5 Star Community Credit Union Mount Pleasant IA | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to 5 Star Community Credit Union, where your financial well-being is our top priority. Located at 100 S Cherry St, Mount Pleasant, IA 52641, we have been proudly serving our community since 1950. With a dedicated team of 9 employees, we are committed to providing you with personalized banking solutions that cater to your unique needs. At 5 Star Community, we understand that managing finances can be challenging. That's why we offer a range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. Our total assets amount to an impressive $49,845,966, with total deposits reaching $2,748,700. We strive to ensure our members feel secure in their financial decisions by maintaining a solid net worth of $4,103,632 and cash in hand totaling $505,189. With over 6,426 members, our credit union is not just about numbers; it's about building lasting relationships within our community. Under the leadership of CEO Mary Graber and Board President Jeff Beavers, we prioritize transparency and member satisfaction. Our friendly staff is always ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P.O. Box 28, Mount Pleasant, IA 52641. We invite you to discover how we can help you achieve your financial goals. Feel free to reach out at (319) 385-4914 or visit our website at 5starcu.org for more information on membership and services. Your journey towards financial success starts here!

Branch History & Mission

A Legacy of Growth and Service

From our humble beginnings, 5 Star Community has evolved into a trusted financial institution, currently serving over 6,426 members. Our branch is located at 100 S Cherry St, Mount Pleasant, IA 52641, right in the heart of town. We are easily accessible to all residents and are proud to be part of the local landscape. If you need to send us official correspondence, please use our mailing address: P.O. Box 28, Mount Pleasant, IA 52641. With total assets amounting to an impressive $49,845,966, we strive to provide a wide range of services that cater to every member's needs. From checking and savings accounts to auto loans and mortgages, our mission is clear: to empower our members by offering reliable financial solutions that help them achieve their goals.

Commitment to Community

Our commitment goes beyond just financial services; we are dedicated to giving back through various outreach efforts and partnerships within Mount Pleasant. Whether it's sponsoring local events or supporting community initiatives, we take pride in being an active participant in making our hometown a better place for everyone. As part of our customer-centric approach, we also offer convenient features like ATM availability and drive-thru banking services for those who prefer quick transactions without leaving their vehicles.

Join Us Today!

We invite you to become part of the 5 Star Community Credit Union family! Experience firsthand how we can help you navigate your financial journey while supporting you every step of the way. Visit us at 100 S Cherry St or give us a call at 319-385-4914 for more information about membership options and how we can assist you today. Together, let's build a brighter future for you and your community!

Our Mission Statement

At 5 Star Community, our mission is simple yet profound: we aim to enhance the financial well-being of our members while actively contributing to the betterment of our community. We believe that when our members succeed, we all succeed. This belief drives us to offer competitive rates on loans and deposits, as well as personalized service tailored to each individual's unique circumstances. We also understand the importance of staying connected in today's digital world. Our branch embraces technology with online banking, mobile payments, and electronic signatures making it easier than ever for you to manage your finances from anywhere.

Branch Location & Accessibility

Accessibility Features

At 5 Star Community Credit Union, we understand the importance of accessibility for all members. Our branch is fully compliant with ADA standards, featuring ramps and spacious entrances that welcome everyone. We're committed to providing an inclusive environment where every member feels comfortable.

Operating Hours

We know your time is valuable! That's why we offer flexible operating hours designed to fit your busy schedule. You can visit us Monday through Thursday from 8 AM to 4:30 PM, Fridays from 8 AM to 5:30 PM, and Saturdays from 9 AM to noon. No matter when you need us, we're here to help!

Services Offered

Our branch offers a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing everything you need is right here under one roof. Plus, with ATM availability and basic drive-thru banking for quick transactions like deposits and withdrawals, we strive to make your banking experience as smooth as possible. Whether you're looking for financial guidance or need assistance with a specific service, feel free to call us at 319-385-4914. Our friendly team is eager to assist you! So why wait? Come by the 5 Star Community Credit Union today and discover how we can support your financial journey. We look forward to welcoming you into our community!

Member Eligibility

Joining the 5 Star Community means becoming part of a close-knit family that truly cares about your financial well-being. At our branch located at 100 S Cherry St, Mount Pleasant, IA 52641, we invite anyone who lives, works, worships, or attends school in Henry County to apply for membership. This makes it easy for you to access a range of benefits designed just for you, from personalized banking solutions to competitive loan rates. If you're curious about eligibility details, you can visit our website at https://www.5starcu.org/membership-requirements for the most up-to-date information. Opening an account with us is straightforward and welcoming! We encourage you to reach out at 319-385-4914 or check out our account opening details at https://creditcardlearnmore.com/11t3/index?ecdma-lc=26972&ecid=othe_25940 . Our friendly staff is here to help guide you through the process and answer any questions you might have. Come experience how easy and fulfilling banking can be with the 5 Star Community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $12 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $139,879, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify your payment processes. Imagine being able to accept payments seamlessly, whether in-store or online. This not only enhances customer satisfaction but also streamlines your operations. Our tools are designed to fit your business needs, allowing you to focus on what you do best running your business. Visit us at 100 S Cherry St Mount Pleasant Ia 52641, Mount Pleasant, IA, or call us at (319) 385-4914 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Accessibility

