3rd District Highway Lafayette LA Credit Union

Introduction

Welcome to 3rd District Highway, your trusted credit union located at 228 Rue Des Voyages, Lafayette, LA 70508. Established in 1961, we have proudly served our community for over six decades, building lasting relationships with our 1,281 members. Our commitment to providing exceptional financial services is reflected in our impressive total assets of $12,404,727 and total deposits amounting to $898,723. At 3rd District Highway, we believe in empowering our members through tailored financial solutions that meet their unique needs. With a dedicated team of 3 employees, led by CEO Cynthia Rushing and Board President Jerry Begnaud, we strive to create a welcoming environment where you can achieve your financial goals. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P. O. Box 3648, Lafayette, LA 70502-3648. Whether you're looking for loans or saving options, we're here to support you every step of the way. With a focus on community impact and member satisfaction, we invite you to explore the benefits of membership with us. Feel free to reach out at (337) 262-6100 during our operating hours from 8:00 a.m. to 5:00 p.m. We look forward to serving you!

Branch History & Mission

Community Impact

We understand that being part of a community means giving back. Over the years, 3rd District Highway has engaged in numerous partnerships and initiatives aimed at uplifting those around us. We participate actively in local events and support various charitable organizations, reinforcing our dedication to making a positive difference in Lafayette.

Looking Ahead

As we look towards the future, we are excited about continuing to enhance our services with digital advancements while maintaining compliance with ADA standards for accessibility. Our goal is always to put our members first, ensuring they receive the best possible experience when banking with us. We invite you to join us at 3rd District Highway and discover how we can help you achieve your financial dreams. Experience the difference that comes from being part of a credit union that truly cares about its members and community! For more information or assistance, please call us at (337) 262-6100 during our operating hours from 8:00 a.m. to 5:00 p.m., Monday through Friday.

Our Mission

Our mission is simple yet powerful: to empower our members through responsible lending and comprehensive financial education while fostering a sense of community. We focus on building lasting relationships with our members by providing transparent services and expert guidance. Whether you need help securing an auto loan or advice on saving for the future, our dedicated team is here for you.

Our Story

At 3rd District Highway, we believe that everyone deserves access to quality financial services. Our journey began in a modest location at 228 Rue Des Voyages Lafayette La 70508, where we made it our mission to help individuals and families achieve their financial goals. As our membership grew, so did our commitment to innovation and community outreach. Today, we offer a range of services tailored to meet the diverse needs of our members, ensuring they receive personalized support every step of the way. While members can visit us at 228 Rue Des Voyages Lafayette La 70508, official correspondence should be sent to P. O. Box 3648, Lafayette, LA 70502-3648.

Branch Location & Accessibility

Welcome to the 3rd District Highway branch of La Dotd, conveniently located at 228 Rue Des Voyages in Lafayette, Louisiana. This branch is nestled in the heart of Lafayette County, making it easily accessible for all your banking needs. Whether you're coming from nearby landmarks like the Lafayette Science Museum or enjoying a stroll in Girard Park, you'll find our location to be both convenient and welcoming. While members can visit us at our physical address, official correspondence should be sent to P.O. Box 3648, Lafayette, LA 70502-3648. Our branch is designed with accessibility in mind, featuring ADA-compliant facilities to ensure everyone can comfortably access our services. We are proud to offer a range of banking hours that fit your schedule. Visit us Monday through Friday from 8:00 a.m. to 5:00 p.m., allowing you to manage your finances at a time that works best for you. Although we do not currently have an ATM or drive-thru service available, our friendly team is here to assist you directly inside the branch. For any inquiries or assistance, feel free to reach out by calling us at 337-262-6100. We look forward to serving you and helping you with all your financial needs! Come visit us today and experience the personal touch that sets La Dotd apart from the rest.

Member Eligibility

Becoming a member of 3rd District Highway is like joining a caring family that supports you in your financial journey. We welcome individuals who live, work, or worship in the Lafayette area, making it easy for many to join our community. If you're looking for personalized service and a commitment to your financial well-being, you've found the right place! To learn more about specific eligibility criteria, feel free to visit [this link]( ). It's straightforward, and our friendly team is here to guide you every step of the way. Opening an account at 3rd District Highway is simple and accessible. Just give us a call at (337) 262-6100, and we'll be happy to walk you through the process. You can also find more details about how to open your account by checking out [this page]( ). Join us at 228 Rue Des Voyages Lafayette La 70508 we can't wait to welcome you!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services simplify transactions for your business. Imagine having a reliable partner who streamlines payments and enhances customer satisfaction. With our solutions, you can focus on what really matters growing your business while we handle the details. Located conveniently at 228 Rue Des Voyages Lafayette La 70508 in Lafayette, LA, we're here to help you navigate your business journey. Let us be your trusted partner in achieving your goals! For more information or to get started, call us at (337) 262-6100 during our operating hours from 8:00 a.m. to 5:00 p.m., Monday through Friday.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Support

