802 Credit Union Brattleboro VT | Best Auto Loans & ATM Access

Introduction

Welcome to 802, your trusted credit union located at 820 Putney Rd, Brattleboro, VT 05301. Established in 1953, we have been dedicated to serving our community for over 70 years. With a strong commitment to our members, we proudly support 37,021 individuals and families who have chosen us as their financial partner. At 802, we understand that banking is more than just transactions; it's about building relationships and supporting each other through life's journey. Our total assets amount to a robust $403,508,107, which enables us to offer a variety of financial products tailored to meet your needs. Whether you're looking for an auto loan, mortgage financing, or simply a safe place to save your money, we've got you covered. Our leadership team is committed to guiding our vision. Under the direction of CEO Sean Gammon and Board President Jeff Mobus, we strive to create an environment where every member feels valued and empowered. With a total of 111 employees, we're here to ensure you receive personalized service whenever you need it. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 8366, Brattleboro, VT 5304. If you have any questions or need assistance, don't hesitate to reach out by calling us at 802-254-4800. Join us at 802 and experience the difference of being part of a member-focused credit union. Visit our website at www.802cu.com today and discover how we can help you achieve your financial goals!

Branch History & Mission

Community Engagement

At 802, we believe in giving back. We actively engage with local initiatives and partnerships that enhance the quality of life for all Brattleboro residents. Whether it's supporting local events or collaborating with other organizations for community outreach programs, our aim is to make a positive impact where it matters most. While members can visit us at 820 Putney Rd, official correspondence should be sent to PO Box 8366, Brattleboro, VT 5304. If you're curious about how we can assist you further or want to explore membership opportunities, don't hesitate to reach out! You can contact us at 802-254-4800 or visit our website at www.802cu.com. Join us at 802 today and experience the difference that comes from being part of a credit union dedicated not just to banking but also to building a better community together!

Our Mission

The mission of 802 is clear: we strive to empower our members with the financial tools they need to achieve their dreams while fostering a sense of community support. We understand that banking goes beyond transactions; it's about building relationships. That's why we offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards that come with rewards. We take pride in being responsive to the needs of our community. Our operating hours are designed with you in mind our lobby is open Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. For your convenience, we also provide drive-thru banking during these hours and ATM access for quick transactions.

Branch Location & Accessibility

Operating Hours

We know your time is valuable, which is why we offer flexible operating hours to meet your needs. Our lobby hours are Monday through Wednesday from 9:00 AM to 4:30 PM, and on Thursday and Friday from 9:00 AM to 5:00 PM. We also welcome you on Saturdays from 9:00 AM until noon. If you're looking for drive-thru banking, we're open Monday through Friday from 8:00 AM to 5:00 PM and Saturday from 9:00 AM to noon.

Services Offered

At 802, we provide a variety of services tailored just for you. Whether you're interested in personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our friendly team is ready to help. We also offer credit cards with rewards, business banking solutions, and online banking for your convenience. Plus, feel free to use our ATM services anytime!

Visit Us Today!

If you're looking for a supportive financial partner in Brattleboro, look no further than 802. Our dedicated staff is eager to assist you with all your banking needs. Feel free to give us a call at (802) 254-4800 if you have any questions or need further assistance. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of 802 is like joining a family where your financial well-being is our priority. If you live, work, worship, or attend school in the Brattleboro area, you're already eligible to join us! We welcome individuals who value community and wish to take advantage of our personal banking services, including checking and savings accounts, loans, and more. To learn about all the details regarding eligibility, feel free to visit our website at https://www.802cu.com/become-a-member/. Opening an account with us is simple and straightforward. You can start your journey toward membership by visiting us at https://www.802cu.com/loans/apply-for-a-loan/, or give us a call at (802) 254-4800 if you have any questions. Our friendly team is here to help you every step of the way as you become part of the 802 community located at 820 Putney Rd Brattleboro Vt 05301. Join us today and experience the benefits of being a valued member!

Business Banking & Commercial Services

Merchant Services

In addition to loans, we offer practical merchant services that simplify transactions for your business. Imagine having the ability to accept payments from customers easily, whether they pay by card or digitally. Our merchant services can help streamline your sales process, making it easier for you to focus on what really matters growing your business. Located at 820 Putney Rd Brattleboro Vt 05301 in Brattleboro, VT, we're here to partner with you on your journey toward success. If you're ready to take the next step, give us a call at (802) 254-4800 or visit our website at Brattleboro for more information!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $174,173, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide essential banking services including merchant services and business loans to support your growth. We know that running a business requires flexibility and support, so we strive to deliver services that make your banking experience as smooth as possible.

