802 Credit Union South Burlington VT | Affordable Vehicle Loans & ATM Services

Introduction

Welcome to 802, your trusted partner in financial well-being located at 50 White St, South Burlington, VT 05403. Since our establishment in 1953, we have been dedicated to serving the community with integrity and care. With a strong membership base of over 37,000 individuals and total assets exceeding $403 million, we pride ourselves on being a reliable credit union that understands your needs. At 802, we believe in making banking personal. Our commitment to our members is reflected in our impressive financial health, including total deposits of $51,268,780 and a net worth of $47,856,559. Whether you're looking for auto loans, mortgages, or everyday banking services, we offer tailored solutions designed just for you. We currently manage 17,689 loans and leases, ensuring that we can assist you with whatever financial journey you are on. Our team of 111 dedicated employees, led by CEO Sean Gammon and Board President Jeff Mobus, is here to provide you with the highest level of service. We're not just about numbers; we focus on building relationships within our community. Your trust is important to us, which is why we work hard to ensure your financial success. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 9491, South Burlington, VT 5403. Ready to take the next step? Contact us today at (802) 862-8184 or explore our website at 802cu.com for more information on how we can help you achieve your financial goals!

Branch History & Mission

Embracing Innovation

As times change, so do we. At 802, we embrace digital advancements while ensuring that all members can access our services easily and safely. From online banking options to mobile applications that enhance your experience, we aim to keep you connected with your finances no matter where life takes you. While members can visit us at 50 White St South Burlington Vt 05403, official correspondence should be sent to our mailing address at PO Box 9491, South Burlington, VT 5403. We encourage everyone interested in joining our family to explore membership eligibility through our website. We invite you to become part of something greater at 802 a place where your financial well-being is prioritized, and every member is treated like family. Join us today and experience the benefits of being part of a credit union that truly cares! For more information or assistance, feel free to call us at (802) 862-8184 or visit our website at South Burlington.

Our Mission

At 802, our mission goes beyond just providing financial services. We strive to empower individuals and families by offering accessible banking solutions tailored to their needs. Whether it's personal banking, auto loans, or business services, we are dedicated to helping our members achieve their financial goals. We believe that true success lies in giving back to the community that has supported us throughout the years. Our outreach efforts and partnerships with local organizations reflect our commitment to making a positive impact in South Burlington and surrounding areas. By fostering these relationships, we work together to build a stronger community.

Branch Location & Accessibility

Welcome to 802! Conveniently situated at 50 White St South Burlington Vt 05403 in the heart of South Burlington, our branch is designed to serve you with ease and comfort. Whether you're coming from nearby landmarks like the South Burlington Recreation Path or the vibrant shopping areas, you'll find us easily accessible. We pride ourselves on providing a welcoming environment for all members. Our location offers ample parking, including accessible spots for those who need them. The branch is ADA-compliant, ensuring everyone can enjoy our services without any barriers. When you visit, you'll find that we prioritize your time. Our operating hours are friendly and accommodating: Monday through Thursday from 8:30 AM to 5:00 PM, Friday from 8:30 AM to 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. This means you can easily fit banking into your busy schedule. At 802, we offer a range of essential services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. If you're in a hurry, our drive-thru service allows for quick transactions without leaving your car. For added convenience, we also have ATM access available for withdrawals and balance checks whenever you need it. While members can visit us at 50 White St South Burlington Vt 05403, official correspondence should be sent to our mailing address at PO Box 9491, South Burlington, VT 5403. We invite you to come experience the friendly service that 802 is known for. If you have any questions or would like more information about our services, feel free to call us at (802) 862-8184. We look forward to seeing you soon!

Member Eligibility

At 802, we believe that joining our community means becoming part of a supportive family that truly cares about your financial well-being. If you're wondering whether you can become a member, you'll be happy to know that eligibility is open to anyone who lives, works, worships, or attends school in the area surrounding our branch at 50 White St South Burlington Vt 05403. This means if you're connected to our vibrant community in South Burlington, you're likely eligible! Plus, becoming a member comes with fantastic benefits like personalized service and access to competitive financial products tailored just for you. Getting started is simple! You can find all the details on how to check your eligibility by visiting our website at https://www.802cu.com/become-a-member/. If you're ready to open an account, we've made that easy too just head over to https://www.802cu.com/loans/apply-for-a-loan/ for straightforward steps. Should you have any questions or need assistance, feel free to call us at (802) 862-8184. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that simplify payment processing for you. Imagine being able to accept payments seamlessly, whether it's through credit cards or mobile wallets. This ease of transaction not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what truly matters growing your business. Located at 50 White St South Burlington Vt 05403 in South Burlington, VT, we invite you to explore how our business banking solutions can empower your success. Reach out to us at (802) 862-8184 or visit our website for more information!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible Service

