4Front Boyne City MI Credit Union | Best Auto Loans & Personal Banking

Introduction

Welcome to 4Front in beautiful Boyne City, where your financial well-being is our top priority! Established in 1954, we have proudly served our community for decades, building trust and fostering lasting relationships with our 104,679 members. Located at 308 N Lake St, our branch is a cornerstone of the Boyne City area, dedicated to supporting you with a wide range of financial services. At 4Front, we understand that each member has unique needs. That's why we offer personalized solutions including checking and savings accounts, auto loans, mortgage options, and credit cards with rewards. As of now, our total assets stand at an impressive $1,060,335,235, reflecting our commitment to stability and growth. With total deposits of $46,867,236 and a net worth of $98,065,732, we are well-equipped to help you achieve your financial goals. Our friendly team of 289 employees, led by CEO Andrew Kempf and Board President Todd Rohrback, is here to guide you every step of the way. Whether you're visiting us for personal banking or business services like merchant solutions and business loans, you can count on us to provide the support you need. While members can visit us at our Boyne City location for all their banking needs, official correspondence should be sent to our mailing address: PO Box 795, Traverse City, MI 49685. We invite you to explore all that 4Front has to offer. To learn more about our services or to open an account today, visit us online at 4frontcu.com or give us a call at 231-547-4483. Let's work together toward your brighter financial future!

Branch History & Mission

At 4Front, our story began in 1954 in the heart of Boyne City, MI. Over the decades, we have grown from a small credit union into a thriving financial institution that serves over 104,000 members. Our journey has been marked by milestones of community service and commitment to our members, all while maintaining a focus on personal and accessible banking. Located at 308 N Lake St, Boyne City, MI 49712, our branch is nestled in a picturesque area near the beautiful Lake Charlevoix. This strategic location allows us to connect with our community effectively. While you can visit us at this address for all your banking needs, official correspondence should be sent to PO Box 795, Traverse City, MI 49685. Our mission at 4Front is simple yet profound: to provide financial services that empower individuals and foster community growth. We believe in supporting our members not just through loans and accounts but also by being an active partner in their financial journeys. Whether it's helping families buy their first homes or offering business loans to local entrepreneurs, we strive to make a positive impact every day. Since opening our doors nearly 70 years ago, we've built a reputation based on trust and reliability. Today, we boast total assets of over $1 billion, reflecting our strong financial health and commitment to serving our members' needs. As we evolve with technology, we ensure that our services are always accessible offering online and mobile banking options for convenience. In addition to traditional banking services like checking accounts and auto loans, we pride ourselves on being responsive to the changing needs of our community. We provide resources like personal loans for debt consolidation and business banking solutions that include merchant services. Our commitment extends beyond finance; we regularly engage in community outreach programs and partnerships aimed at enhancing the quality of life for everyone in Boyne City. We understand that accessibility matters. That's why we offer an ATM available on-site to meet your immediate cash needs. Our lobby hours are convenient too open Monday through Friday from 9 AM to 5 PM (with extended hours on Fridays until 6 PM). While we currently do not have drive-thru services or shared service centers, we're dedicated to ensuring your banking experience is as smooth as possible. As we look forward to the future, we invite you to join the vibrant community at 4Front. Experience the benefits of membership today by calling us at 231-547-4483 or visiting our website for more information on how you can be part of our journey. Together, let's achieve great things!

Branch Location & Accessibility

Banking Made Easy

For those who prefer digital banking options, we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Plus, our ATM is available on-site for quick cash withdrawals and balance checks. While members can visit us at our Boyne City location, official correspondence should be sent to PO Box 795, Traverse City, MI 49685.

Call Us Today!

With a dedicated team ready to assist you, we encourage you to stop by or give us a call at 231-547-4483. Whether you're looking for checking accounts, auto loans, or personalized financial advice, we're here to help you every step of the way. Come experience the warmth of community banking with us at 4Front!

Convenient Access

At 4Front, we understand that accessibility matters. Our branch features ADA-compliant entrances and parking for all our members. Whether you're visiting us for personal banking services or discussing your loan options, you'll find our space welcoming and easy to navigate.

Operating Hours That Fit Your Schedule

We want to make banking as convenient as possible for you! Our lobby is open Monday through Thursday from 9 AM to 5 PM, and on Fridays, we extend our hours until 6 PM for those who need a little extra time. If you're in a hurry during the week, don't worry our drive-thru service makes it easy to handle your banking needs without leaving your car.

Member Eligibility

Joining the 4front family means stepping into a welcoming community that prioritizes your financial well-being. Becoming a member is easy and open to anyone who lives, works, or worships in the area, as well as their family members. We believe everyone deserves access to quality financial services, and that's why we strive to make our membership as inclusive as possible. If you're interested in exploring the benefits of membership, including personalized service and competitive rates, you can find all the details on eligibility at this link. To start your journey with us at 4front, simply visit us at 308 N Lake St Boyne City Mi 49712 or give us a call at (231) 547-4483 for assistance. We're excited to help you open an account and become part of our supportive community! You can also check out the account opening process online here.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $625 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $91 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $122,490,114, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services that can streamline your operations. Imagine easily processing payments from customers, whether they are using credit cards or mobile wallets. Our merchant services simplify transactions, allowing you to focus more on what you do best running your business. Located at 308 N Lake St Boyne City Mi 49712 in Boyne City, MI, our team is ready to partner with you on your journey. Let's work together to make your business thrive! For more information, give us a call at (231) 547-4483 or visit our website at https://www.4frontcu.com.

