360 Credit Union Windsor Locks CT | Best Auto Loans & Drive-Thru Banking

Introduction

Welcome to 360, your trusted financial partner in Windsor Locks, CT. Located at 191 Ella Grasso Tpke, our branch has been serving the community since 1952. With a commitment to fostering financial wellness, we proudly support over 19,157 members with personalized banking solutions that cater to their unique needs. At 360, we understand that every member's journey is different. That's why we offer a variety of services from personal and auto loans to business banking options to help you achieve your financial goals. With total assets exceeding $304 million, our solid foundation allows us to provide competitive rates and reliable services. Our total deposits amount to an impressive $12,353,171, reflecting the trust our members place in us. Led by our dedicated CEO, Duane Crisco, and Board President Chinh Bui, our team of 69 employees is here to ensure you receive exceptional service every time you visit. We also recognize the importance of transparency; with a net worth of $27,979,289 and cash in hand totaling $10,616,728, we're well-equipped to meet your financial needs. While members can visit us at our branch location, official correspondence should be sent to: 191 Ella Grasso Tpke, P.O. Box 273, Windsor Locks, CT 06096-1026. Whether you're looking to open a checking account or explore loan options, we're here to assist you on every step of your financial journey. For inquiries or assistance, please reach out at 860-627-4200 during our lobby hours from Monday to Friday, 9:00 AM - 5:00 PM. Join us today and discover how 360 can make a difference in your financial life! Visit our website at 360FCU.ORG for more information or to become a member. Your future starts here!

Branch History & Mission

The story of 360 in Windsor Locks, CT, is one of growth, community, and unwavering dedication. Established in 1952, this credit union began with a simple mission: to provide accessible financial services that empower members and strengthen the community. Over the years, we have evolved into a trusted partner for over 19,157 members, who rely on us for their banking needs. Located at 191 Ella Grasso Tpke, our branch is not just a financial institution; it's a cornerstone of the Windsor Locks community. Close to local schools and parks, we are proud to be part of this vibrant neighborhood. While members can visit us at this address, official correspondence should be sent to our mailing address at P.O. Box 273, Windsor Locks, CT 06096-1026. At 360, our mission goes beyond transactions; we aim to enrich lives through financial education and support. We believe in creating opportunities for all our members by offering a range of services including personal banking, auto loans, mortgages, and business banking solutions. Our dedicated team works tirelessly to ensure that every member feels valued and supported. In recent years, we've embraced digital advancements while maintaining our commitment to accessibility. With features like online banking, mobile payments, and e-statements, we make managing finances easier than ever. Our branch also provides ADA-compliant facilities and drive-thru banking for added convenience. Our impact extends beyond individual accounts. We actively participate in community outreach efforts and partnerships aimed at enhancing the well-being of Windsor Locks residents. Whether it's sponsoring local events or hosting financial literacy workshops, we strive to give back to the community that has supported us for over six decades. As we look forward to the future, we invite you to join our growing family. Experience firsthand the benefits of membership with 360 where your financial goals meet community spirit. Visit us during our operating hours from Monday to Friday between 9:00 AM and 5:00 PM or give us a call at 860-627-4200 to learn more about how we can serve you better. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At 360, we believe in making banking accessible for everyone. Our facility is ADA compliant, featuring ramps and designated spaces for those who require assistance. Your comfort and ease are important to us!

Convenient Location

Situated near popular local landmarks, finding us is easy! Our branch is just a short drive from key spots around town, making it simple for you to pop in whenever you need assistance. Plus, we offer ample parking so you can access our services without any hassle.

Operating Hours

We understand that life can be busy, which is why our doors are open Monday through Friday from 9:00 am to 5:00 pm. Please note that we are closed on Saturdays and Sundays. If you have questions or need support outside these hours, don't hesitate to reach out via phone at (860) 627-4200.

Services Offered

Our branch is equipped with an ATM for quick cash withdrawals and basic banking needs, along with a drive-thru service to make transactions even more convenient. Whether you're interested in personal banking options like checking accounts or loans, or business services such as merchant services and business loans, we're here to help! While members can visit us at 191 Ella Grasso Tpke Windsor Locks Ct 06096, official correspondence should be sent to 191 Ella Grasso Tpke, Windsor Locks, CT 06096-1026. We invite you to experience the friendly service and commitment that makes 360 a trusted part of the Windsor Locks community. Stop by today or give us a call we look forward to serving you!

Member Eligibility

Joining the 360 family at 360 feels like stepping into a welcoming community where your financial well-being is prioritized. To become a member, you just need to meet a few simple eligibility criteria, which include living, working, or worshiping in specific areas or having family members who are already part of our credit union. This means that whether you're a first-time member or looking to switch to a more supportive financial partner, we're here for you! For complete details on eligibility and to see if you qualify, check out our resource at https://www.360fcu.org/become-a-member/. Once you know you're eligible, opening an account is a breeze! Just visit our website or give us a call at (860) 627-4200, and we'll guide you through the process. You can also start your journey directly through this link: https://onlinez.360fcu.org/auth/enrollment?culturename=en. We're excited to welcome you to our branch located at 191 Ella Grasso Tpke Windsor Locks Ct 06096 and help you achieve your financial goals with services tailored just for you!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $130 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,744,854, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Life Easier

Imagine running your store smoothly while offering customers multiple payment options. Our merchant services simplify transactions, allowing you to focus on what you do best growing your business. From credit card processing to point-of-sale systems, we provide tools that enhance customer experiences and streamline operations. Located at 191 Ella Grasso Tpke Windsor Locks Ct 06096, Windsor Locks, CT, our team is ready to partner with you on your journey. Reach out at (860) 627-4200 to explore how our business banking services can make a difference for your enterprise today!

