4Front Pickford MI Credit Union | Affordable Auto Loans & ATM Access

Introduction

Welcome to 4Front, your trusted financial partner in the heart of Pickford, MI. Nestled at 7196 E Charles, we have been proudly serving our community since 1954. With a total membership of over 104,679 members, our commitment to fostering strong relationships and providing excellent service is at the forefront of everything we do. At 4Front, we understand that banking is more than just numbers; it's about people and their dreams. That's why we offer a range of services designed to help you achieve your financial goals from personal checking and savings accounts to auto loans, mortgages, and business financing. Our total assets have reached an impressive $1,060,335,235, showcasing our stability and dedication to our members' financial well-being. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P.O. Box 795, Traverse City, MI 49685. Whether you need assistance with loans (totaling 57,198) or are looking for secure deposit options (currently standing at $46,867,236), our team is here to guide you every step of the way. Under the leadership of our CEO, Andrew Kempf, and Board President, Todd Rohrback, we continue to prioritize community impact and member satisfaction. Our dedicated staff of 289 employees works tirelessly to ensure that your banking experience is smooth and rewarding. Feel free to reach out at 231-929-2000 or visit us online at 4frontcu.com for more information about how we can serve your needs. We invite you to join us on this journey towards financial success!

Branch History & Mission

Join Us

As we continue our legacy of service and community support, we invite you to become part of the 4Front family. Experience firsthand the benefits that come with membership from personalized service to competitive rates on loans and savings accounts. Contact us today at (231) 929-2000 or explore our website at 4frontcu.com to learn more about how we can assist you in achieving your financial dreams!

Our Evolution

From our humble beginnings at 7196 E Charles in Pickford, we've made significant strides in enhancing our services. We understand that banking is not just about transactions; it's about building relationships and fostering trust. As we expanded, we embraced technology and innovation while keeping our core values intact. Today, we offer a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Our branch is conveniently located near local landmarks, making it easy for you to visit us during our operating hours from Monday to Friday, 8:30 AM to 5:00 PM. Additionally, our drive-thru service offers flexibility for those on the go.

Our Mission

At 4Front, our mission goes beyond providing financial products. We are dedicated to empowering our members by offering financial education and resources that help them achieve their goals. Whether you are looking to buy your first home or start a new business venture, we strive to support your journey every step of the way. We take pride in being an active part of the Pickford community. Through various outreach programs and partnerships with local organizations, we aim to uplift those around us. Our commitment extends to ensuring that everyone has access to essential financial services in a welcoming environment. While members can visit us at 7196 E Charles Pickford Mi 49774, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685.

Branch Location & Accessibility

Welcome to the 4front branch, located at 7196 E Charles Pickford Mi 49774 in the charming town of Pickford, MI. Our branch is designed with your convenience in mind, making it easy for you to access the services you need. Nestled near local landmarks, we are just a short drive away from popular spots in the area, ensuring that you can stop by with ease. At 4front, we prioritize accessibility for all members. Our location features ADA-compliant entrances and ample parking, so everyone can visit us comfortably. If you prefer to handle your banking needs without stepping inside, take advantage of our drive-thru service available during operating hours from Monday to Friday, 8:30 AM to 5:00 PM. You can also use our ATM for quick cash withdrawals or balance checks anytime. Should you need to send official correspondence, please note that our mailing address is P.O. Box 795, Traverse City, MI 49685. While we welcome walk-in visits at 7196 E Charles Pickford Mi 49774, this ensures your mail reaches us promptly. Our team is here to assist you with a variety of services including personal banking accounts, auto loans, mortgage options, and business banking solutions. Whether you're looking for straightforward transactions or more complex financial services, we've got you covered. If you have any questions or need assistance, don't hesitate to reach out! Call us at (231) 929-2000 or drop by during our lobby hours. We look forward to serving you at 4front!