Comprehensive List Of Services

Credit Cards & Business Banking

Want to earn rewards while spending? Our credit cards with rewards are perfect for those who love to shop or travel. With various benefits tailored to different lifestyles, you'll find a card that suits your needs perfectly. For business owners, we offer specialized services through our business banking division. From merchant services that simplify transactions to business loans that help grow your enterprise, we aim to support local businesses in every way possible.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking solutions. Whether you're transferring money between accounts or checking your balance on the go, accessing your finances has never been easier. With features like ATM services for cash withdrawals and basic ATM access for balance checks, managing your money is simple and straightforward.

Get Started Today!

At 4front, we pride ourselves on being more than just a credit union; we're part of the community. Our friendly staff is eager to assist you in choosing the right financial products that suit your needs. Whether you're a new member or a long-time friend, we invite you to experience the personalized service that sets us apart. Ready to take the next step? Visit us at 308 N Lake St Boyne City Mi 49712 or give us a call at (231) 547-4483. Let's work together towards your financial success! For more information about our services or to explore additional offerings, check out our website at https://www.4frontcu.com.

Personal Banking Solutions

Whether you're looking to open a checking account for daily expenses or a savings account to plan for the future, our personal banking services have you covered. At 4front, we offer competitive options for checking and savings accounts that fit your lifestyle and financial goals. If you're thinking about buying a new car, our auto loans and vehicle financing make it easy for you to get behind the wheel without straining your budget. When it comes to home ownership, our mortgage loans and refinancing options are designed with your unique situation in mind. We also provide personal loans and debt consolidation services, helping you manage existing debts more effectively while paving the way toward financial freedom.

Digital & Online Banking

Key Features

With just a few clicks, you can access your accounts through our user-friendly online banking portal available at https://www.4frontcu.com. This platform provides 24/7 access to your account information, allowing you to check balances, pay bills, and transfer funds whenever it suits you. Plus, with our electronic signature authorization feature, signing documents is a breeze no need to visit the branch in person. We also offer e-statements for those who prefer going paperless. You'll receive your statements directly in your inbox, which not only helps reduce clutter but also enhances security by minimizing the risk of mail theft. If you love using your smartphone for transactions, you'll appreciate our mobile application. It's packed with features like mobile payments and person-to-person transfers, making it easier than ever to send money to friends or family right from your phone.

Security and Accessibility

At 4front, we prioritize the safety of your financial information. Our online banking services are equipped with robust security measures to keep your data protected. You can bank confidently, knowing that your personal information is secure. Whether you're managing everyday expenses or planning for future goals, our digital banking tools provide real-time account management at your fingertips. Experience the freedom and ease of banking on your terms with us at 4front!

Financial Strength

A Trusted Partner

Net Shares (Funds available for lending and investments): $4,932,907. Total Share and Deposit Accounts: 210,645, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 4front is your trusted partner. Visit us at 308 N Lake St Boyne City Mi 49712 or call (231) 547-4483 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $70,949,059 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we have $19,721 in used auto loans and $749,321,675 in total loans and leases available to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $185,611,228 in share certificates and $136,042,942 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,242,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $874,097 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 286 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $98,065,732, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.33% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $237,838,745 in used vehicle loans and $20,545,890 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, our team can guide you through the process and find an option that fits your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $122,490,114 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey with tailored financing solutions. No matter what type of loan you're interested in, our team at 4front, located at 308 N Lake St Boyne City Mi 49712, Boyne City, MI, is ready to assist you. You can reach us at (231) 547-4483 for more information or visit us online at https://www.4frontcu.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and see how we can help meet your financial needs!

Credit Lines and Personal Loans

For those needing additional flexibility, our total credit lines amounting to $350,360,556 are designed to help manage larger purchases or unexpected expenses. Additionally, we offer unsecured credit card loans totaling $12,991,614, allowing for easy access to funds while helping you build or maintain good credit.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $34,698,891, make buying or refinancing simple. We strive to provide competitive rates and flexible terms to help you secure the home you've always wanted. If you're considering refinancing your current mortgage, we can also assist you in exploring eligibility options that may lower your monthly payments.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each lender is vetted for reliability, so users can trust that the information they are receiving is accurate and up-to-date.

4FRONT CREDIT UNION - Boyne City, MI

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Boyne City, MI (49712)

Introduction

Branch History & Mission

Branch Location & Accessibility

Banking Made Easy

Call Us Today!

Convenient Access

Operating Hours That Fit Your Schedule

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Credit Cards & Business Banking

Digital Banking Features

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

A Trusted Partner

Commitment to Growth

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Commercial Loans

Credit Lines and Personal Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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