802 Putney VT Credit Union | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to 802, your trusted financial partner located at 52 Main St Ste 1 Putney Vt 05346 in the heart of Putney, VT. Since our establishment in 1953, we have proudly served our community, growing to a total membership of 37,021. Our commitment is to provide personalized banking solutions that meet your needs and foster financial growth. At 802, we understand that every member has unique goals. That's why we offer a wide range of services from checking and savings accounts to auto loans, mortgage refinancing, and business banking options. With total assets of $403,508,107 and deposits amounting to $51,268,780, we are well-equipped to support you on your financial journey. Under the leadership of CEO Sean Gammon and Board President Jeff Mobus, our dedicated team of 111 employees is committed to ensuring you receive the highest level of service. We pride ourselves on being more than just a credit union; we are a part of this community, striving to make a positive impact. Whether you're looking for reliable banking options or seeking guidance on loans like our competitive offerings in auto financing with over 17,689 loans available we're here for you. For any correspondence, please note that while you can visit us at 52 Main St Ste 1 Putney Vt 05346, official mail should be sent to 52 Main St, Suite 1, Putney, VT 5346. We invite you to discover how we can help you achieve your financial dreams. Feel free to reach out at (802) 387-5871 or visit us online at our website. Your journey towards better banking begins here!

Branch History & Mission

Our Mission

At 802, our mission is simple yet profound: We aim to empower individuals and families in Putney and beyond by offering accessible financial solutions tailored to their unique needs. We believe in supporting not only your financial goals but also the local community through outreach initiatives and partnerships that enhance lives and promote economic well-being. Whether you're looking for personal banking services like checking and savings accounts or seeking assistance with auto loans, mortgages, or credit cards, our dedicated team is here to help you every step of the way. In addition to traditional banking, we embrace technology with online banking options, mobile applications, and convenient ATM access to ensure you can manage your finances on your terms. While members can visit us at 52 Main St Ste 1 Putney Vt 05346, official correspondence should be sent to 52 Main St, Suite 1, Putney, VT 5346 if different. We invite you to explore our services during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:30 PM. Our drive-thru service is available for quick transactions without leaving your vehicle. As we look ahead, our commitment remains steadfast. We are dedicated to creating a welcoming environment where everyone feels valued. Join us at 802 become a part of a community that believes in building better futures together! For more information about membership or services, call us at (802) 387-5871 or visit our website at https://www.802cu.com/. Let's embark on this journey together!

Branch Location & Accessibility

Convenient Access and Amenities

We understand that accessibility matters. Our branch is designed with ADA compliance in mind, featuring ramps and wide entryways to ensure everyone can comfortably access our services. Ample parking is available nearby, so you can visit us without worrying about finding a spot. If you're in a rush, take advantage of our drive-thru banking services! Open Monday through Thursday until 5:00 PM and until 5:30 PM on Fridays, this option allows you to handle deposits and withdrawals quickly. Plus, we have an ATM available for those times when you need cash on the go.

Get in Touch!

Whether you're looking for personal banking options like checking accounts or loans, or business banking solutions, we're here to help. If you have questions or want more information about our services, don't hesitate to call us at 802-387-5871. We invite you to stop by our Putney branch your financial journey starts here!

Operating Hours

Our lobby hours are set up for your convenience as well. We're open Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:30 PM. Please note that our lobby closes daily from 1:30 PM to 2:30 PM for lunch, ensuring our team is refreshed and ready to assist you when we reopen.