Member Eligibility

At 4front, we believe that becoming a member means joining a caring community where your financial needs come first. If you're looking to be part of something special, you'll be happy to know that membership is open to anyone who lives, works, or worships in our service area, or has an immediate family member who does. This inclusiveness ensures that we can support more people in achieving their financial goals while enjoying the many benefits that come with being part of our credit union family. Opening an account at 4front is simple and straightforward. You can visit us at our location at 7196 E Charles Pickford Mi 49774 or give us a call at (231) 929-2000 for any questions you may have. For those ready to take the next step, check out the detailed eligibility criteria and how to open an account by visiting this link. We can't wait to welcome you as a member and help you on your financial journey!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer comprehensive merchant services that simplify transactions. Imagine being able to accept payments quickly and efficiently, allowing you to focus on what matters most growing your business. Our tools help streamline operations, making everyday tasks easier so you can serve your customers better. Located at 7196 E Charles Pickford Mi 49774 in Pickford, MI, our dedicated team is here to help you explore the best options tailored for your needs. Reach out today at (231) 929-2000, and let's take your business to the next level together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

Running a business comes with its own set of challenges. That's why we also cater to local entrepreneurs through our robust business banking services. Our offerings include essential features like merchant services for smooth transactions and flexible business loans designed to help you grow your operations.

Community Commitment

At 4front, we believe in building lasting relationships within our community. That means offering accessible financial solutions that empower every member to achieve their financial goals no matter how big or small they may be. If you're ready to explore what we can do for you, don't hesitate! Give us a call at (231) 929-2000, visit us at https://www.4frontcu.com, or stop by our branch today. We look forward to serving you!

Digital Banking Convenience

In today's fast-paced world, convenience is key. With our advanced online and mobile banking platforms, accessing your accounts has never been more straightforward. You can check balances, transfer funds, or even make payments right from your smartphone or computer anytime and anywhere! Our members also enjoy easy access to cash through our ATM services and efficient drive-thru banking options for simple transactions like deposits or withdrawals.

Personal Banking Solutions

Navigating your personal finances has never been easier. At 4front, we offer a variety of personal banking options including checking and savings accounts that are designed with your lifestyle in mind. If you're in the market for a new vehicle, our auto loans and vehicle financing solutions can help get you on the road quickly and affordably. Additionally, our mortgage loans and refinancing options make it simple for you to secure your dream home or lower your monthly payments on your current mortgage. For those unexpected expenses or larger purchases, consider our personal loans and debt consolidation services. We aim to provide flexible options that can ease financial stress and help you regain control over your budget. Plus, with our credit cards offering rewards, you can earn benefits while managing your daily spending.

Digital & Online Banking

Convenient Features

Enjoy the convenience of e-statements, which help you keep track of your financial activities without the clutter of paper statements. If you prefer to sign documents digitally, our electronic signature authorization is available, making processes faster and more efficient. For those who love mobile technology, our mobile application offers everything you need right at your fingertips. You can even make mobile payments, ensuring that paying for goods and services is as easy as tapping your phone. Additionally, our person-to-person transfers allow you to send money directly to friends and family in seconds. Security is a top priority for us at 4front. Our online banking platform features robust security measures that protect your information while providing an easy-to-use interface. You can bank confidently knowing that your sensitive data is safe with us. In today's fast-paced world, having quick access to financial tools is essential. With our digital banking services, managing your money has never been easier. Join us at 4front and experience the benefits of modern banking today!

Financial Strength

At 4front, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing you with reliable services while ensuring your assets are secure. With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,721 in used auto loans and $749,321,675 in total loans and leases. Our operational efficiency is reflected in our $2,249,754, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,932,907. Total Share and Deposit Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 7196 E Charles Pickford Mi 49774 or call (231) 929-2000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. We have financing options for both new and used vehicles that can make your purchase easy and affordable. Plus, if you're interested in refinancing an existing auto loan, we can help with that too!

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $122,490,114 provide the capital needed to expand your operations or invest in new projects. We believe in supporting local businesses and are dedicated to helping you succeed. At 4front, we pride ourselves on making banking accessible and straightforward. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. If you're ready to explore your options or need assistance with eligibility questions or refinancing opportunities, don't hesitate to reach out! You can contact us at (231) 929-2000 for more information or visit us at 7196 E Charles Pickford Mi 49774 in Pickford. We're here to help you achieve your financial dreams!

Credit Card Loans

Managing everyday expenses can be tricky without the right tools. That's why we offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. With our credit cards, you can enjoy rewards while keeping track of your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, making buying or refinancing simple. We know purchasing a home is a significant decision. Our experienced team is here to guide you through every step of the mortgage process.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping borrowers achieve significant savings. For those looking to compare real-time loan offers today, visit LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees that users receive fair and transparent offers, making it easier to find the right loan for their needs.

4Front