Digital Banking Convenience

In today's fast-paced world, having access to online and mobile banking is crucial. With 802, you can manage your accounts from anywhere at any time. Our online platform allows for easy account management, bill payments, and fund transfers right from your smartphone or computer. Plus, our ATM availability ensures that cash withdrawals are just a few taps away.

Drive-Thru and ATM Services

If you prefer face-to-face interactions but need quick service, our basic drive-thru banking offers convenient options for deposits, withdrawals, and simple transactions without leaving your car. Additionally, with basic ATM access for withdrawals and balance checks available at your convenience, getting cash is easier than ever. At 802, we pride ourselves on being more than just a credit union; we are your financial partner committed to helping you achieve your goals. If you have questions about any of our services or want assistance in choosing the right options for your financial journey, don't hesitate to reach out! You can contact us at (802) 254-4800 or visit us during lobby hours: Monday through Wednesday from 9:00 AM to 4:30 PM, Thursday and Friday from 9:00 AM to 5:00 PM, or Saturday from 9:00 AM to 12:00 PM. We look forward to serving you!

Flexible Financing Options

When life throws unexpected expenses your way, our personal loans and debt consolidation solutions can provide the financial relief you need. We understand that managing debt can be challenging, which is why we offer credit cards with rewards that allow you to earn while you spend.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that cater to everyday needs. If you're planning to buy a new car or refinance your existing vehicle, our auto loans and vehicle financing options make it easy for you to get behind the wheel without the stress of high payments. For those considering home ownership or looking to refinance, our mortgage loans are designed with competitive rates that suit various budgets.

Digital & Online Banking

Online Banking Features

Our 24/7 online banking services let you keep an eye on your accounts around the clock. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. If you're busy and need quick access to your finances, our mobile application provides all the essential features right at your fingertips. For those who prefer paperless options, we offer e-statements to help you manage your documents effortlessly. You can also use electronic signature authorization for added convenience when signing documents digitally no more printing and scanning!

Secure Transactions

Security is our top priority. Our online banking system employs robust measures to protect your personal information and transactions. You can feel confident knowing that your financial data is safe with us. Additionally, our person-to-person transfer feature allows you to send money quickly to friends or family without any hassle. It's simple, efficient, and secure perfect for those times when you need to share expenses or lend a hand. At 802, we believe in making banking accessible and straightforward for everyone. Join us today and experience the ease of digital banking tailored just for you!

Financial Strength

At 802, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you need a financial partner you can trust. That's why we are committed to maintaining strong financial health. With a net worth of $47,856,559, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.86% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $50,681,434 in share certificates and $29,071,619 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $33,015,009 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is also robust; with $3,873 in used auto loans and $301,560,635 in total loans and leases, we're here to support your financial goals across various sectors. Our operational efficiency is reflected in our $1,487,219, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 101 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $25,792,231. Total Share and Deposit Accounts: 70,608, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 802 is your trusted partner. Visit us at 820 Putney Rd Brattleboro Vt 05301 or call (802) 254-4800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing any existing loans or want to explore eligibility options for our products, our team is here to help you navigate through the process smoothly. Don't hesitate to reach out with any questions or for assistance. For more information about our loan offerings or to apply today, visit us at 820 Putney Rd Brattleboro Vt 05301 in Brattleboro, VT, or give us a call at (802) 254-4800. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward reaching your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $60,208,177 in used vehicle loans and $23,387,610 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our competitive terms make it easy for you to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $174,173 provide the capital needed to grow and expand. We are committed to supporting local businesses and helping them thrive within our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $45,292,444, make buying or refinancing simple. We aim to provide flexible solutions tailored to your unique situation, ensuring you find the right fit for your budget and lifestyle.

Unsecured Credit Card Loans

Managing expenses can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $6,956,354 in loans helping members manage their finances effectively. These credit cards come with great benefits that can assist you in maintaining your spending power while keeping your finances in check.

Loan Aggregator

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Ensuring Accurate Comparisons

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802 CREDIT UNION - Brattleboro, VT

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