We invite you to become part of the 4Front family. Experience firsthand how we can help you achieve your financial goals while being a part of a supportive community focused on collective success. Reach out today at 231-929-2000 or visit us online at 4frontcu.com to learn more about our services and how you can join us on this journey towards a brighter financial future!
From humble beginnings, 4Front has evolved into a trusted financial partner. Located at 281 Seminole Rd, our branch is easily accessible for local residents. We are proud to be part of a vibrant community that values collaboration and support. While members can visit us at this address for all their banking needs, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685. As we've grown, we've maintained our commitment to innovation and accessibility. We offer convenient features such as ATMs for easy cash access and online banking services that allow members to manage their finances anytime, anywhere. Our operating hours are designed with you in mind open from 9:00 AM to 5:30 PM Monday through Friday, ensuring you can reach us when you need assistance.
At the heart of 4Front is a mission that goes beyond just banking. We aim to empower individuals and families by providing personalized financial solutions tailored to their unique situations. Whether it's helping with auto loans, mortgages, or credit cards with rewards, we strive to foster financial well-being among our members. Our commitment extends into the community through various outreach initiatives and partnerships that support local organizations and events. By investing in our neighborhoods, we not only enhance the lives of our members but also contribute to the overall growth of Norton Shores.
We invite you to stop by our Norton Shores branch or give us a call at 231-929-2000 if you have any questions or need assistance. Your financial journey starts here at 4Front Credit Union we look forward to welcoming you!
Situated close to popular spots like the beautiful Lake Michigan shoreline and local parks, our branch is a part of this vibrant community. Parking is available right outside our doors, ensuring that you won't have to walk far. We are proud to be ADA compliant, featuring ramps and accessible entrances so everyone can visit us without hassle.
We are here for you Monday through Friday from 9:00 AM to 5:30 PM. For those who prefer banking outside traditional hours, we offer Interactive Teller Machines (ITM) from 7:00 AM to 7:00 PM on weekdays and Saturdays from 9:00 AM to 2:00 PM.
At 4Front, we provide a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we're equipped to help you reach your financial goals. If you're a business owner, we also offer merchant services and business loans. Plus, enjoy the convenience of online and mobile banking anytime!
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.
In today's fast-paced world, having reliable merchant services is crucial for smooth operations. Imagine a local café seamlessly processing payments while offering customers quick access to their favorite brews. Our merchant services allow businesses like yours to accept various payment methods easily, ensuring customer satisfaction and efficient transactions. At 4front, located at 281 Seminole Rd Norton Shores Mi 49444 in Norton Shores, MI, we are dedicated to empowering your business every step of the way. Contact us today at (231) 929-2000 to learn how we can help your business flourish!
If you're considering purchasing a new vehicle, our auto loans offer competitive rates that can help make your dream car a reality. With flexible terms and quick approvals, you can be behind the wheel in no time. We also provide refinancing options for existing auto loans, allowing you to save money over time.
For our business members, we offer a suite of services including merchant services and business loans designed to help your venture grow. We know how important it is to have reliable banking options for your business operations. Let us partner with you on this journey toward success.
With our credit cards, not only do you get the convenience of making purchases easily, but you also earn rewards for every dollar spent. It's like getting paid for shopping! Use your card wisely and watch as points accumulate toward exciting rewards whether it's cash back or travel perks.
Homeownership is within reach with our mortgage loans tailored just for you. Whether you're buying your first home or looking to refinance an existing mortgage, our knowledgeable staff will guide you through the process, ensuring you understand every step along the way. Picture settling into your new home without the stress of complicated paperwork our team makes it simple.
In today's fast-paced world, having easy access to your finances is crucial. That's why we provide robust online and mobile banking platforms that let you manage your accounts anytime and anywhere. Pay bills, transfer funds, and check balances all from the palm of your hand. Our ATM services ensure that cash withdrawal is always at your fingertips without any hassle. You can access basic ATM functions such as withdrawals and balance checks quickly and conveniently. At 4front, we believe in making banking accessible and straightforward for everyone. If you're ready to explore how we can assist with your financial journey, don't hesitate to reach out! Call us at (231) 929-2000 or visit us at 281 Seminole Rd Norton Shores Mi 49444 in Norton Shores, MI today!
Whether you're looking to open a new checking or savings account, or you need help with managing your daily transactions, our personal banking options are designed to make your life easier. Imagine having a checking account that fits your lifestyle one that allows for easy online banking and quick access through ATMs. Our accounts come with features that help you track your spending effortlessly.
Life can throw unexpected expenses your way. If you find yourself in need of extra funds, consider our personal loans that can help cover those costs or consolidate debt into manageable payments. Our goal is to assist you in achieving financial freedom while reducing stress from multiple payments.
Our online banking platform is user-friendly and packed with features that give you real-time access to your accounts. Whether you're checking balances, transferring funds, or paying bills, everything is just a click away. Plus, if you're on the go, our mobile application ensures that you can bank anytime, anywhere. You can also enjoy the benefits of E-Statements, which allow you to view your account statements electronically no more waiting for the mail! This not only saves time but also helps the environment. For those moments when you need to sign documents quickly, we offer Electronic Signature Authorization, making it easy to complete transactions without needing to visit a branch.
Worried about security? We've got you covered. Our digital banking platform employs advanced security measures to keep your information safe. With features like Mobile Payments and Person-to-Person Transfers, sending money to friends or family is quick and secure. You can make payments directly from your phone without any hassle. At 4front, we believe in providing accessible and efficient banking solutions tailored for our members' needs. Whether you're managing day-to-day expenses or planning for the future, our digital tools are here to help you every step of the way. Experience the ease of banking with us today!
Our operational efficiency is highlighted by our $874,097, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.
With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $19,721 in used auto loans and $749,321,675 in total loans and leases available to help you achieve your dreams.
Total Share Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,932,907. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 281 Seminole Rd Norton Shores Mi 49444 or call (231) 929-2000 to learn more about how we can help you achieve your financial goals.
Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
In addition to these products, we offer various refinancing options and eligibility assessments tailored to your needs. If you're considering refinancing an existing loan or want to explore our eligibility options for any of our loan products, don't hesitate to ask our team for guidance. Our commitment is not just about providing loans; it's about building relationships that last. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams. Visit us today or contact us at 231-929-2000!
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or purchasing a reliable used vehicle, we have the right options to suit your lifestyle.
For business owners, our outstanding commercial loans totaling $122,490,114 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and opportunities, which is why we're here to support your ambitions.
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We are here to guide you through the process and help you secure the best possible rates.
We also offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. These cards provide an easy way to handle daily expenses without worrying about collateral.
- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all offers are fair and transparent. Every lender listed on LendMesh has been vetted for accuracy and compliance, giving users peace of mind when comparing options.