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer practical services like ATM access for quick cash withdrawals or balance checks without stepping into the branch. If you prefer face-to-face interactions for deposits and simple transactions, our basic drive-thru banking is available during lobby hours from Monday through Friday.

Business Banking Solutions

For our entrepreneurial members, 360 offers robust business banking services. From merchant services to business loans, we help local businesses thrive by providing essential financial tools and resources. Our team is here to assist you in making informed decisions that support your growth.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've made it easy for you to manage your finances on-the-go with our online and mobile banking features. You can access your accounts anytime, anywhere, making it simple to transfer funds, pay bills, or check balances right from your smartphone.

Get in Touch Today!

With so many options available at 360, there's no doubt you'll find what you need. Our friendly staff is always ready to help answer questions or guide you through our services. Visit us at 191 Ella Grasso Tpke Windsor Locks Ct 06096, call us at (860) 627-4200, or explore more on our website at Route 75. Let us be your partner in achieving financial success!

Personal Banking Made Simple

Our personal banking services are designed to help you save and manage your money effectively. With options like checking and savings accounts, you can easily handle everyday expenses while growing your savings. Need a little extra cash? We offer auto loans and vehicle financing that make getting behind the wheel easier than ever. Plus, if you're considering purchasing a home, our mortgage loans and refinancing options can help you secure the best deal possible.

Support for Your Financial Journey

Life can sometimes throw unexpected challenges your way, which is why we also provide personal loans and debt consolidation solutions. These services can give you the financial flexibility you need to tackle emergencies or consolidate existing debts into manageable payments. And don't forget about our credit cards with rewards, perfect for those who want to earn benefits while spending.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balances, pay bills, and transfer funds with just a few clicks. Our user-friendly interface makes it simple for everyone, regardless of tech-savviness. Plus, with the availability of e-statements, you can go paperless and keep your financial documents organized right at your fingertips. Need to send money to a friend or family member? Our person-to-person transfer feature allows you to do just that quickly and securely. And if you're out shopping, enjoy the ease of mobile payments directly from your phone. Our mobile application offers all these features in the palm of your hand, ensuring that you never miss a beat.

Security You Can Trust

Your security is important to us. We utilize electronic signature authorization to ensure that your transactions are safe and secure. You can bank with confidence knowing that your personal information is protected every step of the way. At 360, we're committed to providing accessible and easy-to-use banking solutions tailored to meet your needs. Experience the future of banking today by visiting us online at https://www.360fcu.org/!

Financial Strength

At 360, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing that your credit union is strong and reliable brings peace of mind. With a net worth of $27,979,289, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives our members the confidence they need when making important financial decisions. Our net worth ratio of 9.18% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This level of stability is essential for fostering long-term relationships with our members. Members' savings are secured through $44,317,508 in share certificates and $11,903,198 in money market shares, offering stable and rewarding financial growth opportunities. At 360, we prioritize your savings, ensuring they grow safely and securely. Unlike traditional banks, we focus on benefiting our members first. With non-member deposits at $0, we ensure that our resources are directed towards you through better loan rates, lower fees, and exclusive perks. With $22,554,999 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and grow alongside your needs. Our lending capacity supports members' financial goals across various sectors with $2,152 in used auto loans and $189,512,785 in total loans and leases. Whether you're looking to buy a new car or finance a home renovation, we're here to help. Our impressive $457,214 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. It's not just about numbers; it's about how those numbers translate into better service for you. We also take pride in having 68 full-time employees and 1 part-time employees who are committed to providing you with exceptional service. Our knowledgeable team is always ready to assist you with any questions or concerns. Net Shares (Funds available for lending and investments): $0 show how dedicated we are to facilitating your financial aspirations. Furthermore, with a robust total of 39,680, we showcase a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 360 is your trusted partner. Visit us at 191 Ella Grasso Tpke Windsor Locks Ct 06096 or call (860) 627-4200 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Financing Solutions

For those interested in expanding their business ventures, our outstanding commercial loans totaling $18,744,854 provide the capital needed to grow and expand. We also have various credit lines available, amounting to $56,452,304, which can help you manage cash flow more efficiently. If you're considering refinancing any existing loans or would like to learn more about eligibility options, our team is here to assist you every step of the way. For any questions about our loan offerings or to discuss which product might be best for you, feel free to reach out at (860) 627-4200. We're located at 191 Ella Grasso Tpke Windsor Locks Ct 06096, in Windsor Locks, CT, ready to help you take the next steps toward achieving your financial dreams. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,464,653 in used vehicle loans and $3,072,412 in new vehicle loans already helping members get on the road. Whether you prefer a brand-new vehicle or a reliable used option, our financing solutions make it easier for you to drive away with confidence.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,939,813, make buying or refinancing simple. We strive to guide you through the process, ensuring you find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,475,870 in loans helping members manage their finances effectively. These credit cards are designed for convenience and can be an excellent tool for building or improving your credit history.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the offers displayed are fair and transparent. By pulling information directly from these legitimate financial institutions, LendMesh eliminates the guesswork involved in finding competitive loan rates.

Key Benefits of Using LendMesh

- Verified Data: All loan offers come from established financial institutions, promoting trust and transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, allowing them to find the best deals quickly and efficiently. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be for individuals seeking better financing options. Ready to discover your best loan rates? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

360 FEDERAL CREDIT UNION - Windsor Locks, CT

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