4Front Zeeland MI Credit Union | Best Auto Loans & Mobile Banking

Introduction

Welcome to 4Front in Zeeland, where your financial success is our top priority! Established in 1954, our credit union has been a trusted partner for the community, providing personalized banking solutions tailored to meet your needs. Located at 9581 Riley St, Zeeland, MI 49464, we pride ourselves on our commitment to serving over 104,679 members with integrity and care. At 4Front, we understand that each member's journey is unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and business banking options. With total assets exceeding $1 billion and deposits of $46,867,236, our robust financial standing reflects our dedication to stability and growth for our members. Our CEO, Andrew Kempf, along with Board President Todd Rohrback, lead a passionate team of 289 employees who are here to support you every step of the way. Whether you're looking for guidance on loans or need assistance managing your finances, we're here to help. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address at P.O. Box 795, Traverse City, MI 49685. With a solid net worth of $98,065,732 and cash in hand totaling $15,364,200, we are well-positioned to serve you now and in the future. We invite you to explore all that we have to offer by visiting our website at 4frontcu.com or calling us at 231-668-2859. Join us today and experience the 4Front difference!

Branch History & Mission

Welcome to 4Front, your trusted credit union serving the Zeeland community since 1954. Over the decades, we have built a rich legacy of financial service and community support. From our humble beginnings, we have grown into a vital resource for our members, now boasting a total membership of over 104,000. Our branch is located at 9581 Riley St, Zeeland, MI 49464, a place that has become synonymous with trust and reliability in financial services. Our mission at 4Front is clear: to empower individuals and businesses by providing exceptional financial services while fostering a sense of belonging within our community. We believe that when our members thrive, so does our community. This commitment drives us to offer various services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Since opening our doors nearly seven decades ago, we have achieved significant milestones. Today, we proudly manage assets totaling over $1 billion. This growth reflects our dedication to meeting the evolving needs of our members while ensuring their financial well-being. We are also proud to offer advanced digital banking solutions that allow members to manage their finances conveniently and securely from anywhere. While members can visit us at 9581 Riley St, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685. Our operating hours are designed for your convenience: we welcome you from 9:00 AM to 5:30 PM Monday through Friday, with Interactive Teller Machines (ITMs) available until 7:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. At 4Front, we understand that true banking is about more than transactions; it's about building relationships. Our team is committed to providing personalized service tailored to meet your unique needs. We also partner with local organizations for outreach efforts aimed at improving the lives of those in our community. We invite you to join the 4Front family today! Experience the benefits of being part of a credit union that genuinely cares about its members and their communities. Visit us or call us at 231-668-2859 for more information on how we can assist you in achieving your financial goals. Together, let's build a brighter future for Zeeland!

Branch Location & Accessibility

Welcome to the 4Front branch located at 9581 Riley St in Zeeland, MI! This convenient location is designed with our members in mind, making it easy for you to access all your banking needs. Whether you're stopping by for a quick transaction or seeking financial advice, our friendly team is ready to assist you. While members can visit us at our branch address, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685. Situated near local landmarks, our branch is easily accessible and offers plenty of parking for your convenience. We ensure that our facilities are ADA compliant, featuring ramps and other accessibility options so everyone can feel welcome. Our lobby hours are from 9:00 AM to 5:30 PM, Monday through Friday. If you need assistance outside of these hours, don't worry! Our Interactive Teller Machines (ITMs) are available from 7:00 AM to 7:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. We also provide ATM services for quick cash withdrawals and balance checks. At 4Front, we offer a range of services tailored to meet your financial goals, including personal banking accounts, auto loans, mortgage options, and more. Our dedicated staff is here to help guide you through every step of your banking journey. Feel free to give us a call at 231-668-2859 if you have any questions or need assistance before visiting. We look forward to seeing you soon at the Zeeland branch!

