360 Credit Union Enfield CT | Reliable ATM & Drive-Thru Banking

Introduction

Welcome to 360 at our Enfield Branch, located at 385 Enfield St, Enfield, CT 06082. Since opening our doors in 1952, we have been dedicated to serving our community with trust and reliability. With a robust membership of over 19,157 members and total assets reaching an impressive $304,497,823, we pride ourselves on being a cornerstone of financial support for families and businesses alike. At 360, we understand the importance of financial well-being. Our commitment to you is evident in our total loans and leases amounting to 12,370, alongside total deposits of $12,353,171. We strive to ensure that your money is not just safe but also working hard for you. Our net worth stands strong at $27,979,289, reflecting our stability and dedication to providing exceptional services. Led by our CEO, Duane Crisco, and Board President, Chinh Bui, we are more than just a credit union; we are your partners in achieving financial goals. Our friendly team of 69 employees is here to assist you with everything from basic transactions to more complex financial needs. While members can visit us at our branch address for personal service, official correspondence should be sent to the same location: 385 Enfield St, Enfield, CT 06082-1920. If you're looking for banking services that prioritize your needs while fostering community growth, you've come to the right place. Feel free to give us a call at 860-627-4246 or explore our offerings on our website at 360FCU.org. Whether you're considering becoming a member or need assistance with your current accounts, we're here for you every step of the way!

Branch History & Mission

Modern Banking Services

While our roots are deep in tradition, we also embrace modern technology to enhance your banking experience. Our branch offers convenient services such as ATM availability and drive-thru banking for easy transactions. We've made significant advancements by introducing online banking features like mobile payments and e-statements, ensuring that you can manage your finances anytime, anywhere. We invite you to visit us at 385 Enfield St or reach out via phone at 860-627-4246 for any questions or assistance. If official correspondence is needed, please send it to our mailing address at 385 Enfield St, Enfield, CT 06082-1920. Join us at 360 and become part of a community-focused credit union where your financial goals are our priority. Experience firsthand how together we can build a brighter future!

Our Mission

At 360, our mission is rooted in making a positive impact in Enfield and beyond. We strive to offer personalized financial solutions that cater to the unique needs of each member. Whether it's providing loans for new cars or helping families save for their future, we are here every step of the way. We believe that accessible banking should go hand-in-hand with community involvement. We take pride in being more than just a financial institution; we are a partner in your success. Through various outreach programs and partnerships within our community, we aim to uplift those around us and foster economic growth.

Branch Location & Accessibility

Convenient Access and Features

Our branch is designed with your comfort in mind. With ample parking available, you can easily stop by for all your banking needs without the hassle of searching for a spot. We also prioritize accessibility, featuring ADA-compliant entrances and ramps to ensure everyone can visit us with ease. If you prefer banking on-the-go, our ATM is readily available for quick withdrawals and balance checks. Plus, we offer basic drive-thru banking services, allowing you to make deposits and withdrawals without leaving your vehicle.

Operating Hours

We understand that life can be busy, which is why we strive to accommodate your schedule. Our lobby hours are as follows: Monday and Tuesday from 9:00 am to 5:00 pm, Wednesday from 9:30 am to 5:00 pm, Thursday and Friday from 9:00 am to 5:00 pm, and Saturday from 9:00 am to 1:00 pm. Please note that we are closed on Sundays. While members can visit us at our physical location for all their financial needs, official correspondence should be sent to the same address listed above: 385 Enfield St, Enfield, CT 06082-1920.

Your Friendly Financial Partner

At the 360 Enfield Branch, we believe in building strong relationships with our members. Whether you're looking for personal loans or need assistance with basic banking transactions, our dedicated team is here to help! For any inquiries or further assistance, feel free to give us a call at 860-627-4246. We invite you to stop by and experience the personalized service that sets us apart from traditional banks. Your financial well-being matters to us!

Member Eligibility

At 360, we believe that everyone deserves a place in our community, and becoming a member is as easy as reaching out. If you're looking to join us at our Enfield location, you'll be pleased to know that membership is open to individuals who live, work, or worship in the area. This means you're part of a supportive network that prioritizes your financial well-being. To learn more about the specific eligibility criteria and ensure you're ready to take this exciting step, feel free to check out our detailed information at https://www.360fcu.org/become-a-member/. Once you confirm your eligibility, opening an account with us is a breeze! Simply visit us online through https://onlinez.360fcu.org/auth/enrollment?culturename=en or give us a call at (860) 627-4246 for assistance. We're here to make the process simple and welcoming, so you can start enjoying all the benefits of being part of the 360 family right away!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $130 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $18,744,854, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan options, we offer merchant services designed to streamline your payment processes. Picture this: a customer walks into your store, makes a purchase, and completes the transaction smoothly using their credit or debit card. Our merchant services ensure that you can accept various payment methods efficiently, enhancing customer satisfaction and boosting sales. Whether you're just starting out or looking to grow an established business, 360 is dedicated to helping you succeed right here at 385 Enfield St, Enfield, CT 06082. Reach out to us at 860-627-4246 to learn more about how we can partner together for your business's future!

