5 Star Community West Burlington IA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to 5 Star Community, your trusted partner in financial success, located at 801 W Burlington Ave, West Burlington, IA 52655. Since our establishment in 1950, we have proudly served our community, building strong relationships with over 6,426 members and offering a range of financial solutions tailored to meet their needs. With total assets amounting to an impressive $49,845,966 and deposits exceeding $2,748,700, we are committed to providing stability and support for our members. At 5 Star Community, we understand that every member's journey is unique. That's why we offer a variety of services from personal banking including checking and savings accounts to auto loans and mortgage financing. Our dedicated team, led by CEO Mary Graber and Board President Jeff Beavers, works tirelessly to ensure that you receive personalized service every step of the way. While members can visit us at our branch for all their banking needs, we also provide online and mobile banking options for added convenience. We invite you to explore what makes us different: a focus on community impact and member satisfaction. With a robust loan portfolio of 1,903 loans and leases and a net worth of $4,103,632, your financial future is in good hands. Whether you're looking for a new vehicle loan or need assistance with business banking services, our knowledgeable staff is here to help. Feel free to reach out at (319) 752-0181 or visit our website at 5starcu.org for more information. Join us today and experience the 5 Star difference!

Branch History & Mission

Our Mission

At 5 Star Community, our mission is simple yet profound: to provide exceptional financial services while fostering a sense of community among our members. We aim to empower individuals and families by offering products such as checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards. We are also proud to support local businesses with tailored banking solutions. We understand that financial wellness goes beyond transactions; it's about building relationships and trust. Our focus on customer service ensures that every member feels valued and heard. With modern conveniences like online banking and mobile payments, we make managing your finances easier than ever. While members can visit us at 801 W Burlington Ave West Burlington Ia 52655, official correspondence should be sent to our mailing address if applicable. Join us at 5 Star Community and experience the difference for yourself! Whether you're looking to open an account or explore loan options, we invite you to become part of our family. Together, let's build a brighter future for our community. For more information or assistance, call us at (319) 752-0181 or visit us online at 5starcu.org.

Our Story

Located at 801 W Burlington Ave, our branch is easily accessible for all your banking needs. Whether you're visiting for personal banking services or business solutions, our friendly staff is here to help. We also offer drive-thru banking for those on the go, ensuring that your experience with us is as convenient as possible. As we expanded over the decades, our commitment to the community remained strong. We believe in providing not just financial services but also support and resources that uplift our neighbors. Through partnerships with local organizations and outreach programs, we strive to make a meaningful impact in West Burlington and beyond.

Branch Location & Accessibility

Convenient Access and Features

At our West Burlington branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and ample parking to ensure everyone can visit us with ease. Although we do not have ATM services available, our drive-thru banking offers a quick and simple way to handle deposits and withdrawals without leaving your vehicle. We're proud to offer a range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and mortgage refinancing, our knowledgeable staff is ready to assist you. We also provide business banking solutions, ensuring that both personal and commercial clients receive top-notch service.

Operating Hours

Our doors are open Monday through Thursday from 7:30 a.m. to 4:30 p.m., Friday from 7:30 a.m. to 5:30 p.m., and Saturday from 9:00 a.m. to 12:00 p.m., allowing you flexibility in planning your visit. For any inquiries or assistance, feel free to give us a call at 319-752-0181. We invite you to stop by the 5 Star Community branch today our friendly team is here to help you achieve your financial goals!

