes, our Mortgage Loans & Refinancing services provide various options that can help make homeownership a reality or lower your existing mortgage payments. Additionally, if you need extra cash for personal projects or debt relief, our Personal Loans & Debt Consolidation services give you the financial freedom you deserve.

Digital & Online Banking

Key Features

Our online banking system is available 24/7, allowing you to check balances, transfer funds, and pay bills whenever it suits you. You can enjoy the ease of person-to-person transfers, making it simple to send money to friends or family without any hassle. Plus, if you're looking for quick document handling, our electronic signature authorization feature allows you to sign important documents from the comfort of your home.

Mobile Access

For those always on the go, our mobile application ensures that banking is just a tap away. While we currently do not support mobile payments, our app gives you full access to all essential features right from your smartphone. Whether you're checking balances or making transfers, managing your account has never been more convenient. In summary, 802 is committed to making your banking experience as smooth as possible through our digital services. We invite you to explore all these features and more at https://www.802cu.com/ your financial needs are just a click away!

Security and Ease of Use

We prioritize your security with robust protection measures in place. You can feel confident knowing that your information is safe as you navigate through our user-friendly interface. Additionally, we offer e-statements for those who prefer a greener way to manage their accounts. This means you'll have easy access to your statements without the clutter of paper.

Financial Strength

Commitment to Growth and Innovation

With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to provide diverse lending options is highlighted by the $3,873 in used auto loans and $301,560,635 in total loans and leases. This capacity supports your financial goals across various sectors.

Focused on Member Benefits

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. This commitment allows us to keep our focus where it truly matters: on serving our members effectively.

Growing Member Base

We proudly serve 70,608 share accounts, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $25,792,231, further highlighting our robust position. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 34 Clinton St Springfield Vt 05156 or call (802) 885-2212 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We have a dedicated team of 101 full-time employees and 10 part-time employees who ensure that our branches are always ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. This means your money is not only safe but also working harder for you.

Strong Capital Foundation

With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, making it easier for you to drive away in the vehicle you want.

Business Loans

For business owners, our outstanding commercial loans totaling $174,173 provide the capital needed to grow and expand your business. Our team is dedicated to understanding your unique needs and providing tailored solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We help you navigate through your options so you can find the best fit for your situation. Whether you're buying your first home or refinancing an existing mortgage, our team is here to assist you every step of the way.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that could save you money over time. Our knowledgeable staff can help determine if refinancing is right for you based on your financial situation and goals. We invite you to explore our loan offerings further by visiting us at 34 Clinton St Springfield Vt 05156 in Springfield, VT, or give us a call at (802) 885-2212. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

Managing finances can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $6,956,354 in loans helping members manage their finances effectively, our credit cards come with rewards that add value to every purchase you make.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees that all offers presented are fair and transparent. Each listing reflects current market conditions, allowing users to make well-informed decisions without hidden agendas.

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