4Front Cadillac MI Credit Union | Convenient ATM Services Access

Introduction

Welcome to 4Front in Cadillac, where our commitment to serving you runs deep. Established in 1954, we have been a trusted financial partner for our community, helping over 104,000 members achieve their financial goals. Located at 8807 E 34 Rd, Cadillac, MI 49601, our branch is dedicated to providing personalized service and innovative solutions that make banking easier for everyone. At 4Front, we pride ourselves on our solid foundation boasting total assets of $1,060,335,235 and total deposits of $46,867,236. This financial strength allows us to offer a wide range of services tailored to your needs. Whether you're looking for loans or savings options, we manage a robust portfolio with 57,198 loans and leases designed just for you. Our leadership team, led by CEO Andrew Kempf and Board President Todd Rohrback, is passionate about fostering a welcoming environment. With a dedicated team of 289 employees, we're here to guide you through every step of your financial journey. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685. We invite you to explore how we can support your financial aspirations today! Call us at 231-929-2000 or visit our website at 4frontcu.com to learn more about our services and how we can help you thrive in your financial endeavors.

Branch History & Mission

Community Engagement

We understand that true success lies beyond finances. That's why we actively participate in local events and partner with organizations focused on improving lives right here in Cadillac. Whether it's sponsoring youth sports teams or supporting local charities, we believe giving back is essential.

Join Us Today!

With operating hours from Monday to Friday, 9:00 AM to 5:30 PM, and ATMs available 24/7 for your convenience, we are always here when you need us. If you're looking for a place where your financial goals are taken seriously while being part of a caring community, look no further than 4front. We invite you to join us and experience the difference of being part of a credit union that truly cares about its members. Call us today at (231) 929-2000 or visit our website at https://www.4frontcu.com to learn more about how we can help you achieve your financial dreams!

Our Journey

Located at 8807 E 34 Rd Cadillac Mi 49601, just a stone's throw from the heart of Cadillac, our branch has grown alongside the community. Over the years, we've witnessed changes, challenges, and triumphs each shaping us into the trusted financial partner we are today. Our mission is simple yet profound: to empower our members through accessible financial services while actively supporting local initiatives that uplift our neighborhoods. While members can visit us at 8807 E 34 Rd Cadillac Mi 49601, official correspondence should be sent to P.O. Box 795, Traverse City, MI 49685. This ensures that we stay connected and ready to assist you, no matter where you are.

Our Mission

At 4front, we believe in putting people first. Our mission is not just about banking; it's about building relationships that foster financial well-being and community growth. We strive to provide personalized services that meet your needs from loans to savings accounts while also engaging in outreach programs that help strengthen our local economy. Our commitment to innovation reflects in our digital advancements, ensuring that all members have access to online banking, mobile payments, and more all designed with your convenience in mind. We take pride in being an ADA-compliant institution, making sure everyone can benefit from our services.

Branch Location & Accessibility

Welcome to 4front located at 8807 E 34 Rd Cadillac Mi 49601 in the beautiful city of Cadillac, MI. Our branch is designed with your convenience in mind, making it easy for you to access your financial needs right in your neighborhood. Situated near local landmarks, you'll find us just a short drive away from popular spots like the Cadillac City Park, which makes our location not only accessible but also a part of the vibrant community. At 4front, we understand how important it is for our members to have easy access to banking services. That's why we offer convenient parking options right by the entrance, ensuring that you can get in and out with ease. Our branch is fully ADA compliant, featuring ramps and accessible pathways so everyone can visit without any hassle. We are open Monday through Friday from 9:00 AM to 5:30 PM for lobby services, and if you need assistance outside these hours, our Interactive Teller Machines (ITMs) are available from 7:00 AM to 7:00 PM on weekdays and 9:00 AM to 2:00 PM on Saturdays. Plus, our ATMs are ready for you 24/7, giving you the flexibility to manage your finances whenever you need. While members can visit us at 8807 E 34 Rd Cadillac Mi 49601, official correspondence should be sent to our mailing address at P.O. Box 795, Traverse City, MI 49685. Feel free to reach out via phone at (231) 929-2000 if you have any questions or need assistance before your visit. Whether you're looking for ATM services or basic banking support, we're here to help. We invite you to stop by and see how we can make your banking experience better. Come visit us at 4front today!

Member Eligibility

At 4front, we believe that everyone deserves a chance to be part of a caring and supportive community. Becoming a member is straightforward and welcoming! If you live, work, worship, or attend school in the areas surrounding our branch at 8807 E 34 Rd Cadillac Mi 49601, you're likely eligible to join us. We pride ourselves on being inclusive, so whether you're looking for better financial options or simply want to connect with others in your community, we're here for you. To get started, check out our eligibility criteria at . Once you're ready, opening an account is just a click away through this link: https://app.consumer.meridianlink.com/apply.aspx?enc=kw21wblm1yxpjjabdozad2zsr2eq8m9isazpzs7hek6gbzedv0gj4qjufrdtm36okhvur-f5_bw8nkke_9vrhzibfs4k3upm7ix4-scpyx2fa0gpbtsdsjch_viv5i4d. If you have any questions or need assistance, don't hesitate to call us at (231) 929-2000. Joining 4front means gaining access to tailored services that can help you achieve your financial goals while being part of a friendly family. We can't wait to welcome you!

