77th Street Depot Chicago IL Credit Union | Affordable Auto Loans & Secure ATM Services

Introduction

Welcome to 77th Street Depot, your trusted financial partner located at 5401 S Wentworth Ave Ste 26, Chicago, IL 60609. Since opening our doors in 1938, we have been dedicated to serving our community with reliable banking solutions and personalized service. With a membership base of over 5,000 members, we pride ourselves on creating a welcoming environment where you can manage your finances with confidence. At 77th Street Depot, we understand that every financial journey is unique. That's why we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgage financing, and personal loans. As of now, our total assets stand at an impressive $19,372,172, with total deposits reaching $1,692,574. Our strong net worth of $4,768,594 reflects our commitment to maintaining a secure financial foundation for our members. Our team is led by CEO Al Towns and Board President Jerry Weems, who are both dedicated to ensuring that every member feels valued and supported. With a total of 13 employees, we strive to provide friendly and efficient service during our lobby hours: Monday, Wednesday through Friday from 9:00 AM to 3:00 PM. While members can visit us at the above address for all their banking needs, official correspondence should be sent to our mailing address at 5401 S Wentworth Ave Ste 26, Chicago, IL 60609-6300. Ready to take charge of your financial future? Whether you're looking for loan options or simply want to learn more about how we can assist you, we invite you to reach out at 773-846-7137 or visit us online at 77th Street Depot. Join us today and discover the difference a credit union can make in your life!

Branch History & Mission

Welcome to 77th Street Depot, where our story is deeply woven into the fabric of the community in Chicago, IL. Established in 1938, we have grown from a small local credit union into a trusted financial partner for over 5,000 members. Our commitment to serving our members has always been our priority, and it reflects in everything we do. Located at 5401 S Wentworth Ave Ste 26, Chicago, IL 60609, our branch is easily accessible and surrounded by vibrant neighborhoods. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same location as our mailing address is the same. Throughout our journey, we have achieved remarkable milestones. With total assets amounting to $19372172, we are proud to offer a range of services including personal banking accounts, auto loans, mortgages, and business financing. Our mission focuses on providing excellent financial services while supporting community development and outreach efforts. We believe that when our members succeed, our community thrives. In addition to traditional banking services, we have embraced digital advancements to ensure that our members can access their accounts anytime they need. While we currently do not have ATM or drive-thru services available at this location, our online banking platform makes managing finances simple and convenient. Community engagement is at the heart of what we do. We actively participate in local events and initiatives aimed at uplifting those around us. Through partnerships with various organizations, we strive to create opportunities for education and growth within the neighborhoods we serve. Our operating hours are designed with your schedule in mind: Monday, Wednesday, Thursday, and Friday from 9:00 AM to 3:00 PM. If you ever have questions or need assistance, feel free to reach out to us at 773-846-7137; we're here to help! Join us at 77th Street Depot today! Experience firsthand how we're dedicated not just to your financial health but also to building a stronger community together. Visit our website at 77th Street Depot for more information on membership eligibility and services offered. Let's grow together!

Branch Location & Accessibility

Get in Touch

Have questions or need assistance? Don't hesitate to give us a call at 773-846-7137. We invite you to come visit 77th Street Depot today and experience how we can help make your banking experience smooth and enjoyable! Whether you're looking to open an account or just want some advice on financial products, we're here for you every step of the way.

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from local landmarks like Wentworth Park and the vibrant community of South Shore. Whether you're running errands or enjoying a day out, stopping by to manage your finances is a breeze. We prioritize accessibility with features that ensure everyone can comfortably visit us, including ADA-compliant ramps and ample parking space nearby.

Operating Hours and Services

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. Join us Monday, Wednesday, Thursday, and Friday from 9:00 AM to 3:00 PM. Our dedicated team is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage refinancing, personal loans, and more. Although we currently do not offer ATM or drive-thru services at this location, our friendly staff is here to help you with any transactions you need during our operating hours.

Member Eligibility

At 77th Street Depot, we believe in building a supportive community where everyone can thrive. Becoming a member is simple and welcoming! If you live, work, or worship in the area around 5401 S Wentworth Ave Ste 26 Chicago Il 60609, you're likely eligible to join our family. We embrace individuals from various walks of life, making it easy for you to access a range of financial services designed just for you. Whether you're looking to open a checking account, secure an auto loan, or simply enjoy the benefits of being part of a credit union, we're here to help every step of the way. For more detailed eligibility criteria, feel free to check out our website at https://www.77thstreetdepotfcu.org/about-us/how-to-become-a-member/. Once you're ready to take the next step toward membership, you can reach us at (773) 846-7137. Joining 77th Street Depot means joining a community that cares about your financial well-being!

