1st Liberty Credit Union Great Falls MT | Affordable Vehicle Loans & Top Checking Accounts

Introduction

At 1st Liberty, we believe that financial services should be as reliable and trustworthy as the communities we serve. Located at 401 Smelter Ave Ne, Great Falls, MT 59404, our Riverview Branch is dedicated to providing personalized banking solutions tailored to your needs. Since our establishment in 1955, we've grown into a robust credit union with over 15,000 members, showcasing our commitment to fostering financial well-being in the Great Falls area. With total assets amounting to an impressive $206,328,255 and total deposits reaching $20,902,388, we are well-positioned to support you with a range of services, including auto loans, mortgages, and personal loans. Our dedicated team of 59 employees is led by CEO Steven Grooms and Board President Ken Sylva, who work tirelessly to ensure you receive exceptional service every time you visit us. We pride ourselves on being more than just a financial institution; we are a part of your community. Our members benefit from our comprehensive offerings while enjoying the peace of mind that comes from knowing their money is managed responsibly. With a net worth of $29,411,292 and cash reserves of $2,872,230, we stand ready to help you achieve your financial goals. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 401 Smelter Ave NE, Great Falls, MT 59404-1927. We invite you to explore how 1st Liberty can empower your financial journey call us at 406-761-8300 or visit our website at 1st Liberty today!

Branch History & Mission

Community Engagement

Our relationship with the community extends beyond banking services. We actively participate in local events and initiatives aimed at improving the quality of life for residents in Great Falls and surrounding areas. From partnerships with local charities to sponsoring educational programs, we are dedicated to giving back and supporting those who support us. As part of our commitment to convenience, we offer various services including ATM access and drive-thru banking options for quick transactions. Additionally, we are continuously exploring new ways to enhance member experiences through innovative solutions. We invite you to join us on this journey! Experience the benefits of being part of 1st Liberty where your financial goals matter. Visit us today or call us at 406-761-8300. Together, let's build a brighter financial future for you and our community!

Our Mission

At the heart of 1st Liberty lies a commitment to not just serve but uplift our community. We strive to deliver personalized banking experiences that cater to both personal and business financial needs. Our mission is clear: to provide exceptional service while fostering financial wellness among our members. We believe that when our members thrive, so does our community. Over the years, we have embraced advancements in technology to make banking easier for everyone. Our online and mobile banking platforms ensure that members can manage their finances from anywhere at any time. We take pride in being ADA compliant, making our services accessible to all.

Branch Location & Accessibility

Accessibility and Features

At our branch, we prioritize accessibility for all members. You'll find ample parking right outside, along with ADA-compliant features such as ramps to ensure ease of access for everyone. Our facility is designed to provide a comfortable experience whether you're visiting us in person or utilizing our drive-thru services.

Operating Hours

We understand that life can be busy! That's why our lobby hours are set from 9 a.m. to 5 p.m., Monday through Friday. For those who prefer the convenience of drive-thru banking, we're open from 8:00 a.m. to 5:30 p.m. on weekdays and from 9 a.m. to 1 p.m. on Saturdays. We aim to accommodate your schedule while ensuring you receive top-notch service.

Services Offered

At the 1st Liberty Riverview Branch, we offer a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgage loans, and credit cards with rewards our team is here to help you every step of the way. Need cash? We have an ATM on-site for quick withdrawals and balance checks. If you require further assistance or have any questions about our services, feel free to give us a call at 406-761-8300. We're excited to welcome you into our branch soon!

Member Eligibility

Becoming a member of 1st Liberty is like joining a welcoming family that truly cares about your financial journey. If you live, work, worship, or attend school in the Great Falls area, or if you have a family member who is already a member, you're likely eligible to join us! This means you can access a range of financial services designed just for you, from checking and savings accounts to auto loans and credit cards with rewards. For more detailed eligibility requirements, feel free to visit our website at http://www.1stliberty.org/about/eligibility-guidelines . Opening an account is straightforward and inclusive simply head to our account opening page at https://digitalbanking.1stliberty.org/app/access/login , and you'll be on your way to enjoying the benefits of membership. If you have any questions or need assistance, don't hesitate to give us a call at (406) 761-8300. We're here for you at 401 Smelter Ave Ne Great Falls Mt 59404, ready to help you take the next step towards better financial health!

