4U FEDERAL CREDIT UNION - Gainesville, TX

Welcome to 4u, your trusted partner in financial growth and community support, located at 1312 Lawrence St, Gainesville, TX 76240. Established in 1956, we have proudly served over 8,000 members, offering a range of financial products tailored to meet the unique needs of our community. With assets totaling $135,092,119 and total deposits amounting to $4,206,839, we are committed to providing competitive rates and personalized services that help our members thrive. At 4u, we understand that banking isn't just about transactions; it's about building relationships. Our dedicated team of 31 employees, led by CEO Don Wood and Board President Mike Dieter, is here to ensure you receive the best service possible. Whether you're looking for auto loans, mortgages, or business banking solutions, we are prepared to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 1312 Lawrence St, Gainesville, TX 76240. We invite you to explore our website at 4ucu.org for more information on our services and how we can help you achieve your financial goals. Join us at 4u, where your financial well-being is our priority! Feel free to call us at 940-665-1797 or visit us during lobby hours from 9:00 AM to 4:30 PM for assistance. Together, let's build a brighter future!

At 4u, we believe that everyone deserves a place in our supportive community, and becoming a member is easier than you might think! If you live, work, or worship in the Gainesville area, you're likely eligible to join us. We welcome individuals from various backgrounds, so whether you're just starting out or looking for a financial partner to grow with, there's a spot for you here. Plus, as a member of 4u, you'll enjoy a range of benefits including personalized service and access to exclusive financial products designed to meet your needs. To get started on your journey with us at 4u, simply check out our eligibility criteria by visiting http://www.4ucu.org . Once you're ready, opening an account is just a few clicks away find all the details you need at https://4ucu.originate.fiservapps.com/wgi1laalrxo7uzy . If you have any questions or need assistance, don't hesitate to give us a call at (940) 665-1797. We're excited to welcome you into our family!

At 4u, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our strong foundation, which is reflected in our financial health. With a net worth of $12,363,984, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our commitment to your financial well-being is evident through the solid capital foundation represented by our net worth ratio of $915. This ratio ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $32,052,922 in share certificates and $3,936,707 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $12,017,977 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; we currently have $986 in used auto loans and $101,000,135 in total loans and leases to support your financial goals across various sectors. Our operational efficiency is demonstrated by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 31 full-time employees ready to assist you with a knowledgeable and committed team. In summary, the total share accounts at 12,189 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4u is your trusted partner. Visit us at 1312 Lawrence St Gainesville Tx 76240 or call (940) 665-1797 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.