4Front Mancelona MI Credit Union | Affordable Auto Loans & ATM Services

Introduction

Welcome to 4Front, your trusted financial partner in the heart of Mancelona, MI. Located at 304 S Williams St, our branch has been serving the community since 1954, and we are proud to have a growing membership of 104,679 individuals who rely on us for their banking needs. With total assets of $1,060,335,235 and deposits reaching $46,867,236, we are committed to providing our members with secure and reliable financial solutions. At 4Front, we believe in building strong relationships with our members and supporting the local community. Our team is dedicated to offering a variety of services, from personal banking to business loans, all designed to meet your unique financial goals. We understand that navigating finances can be challenging, which is why we prioritize personalized service and clear communication. Our leadership team is here to guide you every step of the way. Under the direction of CEO Andrew Kempf and Board President Todd Rohrback, we continuously strive for excellence in member service. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address at PO Box 795, Traverse City, MI 49685. Whether you're looking for an auto loan or need assistance with mortgage refinancing, our knowledgeable staff is ready to help. Feel free to reach out via phone at 231-587-9133 or explore more about what we offer on our website here. Come visit us today and discover how we can support your financial journey!

Branch History & Mission

Welcome to 4Front, your local credit union with a proud history and a mission dedicated to serving the community of Mancelona, MI. Established in 1954, we have grown alongside our members, building lasting relationships and providing financial support that empowers individuals and families. Today, we proudly serve over 104,000 members and manage assets totaling over $1 billion. Located at 304 S Williams St, Mancelona, MI 49659, our branch has become a familiar hub for financial services in the area. Whether you're stopping by for personal banking needs or simply to learn more about what we offer, our doors are always open to welcome you. At 4Front, our mission is clear: to improve the financial well-being of our members while strengthening our community. We believe that when our members thrive, so does the entire community. Our commitment goes beyond just offering competitive products like checking accounts, auto loans, and mortgages; we actively engage in community outreach and partnerships that uplift those around us. While members can visit us at 304 S Williams St, official correspondence should be sent to PO Box 795, Traverse City, MI 49685. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:30 PM for lobby services and from 7:00 AM to 2:00 PM for ATM access. We understand the importance of accessibility in today's world. That's why we have invested in digital advancements such as online banking and mobile payments, ensuring that you can manage your finances anytime and anywhere. Additionally, we have an ATM available at our branch for quick cash access. Our community involvement is a cornerstone of our identity. We participate in various local events and initiatives aimed at supporting education, health care, and economic development within Mancelona and its surroundings. As we look toward the future, we invite you to be part of our journey. Join us at 4Front and discover how we can help you achieve your financial goals while also making a positive impact on our community. Experience the benefits of membership firsthand your future starts here! For more information or to get started today, call us at 231-587-9133 or visit us online at 4Front Credit Union.

Branch Location & Accessibility

Easy Access for Everyone

Our branch is designed with your convenience in mind. While visiting us at 304 S Williams St Mancelona Mi 49659, you'll find ample parking available right outside the entrance. We take pride in being accessible for all members of our community, including those with mobility needs. Our facilities comply with ADA standards, ensuring everyone can walk through our doors comfortably.

Operating Hours that Fit Your Schedule

We understand that life can get busy, so we've tailored our operating hours to fit your schedule. Our lobby is open from 9:00 AM to 5:30 PM Monday through Friday, making it simple for you to stop by before or after work. If you prefer a bit more flexibility, our Interactive Teller Machines (ITM) are available until 7:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays.

Services Tailored Just for You

At the 4front Mancelona Office, we offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we're here to help you achieve your financial goals. Plus, with ATM availability right at our branch, accessing your funds has never been easier.

Stay Connected with Us!

Have questions or need assistance? Don't hesitate to give us a call at (231) 587-9133. Our friendly team is ready to assist you with any inquiries you may have. We invite you to visit us soon and discover how we can support your financial journey together! While members can visit us at 304 S Williams St Mancelona Mi 49659, official correspondence should be sent to PO Box 795, Traverse City, MI 49685. We look forward to welcoming you at the 4front Mancelona Office!

