3rd District Highway Credit Union Lafayette LA | Best Auto Loans & Business Banking

Introduction

Welcome to 3rd District Highway, where we believe in building a strong community through financial empowerment. Located at 228A Rue Des Voyages, Lafayette, LA 70508, our branch has been serving members since 1961 and has grown to a total membership of 1,281. As a trusted credit union, we take pride in our commitment to providing personalized banking services that meet your needs. With total assets of $12,404,727 and deposits amounting to $898,723, we are dedicated to ensuring that your financial journey is both secure and rewarding. Under the leadership of CEO Cynthia Rushing and Board President Jerry Begnaud, our team of three employees is always here to assist you with everything from checking accounts to auto loans. While members can visit us at our branch location, any official correspondence should be sent to our mailing address: 228-A Rue des Voyages, Lafayette, LA 70508-2541. At 3rd District Highway, we understand the importance of trust and reliability in banking. With a net worth of $2,094,168 and cash in hand amounting to $300, we strive to maintain transparency while helping you achieve your financial goals. Our wide range of services includes personal banking, auto loans, mortgage refinancing, and business banking solutions designed just for you. We invite you to experience the difference at our credit union. Whether you're looking for advice on loans or want to open an account, don't hesitate to reach out! You can call us at (337) 262-6145 during our operating hours from 7:45 AM to 11:30 AM and 12:30 PM to 4:15 PM. Come join us today and see how we can help you thrive financially!

Branch History & Mission

A Community-Centric Approach

Located at 228A Rue Des Voyages Lafayette La 70508, just a stone's throw away from key landmarks in Lafayette, we are more than just a financial institution; we are your neighbors. Our mission is clear: to provide exceptional financial services while making a positive impact on our community. Whether you're looking for personal banking, auto loans, or mortgage refinancing, we strive to offer solutions that meet your needs. While members can visit us at 228A Rue Des Voyages Lafayette La 70508, official correspondence should be sent to 228-A Rue des Voyages, Lafayette, LA 70508-2541. We believe in open communication and easy access to our services, which is why we maintain operating hours from 12:30 PM to 4:15 PM on weekdays.

Commitment to Innovation and Accessibility

As times change, so do we. At 3rd District Highway, we embrace advancements that enhance member experience. Although we currently do not offer digital banking options such as online banking or mobile payments, we are committed to exploring new technologies that will better serve our members in the future. Our facilities are designed with accessibility in mind, ensuring everyone can take advantage of our services. We also recognize the importance of being involved in the community beyond just banking. Through partnerships with local organizations, we actively participate in outreach efforts that benefit those around us. We believe in lifting each other up and fostering a spirit of cooperation and support among our members.

Join Us Today!

Our journey has been one of growth and dedication since 1961, but it's just the beginning. We invite you to become part of the 3rd District Highway family and experience firsthand what it means to bank with an institution that genuinely cares about its members and their communities. Call us today at (337) 262-6145 or visit us during our lobby hours! Together, let's build a brighter financial future for everyone in Lafayette!

Branch Location & Accessibility

Call to Action

We invite you to come by and experience the personalized service that sets us apart from other financial institutions. Whether you're looking to open an account or simply have some questions about our services, we're here for you! Visit us today at 228A Rue Des Voyages in Lafayette or give us a call we can't wait to meet you!

Convenient Access

Whether you're coming from nearby parks or the bustling downtown area, you'll find our location welcoming and easy to navigate. We offer ample parking space right outside the building, ensuring that you can visit us without any hassle. Plus, our facilities are designed with accessibility in mind, featuring ADA-compliant entrances and ramps for anyone who may need them.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are structured to fit into your busy schedule. Our doors open from 12:30 PM to 4:15 PM on weekdays, providing you with plenty of opportunities to take care of your banking needs without feeling rushed. If you have questions or need assistance, feel free to call us at 337-262-6145.

Services Offered

At the 3rd District Highway branch, we offer a range of personal banking services tailored just for you. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Although we do not currently have ATM or drive-thru services available, our friendly staff is always here to assist you with all your banking requirements during lobby hours.

Member Eligibility

At 3rd District Highway, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Lafayette area, you're already eligible to join us. We welcome individuals from all walks of life and are committed to helping our members achieve their financial goals. By choosing 3rd District Highway, you'll gain access to a range of personal banking services tailored just for you whether it's checking accounts, auto loans, or credit cards with rewards. To get started on your membership journey, simply visit us at our branch located at 228A Rue Des Voyages Lafayette La 70508 or give us a call at (337) 262-6145 for more information. We're here to guide you through the process and answer any questions you may have. For detailed eligibility criteria, feel free to check out our resource at . Join us today and experience the benefits of being part of 3rd District Highway!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to streamline your payment processes. Picture being able to accept payments easily from customers, whether they're using credit cards, debit cards, or mobile wallets. This convenience not only enhances customer satisfaction but also helps you manage your cash flow effectively. When you partner with us at 3rd District Highway, located at 228A Rue Des Voyages Lafayette La 70508 in Lafayette, LA, you gain a trusted ally dedicated to your business success. Reach out today at (337) 262-6145 and discover how we can help take your business to the next level!