Business Banking & Commercial Services

At 1st Liberty, we understand that every business journey is unique, and we're here to help you navigate yours. Imagine needing extra funds to purchase new equipment or expand your storefront; our commercial loan options are designed to support your growth every step of the way. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services make everyday transactions smoother. Picture a small café utilizing our payment processing solutions to serve customers quickly and efficiently. These tools not only enhance customer experience but also free up your time to focus on what matters most growing your business. Located at 401 Smelter Ave Ne Great Falls Mt 59404, Great Falls, MT, we invite you to connect with us at (406) 761-8300 for personalized service tailored to your business needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Business Support

For local entrepreneurs and business owners, our Business Banking services include essential offerings like Merchant Services & Business Loans. We're committed to helping you grow and succeed in your endeavors by providing the financial support you need.

Digital Convenience

In today's fast-paced world, convenience is key. That's why we've made banking accessible right from your fingertips with our Online & Mobile Banking platforms. You can easily check balances, transfer funds, and even pay bills without leaving home. Plus, our ATM services allow for quick cash withdrawals and balance checks whenever you need them.

Easy Transactions

For those who prefer a more traditional approach, we offer basic drive-thru banking for deposits and withdrawals. With simple transactions available at your convenience during business hours, accessing your funds has never been easier. At 1st Liberty, we're not just about transactions; we're about relationships. Our team is always here to listen and provide support as you navigate your financial path. For questions or more information about any of our services, don't hesitate to call us at 406-761-8300. Whether you're visiting us in person at our Great Falls branch or connecting with us online through our website 1st Liberty, we're excited to help you achieve your financial goals!

Financial Flexibility

If you're facing unexpected expenses or want to consolidate your debt, look no further than our Personal Loans & Debt Consolidation options. These loans can provide the financial flexibility you need during challenging times. Plus, our Credit Cards with Rewards offer benefits that can enhance your purchasing power while earning points on every dollar spent.

Home Financing

Are you ready to purchase your first home or refinance an existing mortgage? Our Mortgage Loans & Refinancing services are designed to support you through this significant milestone. We'll guide you through the process with clear communication and personalized assistance.

Personal Banking

For those looking to manage their day-to-day finances, our Personal Banking services are here to help. Whether you're opening a Checking or Savings Account, we ensure that you have the tools necessary for effective budgeting and saving. If you're considering a new vehicle, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms, making it easier than ever to drive home in your dream car.

Digital & Online Banking

Accessibility and Support

Even if you're busy during regular hours, our online banking services are available around the clock. This means you can manage your accounts whenever it suits you best. Should you have questions or need assistance, our team is just a call away at (406) 761-8300. At 1st Liberty, we strive to provide a banking experience that's not only convenient but also tailored to fit your lifestyle. Explore all that our digital banking has to offer today!

Key Features

One of the standout features is our e-statements availability. Say goodbye to paper clutter and hello to environmentally friendly banking! You can easily view and download your statements online whenever you need them. Need to send money quickly? Our person-to-person transfer service allows you to send money directly to friends or family without any hassle. Just a few taps on your device and you're done! For those who prefer banking on their mobile devices, we offer a mobile application that's designed for easy navigation. While we currently don't support mobile payments, our app allows you to access all essential features right at your fingertips.

Financial Strength

At 1st Liberty, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand the importance of maintaining strong financial health to serve you better. With a net worth of $29,411,292, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.25% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,353,532 in share certificates and $11,337,242 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $2,000 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $658 in used auto loans and a total of $85,263,180 in loans and leases. Our operations reflect our commitment to efficiency with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 53 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $383,437. Total Share and Deposit Accounts: 29,824, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, 1st Liberty is your trusted partner. Visit us at 401 Smelter Ave Ne Great Falls MT 59404 or call 406-761-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $15,004,543 in used vehicle loans and $46,087,391 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you find the right financing option for your next vehicle.

Credit Lines

For those who need extra flexibility, our credit lines totaling $22,354,815 can be an excellent option. They allow you to borrow as needed without the hassle of applying for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,353,956, make buying or refinancing simple. We aim to provide accessible solutions that fit your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or looking into eligibility options for any of our products, our team is here to assist you. We want to ensure that you have the best financial solutions available. To learn more about our loan products or explore eligibility criteria further, visit us online at 1st Liberty or check out our eligibility guidelines here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Don't hesitate to reach out we're here to help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $1,569,939 in loans helping members manage their finances effectively. These cards come with great benefits designed to help you track your spending while building credit.

Loan Aggregator

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1St Liberty