4Front East Jordan MI Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to 4Front at our East Jordan branch, where we believe in building strong relationships with our members and empowering them to reach their financial goals. Located at 220 S Lake St, East Jordan, MI 49727, our branch has been serving the community since 1954, fostering a culture of trust and support. With a total membership exceeding 104,679 and assets amounting to an impressive $1,060,335,235, we are dedicated to offering personalized financial solutions tailored just for you. While members can visit us at 220 S Lake St, official correspondence should be sent to our mailing address: PO Box 795, Traverse City, MI 49685. Our commitment extends beyond numbers; it's about creating a positive impact in the lives of our members and the community we serve. Under the leadership of CEO Andrew Kempf and Board President Todd Rohrback, we aim to provide a friendly environment where your financial needs are met with care. With a team of 289 employees, we're here to assist you with everything from checking accounts to auto loans and business banking solutions. At 4Front, we understand that your financial journey is unique. That's why we offer services including mortgage loans, personal loans for debt consolidation, credit cards with rewards, and robust online banking options for your convenience. As of now, our total deposits stand at $46,867,236, and we proudly maintain a net worth of $98,065,732. Our cash in hand is also noteworthy at $15,364,200, ensuring that we can meet your needs when it matters most. We invite you to explore what 4Front can do for you! Whether you're looking for assistance with loans or simply need a reliable place for your savings, our dedicated team is ready to help. Feel free to call us at 231-547-4483 or visit us during lobby hours from 9:00 AM to 5:00 PM Monday through Friday. Join us today in experiencing community-focused banking that truly makes a difference!

Branch History & Mission

Welcome to the story of 4Front, a credit union that has been a cornerstone in the heart of East Jordan, MI since its inception in 1954. Located at 220 S Lake St, our branch has proudly served the community for nearly seven decades, growing alongside our members and adapting to their evolving needs. From our humble beginnings, 4Front has blossomed into a vital financial institution, currently boasting a robust membership of over 104,679 individuals. Our commitment to providing accessible financial services is reflected in our total assets of over $1.06 billion. This growth is not just about numbers; it's about the lives we touch and the communities we support. Our mission at 4Front is simple yet profound: to empower our members through exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking, which is why we offer a range of products including personal banking accounts, auto loans, mortgages, and business loans tailored to meet diverse needs. While members can visit us at 220 S Lake St, official correspondence should be sent to PO Box 795, Traverse City, MI 49685. Our branch provides various services such as ATM access and online banking options designed for your convenience. We pride ourselves on being ADA compliant and maintaining an inclusive environment where everyone can thrive. As part of our dedication to community outreach, we engage in local partnerships and initiatives aimed at uplifting those around us. Whether it's sponsoring local events or supporting educational programs, 4Front strives to make a positive impact in East Jordan and beyond. With operating hours from 9:00 AM to 5:00 PM Monday through Friday, we are here when you need us most. While we do not have drive-thru services, our ATM is readily available for your cash withdrawal needs. Join us at 4Front and experience the difference that comes with being part of a member-focused credit union. Together, we can build a brighter financial future for you and our community! For more information or to open an account today, call us at 231-547-4483 or visit our website at 4frontcu.com. Your journey towards better banking starts here!

Branch Location & Accessibility

Banking Hours

Our dedicated staff is here to serve you Monday through Friday from 9:00 AM to 5:00 PM. For added convenience, we also provide Interactive Teller Machines (ITM) from 7:00 AM to 7:00 PM during the week and Saturday hours from 9:00 AM to 2:00 PM. Although we do not have drive-thru service at this location, our team is ready and eager to assist you inside the branch.

Call to Action

Whether you're looking to open a checking account, apply for an auto loan, or simply ask questions about your financial options, we're here for you. We invite you to come by our East Jordan branch or give us a call at 231-547-4483. Let us help you achieve your financial goals with personalized service tailored just for you!

Convenient Access and Amenities

We understand that accessibility is important, which is why our branch features ADA-compliant facilities to accommodate all members. Parking is readily available right outside our doors, ensuring you can visit us hassle-free. While you're here, feel free to take advantage of our ATM services for quick cash withdrawals and balance checks. If you prefer banking from the comfort of your home or on-the-go, we offer online and mobile banking options that make managing your finances easy. Plus, while members can visit us at 220 S Lake St for all their banking needs, official correspondence should be sent to PO Box 795, Traverse City, MI.