Member Eligibility

At 802, we believe in creating a welcoming community where everyone can thrive. Becoming a member is straightforward and open to anyone who lives, works, or worships in the area, as well as family members of current members. This means that if you're part of our local community, you can join us and enjoy the many benefits we offer, including competitive rates on loans and personalized financial services tailored just for you. To learn more about the specifics of eligibility, feel free to visit our detailed page at https://www.802cu.com/become-a-member/. Ready to take the next step? Opening an account is simple! Just reach out to us at (802) 387-5871 or visit us at our branch located at 52 Main St Ste 1 Putney Vt 05346. You can also find all the necessary details online to get started with your application at https://www.802cu.com/loans/apply-for-a-loan/. We're excited to welcome you into our family!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services offer just that, providing a smooth way for you to accept payments from customers. Whether you're at a market or running a brick-and-mortar store in Putney, VT, our solutions make transactions seamless so you can keep your customers happy. At 802, we're not just about numbers; we're about building relationships that help your business thrive. Reach out today to learn more about how we can assist you on your path to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Support

For small business owners, we understand how important it is to have reliable banking solutions. Our business banking services, including merchant services and business loans, help ensure that your business runs smoothly while allowing you to focus on growth.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With easy access to ATMs and cash withdrawal services, plus basic drive-thru banking for deposits and withdrawals, managing your money has never been easier. You can easily check balances or withdraw cash using our ATMs located conveniently around town. For those who prefer face-to-face interactions, our drive-thru service ensures quick transactions without having to leave your vehicle.

Get Started Today

At 802, we believe that banking should be simple and accessible for everyone. Our team is ready to assist you with any questions about our services or how to become a member. Feel free to reach us at (802) 387-5871 or visit us in person at 52 Main St Ste 1 Putney Vt 05346. Experience the difference of community-focused banking at Putney! Join us today by visiting our website for more information on how we can support your financial goals.

Personal Banking Made Easy

Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing that make purchasing a new car simple and straightforward, we're here for every step. If you're considering buying a home or refinancing, our mortgage loans and refinancing options offer competitive rates and personalized service. When life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need to regain control. Plus, with our credit cards that offer rewards, every purchase can bring you closer to something special.

Digital & Online Banking

At 802, we understand that managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to fit your busy lifestyle. Whether you're at home or on the go, our tools give you the power to take charge of your money with confidence. With our 24/7 online banking services available at https://www.802cu.com/, you can check balances, transfer funds, and pay bills anytime, anywhere. This means no more rushing to the bank before closing time! And if you ever need to make quick payments to friends or family, our person-to-person transfers feature makes it simple and fast. We also prioritize security in every transaction you make. Our electronic signature authorization ensures that your online agreements are safe and valid, providing peace of mind while you manage your accounts from the comfort of your home. Plus, for those who prefer paperless options, we offer e-statements, allowing you to view your financial statements quickly without the clutter. For even greater convenience, don't forget about our user-friendly mobile application. With it, you can access all your banking needs right from your smartphone or tablet. Although we currently do not support mobile payments, our app is packed with features that help you stay on top of your finances. Join us today at 802 and experience how our digital banking services can make managing your money easier than ever! Visit us online at https://www.802cu.com/ for more information and get started on a smoother banking journey.

Financial Strength

Commitment to Growth

With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,873 in used auto loans and $301,560,635 in total loans and leases.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 70,608, showing a growing member base that trusts us with their finances.

Secure Savings

Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Foundation

With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,186 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Your Trusted Partner

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 52 Main St Ste 1 Putney Vt 05346 or call (802) 387-5871 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or securing a great deal on a used vehicle, our team is here to guide you through the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We offer various plans that can accommodate your financial situation, so you can feel confident in taking this significant step.

Personal and Credit Card Loans

For those looking for flexibility in managing expenses, we also provide unsecured credit card loans totaling $6,956,354. These loans can be an excellent option for covering unexpected costs or consolidating debt without needing collateral.

Refinancing and Eligibility Options

If you're already a member and are considering refinancing options, we can assist you with that as well. Our team will help you explore eligibility criteria and find the best solutions tailored to your needs. At 802, we're dedicated to making your borrowing experience straightforward and supportive. If you have any questions or want to learn more about our loan offerings, please don't hesitate to reach out at (802) 387-5871 or visit us at 52 Main St Ste 1 Putney Vt 05346 in Putney, VT. For more information on how to become a member or apply for a loan, visit our website at https://www.802cu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Aggregator

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