Business Banking & Commercial Services

At 4front, we understand that every business has unique needs and dreams. Whether you're a small startup or an established company, our tailored business banking and commercial services can help you reach your goals. Imagine having the financial support to expand your operations or invest in new equipment. With our commercial loan options, you can turn that dream into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make transactions easier for you and your customers. From payment processing to point-of-sale solutions, we provide tools that enhance your business operations and customer experience. Located conveniently at 8807 E 34 Rd Cadillac Mi 49601 in Cadillac, MI, we invite you to explore how 4front can be your partner in success. Contact us today at (231) 929-2000 to learn more!

Comprehensive List Of Services

Digital Banking Convenience

In today's fast-paced world, managing your finances digitally is essential. That's why at 4front, we encourage our members to take advantage of our online banking features. You can check your account balance, transfer funds, and even pay bills right from the comfort of your home or on-the-go using our mobile application. This means less time worrying about banking and more time focusing on what matters most in your life.

Join Us Today!

If you're ready to experience personalized service and easy access to your finances, consider joining us at 4front in Cadillac, MI. We invite you to explore all that we have to offer and see how our services can meet your financial needs. Visit us or check out our website at https://www.4frontcu.com for more information and resources designed with you in mind. Your journey towards better financial health starts here!

Member Support When You Need It

We understand that navigating financial services can sometimes be overwhelming. That's why our friendly staff is just a phone call away at (231) 929-2000. Whether you have questions about your account or need assistance with our digital tools, we're here to help you feel confident and informed.

Personalized Banking Solutions

Understanding that each member has unique financial goals, we offer ATM Services Only, which include basic ATM access for withdrawals and balance checks. This ensures that you can easily access your funds whenever you need them, without the hassle of waiting in line. Our ATMs are available from 7:00 a.m. to 7:00 p.m. on weekdays and from 9:00 a.m. to 2:00 p.m. on Saturdays, providing flexibility for your busy schedule.

Digital & Online Banking

At 4front, we understand that your time is valuable. That's why our digital and online banking services are designed with convenience and security in mind, so you can manage your finances anytime, anywhere. With just a few clicks, you can access a variety of features that make banking simple and stress-free. One of the standout features is our robust online banking platform, available at https://www.4frontcu.com. Here, you can easily check your account balances, review transaction history, and transfer funds all from the comfort of your home or on the go. Plus, with 24/7 online banking services, you have the freedom to bank whenever it suits you best. For those who prefer mobile access, our mobile application allows you to manage your accounts right from your smartphone. Need to make a payment? Our mobile payments feature has got you covered. You can send money to friends or family instantly using our person-to-person transfers feature making it easy to split bills or send gifts without hassle. We also prioritize security in all our transactions. With electronic signature authorization, signing documents digitally is not only fast but also secure. And for those who want to go paperless, we offer e-statements that keep your financial documents organized and accessible without cluttering your mailbox. Overall, whether you're checking balances, making payments, or transferring funds, 4front provides a user-friendly experience designed for your lifestyle. Enjoy real-time account management and peace of mind knowing that your information is secure every step of the way. Join us today and explore how easy banking can be!

Financial Strength

Commitment to Growth

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $19,721 in used auto loans and a total of $749,321,675 in loans and leases. Our operational efficiency is reflected in our $2,249,754, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings Security

Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $933 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share Accounts at 210,645 showcase a strong and growing member base that trusts us with their finances. Additionally, Net Shares (Funds available for lending and investments) amount to $4,932,907. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 8807 E 34 Rd Cadillac Mi 49601 or call (231) 929-2000 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. We make financing simple and accessible, ensuring you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $122,490,114 provide the capital needed to grow and expand. We work closely with you to understand your business needs and offer financing solutions that fit your plans. At 4front, we're committed to making borrowing straightforward and supportive. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information or to start your loan application today, contact us at (231) 929-2000 or visit us at 8807 E 34 Rd Cadillac Mi 49601, Cadillac, MI. Our friendly team is ready to assist you every step of the way! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We provide competitive rates and flexible terms to suit your budget and lifestyle.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,991,614 in loans helping members manage their finances effectively. Whether you need to make a purchase or cover unexpected expenses, our credit cards are designed with your needs in mind.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: LendMesh provides loan offers sourced from legitimate financial institutions. This focus on verified data promotes transparency and builds trust for users seeking loans. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that truly reflect the best options available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. This feature helps ensure that you don't miss out on favorable rates as they change. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in helping individuals secure better financial terms. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

4Front

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Journey

Our Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Comprehensive List Of Services

Digital Banking Convenience

Join Us Today!

Member Support When You Need It

Personalized Banking Solutions

Digital & Online Banking

Financial Strength

Commitment to Growth

Member Savings Security

Our Financial Health

Strong Membership Base

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community