1st Liberty Credit Union Malmstrom Afb MT | Quick Personal Loans & Business Banking

Introduction

Welcome to 1st Liberty at the Malmstrom Afb Branch, where our commitment to serving you is as strong as ever! Established in 1955, we've proudly built a community of over 15,000 members, all while managing total assets exceeding $206 million. Located conveniently at 228 75Th St N Bldg 1082, Malmstrom Afb, MT 59402, we are here to support your financial needs. As a trusted partner in your financial journey, we offer a range of services, from personal banking solutions like checking and savings accounts to specialized loans for auto financing and mortgages. With a focus on member satisfaction, our dedicated team of 59 employees, led by CEO Steven Grooms and Board President Ken Sylva, is always ready to assist you. At 1st Liberty, we believe in making a difference in our community. Our net worth stands at an impressive $29.4 million, reflecting our stability and ability to serve you better. We currently hold more than $20 million in deposits, ensuring that your money is safe and sound with us. While members can visit us at our branch for personalized service during our operating hours from 9 a.m. to 1 p.m., Monday through Friday, official correspondence should be sent to our mailing address: 228 75th St N Bldg 1082, Malmstrom AFB, MT 59402-7501. Whether you're looking for straightforward banking options or tailored loan solutions, we invite you to explore what we offer. For more information or to get started with your financial goals today, please call us at 406-761-8300 or visit our website at 1st Liberty. Let's build your future together!

Branch History & Mission

At 1st Liberty, our story began in 1955 when we opened our doors at the heart of Malmstrom AFB, MT. Over the years, we have grown into a trusted financial partner for over 15,000 members. Our unique location allows us to serve military personnel and their families, providing them with the financial tools they need to thrive. Our branch is conveniently located at 228 75th St N Bldg 1082, Malmstrom AFB, MT 59402. This strategic position not only makes it easy for members to visit us but also connects us closely with the community we serve. We take pride in being a part of this vibrant base and actively engage in various outreach efforts to support our members both financially and personally. From our humble beginnings, we have achieved significant milestones. With total assets now exceeding $206 million, we have continually adapted to meet the changing needs of our members. Our commitment extends beyond just banking; it encompasses a mission to empower individuals and families by providing access to essential financial services while fostering a sense of community. Our mission is clear: we aim to enhance the lives of our members through personalized financial solutions and dedicated support. Whether it's helping you secure an auto loan or guiding you through mortgage options, our team is here for you. We believe in making banking accessible and inclusive, which is why we have embraced digital advancements like online banking and mobile applications. While members can visit us at 228 75th St N Bldg 1082, official correspondence should be sent to 228 75th St N Bldg 1082, Malmstrom AFB, MT 59402-7501 if needed. Our lobby hours are from 9 a.m. to 1 p.m., Monday through Friday, ensuring that you can reach us when it's convenient for you. As part of our commitment to transparency and community engagement, we maintain close ties with local organizations and participate in initiatives that uplift those around us. We understand that financial success is often tied closely with personal well-being, so we strive to offer educational resources alongside our products. We invite you to join the thriving community at 1st Liberty. Experience firsthand how we can help you achieve your financial goals while being part of something bigger. Discover the benefits of membership today because here at 1st Liberty, your success is our mission! For more information or to get started on your journey with us, please give us a call at 406-761-8300 or visit our website at 1stliberty.org.

Branch Location & Accessibility

Convenient Access and Parking

Our location offers ample parking, making it simple for you to stop by for your banking needs. The branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably.

Operating Hours That Fit Your Schedule

We understand that your time is valuable. That's why we offer convenient walk-in hours from 9 a.m. to 1 p.m., Monday through Friday. Whether you're looking to open a new account, apply for a loan, or simply ask questions about our services, our dedicated team is ready to assist you during these hours.

Reach Out Today!

If you have any questions or need assistance before visiting us, feel free to give us a call at 406-761-8300. We invite you to come by and see how we can help you achieve your financial goals!

Services Tailored for You

At 1st Liberty, we pride ourselves on offering a variety of financial services that cater to your individual needs. From personal banking options like checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we've got you covered. While we don't have ATM facilities or drive-thru banking at this location, our staff is always available to help you access your funds or answer any queries about mobile and online banking services. While members can visit us at 228 75Th St N Bldg 1082, official correspondence should be sent to the same address: 228 75th St N Bldg 1082, Malmstrom AFB, MT 59402-7501.

Member Eligibility

At 1st Liberty, we believe that becoming a member is more than just opening an account; it's about joining a caring community that supports your financial well-being. If you're interested in joining us at our branch located at 228 75Th St N Bldg 1082, Malmstrom Afb, MT 59402, you'll be pleased to know that eligibility is designed to be welcoming and inclusive. Generally, anyone who lives or works in the area, as well as their family members, can become a member. This means you can enjoy all the benefits of membership from competitive rates on loans to personalized service and a range of financial products tailored just for you. For more specific details about eligibility criteria, feel free to visit our website at this link. Ready to take the next step? Opening an account with us is simple! Just give us a call at 406-761-8300 or visit our online platform through this link to get started. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine having access to funds that can help you purchase new equipment or boost your inventory during peak seasons. With the right financial partner, these opportunities become achievable.

