4Front Holland MI Credit Union | Affordable Auto Loans & Business Banking

Introduction

At 4Front, we believe in building strong financial futures for our members and the communities we serve. Located at 177 N River Ave, Holland, MI 49424, our branch has been a trusted partner since it opened its doors in 1954. With over 104,679 members, we are committed to providing exceptional service and a wide range of financial products tailored to meet your needs. Our total assets exceed an impressive $1,060,335,235, reflecting our stability and commitment to helping you achieve your financial goals. Whether you're interested in personal banking options like checking accounts or loans for your next vehicle, we're here to assist you every step of the way. We currently manage over $46,867,236 in deposits and have provided numerous loans totaling 57,198, helping our members make their dreams a reality. While you can visit us at our Holland branch for personalized assistance, official correspondence should be directed to our mailing address: P.O. Box 795, Traverse City, MI 49685. Our dedicated team is led by CEO Andrew Kempf and Board President Todd Rohrback, who work tirelessly to ensure that every member feels valued and supported. We encourage you to explore all that 4Front has to offer by visiting our website at 4frontcu.com or calling us at 231-929-2000. Join us today and discover how we can help you build a brighter financial future together!

Branch History & Mission

Commitment to Service

At 4Front, we strive to provide a welcoming atmosphere where everyone feels valued. Our operating hours are designed with your needs in mind: we're open from 9:00 AM to 5:30 PM Monday through Friday, offering a range of services from personal banking to business loans. Plus, we have ATM availability for quick access to your funds. We understand that banking must adapt to modern times; that's why we offer online and mobile banking options, ensuring you can manage your finances on-the-go. Our commitment also includes maintaining ADA compliance so that everyone can access our services comfortably.

Community Focus

Community outreach is a core part of who we are. We actively participate in local events and initiatives that promote financial literacy and social responsibility. By investing in the Holland area and collaborating with local organizations, we aim to strengthen bonds within our community while enhancing the lives of those around us. As we look ahead, we're excited about the future and the role we will continue to play in shaping it together with our members. Your financial success is our top priority. If you're looking for a credit union that genuinely cares about its members and community, join us at 4Front! Experience firsthand how we're not just a bank but a partner in your journey toward financial well-being. Feel free to give us a call at 231-929-2000 or visit our website at www.4frontcu.com to learn more about becoming a member today!

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch complies with ADA standards, featuring ramps and wide entrances to ensure everyone can access our services comfortably.

Convenient Location

Our branch is just a stone's throw away from popular local spots like Windmill Island Gardens and Lake Macatawa, making it easy to fit your banking errands into your day. Plus, with ample parking available, you can visit us without any hassle.

Get in Touch

Have questions or want more information? Feel free to give us a call at 231-929-2000. We look forward to welcoming you into our branch soon! Whether you're looking for personal banking solutions or business services, the friendly team at 4front is here to assist you every step of the way.

Operating Hours

We know that life can be busy, so we're here for you Monday through Friday from 9:00 AM to 5:30 PM. For those who prefer extended hours, our Interactive Teller Machines (ITM) are available from 7:00 AM to 7:00 PM on weekdays and from 9:00 AM to 2:00 PM on Saturdays.

Services Offered

At our Holland branch, we offer a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we're equipped to help you manage your finances effectively. Our ATM is also available for quick cash withdrawals or balance checks whenever you need it. While members can visit us at 177 N River Ave, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685 if needed.

Member Eligibility

Welcome to the 4front community, where we believe in creating a warm and welcoming space for everyone. Becoming a member of 4front is easy and open to those who live, work, or worship in our vibrant communities. Whether you're looking for personal banking solutions or business services, our friendly team is here to support you every step of the way. To see all the specific eligibility criteria, feel free to check out this helpful resource: . Once you've confirmed that you meet the eligibility requirements, opening an account is a breeze! Just visit our website or reach out to us at (231) 929-2000 for assistance. You'll be part of a supportive network that prioritizes your financial well-being and offers valuable services like auto loans, savings accounts, and more all designed with your best interests in mind. Join us at 177 N River Ave, Holland, MI 49424, and start enjoying the benefits of membership today! If you're ready to take the next step, click here to begin the account opening process: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2zsr2eq8m9isazpzs7hek6gbzedv0gj4qjufrdtm36okhvur-f5_bw8nkke_9vrhzibfs4k3upm7ix4-scpyx2fa0gpbtsdsjch_viv5i4d .