Member Eligibility

Becoming a member of 4front is like stepping into a welcoming community where you can access a variety of financial services tailored just for you. If you live, work, or worship in the Mancelona area or are related to someone who does, you're likely eligible to join us! We strive to make the membership process as easy and inclusive as possible. You'll enjoy benefits such as competitive rates on loans and savings accounts, personalized service, and a commitment to helping you achieve your financial goals. Ready to join? It's simple! Just visit us at 304 S Williams St Mancelona Mi 49659 or give us a call at (231) 587-9133 for more information. You can also check out our eligibility criteria for any updates. Once you're ready, opening an account is just a click away through our online application here: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2zsr2eq8m9isazpzs7hek6gbzedv0gj4qjufrdtm36okhvur-f5_bw8nkke_9vrhzibfs4k3upm7ix4-scpyx2fa0gpbtsdsjch_viv5i4d. Welcome aboard!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, our merchant services are designed to simplify transactions for your business. Picture this: a local café using our point-of-sale system to accept payments seamlessly, allowing customers to enjoy their coffee without delays. We provide the tools necessary to manage transactions efficiently and keep your operations running smoothly. Visit us at 304 S Williams St Mancelona Mi 49659 in Mancelona, MI, or give us a call at (231) 587-9133 to discover how we can support your business aspirations today!

Comprehensive List Of Services

Business Banking Solutions

At 4front, we also cater to small businesses with tailored financial solutions. Our Business Banking services include Merchant Services to help you accept payments efficiently and Business Loans that empower you to grow your enterprise.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts from anywhere. You can easily transfer funds, pay bills, and check balances right from your smartphone or computer. Our ATMs are available for cash withdrawals and balance checks, ensuring that you have access to your money whenever you need it.

Credit Cards and Rewards

Our credit card offerings come with exciting rewards that can enhance your spending experience. With our Credit Cards with Rewards, you can earn points on everyday purchases which can be redeemed for travel, merchandise, and more.

Exceptional Member Experience

Whether you're visiting us in person or accessing our services online, we prioritize your satisfaction at every turn. Our commitment extends beyond just transactions; we're here to build relationships and support your financial journey. Ready to take the next step? Visit us at 4front, call us at (231) 587-9133, or explore our website at https://www.4frontcu.com for more information about how we can assist you today!

Personal Banking Services

We understand that managing your finances is essential, and that's why we offer various personal banking options. Our Checking & Savings Accounts provide flexible solutions to help you manage your day-to-day expenses and save for future goals. If you're considering purchasing a car, our Auto Loans & Vehicle Financing options make it easy to drive away in your dream vehicle without breaking the bank. For those looking to buy a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services are designed to help you navigate the process smoothly. Additionally, if you're facing unexpected expenses, our Personal Loans & Debt Consolidation can provide the support you need.

Digital & Online Banking

Key Features

With our online banking service, you can quickly check your account balances, pay bills, and transfer money without any hassle. Want to send money to a friend? Our person-to-person transfer feature makes it easy to share funds instantly. Plus, if you prefer going paperless, you can opt for e-statements to keep track of your transactions while doing your part for the environment. Security is a top priority at 4front. We provide electronic signature authorization, ensuring that your transactions are safe and secure. You can trust that your personal information is protected every time you log in.

Mobile Banking Convenience

For those who prefer banking on their smartphones, our mobile application offers all the features of online banking right at your fingertips. You can make mobile payments effortlessly, allowing you to shop without worrying about cash or cards. Our services are designed with accessibility in mind; whether you're using a computer or smartphone, managing your finances has never been easier. So why wait? Experience the convenience and security of digital banking with 4front today!

Financial Strength

A Growing Community of Members

Total Share Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. With net shares amounting to $4,932,907, we ensure that funds are available for lending and investments that benefit you directly. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 304 S Williams St Mancelona Mi 49659 or call (231) 587-9133 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $874,097 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $19,721 in used auto loans and a total of $749,321,675 in loans and leases.

Security for Your Savings

We prioritize your savings with $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you our members ensuring that you receive the best possible service.

Solid Financial Foundation

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For business owners looking for growth opportunities, our outstanding commercial loans totaling $122,490,114 provide the capital needed to expand your business ventures. Additionally, if you're seeking flexibility for personal expenses or debt consolidation, our personal loan options might be just what you need. At 4front, we believe everyone deserves access to financial resources that can help them thrive. We invite you to visit us at 304 S Williams St Mancelona Mi 49659, Mancelona, MI, or give us a call at (231) 587-9133 for more information about our loan offerings and eligibility options. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. Whether you're interested in financing a reliable used car or a brand-new model, our competitive rates can make it easier than ever to drive away with confidence.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We are here to guide you through the process every step of the way, ensuring you find the best option for your financial situation.

Unsecured Credit Card Loans

Managing finances effectively can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members navigate their spending while building credit responsibly. Our credit cards come with rewards that give back as you spend.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers when they compare loans. By relying on verified institutions, LendMesh ensures that all listed loan products meet rigorous standards for quality and reliability.

4FRONT CREDIT UNION - Mancelona, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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