At 802, our mission is simple yet profound: We aim to empower individuals and families in Putney and beyond by offering accessible financial solutions tailored to their unique needs. We believe in supporting not only your financial goals but also the local community through outreach initiatives and partnerships that enhance lives and promote economic well-being. Whether you're looking for personal banking services like checking and savings accounts or seeking assistance with auto loans, mortgages, or credit cards, our dedicated team is here to help you every step of the way. In addition to traditional banking, we embrace technology with online banking options, mobile applications, and convenient ATM access to ensure you can manage your finances on your terms. While members can visit us at 52 Main St Ste 1 Putney Vt 05346, official correspondence should be sent to 52 Main St, Suite 1, Putney, VT 5346 if different. We invite you to explore our services during our operating hours: Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:30 PM. Our drive-thru service is available for quick transactions without leaving your vehicle. As we look ahead, our commitment remains steadfast. We are dedicated to creating a welcoming environment where everyone feels valued. Join us at 802 become a part of a community that believes in building better futures together! For more information about membership or services, call us at (802) 387-5871 or visit our website at https://www.802cu.com/. Let's embark on this journey together!
We understand that accessibility matters. Our branch is designed with ADA compliance in mind, featuring ramps and wide entryways to ensure everyone can comfortably access our services. Ample parking is available nearby, so you can visit us without worrying about finding a spot. If you're in a rush, take advantage of our drive-thru banking services! Open Monday through Thursday until 5:00 PM and until 5:30 PM on Fridays, this option allows you to handle deposits and withdrawals quickly. Plus, we have an ATM available for those times when you need cash on the go.
Whether you're looking for personal banking options like checking accounts or loans, or business banking solutions, we're here to help. If you have questions or want more information about our services, don't hesitate to call us at 802-387-5871. We invite you to stop by our Putney branch your financial journey starts here!
Our lobby hours are set up for your convenience as well. We're open Monday through Thursday from 9:00 AM to 4:30 PM and Friday from 9:00 AM to 5:30 PM. Please note that our lobby closes daily from 1:30 PM to 2:30 PM for lunch, ensuring our team is refreshed and ready to assist you when we reopen.
Imagine being able to process payments easily while focusing on what you do best running your business. Our merchant services offer just that, providing a smooth way for you to accept payments from customers. Whether you're at a market or running a brick-and-mortar store in Putney, VT, our solutions make transactions seamless so you can keep your customers happy. At 802, we're not just about numbers; we're about building relationships that help your business thrive. Reach out today to learn more about how we can assist you on your path to success!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.
For small business owners, we understand how important it is to have reliable banking solutions. Our business banking services, including merchant services and business loans, help ensure that your business runs smoothly while allowing you to focus on growth.
In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you manage your accounts anytime, anywhere. With easy access to ATMs and cash withdrawal services, plus basic drive-thru banking for deposits and withdrawals, managing your money has never been easier. You can easily check balances or withdraw cash using our ATMs located conveniently around town. For those who prefer face-to-face interactions, our drive-thru service ensures quick transactions without having to leave your vehicle.
At 802, we believe that banking should be simple and accessible for everyone. Our team is ready to assist you with any questions about our services or how to become a member. Feel free to reach us at (802) 387-5871 or visit us in person at 52 Main St Ste 1 Putney Vt 05346. Experience the difference of community-focused banking at Putney! Join us today by visiting our website for more information on how we can support your financial goals.
Our personal banking services are designed with you in mind. From checking and savings accounts that help you manage your day-to-day finances, to auto loans and vehicle financing that make purchasing a new car simple and straightforward, we're here for every step. If you're considering buying a home or refinancing, our mortgage loans and refinancing options offer competitive rates and personalized service. When life throws unexpected expenses your way, our personal loans and debt consolidation services can provide the support you need to regain control. Plus, with our credit cards that offer rewards, every purchase can bring you closer to something special.
With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $3,873 in used auto loans and $301,560,635 in total loans and leases.
Our $1,487,219 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand strong at 70,608, showing a growing member base that trusts us with their finances.
Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 52 Main St Ste 1 Putney Vt 05346 or call (802) 387-5871 to learn more about how we can help you achieve your financial goals.
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or securing a great deal on a used vehicle, our team is here to guide you through the process.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We offer various plans that can accommodate your financial situation, so you can feel confident in taking this significant step.
For those looking for flexibility in managing expenses, we also provide unsecured credit card loans totaling $6,956,354. These loans can be an excellent option for covering unexpected costs or consolidating debt without needing collateral.
If you're already a member and are considering refinancing options, we can assist you with that as well. Our team will help you explore eligibility criteria and find the best solutions tailored to your needs. At 802, we're dedicated to making your borrowing experience straightforward and supportive. If you have any questions or want to learn more about our loan offerings, please don't hesitate to reach out at (802) 387-5871 or visit us at 52 Main St Ste 1 Putney Vt 05346 in Putney, VT. For more information on how to become a member or apply for a loan, visit our website at https://www.802cu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.
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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that you receive fair and transparent offers. By relying on reputable institutions, LendMesh helps you avoid hidden fees and misleading terms often associated with loans.