We know that sometimes it's important to handle transactions in person. Our branch features basic drive-thru banking for deposits, withdrawals, and simple transactions making it quick and easy for you to get in and out. And if you prefer using an ATM for balance checks or withdrawals, our facilities are equipped with basic ATM access as well. At 5 Star Community, we take pride in serving our members with dedication and care. If you have any questions about how we can assist you or want more information about any of our services, feel free to reach out at 319-385-4914. We invite you to visit us soon or check out our website at 5starcu.org for more details on how we can help make your financial goals a reality!

Business Banking

For entrepreneurs and small businesses in Mount Pleasant, we offer robust support through our business banking services. From merchant services that simplify payment processing to business loans designed for growth and expansion, we understand the unique challenges businesses face and are here to assist.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking services so you can manage your finances anytime, anywhere. Access your accounts, pay bills, transfer funds, and even make person-to-person payments right from your smartphone or computer. Plus, with our ATM & cash withdrawal services available locally, you'll have easy access to your funds whenever you need them.

Personal Banking

Navigating personal finance can be challenging, but with our checking and savings accounts, you can easily manage your money while earning interest on your savings. Need a little extra cash? Our auto loans and vehicle financing options make it easier than ever to get behind the wheel of your dream car. Plus, if you're looking to buy a home or refinance your current mortgage, our mortgage loans and refinancing solutions are tailored to fit your budget and lifestyle. If life throws unexpected expenses your way, don't worry! Our personal loans and debt consolidation services provide flexible options to help you regain control. And for those who love rewards while spending, our credit cards with rewards offer great benefits that make every purchase more rewarding.

Digital & Online Banking

Key Features

With our user-friendly online banking services available at https://www.5starcu.org/ , you can check balances, transfer funds, and pay bills anytime, anywhere. Our 24/7 online banking service ensures that your financial needs are met around the clock. If you're looking for quick transactions, you'll love our person-to-person transfer feature that makes sending money to friends and family simple and fast. For those who prefer mobile banking, our mobile application is available for download, giving you access to your accounts right from your smartphone. Plus, with our mobile payments feature, you can make purchases effortlessly without needing cash or cards. Just tap and go!

Security and Accessibility

We prioritize your security. Our electronic signature authorization makes it easy to sign documents digitally while keeping your information safe. You can also opt for e-statements instead of paper ones, which not only helps the environment but also keeps your financial information secure and accessible from anywhere. In today's fast-paced world, managing your finances shouldn't be a hassle. With these robust digital tools at your fingertips, you can stay in control of your money with confidence. Join us at 5 Star Community today and experience the ease of modern banking!

Financial Strength

A Growing Community

We are proud to serve a growing community with a total of 9,492 share accounts. This shows the trust that our members place in us as their financial partner. In summary, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 5 Star Community is your trusted partner. Visit us at 100 S Cherry St Mount Pleasant Ia 52641 or call (319) 385-4914 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Investments in Your Future

Our commitment to you extends beyond basic banking. With $1,067,825 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve you better. Additionally, our lending capacity supports your financial goals across various sectors; we have $970 in used auto loans and $37,167,646 in total loans and leases.

Member-Focused Savings

Your savings are secure with us. We currently hold $4,908,724 in share certificates and $9,677,051 in money market shares, providing stable and rewarding opportunities for growth. Unlike traditional banks, we prioritize our members; with non-member deposits at $4,631,000, we ensure our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is evident through our net income of $182,380, enabling us to continue offering competitive loan rates and robust financial products for our members. We take pride in having 9 full-time employees ready to assist you every step of the way.

Strong Financial Health

With a net worth of $4,103,632, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to financial strength is reflected in our net worth ratio of $823, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $10,269,975 in used vehicle loans and $3,072,885 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget and lifestyle.

Credit Lines

If you're considering flexibility in your borrowing options, our total credit lines amount to $6,000,000. This can provide you with peace of mind knowing you have access to funds when needed without the commitment of a traditional loan. If you're interested in refinancing options or checking eligibility for any of our products, please reach out to us at 319-385-4914 or visit our website at 5 Star Community. We're committed to helping you find the right loan solution tailored just for you. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our services today and discover how we can assist you with your financing needs!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,015,030, allowing you to take that important step toward owning your own home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently our total for these loans is $0, we ensure that when available, they can be an excellent tool for managing finances effectively.

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5 STAR COMMUNITY CREDIT UNION - Mount Pleasant, IA