1st Northern Credit Union Brentwood CA | Best Auto Loans & Business Banking

Introduction

Welcome to 1st Northern California, your trusted partner in financial growth and community support, located at 8660 Brentwood Blvd Ste E, Brentwood, CA 94513. Since our establishment in 1949, we have proudly served over 32,319 members, providing a wide range of financial services tailored to meet your needs. At 1st Northern California, we believe in the power of community. With total assets reaching an impressive $823,837,786 and total deposits of $45,092,533, our credit union stands strong as a pillar of stability for our members. Whether you are looking for auto loans, mortgage refinancing, or business banking solutions, we are here to help you achieve your financial goals. Our commitment to excellence is reflected not only in our financial health but also in our dedicated team of 91 employees, led by CEO David Green and Board President Stephen Ybarra. Together, they foster an environment of trust and personalized service that makes every member feel valued. While you can always visit us at our branch for assistance or inquiries during our operating hours Monday to Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM you can also reach us anytime at 888-387-8632. If you need to send official correspondence, please use our mailing address: 8660 Brentwood Blvd Ste E, Brentwood, CA 94513-5671. Join us today and discover how we can make a positive impact on your financial journey! For more information about membership and services, visit us at 1st Northern California.

Branch History & Mission

Community Commitment

We understand that true success goes beyond numbers; it lies in fostering strong relationships within our community. Through partnerships with local organizations and outreach efforts, we actively contribute to enhancing the lives of those around us. We believe that when our community thrives, we all benefit. While members can visit us at 8660 Brentwood Blvd Ste E, official correspondence should be sent to 8660 Brentwood Blvd Ste E, Brentwood, CA 94513-5671 if needed. With operating hours designed for your convenience Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM you can easily access the support you need. Join us today at 1st Northern California and experience the difference a community-focused credit union can make in your life! For more information or assistance, feel free to call us at 888-387-8632 or visit our website here.

Our Mission

Our mission at 1st Northern California is simple yet profound: to empower our members with exceptional financial products while supporting the community we serve. We strive to make banking accessible and straightforward for everyone. Whether you're looking to buy your first car or save for your future, we are here to guide you every step of the way. As part of this mission, we have implemented digital advancements such as online banking and mobile payments, ensuring convenience and accessibility for all members. We also prioritize ADA compliance so that everyone can use our services comfortably.

Branch Location & Accessibility

Welcome to the 1st Northern California branch located at 8660 Brentwood Blvd Ste E, Brentwood, CA 94513! Our convenient location is easily accessible for members and visitors alike. Situated in the heart of Brentwood, you can find us close to local landmarks like the Brentwood Plaza, making it a breeze to stop by for your banking needs while you're out and about. At our branch, we prioritize your convenience and comfort. We offer ample parking space, ensuring that you can find a spot with ease. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and pathways so everyone can visit us without worry. We're here to serve you during our friendly operating hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, and Friday from 9:00 AM to 5:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or are looking into auto loans or mortgage options, our knowledgeable staff is ready to help. For those who prefer cash transactions, we have an ATM available for your convenience. While we don't currently offer drive-thru banking or shared service center options, we strive to provide a welcoming atmosphere inside our branch. If you have questions or would like more information about our services, feel free to give us a call at 888-387-8632. We invite you to visit us soon at the 1st Northern California branch in Brentwood your community credit union is here for all your banking needs!

Member Eligibility

Becoming a member of 1st Northern California is like joining a close-knit family that supports your financial journey. If you're looking to enjoy personalized service and a range of financial products, you may be eligible for membership! At 1st Northern California, we welcome individuals who live, work, or worship in our community. Whether you're a student, a professional, or someone simply looking for a trustworthy place to manage your finances, there's a good chance you can join us. To find out all the specifics about eligibility, feel free to check out our membership page. Joining is easy and opens up a world of benefits tailored just for you from competitive rates on loans to robust online banking services. Plus, our friendly team is here to guide you through the account opening process. You can reach us at (888) 387-8632 if you have any questions or need assistance. We can't wait to welcome you to 1st Northern California, located at 8660 Brentwood Blvd Ste E Brentwood Ca 94513, where your financial well-being is our top priority!

Business Banking & Commercial Services

Loan Options That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy Saturday at your store; customers want to pay quickly and easily. Our merchant services ensure you can accept various payment methods without hassle, allowing you to focus on what truly matters serving your customers. Located conveniently at 8660 Brentwood Blvd Ste E Brentwood Ca 94513 in Brentwood, CA, our team is ready to partner with you. Contact us at (888) 387-8632 to learn more about how we can support your business journey!