Comprehensive List Of Services

Additional Services

While we currently do not offer ATM access or drive-thru services, our friendly team is always available to assist you during our operating hours from 7:45 AM to 11:30 AM and 12:30 PM to 4:15 PM. You can reach us at (337) 262-6145 for any inquiries or assistance. We invite you to explore these services further at Main Office and discover how we can help improve your financial journey today! Come visit us at 228A Rue Des Voyages Lafayette La 70508 in Lafayette, LA, or give us a call at (337) 262-6145 we look forward to serving you!

Business Banking Services

We haven't forgotten about local businesses! Our business banking services include merchant services and business loans tailored to help entrepreneurs thrive. If you're looking to expand or start a new venture, we're here to support you every step of the way.

Convenient Digital Banking

In today's fast-paced world, convenience matters. At 3rd District Highway, we offer online and mobile banking services so you can manage your finances anytime and anywhere. No more waiting in line; handle transactions from the comfort of your home or on the go.

Credit Cards and Rewards

For those who enjoy rewards for their spending, our credit cards come equipped with benefits designed to enhance your purchasing power. Imagine earning points on everyday purchases that can be redeemed for exciting rewards!

Flexible Loan Opportunities

If you're dealing with unexpected expenses or planning a big purchase, our personal loans and debt consolidation services can provide the financial relief you need. Whether it's funding a family vacation or consolidating existing debts into one manageable payment, we've got your back.

Home Financing Options

For those ready to invest in their own home, we provide mortgage loans and refinancing solutions. Picture yourself settling into your perfect home with a mortgage plan that suits your budget and lifestyle. Our team is here to guide you through every step of the process, ensuring you understand your options and feel confident in your decisions.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that can help you manage your daily finances. Imagine having a safe place for your money while earning interest on your savings. With our checking accounts, budgeting becomes easier as you can track your spending effortlessly. We also offer auto loans and vehicle financing to make owning a car more accessible. Need a new ride? Our competitive rates mean you can drive off in style without breaking the bank.

Digital & Online Banking

Key Services

With our online banking platform, you can check balances, transfer funds, and manage your accounts with just a few clicks. While we currently do not offer electronic statements or mobile payment options, you can still enjoy the ease of real-time account management through our website. Simply visit us at to explore what we have available for you. If you're looking to send money to friends or family, please note that person-to-person transfers are not yet available. However, we prioritize security in all our transactions, ensuring that your financial information is protected every step of the way.

User-Friendly Experience

While we don't currently offer a mobile application or 24/7 online banking services, we strive to make your banking experience straightforward and accessible during our operating hours. You can reach out to us via phone at (337) 262-6145 for any inquiries or assistance you may need. At 3rd District Highway, we're committed to continuously improving our services to meet your needs. We appreciate your understanding as we work toward enhancing our digital banking features in the future. Your convenience and security remain our top priorities!

Financial Strength

Member-Centric Savings

Members' savings are secured through $0 in share certificates and $0 in money market shares, which means our focus remains on delivering competitive offerings tailored for you. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees ready to serve you with knowledge and commitment.

Our Financial Health

With a net worth of $2,094,168, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is further evidenced by our net worth ratio of 1,688, demonstrating a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Services

With $1,869,168 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $4,710,381 total loans and leases, supporting various financial goals across sectors including auto financing.

Strong Membership Base

Total Share Accounts: 1,302, showing a strong and growing member base that trusts us with their finances. Your trust fuels our growth and commitment to provide exceptional service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 3rd District Highway is your trusted partner. Visit us at 228A Rue Des Voyages Lafayette La 70508 or call 337-262-6145 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Services

We also offer personal banking services including checking and savings accounts along with various financing options. If you're interested in refinancing or exploring eligibility options for any of our loan products, don't hesitate to reach out. For more information on how we can help you achieve your financial goals, contact us at 337-262-6145 or visit us at 228A Rue Des Voyages Lafayette La 70508. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us support you on your journey towards financial wellness!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,011,681 in used vehicle loans and $1,979,443 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to ensure that your car-buying experience is smooth and affordable.

Business Financing

For business owners, our outstanding commercial loans can provide the capital needed for growth and expansion. While there are no current commercial loans issued, we are prepared to assist local businesses when they seek funding in the future.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, our commitment remains strong to assist you when the time is right.

Personal Loans & Credit Lines

For those unexpected expenses or planned purchases, our unsecured credit card loans are available with flexible terms tailored to help you manage your finances effectively. While currently we have no outstanding unsecured credit card loans, we are here to guide you through future borrowing needs.

Loan Aggregator

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