We take pride in being a reliable partner for our community. Our branch operates during convenient hours from 8:00 a.m. to 5:00 p.m., Monday through Friday, ensuring that we are available when you need us most. We welcome all members of our community to visit us at 228 Rue Des Voyages Lafayette La 70508 and learn more about how we can support your financial goals.

Banking Made Easy

In today's fast-paced world, convenience is key. That's why we focus on making banking accessible and straightforward for everyone. At 3rd District Highway, we offer ATM Services Only to ensure you can manage your money whenever you need to. With ATMs available nearby, you can easily access cash without any hassle. Imagine being out and about, maybe shopping or grabbing a bite to eat, and suddenly realizing you need some cash. With our ATM services, you're never far from getting what you need quickly and safely.

Commitment to Our Members

Our commitment goes beyond just providing services; it's about building relationships with our members. We understand that everyone's financial situation is unique, which is why we strive to offer personalized solutions that fit your lifestyle. Whether you're saving for a dream vacation or managing daily expenses, we're here to help guide you through every step.

Join Us Today!

If you're looking for a credit union that truly cares about its members and offers essential services like ATM access, look no further than 3rd District Highway at La Dotd. We invite you to stop by, call us at (337) 262-6100, or explore our offerings today. Your journey towards better banking starts here!

Digital & Online Banking

Accessibility and Ease of Use

Managing your finances should be straightforward. While we currently don't offer a mobile application or 24/7 online banking services, our team is here during regular business hours to assist you with any questions or concerns. We value accessibility and strive to ensure that every member feels supported. As technology evolves, so do we. Our goal is to make your banking experience as efficient as possible while ensuring that your data remains secure. Stay tuned for updates on future digital services at 3rd District Highway!

Key Features

While some features like electronic signature authorization and e-statements are not available right now, we prioritize keeping your information safe and secure. We don't compromise on security measures, ensuring that your transactions remain protected. Our focus is on making everyday banking tasks simple. You won't find mobile payments or person-to-person transfers available just yet, but we're always looking at new ways to help you send money quickly and securely when the time comes.

Financial Strength

At 3rd District Highway, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, and we are committed to ensuring that trust through our strong financial foundation. With a net worth of $2,094,168, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1688 demonstrates a solid capital foundation, ensuring that we can continue providing loans and competitive savings rates even in uncertain economic times. Your savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $1,869,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $4,710,381 in total loans and leases, including 72 used auto loans. Our $0 net income reflects our operational efficiency during this period. We also take pride in having 3 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. The strong backing from our team allows us to support the needs of our 1,281 members effectively. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 1,302, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 3rd District Highway is your trusted partner. Visit us at 228 Rue Des Voyages Lafayette La 70508 or call 337-262-6100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,011,681 in used vehicle loans and $1,979,443 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates that make it easier for you to drive away with the vehicle you want.

Credit Lines and Unsecured Loans

If you're looking for a reliable way to manage your finances, consider our credit lines with a total of $1,000,000 available. These lines can provide you with the flexibility you need for unexpected expenses or planned purchases. Additionally, we also offer flexible terms on unsecured credit card loans, helping members manage their finances effectively. We are committed to supporting our community's financial needs by providing access to affordable lending options. To learn more about our loan offerings or to discuss refinancing or eligibility options, don't hesitate to reach out. You can contact us at (337) 262-6100, or visit us at our location: 228 Rue Des Voyages Lafayette La 70508, Lafayette, LA. For further insights into our performance and financial data, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At 3rd District Highway, we're here to help you navigate your financial journey with confidence.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We offer various programs that can fit different budgets and situations, ensuring you find the right loan for your needs.

Loan Aggregator

Ensuring Accurate Loan Comparisons

LendMesh is committed to delivering accurate loan comparisons by prioritizing verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency in every listing. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This means users can trust that the results are unbiased and focused solely on finding the best rates available. With real-time rate comparisons, LendMesh keeps its data current. Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed choices quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the effectiveness and reliability of LendMesh as a comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.