Business Banking & Commercial Services

Business Loan Options

Imagine having access to funds that could help you expand your operations, purchase new equipment, or hire additional staff. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have no member commercial loans funded, we are eager to work with local businesses to bring their visions to life.

Merchant Services

In today's fast-paced market, effective payment solutions are essential. Our merchant services provide easy ways for you to accept payments from customers. This means faster sales and happier customers allowing you to focus on what matters most: growing your business. Located at 5401 S Wentworth Ave Ste 26 Chicago Il 60609, in the heart of Chicago, IL, we're here to help your business thrive. Contact us at (773) 846-7137 to learn more about how we can support your journey!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. Picture driving off in your new car without the stress of high payments.

Business Banking Solutions

For our business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we understand the importance of accessible financing and efficient banking solutions tailored to small businesses.

Credit Cards with Rewards

Enjoy shopping and everyday purchases more with our credit cards that come with rewards. Earn points on every dollar spent and redeem them for exciting perks or cash back. It's like getting rewarded for doing what you already do!

Mortgage Loans & Refinancing

Homeownership is within reach with our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your current mortgage payments, we offer personalized service throughout the process. Our team will work closely with you to find the best solution for your unique situation.

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and transfer funds at your fingertips making banking as easy as possible. Our commitment to serving you extends beyond traditional banking hours; feel free to reach out at (773) 846-7137 for any inquiries or assistance. At 77th Street Depot, we believe in building lasting relationships with our members through trust and personalized service. We invite you to visit us or explore more about how we can assist you by checking out our website: Main Office. Join us today and experience financial services designed around you!

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking, where you can choose from various checking and savings accounts that fit your lifestyle. Imagine being able to manage your money easily while earning competitive interest rates on your savings. Our accounts come with features that help you track spending and save efficiently.

Personal Loans & Debt Consolidation

For those unexpected expenses or consolidating debt, our personal loans and debt consolidation services can provide relief. We understand life can throw curveballs, and having access to funds when needed is essential. Let us help you simplify your finances by combining multiple debts into one manageable loan.

Digital & Online Banking

Key Features

With our online banking service, you get real-time access to your accounts. This means you can keep track of your spending and savings at any moment. While we don't provide mobile applications or person-to-person transfer features just yet, we are committed to enhancing your experience with us. Security is a top priority at 77th Street Depot. While we do not offer electronic signature authorization right now, rest assured that all transactions through our online platform are protected with advanced security measures to keep your information safe. We are constantly looking for ways to improve our digital services. Your convenience is important to us, and we aim to make your banking experience as smooth as possible. Feel free to reach out via phone at (773) 846-7137 if you have any questions about our digital banking services or if there's anything else we can assist you with!

Financial Strength

At 77th Street Depot, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining a strong financial foundation ensures that you can trust us with your financial needs. With a net worth of $4,768,594, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,462 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,530,141 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,173,528 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $67 in used auto loans and $5,310,567 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 2 full-time employees and 11 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a strong member base shown by our total share accounts of 7,269, we are dedicated to helping you achieve your financial goals. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 77th Street Depot is your trusted partner. Visit us at 5401 S Wentworth Ave Ste 26 Chicago Il 60609 or call (773) 846-7137 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,208,893 in used vehicle loans and $1,365,965 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier for you to find the perfect ride that fits your budget.

Credit Lines and More

In addition to auto and mortgage loans, we offer total credit lines amounting to $420,000, allowing members to access funds when needed without hassle. Whether it's for unexpected expenses or planned purchases, our credit lines can provide peace of mind. If you're considering refinancing your existing loans or want to explore eligibility options for any of our products, please reach out to us at 773-846-7137 or visit our website at 77th Street Depot. We're here to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so you can make informed financial decisions. At 77th Street Depot, your financial well-being is our priority. Come visit us today and discover how our loan products can work for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we are always here to guide you through what options may be best for your situation when they become available.

Unsecured Credit Card Loans

We also understand that managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans. Although we don't have any unsecured credit card loans currently issued, our goal is to provide support whenever you're ready to manage your finances effectively.

Loan Aggregator

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Ensuring Accurate Comparisons

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