360 Credit Union Vernon CT | Affordable Auto Loans & ATM Access

Introduction

Welcome to 360, your trusted financial partner located at 421 Talcottville Rd, Vernon, CT 06066. Since our establishment in 1952, we've been dedicated to serving our community with exceptional banking services tailored to meet the unique needs of our members. With a strong membership base of over 19,000 individuals and total assets reaching an impressive $304,497,823, we pride ourselves on being a reliable resource for personal and business financial solutions. At 360, we understand that banking is more than just numbers; it's about building relationships. Our team, led by CEO Duane Crisco and Board President Chinh Bui, is here to provide personalized service that makes you feel valued and understood. Whether you're looking for auto loans, mortgages, or basic checking accounts, we offer a range of products designed to help you achieve your financial goals. While members can visit us at our Vernon branch, official correspondence should be sent to our mailing address: PO Box 273, Windsor Locks, CT 6096. We encourage you to take advantage of our services like online banking and mobile payments for convenient access anytime, anywhere. With total deposits exceeding $12,353,171 and a net worth of $27,979,289, we have the stability and resources to support you. Plus, with cash in hand amounting to $10,616,728, we're well-equipped to assist with your immediate financial needs. We invite you to connect with us today! Call us at 860-627-4247 or visit our website at 360fcu.org to learn more about how we can serve you better. Let's work together towards a brighter financial future!

Branch History & Mission

Join Us

We invite you to experience all that 360 has to offer. With an ATM on-site for your convenience and a dedicated team ready to assist you, joining our credit union means becoming part of a caring community focused on your success. Discover how we can help you today by calling us at (860) 627-4247 or visiting our website at 360FCU.org. Together, let's build a brighter financial future!

Our Journey

360 began its journey with a simple yet powerful vision: to provide accessible and affordable financial services to everyone in our community. Over the years, we've expanded our offerings beyond traditional banking services to include personal loans, mortgages, and business banking solutions. Our evolution reflects not only our commitment to innovation but also our dedication to serving you better every day. As we grew, so did our facilities and capabilities. Today, we are equipped with modern digital tools that make banking easier for all members. From online banking to mobile payments, we've embraced technology while ensuring that our services are ADA compliant and user-friendly.

Our Mission

At 360, our mission goes beyond just banking. We strive to empower our members through financial education and support. We believe in building strong relationships within the community by engaging in outreach programs and partnerships that uplift those around us. Our focus is on helping you achieve your financial goals whether it's saving for a dream home or financing a new vehicle. While members can visit us at 421 Talcottville Rd Vernon Ct 06066, official correspondence should be sent to PO Box 273, Windsor Locks, CT 6096 if needed. Our operating hours are convenient too: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm.

Branch Location & Accessibility

Convenient Access and Features

At the 360 Vernon Branch, we pride ourselves on being accessible to everyone. Our parking lot offers ample space, making it easy for you to stop by without hassle. We ensure that our facilities meet ADA compliance standards, so all members can access our services comfortably. While you can visit us at the branch for all your banking needs, if you need to send any official correspondence, please use our mailing address at PO Box 273, Windsor Locks, CT 06096.

Join Us!

If you're looking for a reliable credit union that cares about its members, come visit us at the 360 Vernon Branch or give us a call at 860-627-4247. We're excited to help you achieve your financial goals!

Operating Hours Designed for You

We understand how busy life can get, which is why our operating hours are tailored for your convenience. We're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. This means you have plenty of time during the week and on weekends to come in and discuss your financial needs.

Services That Meet Your Needs

Our branch offers a variety of services designed with you in mind. From personal banking options like checking and savings accounts to vehicle financing and mortgages, we've got you covered. Plus, with an ATM available on-site, you can easily access cash whenever you need it. While we don't currently offer drive-thru banking or shared service centers at this location, our team is always ready to assist you in person or through our online and mobile banking platforms.

Member Eligibility

Joining the family at 360 is more than just opening an account; it's about becoming part of a supportive community that cares about your financial well-being. To become a member, you'll need to meet a few simple eligibility criteria. If you live, work, worship, or attend school in certain areas, or have a family member who is already a member, you're likely eligible! Being part of 360 means gaining access to personalized banking services and great rates on loans and savings accounts that can truly make a difference in your life. For more detailed information on eligibility requirements, feel free to check out our resource at https://www.360fcu.org/become-a-member/. When you're ready to take the next step, opening an account is easy! Just visit us online at https://onlinez.360fcu.org/auth/enrollment?culturename=en or give us a call at (860) 627-4247 if you have any questions. Our friendly team is here to help you every step of the way. Come see how being part of 360, located at 421 Talcottville Rd Vernon Ct 06066, can benefit you today!

