1st Liberty Credit Union Great Falls MT | Top Auto Loans & Mortgage Rates

Introduction

Welcome to 1st Liberty, your trusted financial partner in Great Falls, MT. Located at 6200 3rd Ave N, our branch has been serving the community since 1955 and is dedicated to helping our members achieve their financial goals. With a total membership of 15,035 and assets exceeding $206 million, we pride ourselves on being a solid choice for personal and business banking needs. At 1st Liberty, we are committed to providing exceptional service, whether you're looking for checking and savings accounts, auto loans, or mortgage options. Our team of 59 employees, led by CEO Steven Grooms and Board President Ken Sylva, is here to guide you through every step of your financial journey. While members can visit us at our Great Falls location, official correspondence should be sent to our mailing address: P.O. Box 5002, Great Falls, MT 59403. We understand that each member's situation is unique; that's why we offer tailored solutions to fit your lifestyle. With total deposits of $20,902,388 and cash on hand totaling $2,872,230, our financial stability allows us to support you confidently. We believe in investing in our community while ensuring that each member feels valued and secure with their finances. Explore the various services we offer online at 1st Liberty or give us a call at 406-761-8300 during our lobby hours from 9 AM to 5 PM. Join us today and discover how we can help you achieve your dreams!

Branch History & Mission

Commitment to Community

We are proud of our commitment to community outreach and support. Over the years, we have partnered with local organizations and initiatives that align with our values of service and responsibility. Whether it's hosting financial literacy workshops or sponsoring local events, we strive to make a positive impact beyond just banking. As we adapt to the changing needs of our members, we've embraced technology without losing sight of the personal touch. Our online banking services allow members to manage their finances conveniently while still enjoying access to our friendly staff during operating hours from 9:00 AM to 5:00 PM, Monday through Friday. Additionally, we offer a drive-thru service for those who prefer quick transactions without leaving their vehicles.

Join Us Today!

As we look forward to the future, our vision remains clear: to continue being a pillar of support within Great Falls and its surrounding areas. We invite you to become part of our growing family at 1st Liberty. Experience firsthand how our member-focused approach can enhance your financial well-being. Visit us today or call us at 406-761-8300 for more information on how we can assist you on your financial journey!

Branch Location & Accessibility

Accessibility Features

At 1st Liberty, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features including ramps and designated parking spots to ensure everyone can access our services comfortably. Plus, if you're in a hurry, take advantage of our drive-thru service for quick and easy transactions without leaving your vehicle.

Operating Hours & Services

We're open Monday through Friday from 9:00 AM to 5:00 PM for lobby service and from 8:00 AM to 5:00 PM for drive-thru banking. This gives you plenty of time during the week to stop by when it's most convenient for you. Our range of services includes everything from checking and savings accounts to auto loans and mortgage refinancing. We also provide ATM access for cash withdrawals and balance checks whenever you need them yes, we have ATMs on-site!

Visit Us Today!

If you're looking for a community-focused financial partner that values convenience and accessibility, look no further than 1st Liberty in Great Falls. Have questions? Don't hesitate to call us at 406-761-8300 or simply stop by we'd love to assist you!

Member Eligibility

Becoming a member of 1st Liberty feels like joining a warm, welcoming community that truly cares about you. If you're a resident of Great Falls or surrounding areas, you're likely eligible to join us! We invite individuals who work, live, or worship in our community to become part of our credit union family. This means if you have a connection to our local area, you can take advantage of our exceptional financial services designed just for you. To explore the specific eligibility criteria, feel free to visit our detailed guidelines at http://www.1stliberty.org/about/eligibility-guidelines. Joining is simple and straightforward! Once you confirm your eligibility, opening an account is just a click away through our online platform. If you have any questions or need assistance along the way, don't hesitate to reach out to us at (406) 761-8300. We're here to help and excited to welcome you to 1st Liberty, located at 6200 3Rd Ave N Great Falls Mt 59405!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services make everyday transactions easier. Whether you're processing payments at your storefront or online, we provide reliable solutions that keep your cash flow steady. Picture a local coffee shop using our services to simplify customer payments while tracking sales effortlessly this is how we help businesses like yours run smoothly. Discover how 1st Liberty can partner with you on your journey to success. Visit us at 6200 3Rd Ave N Great Falls Mt 59405 in Great Falls, MT, or give us a call at (406) 761-8300 to learn more about our business banking solutions!

Comprehensive List Of Services

ATM and Drive-Thru Services

If you prefer face-to-face interactions for basic transactions like deposits or withdrawals, our drive-thru banking service is perfect for you. For quick cash needs, our ATMs provide easy access for withdrawals and balance checks at any time. We also participate in shared branching services, allowing members from partner credit unions to perform basic transactions right here at 6200 3Rd Ave N, Great Falls, MT 59405.

Business Banking

For local entrepreneurs, 1st Liberty offers business banking solutions designed to support growth. From merchant services that simplify transactions to business loans that fuel your next big idea, we're here for you every step of the way.

Digital Banking Features

In today's fast-paced world, convenience matters. Our online and mobile banking services allow you to manage your finances anytime, anywhere. You can pay bills, transfer money between accounts, and even make person-to-person payments without needing to visit a branch.

Get in Touch

Whether you're interested in opening an account or have questions about our services, don't hesitate to reach out! Call us at 406-761-8300 during our operating hours from 9 AM to 5 PM on weekdays or simply visit us at our branch. At 1st Liberty, we look forward to serving you and helping you achieve all your financial goals!

Loans and Credit Solutions

Life can sometimes throw unexpected expenses your way. Whether it's for a home renovation or consolidating debt, our personal loans are here to lend a helping hand. Plus, don't forget about our credit cards with rewards! They come with benefits that can enhance your everyday spending while earning you points towards exciting rewards.

Personal Banking

Navigating personal banking can be simple and stress-free with our various options. We offer checking and savings accounts tailored to help you manage your daily expenses and save for future goals. Imagine effortlessly transferring funds or checking your balance from the comfort of your home through our user-friendly online banking platform. When it comes to auto loans and vehicle financing, we understand that purchasing a car is a significant decision. That's why we provide competitive rates to help you drive away in your dream vehicle without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing options make the process smoother than ever.

Digital & Online Banking

Accessibility and Ease-of-Use

Our user-friendly interface makes navigating your accounts a breeze, whether you're on a computer or using our mobile app. Managing your finances has never been easier! With features like e-statements and person-to-person transfers, you'll find everything you need just a few clicks away. Join us today at 1st Liberty and experience the benefits of modern banking. Visit us online at https://www.1stliberty.org/ for more information or to get started!

Key Features

Our online banking platform allows you to check balances, transfer funds, and pay bills effortlessly. Plus, our e-statements make it easy to keep track of your transactions without the clutter of paper statements. You can say goodbye to waiting for mail and hello to real-time access! For those who prefer using their smartphones, our mobile application is here to enhance your banking experience. It provides the same functionalities as online banking right at your fingertips. While we don't currently support mobile payments, you can still enjoy person-to-person transfers directly through our app, making it simple to send money to friends and family. Security is a top priority at 1st Liberty. Although we do not offer electronic signature authorization at this time, we ensure that all your transactions are safe and protected within our secure online environment.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts: 29,824, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $383,437. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 6200 3Rd Ave N Great Falls Mt 59405 or call (406) 761-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Investing in Our Members

With $2,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $658 in used auto loans and $85,263,180 in total loans and leases.

Member-Centric Focus

Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Strong Financial Health

With a net worth of $29,411,292, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,425 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,004,543 in used vehicle loans and $46,087,391 in new vehicle loans already helping members get on the road. We provide flexible terms and refinancing options to suit your individual needs.

Contact Us

If you want to learn more about our loan offerings or check your eligibility for any of these products, please feel free to contact us at (406) 761-8300 or visit us at 6200 3Rd Ave N Great Falls MT 59405. Our dedicated team is ready to assist you during our operating hours from 9:00 AM to 5:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support your financial journey every step of the way!

Credit Lines

If you're looking for additional flexibility in your budget, our total credit lines amount to $22,354,815. This option allows you to borrow only what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,353,956, make buying or refinancing simple. We are here to guide you through the process and help you find the right loan for your situation.

Unsecured Credit Card Loans

For those needing access to funds without collateral, we also offer flexible terms on unsecured credit card loans. With a total of $1,569,939 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This means users can trust that the information they receive reflects the current market conditions and lender offerings.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This verification process protects users from misleading information often found in less reputable sources. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Users will always see the best options available without influence from advertising dollars. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. With constantly changing rates, having access to real-time data can save time and money. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

1St Liberty