Comprehensive List Of Services

Connect With Us

We invite you to visit us at our Brentwood location or give us a call at 888-387-8632 during our operating hours: Monday through Wednesday from 9 AM to 4 PM, Thursday from 9 AM to 6 PM, and Friday from 9 AM to 5 PM. Our friendly staff is here to assist you with any questions you may have regarding our wide array of services. Discover how 1st Northern California can help you achieve your financial goals by exploring our comprehensive service offerings today!

Credit Cards & Business Banking

Don't forget about our credit cards with rewards, designed to make every purchase more rewarding. Enjoy cash back on everyday spending while building credit history that supports your future financial goals. If you're running a business or planning to start one, our business banking services include merchant services and business loans tailored to support your enterprise's growth. We know how challenging it can be to manage business finances, so we provide tools to simplify this process.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at 1st Northern California, we emphasize our digital banking features. With online and mobile banking, accessing your accounts has never been easier. You can transfer funds, pay bills, and even deposit checks all from the palm of your hand. Additionally, our ATM services ensure that cash withdrawal is straightforward whether you're at home or on the go.

Personal Banking Solutions

Starting with personal banking, we offer a variety of checking and savings accounts designed to help you manage your day-to-day finances effortlessly. Imagine having a checking account that not only suits your lifestyle but also helps you save for future goals. Our accounts come with features like online banking and mobile access so you can handle transactions anytime, anywhere. If you're in the market for a vehicle, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. We understand that buying a car is a significant investment, which is why our loans come with competitive rates and flexible terms tailored just for you. When it comes to homeownership, our mortgage loans and refinancing services make it easier than ever to secure your dream home or lower your current mortgage payments. Our experienced team is ready to guide you through the process, ensuring that you find a solution that fits your budget. For those unexpected expenses or plans that need funding, we provide personal loans and debt consolidation options. Whether it's medical bills or a long-awaited vacation, we can help streamline your finances with manageable repayment plans.

Digital & Online Banking

Key Services for Your Convenience

Our online banking offers a wide range of features to help you manage your money effortlessly. You can view account balances, transfer funds, and even set up automatic payments all from the comfort of your home or on the go. Plus, with e-statements available, you'll have instant access to your financial documents without the clutter of paper. Need to send money to a friend? Our person-to-person transfer feature makes it easy and fast, allowing you to send funds directly from your account with just a few taps. And if you're out shopping, our mobile payments feature lets you pay quickly and securely right from your smartphone.

Security and User-Friendly Experience

Security is our top priority. At 1st Northern California, we utilize electronic signature authorization to ensure that your transactions are safe and sound. You can rest easy knowing that your personal information is protected while you enjoy the flexibility of digital banking. For those who prefer using their smartphones, our mobile application provides all the functionality of online banking right at your fingertips. Whether you're checking balances or making payments, it's designed to be user-friendly and intuitive. With these tools at your disposal, managing your finances has never been easier. Join us at 1st Northern California today and take advantage of our comprehensive digital banking services because your time is valuable, and we want to help you make the most of it!

Financial Strength

Committed Workforce

We also take pride in having 91 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our dedication to operational efficiency is evident as we continue to provide competitive loan rates and solid financial products for our members.

Growing Membership Base

Our total share accounts stand at 60,407, showcasing a strong and growing member base that trusts us with their finances. This trust allows us to maintain robust financial practices while focusing on your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Northern California is your trusted partner. Visit us at 8660 Brentwood Blvd Ste E Brentwood Ca 94513 or call 888-387-8632 to learn more about how we can help you achieve your financial goals.

Investing Back into Member Services

With $88,716,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $344,300,531, which supports various member financial goals including auto loans currently totaling $69,438,518 for used vehicles alone.

Secure Savings Options

Members' savings are secured through $81,969,334 in share certificates and $165,594,437 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This commitment is reflected in our operational strategy and resource allocation.

Strong Financial Health

With a net worth of $89,703,902, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.89% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $66,938,518 in used vehicle loans and $72,807,264 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, ensuring you can find a plan that fits your budget.

Credit Lines and Other Offerings

In addition to these popular products, we provide credit lines totaling $134,244,156, allowing members access to funds whenever they need them. This can be especially useful for unexpected expenses or planned purchases without having to apply for a new loan each time. At 1st Northern California, we also recognize that refinancing options may be available for those looking to lower their current payments or consolidate debt. Be sure to inquire about eligibility details when you visit us or check out our website for more information. We invite you to explore our loan offerings and see how we can assist you in reaching your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us partner with you on your journey visit us today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $7,456,414, make buying or refinancing simple. We offer competitive rates and terms to help you secure a place to call your own.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,993,227 in loans helping members manage their finances effectively. These cards come with benefits that make it easy for you to handle day-to-day expenses while earning rewards along the way.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all loan offers are fair and transparent. LendMesh prioritizes accuracy in its comparisons, which means users can trust that they are viewing legitimate offers from credible lenders.

1ST NORTHERN CALIFORNIA CREDIT UNION - Brentwood, CA