Member Eligibility

Becoming a member of 5 Star Community is like joining a close-knit family that's dedicated to supporting you on your financial journey. If you live, work, or worship in the West Burlington area, you're already eligible to join us! We aim to make banking personal and accessible, offering you a range of benefits that truly cater to your needs. Not only will you gain access to competitive rates and services, but you'll also enjoy the warm community atmosphere that sets us apart. For more specific details about eligibility requirements, feel free to visit our website at 5 Star Community Membership Requirements. Opening an account with us is designed to be simple and straightforward. You can find all the necessary steps and information by checking out our account opening page here: Account Opening Details. If you have any questions or need assistance, don't hesitate to give us a call at 319-752-0181. We're here to help!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,879, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine your customers effortlessly completing transactions while you focus on what you do best running your business. Our merchant services simplify payment processing, ensuring you can accept payments quickly and securely. This not only enhances customer satisfaction but also boosts your bottom line. Located at 801 W Burlington Ave West Burlington Ia 52655, West Burlington, IA, we're dedicated to being your trusted partner in business success. Call us at (319) 752-0181 or visit our website at 5 Star Community to explore how we can support your journey today!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support your growth every step of the way.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why at 5 Star Community, we embrace technology with our robust online and mobile banking services. You can easily manage your accounts from anywhere at any time check balances, transfer funds, and even deposit checks right from your phone! With features like ATM and cash withdrawal services, along with basic drive-thru banking for deposits and withdrawals, accessing your funds has never been easier.

Financial Support When You Need It

Life can be unpredictable, which is why having access to funds is essential. Our personal loans and debt consolidation services can assist you during tough times by providing the financial flexibility you need. We work with you to create a plan that fits your unique situation. Additionally, our credit cards with rewards allow you to earn points on everyday purchases while enjoying the benefits of responsible credit use.

Join Us Today!

At 5 Star Community, we strive to provide exceptional service that meets the diverse needs of our members in West Burlington and beyond. With our commitment to quality financial products and community support, we invite you to explore how we can assist you on your financial journey. Don't hesitate! Visit us today or check out our website at 5starcu.org for more information on how you can become part of our growing family!

Personal Banking Solutions

When it comes to managing your money, we provide various options that cater to your lifestyle. Our checking and savings accounts make it easy to keep track of your finances while helping you save for future goals. Whether you're saving for a vacation or simply want a safe place for your daily spending, our accounts are designed with you in mind. If you're looking to finance a new car or refinance an existing vehicle, our auto loans and vehicle financing options are here to help. We understand that purchasing a car is an important decision, so we aim to offer competitive rates and flexible terms that fit your budget. For those considering home ownership or wanting to refinance, we also provide mortgage loans tailored to suit different needs. Our team is ready to guide you through the process, making it as smooth as possible.

Digital & Online Banking

Key Features

Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform has you covered. You can enjoy the convenience of e-statements, which allow you to view your account information without the clutter of paper statements. Plus, with electronic signature authorization available, completing transactions is quick and straightforward. If you're on the go, our mobile application is a must-have. It lets you manage your accounts right from your smartphone. You can easily make person-to-person transfers with just a few taps. And if mobile payments are your thing, you'll be pleased to know that our services support this feature as well.

Security and Support

We prioritize your security in every digital interaction. Our online banking services use advanced encryption technology to protect your information. This means you can manage your money with peace of mind. Our team is also here to support you whenever you need assistance. Whether it's setting up your online banking profile or answering questions about mobile payments, we're just a call away at (319) 752-0181. Experience the freedom and flexibility of modern banking with 5 Star Community. Dive into our digital services today by visiting https://www.5starcu.org/!

Financial Strength

At 5 Star Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to ensure that we can provide you with the best services possible. With a net worth of $4,103,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 823 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,908,724 in share certificates and $9,677,051 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $4,631,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,067,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $9,700 in used auto loans and $37,167,646 in total loans and leases. Our net income of $182,380 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 9,492, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 5 Star Community is your trusted partner. Visit us at 801 W Burlington Ave West Burlington IA 52655 or call 319-752-0181 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,269,975 in used vehicle loans and $3,072,885 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your financing straightforward and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $139,879 provide the capital needed to grow and expand your operations. We understand the challenges faced by small businesses and are committed to supporting local entrepreneurs. Whether you're interested in refinancing options or checking your eligibility for one of our loans, we're here to help. Visit us or give us a call to learn more about how we can assist you today! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,015,030, make buying or refinancing simple. We help guide you through the process to ensure that your experience is as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently our total for these loans stands at $0, we are always ready to assist our members with effective financial management solutions.

Loan Aggregator

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5 Star Community