Business Banking & Commercial Services

Financing Solutions That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to loans, our merchant services make daily operations easier. Imagine having a streamlined payment system that allows your customers to pay quickly and securely. This means more time for you to focus on what truly matters growing your business! Our services are designed to help you manage transactions efficiently, so you can serve your customers better. Located at 177 N River Ave Holland Mi 49424 in Holland, MI, we're dedicated to helping local businesses thrive. For personalized service and expert advice, contact us at (231) 929-2000. Your success is our priority!

Comprehensive List Of Services

Access Anytime, Anywhere

In today's world, having access to your finances when you need it most is crucial. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts from anywhere at any time. Whether you're checking your balance or transferring funds between accounts, our platform is designed with convenience in mind. Additionally, we have ATM services available for easy cash withdrawals and balance checks, ensuring that your funds are always within reach.

Business Solutions at Your Fingertips

For our business members, we offer comprehensive Business Banking services, including merchant services and business loans that can help fuel growth and innovation. We believe in supporting local businesses because they are the backbone of our community.

Get Started Today!

We invite you to visit us at 177 N River Ave Holland Mi 49424 or give us a call at (231) 929-2000 to learn more about how 4front can assist you with all your financial needs. We're here to support you every step of the way because your success is our priority! Check out more about our services on our website here, and let's start building a brighter financial future together!

Personal Banking Made Easy

Managing your finances should be simple and straightforward. That's why we offer Personal Banking services, including checking and savings accounts that fit your lifestyle. Need a new vehicle? Our Auto Loans & Vehicle Financing options can help get you on the road quickly and affordably. If you're considering buying a home or refinancing, our Mortgage Loans & Refinancing products are designed to make the process smooth and stress-free. We also understand that life can throw unexpected expenses your way. With our Personal Loans & Debt Consolidation, you can find the support you need without added pressure. Plus, enjoy the benefits of our Credit Cards with Rewards, which can turn everyday purchases into exciting rewards.

Digital & Online Banking

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, our mobile application is here to help. Available for download, it allows you to complete transactions and monitor your accounts right from your smartphone. Plus, with our mobile payments feature, you can make purchases easily without needing cash or cards.

Online Banking Made Simple

With our online banking platform available at https://www.4frontcu.com , you can check balances, transfer funds, and pay bills with just a few clicks. Whether you're at home or on the go, you have full access to your accounts 24/7. Our user-friendly interface ensures that managing your money is straightforward and stress-free.

Person-to-Person Transfers Made Easy

Need to send money to a friend? Our person-to-person transfer service lets you do just that in moments. It's quick and simple perfect for splitting dinner bills or sending gifts.

Secure Transactions Anytime

Security is our top priority. With electronic signature authorization enabled for many transactions, you can enjoy peace of mind knowing that your financial activities are protected from unauthorized access. At 4front, we strive to bring you an accessible and efficient banking experience tailored to fit your lifestyle. Join us today and take control of your finances with ease!

Stay Informed with E-Statements

No more waiting for paper statements! Enjoy the ease of e-statements, which are readily available for all members. This not only helps you stay organized but also contributes to a greener planet by reducing paper waste.

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $4,932,907. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 177 N River Ave Holland Mi 49424 or call (231) 929-2000 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,249,754 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; with $19,721 in used auto loans and $749,321,675 in total loans and leases, we're here to support your financial goals across various sectors.

Strong Financial Health

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. We provide flexible financing options tailored to your budget, whether you're purchasing a brand-new model or a reliable pre-owned vehicle.

Business Solutions

For business owners, our outstanding commercial loans totaling $122,490,114 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored financing solutions that align with their unique needs. At 4front, our dedicated team is ready to assist you with refinancing options and eligibility inquiries for all our loan products. We want to ensure that you have access to the best solutions for your financial situation. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. If you're ready to take the next step towards achieving your financial dreams, don't hesitate to reach out! Contact us at (231) 929-2000, or visit us at 177 N River Ave Holland Mi 49424 in Holland, MI. Let us help you find the right loan product for your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We understand that securing a mortgage is a significant step, and our team is here to guide you through the process with competitive interest rates and personalized service.

Unsecured Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. Enjoy the convenience of cashless transactions while earning rewards on your purchases.

Loan Aggregator

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Conclusion

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4FRONT CREDIT UNION - Holland, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans