1st Liberty Credit Union Great Falls MT | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to 1st Liberty, your trusted financial partner in Great Falls, MT! Located at 505 10Th Ave S, our branch has been serving the community since 1955, with a strong commitment to helping our members achieve their financial goals. With over 15,000 members and a solid base of $206,328,255 in total assets, we pride ourselves on offering personalized services that cater to your unique needs. At 1st Liberty, we understand that financial decisions can be overwhelming. That's why our dedicated team of 59 employees is here to guide you every step of the way. Under the leadership of our CEO, Steven Grooms, and Board President, Ken Sylva, we strive to create a welcoming environment where you can feel confident in your financial choices. Whether you're looking for checking and savings accounts, auto loans, or mortgage solutions, we have the tools and expertise to help you succeed. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to 505 10th Ave S, Great Falls, MT 59405-4046. Our team is always ready to assist you during our operating hours: Monday through Friday from 9 a.m. to 5 p.m. for walk-in services and extended drive-thru hours from 8:00 a.m. to 5:30 p.m. We even offer Saturday drive-thru service from 9:00 a.m. to 1:00 p.m. With total deposits of $20,902,388 and cash in hand amounting to $2,872,230, we ensure that your funds are secure while providing competitive loan options with a focus on member satisfaction. Our mission is not just about numbers; it's about building lasting relationships within the community. Join us at 1st Liberty today! Whether you're ready to open an account or simply have questions about our services, give us a call at 406-761-8300 or visit us online at 1st Liberty. We look forward to serving you and being part of your financial journey!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces technology to ensure that banking remains convenient for everyone. We provide online and mobile banking options so you can manage your finances anytime and anywhere. Additionally, we maintain ADA compliance standards to ensure accessibility for all our members. Our operating hours are designed with you in mind: walk-in services are available Monday through Friday from 9 a.m. to 5 p.m., with drive-thru services extending from 8 a.m. to 5:30 p.m. on weekdays and from 9 a.m. to 1 p.m. on Saturdays.

Join Us!

We invite you to become part of the 1st Liberty family where your financial goals matter most! Experience firsthand how we can help you achieve your dreams while being an active participant in making Great Falls an even better place to live. For more information or assistance, feel free to reach out at 406-761-8300 or visit our website at 1stliberty.org. Join us today and let's grow together!

Our Mission

At 1st Liberty, our mission is simple yet powerful: we strive to enhance the financial well-being of our members while contributing positively to our community. We offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our focus is on providing personalized service tailored to meet the unique needs of each member. Our commitment extends beyond banking; we actively engage in community outreach initiatives aimed at uplifting those around us. We believe in building strong relationships and fostering partnerships that support local causes and improve lives.

Branch Location & Accessibility

Contact Us Today!

If you have questions or need assistance, don't hesitate to give us a call at 406-761-8300. We're here to help! While members can visit us at our branch address, official correspondence should be sent to 505 10th Ave S, Great Falls, MT 59405-4046. Experience the difference at 1st Liberty! Come by today and discover how we can help you achieve your financial goals.

Convenient Access and Services

At 1st Liberty, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring that everyone can access our services without any hassle. If you're in need of quick banking solutions, our drive-thru service is available from 8:00 a.m. to 5:30 p.m. on weekdays and from 9:00 a.m. to 1:00 p.m. on Saturdays, allowing you to conduct your transactions without leaving your vehicle. For those who prefer a more personal touch, our lobby is open Monday through Friday from 9 a.m. to 5 p.m., where friendly staff are ready to assist you with everything from opening accounts to discussing loan options.

Member Eligibility

At 1st Liberty, we believe that everyone deserves access to financial services that truly support them, and joining our community is simple! If you live, work, or worship in the Great Falls area, or if you're related to someone who is a member, you're already on your way to becoming part of our family. The eligibility criteria are friendly and straightforward check out more details at http://www.1stliberty.org/about/eligibility-guidelines . Becoming a member means unlocking a world of advantages, from competitive rates on loans to personalized service tailored just for you. Plus, our dedicated team is here to help you every step of the way. Ready to get started? Opening an account is easy; just visit us at https://digitalbanking.1stliberty.org/app/access/login or give us a call at (406) 761-8300. We can't wait to welcome you to 1st Liberty, located at 505 10Th Ave S Great Falls Mt 59405!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. Imagine a local café looking to expand its seating area or a retail store that wants to launch an online presence. With our competitive loan options, businesses can secure the funds they need to grow and thrive.

Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions for your business. From credit card processing to easy online payments, our services help streamline operations, making it easier for you to focus on what you do best serving your customers. Whether you're just starting out or looking to expand, 1st Liberty is here to support your journey every step of the way. Reach out today at (406) 761-8300 and discover how we can help your business flourish!

Comprehensive List Of Services

Business Banking

If you're a business owner, our Business Banking services can support your entrepreneurial journey. From Merchant Services that simplify transactions to Business Loans for expansion or equipment purchases, we are committed to helping your business thrive.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features. You can manage your accounts anytime and anywhere, allowing you to check balances, transfer funds, or pay bills with just a few taps on your phone. Plus, our ATM & Cash Withdrawal services ensure access to your money when you need it most.

Drive-Thru and ATM Services

For quick transactions without leaving your car, take advantage of our Drive-Thru Banking, where you can handle deposits, withdrawals, and other simple tasks efficiently. Our ATMs also offer basic access for balance checks and cash withdrawals around the clock. At 1st Liberty in Great Falls, MT, we understand that every member has unique financial goals and challenges. That's why we are committed to providing personalized service alongside our comprehensive offerings. For any questions or assistance regarding our services, feel free to call us at 406-761-8300. Ready to take control of your financial future? Visit us today or explore more online at 1st Liberty. Your journey towards better banking starts here!

Home Financing Solutions

Homeownership is an important goal for many of our members, which is why we offer comprehensive Mortgage Loans & Refinancing services. We will guide you through the process from application to closing, ensuring that you understand every step along the way. Let us help you turn that "For Sale" sign into "Sold!"

Personal Banking Services

For those looking to establish their financial foundation, we offer various Personal Banking options including checking and savings accounts. Our straightforward account setup allows you to start saving for that dream vacation or emergency fund right away. If you find yourself in need of extra funds, our Personal Loans and Debt Consolidation options can help simplify your finances and get you back on track.

Vehicle Financing

Thinking about purchasing a new car? Our Auto Loans & Vehicle Financing provide competitive rates and flexible terms, making it easier than ever to drive off in your dream vehicle. Whether it's a brand-new model or a reliable used car, we are here to assist you with financing that fits your budget.

Digital & Online Banking

Key Features

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills with just a few clicks. You can also enjoy the benefit of e-statements, which means you'll have easy access to your account statements without the clutter of paper. This feature not only helps you stay organized but is also an eco-friendly choice! If you're on the go, our mobile application makes banking even easier. You can manage your accounts right from your smartphone no more waiting in line or rushing to the branch before closing time. Plus, for those quick transactions between friends or family, our person-to-person transfer feature lets you send money instantly.

Security and Ease of Use

Your security is our priority. While we currently do not offer electronic signature authorization, we ensure that all online transactions are protected by robust security measures. Our goal is to provide a safe environment for your financial activities while maintaining ease of use. Whether you're at home or out and about, managing your finances has never been easier with 1st Liberty. From checking balances to making payments, our digital banking services empower you to take control of your money with confidence and peace of mind. Experience the future of banking today!

Financial Strength

A Growing Community

Total Share and Deposit Accounts stand at 29,824, showing a strong and growing member base that trusts us with their finances. Our funds available for lending and investments total $383,437, demonstrating our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 505 10Th Ave S Great Falls Mt 59405 or call (406) 761-8300 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $2,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, reflected in our $658 in used auto loans and $85,263,180 in total loans and leases.

Member-Centric Savings Solutions

Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is also supported by a solid operational foundation. With $0 reflecting our efficiency, we continue to offer competitive loan rates and solid financial products for our members. We take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Foundation

With a net worth of $29,411,292, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,425 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,004,543 in used vehicle loans and $46,087,391 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used option, our team is here to guide you through the process.

Credit Lines

For those who prefer having access to funds when they need them, our total credit lines amounting to $22,354,815 provide an excellent safety net. This option offers flexibility and convenience for managing unexpected expenses or consolidating debt. At 1st Liberty located at 505 10Th Ave S Great Falls MT 59405, we're dedicated to providing personalized service tailored to your financial needs. If you're interested in any of these loan products or want more information about eligibility and refinancing options, don't hesitate to reach out! You can contact us at 406-761-8300 or visit us online at 1st Liberty. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,353,956, make buying or refinancing simple. We strive to provide flexible terms and competitive rates to help you secure your dream home. If you're considering refinancing your existing mortgage, we can assist with that too just ask about our eligibility options!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $1,569,939 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need without the hassle of collateral.

Loan Aggregator

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1St Liberty