Business Banking & Commercial Services

Merchant Services That Matter

Imagine being able to accept payments effortlessly while managing your sales all in one place. Our merchant services allow you to do just that accept card payments, track transactions, and streamline your operations. This means more time focusing on what matters most growing your business. Located at 220 S Lake St East Jordan Mi 49727 in East Jordan, MI, our team is here to provide the support you need. Connect with us today at (231) 547-4483, and let's explore how we can assist you in achieving your business goals!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We prioritize accessibility at 4front. With basic ATM access available, our members can easily conduct transactions on their schedule. For any questions or assistance, our friendly staff is just a phone call away at (231) 547-4483 during regular hours from 9:00 AM to 5:00 PM Monday through Friday. At 4front, we aim to simplify your financial journey while providing excellent service tailored to your individual needs. Explore all that we have to offer today by visiting us or checking out our website at https://www.4frontcu.com. We're excited to help you achieve financial success!

Business Banking Services

For our business members, 4front offers comprehensive business banking solutions. Whether you need merchant services or business loans, we provide resources to help your business thrive. We believe in supporting local businesses because a strong community starts with strong enterprises.

Credit Cards and Rewards

Looking for a credit card that gives back? Our credit cards with rewards make it simple to earn benefits while managing your purchases. Imagine using your card for daily expenses and getting rewarded for it it's just one more way we put our members first.

Digital Banking Features

In today's fast-paced world, convenience is key. Our online and mobile banking services allow you to manage your accounts anytime, anywhere. With features like mobile payments and person-to-person transfers, banking has never been easier. You can also access ATMs for cash withdrawals or balance checks without hassle.

Personal Banking Solutions

Managing your finances should be straightforward and stress-free. That's why at 4front, we offer various personal banking services tailored to meet your everyday needs. From checking and savings accounts that fit your lifestyle to auto loans and vehicle financing options for when it's time to hit the road, we're here to support you every step of the way. If you're considering homeownership, our mortgage loans and refinancing services can make the process easier. Plus, for those unexpected expenses, our personal loans and debt consolidation options provide flexibility when you need it most.

Digital & Online Banking

Easy Access to Your Accounts

With our online banking platform, accessible through https://www.4frontcu.com, you can check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, your accounts are always within reach. Our 24/7 online banking services ensure that you can manage your finances whenever it suits you best.

Features That Fit Your Lifestyle

We offer a range of features to make your banking experience smoother. E-statements are available for those who prefer paperless options, keeping your documents organized and easy to access. If you need to sign documents quickly, our electronic signature authorization makes this process fast and efficient. For those who enjoy mobile convenience, our mobile application allows for banking right from your smartphone. You can also take advantage of mobile payments to make quick purchases without the need for cash or cards. Plus, our person-to-person transfer feature lets you send money directly to friends or family instantly ideal for splitting bills or sending gifts.

Security You Can Trust

Security is paramount at 4front. We implement robust measures to protect your personal information while using our online services. You can bank confidently knowing that we prioritize the safety of your accounts. In summary, the digital and online banking offerings at 4front provide a user-friendly experience designed to fit into your life seamlessly. Explore all these features and more by visiting https://www.4frontcu.com today!

Financial Strength

Commitment to Growth

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,721 in used auto loans and $749,321,675 in total loans and leases. Our $2,249,754 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 220 S Lake St East Jordan Mi 49727 or call (231) 547-4483 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 210,645, showcasing a strong and growing member base that trusts us with their finances.

Member Savings Security

Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This robust net worth reflects our commitment to responsible management and sustainable growth. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, we provide flexible terms and competitive rates to help you drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $122,490,114 provide the capital needed to grow and expand. We understand that businesses have unique needs, which is why our lending solutions are tailored to help you succeed. At 4front, we pride ourselves on providing personalized service and support throughout your loan application process. Our team is ready to answer any questions you may have regarding eligibility or refinancing options that could benefit you. Feel free to reach out to us at (231) 547-4483, or visit us at our location: 220 S Lake St East Jordan Mi 49727, East Jordan, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We are committed to assisting you at every step of your journey to homeownership. If you're considering refinancing, we have options available that might suit your needs.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. These cards come with various benefits and can be an excellent tool for budgeting and building credit.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures fair and transparent offers, giving users peace of mind knowing they are receiving accurate information.

Key Benefits of Using LendMesh

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Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

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