4FRONT CREDIT UNION - Petoskey, MI

Welcome to 4Front, your trusted financial partner located at 1633 Us Highway 131, Petoskey, MI 49770. Established in 1954, we have proudly served our community for decades, growing to support over 104,679 members with a strong commitment to their financial well-being. With total assets exceeding $1 billion and total deposits of $46,867,236, we are dedicated to providing secure and reliable banking solutions tailored to your needs. At 4Front, our mission is simple: we strive to empower you with the tools and resources needed to achieve your financial goals. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or business banking services, our friendly team is here to help. Our CEO, Andrew Kempf, alongside Board President Todd Rohrback, leads a dedicated staff of 289 employees who are passionate about making a positive impact in your financial journey. While members can visit us at our branch address, official correspondence should be sent to our mailing address at PO Box 795, Traverse City, MI 49685. With a solid net worth of $98,065,732 and cash reserves totaling $15,364,200, you can feel confident that your finances are in good hands. We invite you to explore all that we offer by visiting our website at 4frontcu.com or calling us at 231-547-4483. Join us today and experience the difference that comes from being part of a credit union that truly cares about its members!

At 4Front, we take pride in our rich legacy and commitment to serving the community. Established in 1954, our branch has grown alongside the vibrant city of Petoskey, Michigan, where we are located at 1633 Us Highway 131. Over the decades, we have evolved into a trusted financial partner for many families and businesses in the area. From our humble beginnings, we have steadily expanded our services to meet the changing needs of our members. Today, with a total membership of over 104,679, we manage assets totaling more than $1,060,335,235. Our growth reflects not just our dedication to providing excellent financial products but also our focus on building lasting relationships with our members. Our mission is clear: to empower individuals and strengthen communities through accessible financial services. We offer a range of personal banking options including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Each service is designed with your needs in mind, ensuring that we can support you at every stage of your financial journey. While members can visit us at 1633 Us Highway 131, official correspondence should be sent to PO Box 795, Traverse City, MI 49685. Our operating hours are convenient for you: Monday through Friday from 9:00 AM to 5:30 PM, with Interactive Teller Machines (ITMs) available from 7:00 AM to 7:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays. As part of our commitment to accessibility and innovation, we offer features like online banking and mobile payments. Our branch is equipped with an ATM for easy access to your funds; however, please note that we do not currently provide drive-thru banking or shared service centers. At 4Front, community involvement is integral to who we are. We actively engage in local outreach efforts and partnerships that foster economic growth and enhance quality of life in Petoskey and beyond. Join us as we continue this journey together! Experience the benefits of being part of a credit union that genuinely cares about your financial well-being and community prosperity. Visit us today or call us at 231-547-4483 for more information on how you can become a member of 4Front!

At 4front, we believe that everyone deserves a place to thrive financially, and becoming a member is your first step into our welcoming community. Membership eligibility is open to anyone who lives, works, or worships in our local area, making it easy for you to join us at our branch located at 1633 Us Highway 131 Petoskey Mi 49770. This inclusivity means that whether you're starting your financial journey or looking for a supportive partner in managing your finances, we're here for you. To learn more about the specific eligibility criteria, feel free to check out this link for detailed information. Joining 4front not only grants you access to a wide range of financial services but also connects you with fellow members who are part of a caring and engaged community. The process of opening an account is straightforward and can be done online; just visit this page to get started. If you have any questions along the way, don't hesitate to reach out at (231) 547-4483 we're excited to welcome you aboard!

At 4front, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial partner, which is why we are proud to share insights into our strong financial health. With a net worth of $98,065,732, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to your success is also reflected in our $70,949,059 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $19,721 in used auto loans and $749,321,675 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $2,249,754, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $4,932,907. Total Share and Deposit Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 1633 Us Highway 131 Petoskey Mi 49770 or call (231) 547-4483 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*