Member Eligibility

At 4front, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the Zeeland area, you're likely eligible for membership. It's all about creating connections and supporting one another. You can discover all the details about eligibility by visiting our website at . Once you see that you qualify, opening an account is just a click away check out the easy steps at https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2zsr2eq8m9isazpzs7hek6gbzedv0gj4qjufrdtm36okhvur-f5_bw8nkke_9vrhzibfs4k3upm7ix4-scpyx2fa0gpbtsdsjch_viv5i4d. If you have any questions or need assistance, feel free to give us a call at (231) 668-2859. We're here to help you take this exciting step toward becoming part of our family at 4front, located at 9581 Riley St Zeeland Mi 49464.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make transactions easier for local businesses. Imagine being able to accept payments quickly and securely, whether online or in-store. This capability not only enhances customer satisfaction but also helps improve cash flow. Visit us at 9581 Riley St Zeeland Mi 49464 in Zeeland, MI, or call us at (231) 668-2859 to learn how we can help your business reach its full potential!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our convenient ATM services allow you to withdraw cash, check balances, and more without needing to visit a branch during business hours. Plus, our ATMs are available 24/7 for added convenience. At 4front, we believe in making banking easier for everyone. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been simpler. If you have any questions or want to explore how we can serve you better, don't hesitate to reach out at (231) 668-2859 or visit us online at https://www.4frontcu.com. Your journey toward financial wellness starts here let's take the next step together!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing solutions make it easy to get behind the wheel of your dream car without breaking the bank. With competitive rates and flexible terms, we'll help you find a plan that fits your budget.

Business Banking

For entrepreneurs and small business owners, we provide specialized business banking services, including merchant services and business loans. We understand the challenges businesses face and are here to support your growth with tailored solutions that meet your specific needs.

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they reward you for every dollar spent. Whether it's travel rewards, cashback offers, or points for future purchases, you'll enjoy benefits that enhance your spending experience.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at 4front, we offer mortgage loans and refinancing options that simplify the process. Whether you're a first-time homebuyer or looking to refinance an existing mortgage for better rates, our dedicated staff will guide you every step of the way.

Personal Banking

Managing your day-to-day finances is simple with our personal banking options. We offer various checking and savings accounts that cater to your lifestyle. Imagine having easy access to your funds anytime through our online and mobile banking services. This means you can check balances, transfer money, and pay bills from the comfort of your home or on the go.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans can provide the financial relief you need. Let us help you manage your finances more effectively by combining multiple debts into one manageable payment.

Digital & Online Banking

Convenient Online Access

With our user-friendly online banking platform, accessible at https://www.4frontcu.com, you can easily check your account balances, pay bills, and transfer money. Whether it's day or night, our 24/7 online banking services ensure you have access to your accounts whenever you need them. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

On-the-Go Banking

Life can be busy, which is why our mobile application makes it easy to manage your finances right from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is just a few taps away. You can even enjoy the convenience of making payments without needing cash or cards.

Security You Can Trust

Your security is our top priority. We take every measure to ensure that your personal information is protected as you navigate our online services. Our platform is designed with safety features to keep your data secure while allowing for easy access. In summary, 4front offers a comprehensive suite of digital and online banking services that make it easier than ever to manage your finances. From e-statements to mobile payments, we're here to help you bank smarter and live better. Explore all these features today at https://www.4frontcu.com!

Stay Informed with E-Statements

Say goodbye to paper clutter! At 4front, we offer e-statements so you can view your account statements online whenever you want. This not only keeps your information organized but also helps protect the environment.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,932,907 further illustrates our capability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 9581 Riley St Zeeland Mi 49464 or call (231) 668-2859 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to operational efficiency is reflected in our $2,249,754, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Your Future

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we currently have $19,721 in used auto loans and $749,321,675 in total loans and leases available to support your financial goals across various sectors.

Solid Financial Health

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

At 4front, we also cater to business owners with outstanding commercial loans totaling $122,490,114 providing the capital needed to grow and expand. We're committed to supporting our local businesses as they flourish within our community. If you're considering refinancing or want to explore eligibility options for any of our loan products, don't hesitate to reach out. Our dedicated team is here to guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For more information or assistance with your loan application, feel free to contact us at (231) 668-2859 or visit us at our branch located at 9581 Riley St Zeeland Mi 49464 in Zeeland, MI. Let's work together towards achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. We know how important it is to have reliable transportation, and our team is ready to assist you in finding the right financing solution.

Credit Lines and Unsecured Credit Cards

For those looking for flexibility in managing their finances, we offer credit lines with a total of $350,360,556 available for members. Additionally, we provide flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. These products give you the freedom to tackle unexpected expenses or enjoy some extra purchasing power when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We believe that everyone deserves a place to call home, and our competitive rates can help you make that dream a reality.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that serve your interests. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, empowering them to make well-informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers.

4Front