Comprehensive List Of Services

Banking Made Easy

When you visit our Enfield Branch, you'll find that we prioritize ease and accessibility. Our services include ATM Services Only for quick access to your funds, as well as Basic Drive-Thru Banking for those on the go. This allows you to handle simple transactions like deposits and withdrawals without needing to step inside the branch. We understand that life can be busy, which is why we strive to make banking as straightforward as possible.

Connect With Us

Our friendly team is here to assist you during our lobby hours: Monday & Tuesday from 9:00 am - 5:00 pm, Wednesday from 9:30 am - 5:00 pm, Thursday & Friday from 9:00 am - 5:00 pm, and Saturday from 9:00 am - 1:00 pm. If you have any questions or need assistance with your account, don't hesitate to call us at 860-627-4246. At 360, we're more than just a credit union; we're a community partner committed to helping you achieve your financial goals. Explore all our services and see how we can support you today! Visit us at 360FCU.org or stop by our branch in Enfield!

Digital Convenience

For those who prefer banking from home, we also offer online and mobile banking options. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can access your accounts anytime through our user-friendly website or mobile app. This flexibility means you can pay bills, transfer money between accounts, or even apply for loans all at your fingertips.

Your Financial Partner

In addition to our drive-thru services, we offer Basic ATM Access, allowing you to perform essential tasks such as balance checks and cash withdrawals at your convenience. Imagine being able to check your account balance while running errands or withdrawing cash without waiting in long lines this is the kind of service we aim to provide.

Digital & Online Banking

Convenient Access Anytime

With our 24/7 online banking services available at https://www.360fcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No need to rush to the bank before closing time; your finances are right at your fingertips whenever you need them.

Security You Can Trust

We prioritize your security. Our online platform incorporates strong protection measures to keep your information safe while providing you with a user-friendly experience. Our commitment to safeguarding your personal data means you can focus on what matters most your financial well-being. At 360, we're dedicated to providing accessible and easy-to-use online banking solutions that help you manage your money effectively. Explore our full suite of digital services today and see how we can make banking work for you!

User-Friendly Features

Our mobile application makes banking even simpler. You can easily manage your accounts, view e-statements, and authorize transactions with electronic signatures making processes quicker and more efficient. If you're looking to send money to friends or family, our person-to-person transfer feature has you covered. Plus, if you're out shopping, enjoy the ease of mobile payments for a fast checkout experience.

Financial Strength

At 360, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's economy, knowing your financial institution is solid can provide peace of mind. That's why we're proud to share the details of our strong financial health with you. With a net worth of $27,979,289, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $918 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $44,317,508 in share certificates and $11,903,198 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $22,554,999 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $2,152 in used auto loans and $189,512,785 in total loans and leases supporting your financial goals across various sectors. Our operational efficiency shines through with a net income of $903,839, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 68 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 39,680, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 360 is your trusted partner. Visit us at 385 Enfield St Enfield Ct 06082 or call (860) 627-4246 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Options

If you're interested in refinancing existing loans or exploring eligibility options, our team is ready to assist you. We believe in transparency and want our members to feel confident in their borrowing decisions. The performance insights and financial data presented here are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply or just want more information about our loan offerings, don't hesitate to reach out! You can contact us at (860) 627-4246 during our operating hours or visit us online at 360FCU. We're excited to help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,464,653 in used vehicle loans and $3,072,412 in new vehicle loans already helping members get on the road. We also provide flexible terms to fit your budget, making it easier than ever to drive away in your dream vehicle.

Credit Lines and Unsecured Loans

For those needing extra flexibility, we offer total credit lines amounting to $56,452,304. This is perfect for managing unexpected expenses or planning for future projects. Additionally, we provide unsecured credit card loans with a total of $7,475,870 available. These loans help our members manage their finances effectively without the need for collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,939,813, make buying or refinancing simple. We are here to guide you through every step of the process, ensuring you understand your options and find a solution that fits your needs.

Loan Aggregator

Benefits of Using LendMesh

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Conclusion

Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and accurate loan offers tailored to their needs.

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