Merchant Services

In today's fast-paced market, accepting payments should be simple and efficient. Our merchant services provide you with the tools needed to accept various payment types seamlessly. Picture a busy café processing orders quickly at the register while managing online sales all backed by reliable support from our team. Let us help you focus on what matters most: growing your business and serving your customers. For more information about how we can assist you, visit us at 228 75Th St N Bldg 1082 Malmstrom Afb Mt 59402 or give us a call at (406) 761-8300. Together, we can turn your business vision into reality!

Comprehensive List Of Services

Accessing Your Funds

While our branch does not currently offer ATM services on-site, our members can still enjoy cash withdrawal services through shared networks in the area. Just give us a call at 406-761-8300 if you have any questions about accessing your funds. At 1st Liberty, we are committed to providing personalized service tailored to meet the unique needs of every member. We invite you to visit us during our lobby hours from Monday to Friday, 9 a.m. to 1 p.m., or explore more about our offerings at www.1stliberty.org.

Business Banking

For local businesses, we know how crucial it is to have reliable financial support. Our business banking services include tailored solutions like merchant services and business loans designed to help you thrive in today's economy.

Call-to-Action

Ready to take the next step? Whether you're interested in opening an account or need assistance with loans or credit cards, feel free to reach out! Join us at 1st Liberty and discover how our comprehensive suite of financial services can help you achieve your goals today!

Digital Banking Convenience

In today's fast-paced world, managing your finances digitally is more important than ever. That's why we offer robust online and mobile banking options. You can easily check balances, transfer funds, and pay bills right from your phone or computer anytime, anywhere. Our commitment to digital accessibility means you can enjoy all these features without needing an ATM or drive-thru service.

Personal Banking

Whether you're looking to open a new checking or savings account, 1st Liberty has you covered. Our personal banking services provide flexibility and convenience, making it easy for you to manage your finances. If you're dreaming of a new vehicle, explore our auto loans and vehicle financing options that cater to various budgets and preferences. We also offer mortgage loans and refinancing, helping you secure the home you've always wanted or make adjustments to your existing mortgage. Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can find relief and regain control over your finances. Plus, don't forget about our credit cards with rewards, which provide benefits on everyday purchases.

Digital & Online Banking

Key Features

Our online banking platform is available 24/7, allowing you to check your balance, pay bills, and transfer money whenever it suits you. One standout feature is the ability to make person-to-person transfers easily, letting you send money to friends and family without hassle. Plus, our user-friendly mobile application makes banking on the go a breeze. For those who prefer paperless options, we provide e-statements that allow you to view your account information securely online. This not only helps you stay organized but also contributes to protecting the environment by reducing paper waste.

Security and Accessibility

At 1st Liberty, we understand that security is paramount when it comes to banking online. While we do not currently offer electronic signature authorization for transactions, our systems are designed with strong security measures in place to protect your information. We encourage all members to keep their login credentials safe and utilize features like two-factor authentication if available. With our mobile application, you can manage your accounts right from your smartphone or tablet. Whether you're at home or out and about, accessing your financial information has never been easier. In summary, with the digital and online banking services at 1st Liberty, you have everything you need for real-time account management at your fingertips making it simple and secure to manage your finances on your own terms. Explore all these features today by visiting https://www.1stliberty.org/!

Financial Strength

At 1st Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that your trust is earned through our commitment to sound financial practices and member-focused services. With a net worth of $29,411,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is evident as we have $0 in non-member deposits, ensuring that our resources are concentrated on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $65,263,180 in total loans and leases and 658 used auto loans provided to help you purchase vehicles or meet other important needs. Though our current net income stands at $0, it reflects our ongoing commitment to operational efficiency while allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our strength is further highlighted by having $383,437 net shares, which are funds available for lending and investments. Additionally, our growing member base is reflected in the 29,824 total share accounts, showcasing the trust placed in us by our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 228 75Th St N Bldg 1082 Malmstrom Afb MT 59402 or call 406-761-8300 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,004,543 in used vehicle loans and $46,087,391 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used car, we have options available to fit your budget.

Credit Lines and Unsecured Loans

If you're looking for flexible borrowing options, our total credit lines amount to $22,354,815. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $1,569,939 in loans helping members manage their finances effectively. These products are perfect for those who want quick access to funds without needing collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,353,956, make buying or refinancing simple. We provide competitive rates and flexible terms that can accommodate both first-time buyers and those looking to refinance an existing mortgage.

Refinancing Options

We also understand that circumstances change. That's why we offer refinancing options across our loan products. If you're interested in lower monthly payments or want to take advantage of better rates currently available in the market, we can assist you with that process. For more information about our loan offerings or eligibility requirements, feel free to reach out at 406-761-8300. Our team is ready to answer any questions you may have and guide you through the application process. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We are committed to providing transparent information so that our members can make informed decisions about their financial futures.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their financial needs. By relying on verified financial institutions, LendMesh guarantees that the loan offers presented are both legitimate and competitive.

The Benefits of Using LendMesh

LendMesh provides numerous advantages that build trust with its users: - Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: Unlike many other platforms, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to help users make informed decisions. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions. This feature allows them to quickly find the most favorable terms without spending hours researching different lenders. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Ready to take control of your borrowing options? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1St Liberty