Business Banking & Commercial Services

Financing Options for Your Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $130 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,744,854, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

Imagine running your business smoothly with reliable payment solutions. Our merchant services offer practical benefits like efficient transaction processing, enabling you to focus on what matters most growing your business. Whether it's accepting card payments or managing customer transactions, we've got you covered. Visit us at 421 Talcottville Rd Vernon Ct 06066 in Vernon, CT, or call us at (860) 627-4247 to learn more about how we can support your business goals today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our auto loans and vehicle financing options make it simple and affordable. With flexible terms and competitive rates, you can drive away in your dream car without breaking the bank. We're here to guide you through the application process, ensuring you find the right loan that fits your budget.

Business Banking Support

If you're a business owner, you'll appreciate our dedicated business banking services, including merchant services and business loans. We understand the unique challenges faced by businesses today, and we're committed to supporting local entrepreneurs in achieving their goals.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Access your account anytime, anywhere whether you're checking balances, making payments, or transferring funds between accounts. Our mobile app also supports ATM & cash withdrawal services, giving you quick access to your cash when you need it most. At 360, we're not just about transactions; we're about building relationships with our members. If you're interested in learning more about any of these services or have specific questions about how we can assist you further, don't hesitate to reach out! Call us at 860-627-4247 or visit us online at 360FCU.org. We're here to help you achieve financial well-being!

Financial Freedom with Personal Loans

Need extra cash for unexpected expenses? Our personal loans and debt consolidation services can help relieve financial stress. By combining multiple debts into one manageable payment, we aim to simplify your finances and potentially lower your interest rates.

Home Ownership Simplified

Home ownership is within reach with our mortgage loans and refinancing services. Whether you're buying your first home or looking to refinance an existing mortgage for better terms, we have solutions designed for every stage of life. Our knowledgeable team will assist you in navigating the mortgage landscape so that you can focus on what truly matters: making your house a home.

Personal Banking Made Easy

We offer a variety of personal banking options, including checking and savings accounts. Whether you're saving for a new car or planning a vacation, our accounts provide the flexibility and support you need. Imagine effortlessly transferring funds from your savings to checking while enjoying competitive interest rates this is just one way we help you manage your money effectively.

Rewarding Credit Card Options

For those who enjoy shopping or traveling, our credit cards with rewards are an excellent choice. Earn points on every purchase and redeem them for exciting rewards that fit your lifestyle. It's a smart way to use credit while getting rewarded for spending.

Digital & Online Banking

Key Services

Enjoy the flexibility of 24/7 online banking services, allowing you to check balances, transfer funds, and pay bills anytime, anywhere. Our mobile application makes it even easier to stay on top of your finances while you're on the go. Plus, if you prefer to send money to friends or family quickly, our person-to-person transfers make it simple and hassle-free.

Security and Accessibility

Your security is our priority. At 360, we utilize electronic signature authorization, ensuring that all your transactions are safe and verified. Additionally, e-statements are available to help you keep track of your financial activities without the clutter of paper statements.

Stay Connected

With mobile payments enabled, you can make purchases effortlessly using your smartphone. Whether you're at the store or dining out, enjoy the convenience of quick payments right from your device. Our digital banking services provide real-time account management so you can monitor your transactions as they happen. Experience the benefits of modern banking with 360 where convenience meets security. Explore our online banking options today at https://www.360fcu.org/!

Financial Strength

At 360, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is solid, ensuring we can meet your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $27,979,289, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,317,508 in share certificates and $11,903,198 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,554,999 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $21,152 in used auto loans and a total of $189,512,785 in loans and leases. Our impressive net income of $903,839 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 39,680, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 360 is your trusted partner. Visit us at 421 Talcottville Rd Vernon CT 06066 or call 860-627-4247 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,464,653 in used vehicle loans and $3,072,412 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you drive away satisfied.

Credit Lines and Business Loans

If you're looking for additional flexibility, our credit lines totaling $56,452,304 can provide the cushion you need for unexpected expenses or planned purchases. For business owners, our outstanding commercial loans totaling $18,744,854 provide the capital needed to grow and expand your business. With our commitment to personalized service and understanding your unique needs, we're here to help you navigate your financial journey. If you're interested in learning more about eligibility or how to refinance existing loans with us, feel free to reach out! For any inquiries or assistance, please contact us at (860) 627-4247 or visit us at our branch located at 421 Talcottville Rd Vernon Ct 06066, Vernon, CT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to assist you on your path toward achieving financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,939,813, make buying or refinancing simple. We offer various mortgage products to fit your needs, along with refinancing options that can help lower your monthly payments or access cash for other expenses.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,475,870 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to benefit you as you spend.

Loan Aggregator

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360 FEDERAL CREDIT UNION - Vernon, CT

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