Our branch located at 50 White St South Burlington Vt 05403 is open during convenient hours: Monday through Thursday from 8:30 AM to 5:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 12:00 PM. If you prefer not to visit us in person, feel free to reach out at (802) 862-8184; we're always happy to assist! In summary, whether you're looking for personal banking products, business solutions, or simply want an easy way to manage your money online, 802 has got you covered. Explore all we have to offer today by visiting us at South Burlington or give us a call! Your financial journey starts here!

Business Banking Services

For business owners, we haven't forgotten about you! Our Business Banking solutions include merchant services and business loans designed to support your growth. Picture being able to easily manage payroll or invest in new equipment without worrying about financing hurdles.

Home Financing Options

If homeownership is on your mind, our Mortgage Loans & Refinancing services make the process straightforward and transparent. We understand that purchasing a home is one of the biggest decisions you'll ever make, and we're here to guide you every step of the way. Plus, if you're looking to consolidate debt, our Personal Loans & Debt Consolidation options can help simplify your financial picture.

Online Convenience

We know that life can be busy, which is why our Online & Mobile Banking features are designed for convenience. From checking account balances to transferring money between accounts or even making person-to-person payments, managing your finances has never been easier. With an ATM available at our branch and drive-thru banking for quick transactions, we provide multiple ways for you to access your funds when you need them.

Personal Banking Solutions

For individuals and families, we offer various Personal Banking options like checking and savings accounts that are easy to manage. Imagine easily tracking your budget or saving for a family vacation with our user-friendly online banking platform. You can also take advantage of our Auto Loans & Vehicle Financing to get behind the wheel of your dream car without the stress of complicated financing options.

Rewarding Credit Choices

Don't forget about our Credit Cards with Rewards, which allow you to earn points or cash back on your everyday purchases. Whether it's for groceries or gas, using these cards can provide you with added benefits while building your credit history.

Digital & Online Banking

Convenient Online Services

Explore our user-friendly online banking platform at https://www.802cu.com/. Here, you can check your account balances, transfer funds, and even set up electronic statements for easy access to your financial information. Plus, with our electronic signature authorization feature, signing documents has never been simpler no need for printing or mailing!

Safe and Secure Transactions

We prioritize your security. Our online and mobile banking platforms use advanced encryption technologies to keep your information safe while you manage your finances. Plus, with options like e-statements available at Yes, you can keep track of your spending without worrying about paper clutter. With 802, managing your money has never been easier or more secure. Join us today and take advantage of all the convenience our digital banking services have to offer!

Stay Connected with Mobile Banking

For those who prefer banking on the go, our mobile application offers all the features you need right at your fingertips. Whether you're making person-to-person transfers or checking transactions, you'll enjoy secure and instant access to your accounts. You can also take advantage of our 24/7 online banking services whenever it suits you.

Financial Strength

Growing Together

We proudly manage a robust member base with 70,608 total share accounts. This growth showcases the trust our community places in us to handle their finances with care. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 50 White St South Burlington Vt 05403 or call (802) 862-8184 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,487,219 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Our Community

With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is highlighted by $3,873 in used auto loans and $301,560,635 in total loans and leases, supporting your financial goals across various sectors.

Solid Financial Health

With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that can make it easier for you to drive away with the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $174,173 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to supporting local entrepreneurs with accessible financing solutions.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We offer various mortgage products that cater to different financial situations, ensuring you find the right fit for your needs.

Refinancing and Eligibility

If you're interested in refinancing any existing loans or want to explore eligibility options, please don't hesitate to reach out. Our team is ready to assist you through every step of the process. At 802, we're dedicated to providing personalized service and support as you navigate your financial journey. For more information about our loan offerings or to apply today, visit us at 50 White St South Burlington Vt 05403 in South Burlington, VT, or give us a call at (802) 862-8184. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward your financial success!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $6,956,354 in loans helping members manage their finances effectively. This option can be great for building credit or handling unexpected expenses without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that the offers you see are not only current but also fair and transparent. LendMesh prioritizes accuracy in every comparison to ensure you receive reliable information.

802 CREDIT UNION - South Burlington, VT

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